loanDepot Reviews 4,567

TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 301 reviews, reviewers had a great experience with this company. Customers are really happy with the staff, consistently describing them as professional, knowledgeable, and helpful. The service provided is frequently highlighted as excellent, with many people appreciating the efficiency and ease of their overall experience. Reviewers are particularly impressed with the quick response times and the smooth user experience. However, some customers also noted issues with the process and the end result, mentioning that the appraisal was never performed or that the escrow for homeowners insurance became a nightmare. A few other people also felt that customer service was problematic, citing instances of being disconnected or receiving no response to inquiries.

What people talk about most

Staff

Customers had positive experiences with staff. Many reviewers highlighted the professionalism, knowledge, and... See more

Service

Users describe positive interactions with service, highlighting the ease and speed of the process. Many... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting staff who are focused on support,... See more

Response time

Consumers generally express satisfaction with response times. Many customers highlight that representatives... See more

User experience

Customers consistently note positive experiences with user experience. Many reviewers describe the process as... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Professional, personable, knowledgeable, helpful no matter what I needed questions I had they were answered efficiently. Everything goes smoothly. This is the second time I've gotten an equity loan th... See more

Company replied

Rated 5 out of 5 stars

From my first contact to the final signing and funding, this was a very easy, stress-free experience. This was my second time going through refinancing with loanDepot and it was even better than befor... See more

Rated 5 out of 5 stars

The service we received was far beyond our expectations.Miguel Wiggins, our customer contact was amazingly helpful in getting our application processed and was able to answer every question we had. Te... See more

Company replied

Rated 5 out of 5 stars

Jin Suk did an amazing job working with me taking the time to not only explain brake it down but also clarified to make sure I understood everything. Timing patience and always making sure I was comfo... See more

Company replied


Company details

  1. Money & Insurance

Information provided by various external sources

Now in its second decade, loanDepot is a mortgage industry leader dedicated to creating seamless borrower experiences through its proprietary mello™ technology and mello smartloan™, the industry’s first end-to-end digital mortgage. An innovator since its inception, loanDepot continues to disrupt the lending industry with its focus on technology to deliver personalized experiences to its customers. The Company has funded over $212 billion since its founding in 2010, and currently ranks as the second largest nonbank lender and one of the leading retail mortgage lenders in the U.S. NMLS #174457


Contact info

4.1

Great

TrustScore 4 out of 5

5K reviews

5-star
4-star
3-star
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1-star

Replied to 96% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Very helpful on what was needed and…

Very helpful on what was needed and helped to find info.

23 February 2026
Unprompted review
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Reply from loanDepot

Hi David! Thank you for sharing the positive experience you had with loanDepot. Customer satisfaction is our priority and your feedback is greatly appreciated.

Rated 5 out of 5 stars

Went through four different mortgage…

Went through four different mortgage lenders and the experience with them was disappointing. Shane and Kim were awesome. When I needed an answer or request they got to me by the end of the day versus a week or even never. They went above and beyond to help us get the right program to suit our needs. Thank you so much…

10 February 2026
Unprompted review
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Reply from loanDepot

Hi Michael! We are happy to hear that Team loanDepot was able to exceed your expectations. We take being your lender of choice very seriously and look forward to working with you again in the future.

Rated 5 out of 5 stars

David Oswald was absolutely amazing!!

David Oswald was absolutely amazing!!! Our process was seamless and was a complete breeze in comparison to the horror story of our first purchase! This is our second purchase using Loan Depot and I would never choose another way!!!

13 February 2026
Unprompted review
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Reply from loanDepot

Hi Christina! Thank you for sharing your great experience with us. We will share your kind words with David. Please keep us in mind for any future lending needs.

Rated 1 out of 5 stars

comunication

Keeping the borrower inform of important changes made without the borrower knowledge
Send Kathy Reed back to training on communications with th customers
Thank you Amir J great job

5 February 2026
Unprompted review
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Reply from loanDepot

Hi Hector – We appreciate you for bringing this matter to our attention. Please contact our Customer Care team at 888-337-6888 (x6789) or customercare@loandepot.com so that we can try to resolve your concern.

Rated 5 out of 5 stars

Knowledgeable and helpful service right…

Knowledgeable and helpful service right off the bat. My loan officer, Ali, was extremely detailed and walked me through the entire process. He put me at ease. In the end, I closed on a mortgage with Loan Depot. I’m completely satisfied and would recommend them to anyone.

12 January 2026
Unprompted review
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Reply from loanDepot

Hi Chris! Thank you for the kind words. We’re so happy to hear that you had a great experience with Ali and loanDepot. If you need anything in the future, please let us know. We appreciate your business!

Rated 5 out of 5 stars

Great rate, quick close, friendly people

Great rate, quick closing! The whole process was painless and speedy, and everyone associated with the deal was friendly and helpful. Feeling great about the whole transaction.

15 January 2026
Unprompted review
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Reply from loanDepot

Thank you so much for your kind words! We are thrilled to hear that you had such a positive experience with us. Our team works diligently to ensure a smooth and speedy process for our clients. We hope to assist you with any future needs as well. Thank you for choosing loanDepot!

Rated 5 out of 5 stars

Best Loan Experience

Super easy to work with and always on top of what’s needed to make this a smooth process! Jenna was amazing and I never felt rushed or frustrated about the paperwork.

30 January 2026
Unprompted review
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Reply from loanDepot

Hi Heather! We appreciate the feedback and are glad to hear that you had a great experience with our team. If you need anything in the future, please let us know.

Rated 5 out of 5 stars

The agent (Collin Kim) made me feel as…

The agent (Collin Kim) made me feel as though his only goal was to assure that I was satisfied with every aspect of the deal I was entering into. He answered every question without hesitation. I highly recommend Loan depot because of service I received.

9 February 2026
Unprompted review
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Reply from loanDepot

Hi Peter! Thank you for the kind words. We’re so happy to hear that you had a great experience with Collin and loanDepot. If you need anything in the future, please let us know. We appreciate your business!

Rated 5 out of 5 stars

Mr Papa did superb job putting the loan together.…

Mr Papa did superb job putting the loan together along with other capable staff/managers with timely requests for particular paperwork. It kept the stress down and everything fell together. Everything went smoothly with the closing agent and five stars for her professionalism!

26 January 2026
Unprompted review
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Reply from loanDepot

Hi John! Thank you for sharing this positive experience. We are here for you if you have any questions or future financial needs.

Rated 4 out of 5 stars

Great experience

Great experience . I would recommend anyone. Staff is courteous , knowledgeable and professional

6 February 2026
Unprompted review
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Reply from loanDepot

Thank you for your feedback Charles!

Rated 5 out of 5 stars

Exceptional Service and Seamless Refinancing Experience

We are extremely pleased with the outstanding service we received during the refinancing of our loan. Jaqlyn B., Loan Officer, and Thesalee T., Senior Account Manager, both went above and beyond to support us throughout the entire process.

Their professionalism, responsiveness, and attention to detail made what could have been a stressful experience feel smooth and manageable. They took the time to explain each step clearly, answered all of our questions promptly, and ensured everything was handled efficiently from start to finish.

We truly appreciate their dedication and commitment to excellent customer service. It was a pleasure working with them, and we highly recommend their services to anyone seeking a reliable and knowledgeable team for their financing needs.

9 February 2026
Unprompted review
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Reply from loanDepot

Hi Maria! We are happy to hear that you had a great experience with us. Thank you for sharing your story. We are here for you if you have any questions or future financial needs.

Rated 5 out of 5 stars

The team that worked with me were…amazing team work

The team that worked with me were amazing. Starting with Michael Plata. He real took his time I don’t want to leave Alexa and Jessica.

30 January 2026
Unprompted review
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Reply from loanDepot

Hi John! We appreciate your business and look forward to servicing your future lending needs. Please feel free to reach out to our team if you ever need assistance.

Rated 1 out of 5 stars

Poor refi experience

First I was told we'd have a payout of around $19,000 but I said no. Then I was told I'd get a lower interest rate if I took the additional payout so I said yes. I was also told not to make payments to creditors since LoanDepot would be paying them. Later I was told the payout was $9000. When I saw that our appraisal came back at more than originally anticipated I asked if we could get a higher payout. I asked more than once and was ignored. I was told our monthly payment would be less than $3000 but it was over that. I was told we would receive our checks to the creditors "overnight" and that we'd receive them on February 12th. We never received them until February 16th. I had told my creditors that I'd be sending payments on the 12th. I'm also extremely disappointed that the creditors couldn't be paid directly like my mortgage was. I sent the payments to the creditors the day I received them, but a week later and none have posted as it appears the mail takes forever to get to its destination. So now my credit report looks even worse because all my payments are late. Overall, it was a terrible experience and I wish I had gone through another company.

12 February 2026
Unprompted review
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Reply from loanDepot

Hi Susann – We apologize that your experience was not satisfactory and would like to learn more. Please call our Customer Care team at 888-337-6888 (x6789) or customercare@loandepot.com.

Rated 5 out of 5 stars

Kayden and his team were Amazing

Kayden and his team were Amazing! Abby Lopez as well!
Kayden is very professional and was always able to take my call or text me when I had questions. The entire process was made very easy due to Kayden's ability to get the right answers to me and explain the process. Thank you Kayden for your hard work and dedication for making my loan experience a great one!

21 January 2026
Unprompted review
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Reply from loanDepot

Hi Juan! Thank you for sharing your great experience with us. We will share your kind words with Kayden. Please keep us in mind for any future lending needs.

Rated 5 out of 5 stars

Help is on the way!!

The loan officer PJ was amazing from start to finish.. I was in a crunch and needed assistance ASAP and was helped in an exceptional timely manner. PJ and team helped me tremendously with their expertise . Putting me at ease to know I'd landed in the right place

22 December 2025
Unprompted review
loanDepot logo

Reply from loanDepot

Thank you for the kind words Tonya! Our team is dedicated to providing efficient and expert assistance to all our clients. We are thrilled to have been able to help you in your time of need. It was a pleasure working with you!

Rated 5 out of 5 stars

Loan Depot is an excellent loan source

Tonisha was my contact for Loan Depot. She is an excellent representative for the company. She handled my questions extremely well and provided straightforward and useful information. I feel comfortable going back to her for more information any time. Thank you Tonisha!

9 February 2026
Unprompted review
loanDepot logo

Reply from loanDepot

Thank you for your glowing review Karen! We are so happy to hear that Tonisha provided you with excellent service and helpful information. We pride ourselves on having knowledgeable and friendly representatives like her. We look forward to assisting you again in the future!

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