loanDepot Reviews 4,567

TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 301 reviews, reviewers had a great experience with this company. Customers are really happy with the staff, consistently describing them as professional, knowledgeable, and helpful. The service provided is frequently highlighted as excellent, with many people appreciating the efficiency and ease of their overall experience. Reviewers are particularly impressed with the quick response times and the smooth user experience. However, some customers also noted issues with the process and the end result, mentioning that the appraisal was never performed or that the escrow for homeowners insurance became a nightmare. A few other people also felt that customer service was problematic, citing instances of being disconnected or receiving no response to inquiries.

What people talk about most

Staff

Customers had positive experiences with staff. Many reviewers highlighted the professionalism, knowledge, and... See more

Service

Users describe positive interactions with service, highlighting the ease and speed of the process. Many... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting staff who are focused on support,... See more

Response time

Consumers generally express satisfaction with response times. Many customers highlight that representatives... See more

User experience

Customers consistently note positive experiences with user experience. Many reviewers describe the process as... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Professional, personable, knowledgeable, helpful no matter what I needed questions I had they were answered efficiently. Everything goes smoothly. This is the second time I've gotten an equity loan th... See more

Company replied

Rated 5 out of 5 stars

From my first contact to the final signing and funding, this was a very easy, stress-free experience. This was my second time going through refinancing with loanDepot and it was even better than befor... See more

Rated 5 out of 5 stars

The service we received was far beyond our expectations.Miguel Wiggins, our customer contact was amazingly helpful in getting our application processed and was able to answer every question we had. Te... See more

Company replied

Rated 5 out of 5 stars

Jin Suk did an amazing job working with me taking the time to not only explain brake it down but also clarified to make sure I understood everything. Timing patience and always making sure I was comfo... See more

Company replied


Company details

  1. Money & Insurance

Information provided by various external sources

Now in its second decade, loanDepot is a mortgage industry leader dedicated to creating seamless borrower experiences through its proprietary mello™ technology and mello smartloan™, the industry’s first end-to-end digital mortgage. An innovator since its inception, loanDepot continues to disrupt the lending industry with its focus on technology to deliver personalized experiences to its customers. The Company has funded over $212 billion since its founding in 2010, and currently ranks as the second largest nonbank lender and one of the leading retail mortgage lenders in the U.S. NMLS #174457


Contact info

4.1

Great

TrustScore 4 out of 5

5K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 96% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Easy and quick process

From the initial contact through closing, all the Loan Depot people were excellent. Always polite, efficient, professional, and friendly. Process was quick and everything was just as promised. Highly recommend!!

25 February 2026
Unprompted review
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Reply from loanDepot

Hi Alan! We appreciate the feedback and are glad to hear that you had a great experience with our team. If you need anything in the future, please let us know.

Rated 5 out of 5 stars

Support for quick close in the Bay Area

LoanDepot and our loan agent Karlo were exceptional. Karlo helped us with a quick turnaround on both pre-approval and closing and helped us understand our options for financing, including exploring different terms and down payment amounts. This required strong communication and responsiveness often outside of normal business hours. The online portals have been very easy to use for the loan application and for servicing. Most importantly, the rates were competitive. We are already repeat customers of LoanDepot, and we would return again in the future!

10 April 2026
Unprompted review
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Reply from loanDepot

Hi Amanda! We are thrilled that you had great experience with us and appreciate the time you took to share. Please keep loanDepot in mind for any future lending needs.

Rated 1 out of 5 stars

Trying to open app to make payment will…

Trying to open app to make payment will not let us sign in or register payment is due on 5/1

28 April 2026
Unprompted review
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Reply from loanDepot

Hi James -- Please contact our Customer Care Team at 888-337-6888 (x6789) or customercare@loandepot.com so that we can look into your situation further.

Rated 5 out of 5 stars

The Loan Depot met our goals well

The Loan Depot rep listened to our goals and presented a package that met those goals well.
The process of loading documentation on the portal was easy.

17 March 2026
Unprompted review
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Reply from loanDepot

Hi Linda! Thank you for taking the time to leave a review regarding your experience with our team. We look forward to being your lender of choice for any future lending needs.

Rated 1 out of 5 stars

Cannot link my ñew loan

Cannot link my ñew loan. Everytime I try, the website hangs up. DISGUSTING!

28 April 2026
Unprompted review
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Reply from loanDepot

Hi James – We apologize that your experience was not satisfactory and would like to learn more. Please call our Customer Care team at 888-337-6888 (x6789) or customercare@loandepot.com.

Rated 1 out of 5 stars

This company is not trust worthy

This company is not trust worthy. I warn future clients to be wary of false statements by agents.

29 April 2026
Unprompted review
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Reply from loanDepot

Hello – Thank you for taking the time to share your concern. Please contact our Customer Care team at 888-337-6888 (x6789) or customercare@loandepot.com so that we can assist you further.

Rated 1 out of 5 stars

Charged my credit card for an appraisal…

Charged my credit card for an appraisal deposit. When I opted out of their loan , no appraisal was done…& they kept the deposit, refusing to refund it! Good company to stay away from!

20 April 2026
Unprompted review
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Reply from loanDepot

Hi Carolyn – We apologize that your experience was not satisfactory and would like to learn more. Please call our Customer Care team at 888-337-6888 (x6789) or customercare@loandepot.com.

Rated 1 out of 5 stars

Worst experience that I ever had was with loan depot.Dobt

Worst experience that I ever had. The laan officer out of California was awful ... deceitful....wouldn't take no for an answer. Kept my appraisal fees. The appraisal was never performed. Won't return any of my money that she out in my credit card. Tried to get me to sign the loan without my wife's approval
Her name was Nahed Mouasher.

19 April 2026
Unprompted review
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Reply from loanDepot

Hi Timothy -- Thank you for sharing your experience. We would appreciate hearing more. Please contact our Customer Care Team at 888-337-6888 (x6789) or customercare@loandepot.com so that we can discuss your situation further. Thank you!

Rated 5 out of 5 stars

i would like to thank Brandon Reyes …

i would like to thank Brandon Reyes for everything that he did to help me secure a loan.
While i could not accept the final offer, my situation, he went above an beyond, with compassion and grace, that you don't find often. He explained everything to me in a way that anyone could understand. I will be forever grateful to have had him in my corner.
Thank you Brandon,
Sandi Grinnell

22 April 2026
Unprompted review
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Reply from loanDepot

Hi Sandra! Thank you for sharing your great experience with us. We will share your kind words with (lD employee name). Please keep us in mind for any future lending needs.

Rated 2 out of 5 stars

I was referred to Loan Depot by a…

I was referred to Loan Depot by a coworker I applied for a refinance online the representative was great everything was going perfect they pulled my credit I paid and had an appraisal done on my home a week away from closing I was denied with no phone call or warning I saw the denial when I logged into my application I called to ask why The representative explain my current mortgage holder had a Lein I called my mortgage holder anyways I had to do a lot of back and forth Loan depot would not talk to them directly to clear up my situation after a few attempts no one would get back to me or respond I called a supervisor and he assured me someone would get back to still nothing miscommunication and no communication I was left very disappointed and fustrated all they had to do and talk to
My mortgage holder directly and it would have worked out

6 April 2026
Unprompted review
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Reply from loanDepot

Hi Sarahys – We take your feedback very seriously and would like to investigate further. Please contact our Customer Care team at 888-337-6888 (x6789) or customercare@loandepot.com at your earliest convenience.

Rated 5 out of 5 stars

Even though the process is convoluted...

Even though the process is convoluted, as usual, the people I worked with were absolutely exceptional in every way which made the process tolerable. Highly recommend.

17 April 2026
Unprompted review
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Reply from loanDepot

Thank you for your feedback, Willard! We understand that the mortgage process can feel complex, and we’re glad our team was able to make it more manageable for you. It’s wonderful to hear that the people you worked with provided exceptional support throughout the experience. We truly appreciate your recommendation and your trust in loanDepot.

Rated 5 out of 5 stars

The representative that I dealt with

The representative that I dealt with, Lucas, was fantastic. He answered any questions I had.He got back in touch with quickly, and he explained everything to me plus he was very personable

14 April 2026
Unprompted review
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Reply from loanDepot

Hi Janice! Thank you for taking the time to leave a review regarding your experience with our team. We look forward to being your lender of choice for any future lending needs.

Rated 5 out of 5 stars

Always Reliable and Accurate

We have been planning to refinance our house for a while. We checked multiple vendors and loanDepot accomodated us the best way that fits our situation. We would definitely recommend them!

6 April 2026
Unprompted review
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Reply from loanDepot

Hello! Thank you for sharing the positive experience you had with loanDepot. Customer satisfaction is our priority and your feedback is greatly appreciated.

Rated 5 out of 5 stars

All well done

Mila Koniukhova worked with me and everything was just wonderful, clear explanation of all the numbers and details, everything was fast and high quality

2 April 2026
Unprompted review
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Reply from loanDepot

Hi Bohdan! Thank you for sharing your great experience with us. We will share your kind words with Mila. Please keep us in mind for any future lending needs.

Rated 5 out of 5 stars

Loan Depot has been wonderful!

Loan Depot has been awesome to work with when my husband, who had worked 2 Full Time jobs for 17 years
(I had worked 39 years as an RN till injury forced me onto disability) suddenly became ill and was hospitalized the first 7 months of 2025. We had only my disability check coming in for income during this time which wasn’t enough to pay our mortgage (we had had for 23 years) and all our other bills. Following discharge he was unable to even move his own legs in the bed and totally unable to walk. I applied for his disability and it was approved in under 1 month due to the exigent circumstances we were in, thankfully. But 1 disability does not equal 2 full time checks as an RN which he was. So I contacted Loan Depot early in his hospitalization and they immediately suggested a forbearance for 3 months. All I had to do was explain the circumstances to them. They continued extending the forbearance for a year and now they have offered a modification of a loan! They have been truly wonderful to work with! Always expressing concern for him and a desire to help! ⭐️⭐️⭐️⭐️⭐️ for Loan Depot!

14 April 2026
Unprompted review
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Reply from loanDepot

Hi Diana! Thanks for sharing your story with us. We are so glad you had a great experience with loanDepot. Please keep us in mind for any of your future financial needs.

Rated 5 out of 5 stars

Kevin and Diana have been incredible to…

Kevin and Diana have been incredible to work with and have our best interests at heart. Very knowledgeable and always available to us.

3 April 2026
Unprompted review
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Reply from loanDepot

Hi Claire! We appreciate the positive feedback. Our team works hard to ensure every customer enjoys the best possible experience. Your review will be shared with the loanDepot team.

Rated 5 out of 5 stars

Great Experience

Roxanne and the team at LoanDepot were excellent in helping us navigate buying our first home. She was very willing and open to answering questions and was always prompt with responses. Taking our loan through LoanDepot was an overall great experience for a process that many dread going through.

12 March 2026
Unprompted review
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Reply from loanDepot

Hi Donovan! Thank you for the kind words. We’re so happy to hear that you had a great experience with Roxanne and loanDepot. If you need anything in the future, please let us know. We appreciate your business!

Rated 1 out of 5 stars

Representative was very argumentative…

Representative was very argumentative when I was trying to convey to him what my goals were for the home equity loan. What topped it off, he ran a hard credit report without my consent. I was just trying to get a preliminary quote on interest rates and the amount of equity I could qualify to borrow.

1 April 2026
Unprompted review
loanDepot logo

Reply from loanDepot

Hi Lisa – We take your feedback very seriously and would like to investigate further. Please contact our Customer Care team at 888-337-6888 (x6789) or customercare@loandepot.com at your earliest convenience.

Rated 5 out of 5 stars

Knowing

Well it was good service and I was thinking about you.

6 April 2026
Unprompted review
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Reply from loanDepot

Thank you for your feedback!

Rated 5 out of 5 stars

Shed Painting

I had the opportunity to work with Marshall and Desiree with Loan Depot on a project for a 3rd party homeowner. I was very skeptical on how this would turn out from the start. I must say, Loan Depot exceeded my expectations in all areas, from the initial communications to the payment and follow-up.
I recommend Loan Depot for anyone wanting to work with a loan company as that delivered.

31 March 2026
Unprompted review
loanDepot logo

Reply from loanDepot

Hi Joseph! Thank you for the kind words. We’re so happy to hear that you had a great experience with Marshall and Desiree. If you need anything in the future, please let us know. We appreciate your business!

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