Lloyds Bank Reviews 

11,754
TrustScore 4 out of 5

4.1

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 5,934 reviews, reviewers had a great experience with this company. Customers consistently praise the staff for their helpfulness, professionalism, and willingness to go above and beyond. Many people highlight the excellent service received, noting that employees are kind, patient, and make complex processes straightforward. Reviewers appreciate the personalized approach and the proactive support provided, often exceeding expectations. However, some customers also noted issues with customer service, experiencing long waiting times and feeling ignored. A few other people also felt that the systems in place were inefficient, leading to frustration and a perceived lack of care.

What people talk about most

Staff

Users describe positive interactions with staff, frequently highlighting their helpfulness, professionalism,... See more

Customer service

Clients share ambiguous opinions on customer service, with some reviewers praising helpful and efficient... See more

Service

Customers consistently note positive experiences with service, often highlighting staff as friendly,... See more

Payment

People report ambiguous experiences with payment, with many customers expressing frustration over blocked... See more

User experience

Consumers find user experience to be positive, with many praising helpful staff who make complicated... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Over the last few years I have found staff at Lloyds Bank Walton-on Thames branch to be extremely helpful. Supportive with my aging father’s banking needs. Always carried out in a professional and com... See more

Company replied

Rated 5 out of 5 stars

Call in to branch for bank statement alison herbert help me look at my credit score on my app and discussed alternatibe ways to bank. I am now starting a new job a looking to build my savings and impr... See more

Company replied

Rated 5 out of 5 stars

I would like to say a big thank you to Toyin for the excellent service I received at the Lloyds branch in Manchester. She was very kind, patient, and extremely helpful. Toyin explained everything cle... See more

Company replied

Rated 5 out of 5 stars

This morning I went to my local branch, Carfax Oxford. I saw Julie. She was outstanding! In a few minutes while printing the relevant bank statements I'd requested, Julie noticed that my Saving... See more

Company replied


Company details

  1. Bank

Written by the company

Wherever you want to get to in life, Lloyds Bank has a range of bank accounts and personal banking services to suit you. Visit us today to find out more.


Contact info

4.1

Great

TrustScore 4 out of 5

12K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.1

All reviews

(11,754)

5,974 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very helpful and surpassed my needs…

Very helpful and surpassed my needs today with savings, thank you Jae. Cornhill Ipswich Llloyds

10 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Maria. Thank you for your feedback. I'm delighted to hear that Jae at our Cornhill Ipswich branch was so helpful and exceeded your expectations with your savings enquiry. It's great to know you received such positive support. Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Nandu

Rated 1 out of 5 stars

dangerous bank

Lloyds Bank shares data with other corporations.

10 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Tomasz. Thank you for your feedback. I'm sorry to hear about your concerns. We take the privacy and security of customer information very seriously and only share data where permitted by law and in line with our Privacy Notice.

If you'd like one of our Complaint Managers to review your concerns further, you can submit a complaint by copying and pasting this link into your browser: https://www.lloydsbank.com/contact-us/how-to-complain.html

Thanks
Nandu

Rated 5 out of 5 stars

Nyella was my saviour today

Nyella was my saviour today
I was struggling massively with my account and she was more than happy to help me
She guided me throughout
She was very patient and made it seem so easy
She was very professional so kind and such a lovely girl
Thankyou so much
We need more Nyellas She was excellent

10 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Karen. Thank you for your feedback. I'm delighted to hear that Nyella was able to help you with your account and provide such patient and professional support. It's great to know that Nyella guided you through everything and made the process feel easy. Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Nandu

Rated 5 out of 5 stars

This Bank is trustworthy and so kind of…

This Bank is trustworthy and so kind of people. I would like to give them rewards

10 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Jayshree. Thank you for your feedback. I'm delighted to hear that you've found Lloyds Bank trustworthy and that you've had such positive experiences with our colleagues. Thank you for your 5-star rating and for banking with us.

Thanks
Nandu

Rated 5 out of 5 stars

She is very professional with excellent…

She is very professional with excellent IT knowledge and very resourceful to resolve my issues sorted!

10 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Akeem. Thank you for your feedback. I'm delighted to hear that you found the service professional, knowledgeable and helpful. It's great to know your issues were resolved and that you received the support you needed. Thank you for your 5-star rating.

Thanks
Nandu

Nandu

Rated 5 out of 5 stars

Very helpful- even though we’re…

Very helpful- even though we’re terrible with technology. Alicia went out of her way to get us the space and correct person to help.

10 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Jess/ Jeanie. Thank you for your feedback. I'm delighted to hear that Alicia was so helpful and went out of their way to find the right support for you. It's great to know you felt well looked after, even when dealing with technology you weren't familiar with. Thank you for your 5-star rating.

Thanks
Nandu

Rated 1 out of 5 stars

Serious security flaw - BE WARNED

The CEO was on the BBC saying his greatest concern is fraud. The Halifax even sent me an email yesterday saying during their change to Lloyds is a great opportunity for scammers.

During a call to Scottish Widows regarding a complaint, I was asked the usual security questions and was then transferred around and ended up speaking with a woman with a strong African accent. She said I needed to answer more security questions and asked for my sort code, account number and details of my online password.
No bank staff ask for this and if they do they shouldn’t. I smelt a rat and ended the call.
Lloyds staff have confirmed call handlers work from home and can actually transfer your call quite literally anywhere outside the banks system - which is not recorded.
No trace of my call has been found - suggests it went outside the banks system not to the Halifax.

IF you think your call to Lloyds - and perhaps other banks? -is safe, think again.

I emailed their CEO, whose biggest concern he says is fraud, weeks ago about this and guess what they’ve done so far?

Top marks if you think they’ve done nothing.

Wonder if the BBC’s Panorama would like to ask him about this flaw in security?

Be very careful

Nandu
Thanks for the response - usual cut and paste - however ……

You’ve been emailed about this weeks ago.
And you have done absolutely nothing.
Two of your complaints managers were made fully aware of this, along with your CEO and his staff.
You have done absolutely nothing.

Once again, it’s taken a TrustPilot review to get your attention.

Shameful.

My recent, serious complaint with you - fully upheld as entirely your fault - highlighted failures across your business and in particular your communication - or lack of it - within your organisation.

Your failure to act promptly- or not at all so far - on this potential attempt at fraud, simply highlights the matter even further.

Your CEO goes on the BBC and states fraud is his biggest concern.
How does him failing to respond to my email weeks ago square with this then ?

9 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi David. Thank you for your feedback. I'm sorry to hear about your concerns regarding security and the experience you've described. We take the security of our customers' accounts and information extremely seriously, and we'd like the opportunity to investigate this further.

Please allow one of our Complaint Managers to review your concerns. You can submit a complaint by copying and pasting this link into your browser: https://www.lloydsbank.com/contact-us/how-to-complain.html

Thanks
Nandu

Rated 1 out of 5 stars

Have Lloyds made a horrible error?

Quietly, surreptitiously, Lloyds Bank has removed all possibility of online interaction with a human being. Today, customer with decades of loyalty are forced to 'triage' with AI bots as their sole immediate contact point (ignoring the "your call is important to us" torture of telephoning). I will simply not accept this rotten level of service and hope others will join me by switching allegiance to better alternatives. Their chief executive should be ashamed but, of course, will not care a fig while trousering his annual millions...Their feeble boilerplate response (see below) is that I should raise an official complaint. Ince they have not paid me any interest on my savings account I might just do that prior to closing all my accounts.

10 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Robert. Thank you for your feedback. I'm sorry to hear you're disappointed with the service you've received and that you feel we're not meeting your expectations. I understand how important it is to have access to support in a way that works for you.

If you'd like one of our Complaint Managers to review your concerns further, you can submit a complaint by copying and pasting this link into your browser: https://www.lloydsbank.com/contact-us/how-to-complain.html

Thanks
Nandu

Rated 5 out of 5 stars

I would like to express my sincere…

I would like to express my sincere appreciation for Juliet at the Lloyds Bank Northampton branch. She provided exceptional advice on mortgages and savings, demonstrating outstanding knowledge, professionalism, and genuine care throughout our meeting.
Juliet was polite, cheerful, approachable, and incredibly helpful. She took the time to understand our needs, explained our options clearly, and even arranged a follow-up appointment to ensure we received the right support.
Her dedication to excellent customer service is truly commendable. In my opinion, Juliet deserves recognition as Lloyds Staff of the Year. She delivered a genuine 5-star service and is a great ambassador for Lloyds Bank.

10 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Oluwasegunotta. Thank you for taking the time to leave us a review. I'm delighted to hear that Juliet at our Northampton branch provided such exceptional advice and support. It's great to know that Juliet took the time to understand your needs, explain your options clearly and arrange a follow-up appointment to ensure you received the right support.

Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Nandu

Rated 5 out of 5 stars

We were at Lloyds Bank at Northampton…

We were at Lloyds Bank at Northampton today and Juliet@Northampton branch was absolutely amazing. She was calm and guided us through all we needed. Cheers Juliet you are the best

10 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Uche. Thank you for your feedback. I'm delighted to hear that Juliet at our Northampton branch was able to guide you through everything you needed and provide such excellent service. Thank you for your 5-star rating.

Thanks
Nandu

Rated 5 out of 5 stars

Sabina at Derby branch was excellent…

Sabina at Derby branch was excellent and welcoming and was happy with service. Brilliant explained things for clearly .

10 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Audrey. Thank you for your feedback. I'm delighted to hear that Sabina at our Derby branch made you feel welcome and explained everything clearly. Thank you for your 5-star rating.

Thanks
Nandu

Rated 1 out of 5 stars

Gone down hill over the years

I have been with Lloyds for 36 years and have seen how bad everything has got to. Branches closed one after the other, telephone banking is patchy with some services from India, the person you talk to on the phone is often clueless, they lost my items in their safe deposit box, and they push you to use their app because they don't want to answer telephone calls.

Their credit card is the worst. When there is a dispute about a charge they simply are too incompetent to sort it out; expect to spend hours on the phone with a clueless person.

I will be changing my bank.

10 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Sharam. Thank you for your feedback. I'm sorry to hear you're disappointed and feel the service has declined over the years.

I'm especially sorry to hear about the issues you've experienced with your safe deposit box, credit card dispute and the service you've received when contacting us. This isn't the level of service we aim to provide.

Please allow one of our Complaint Managers to look into this further for you. You can complete our online complaints form by copying and pasting this link into your browser: https://www.lloydsbank.com/contact-us/how-to-complain.html

Thanks
Nandu

Rated 1 out of 5 stars

Just to say

Just to say, don't open an account with Lloyds. They are as bad as Chase Bank for trying to be the money police. I have closed my account, gatekeep away with someone else! Clown show like Chase, these businesses should have no licence to operate in the UK. Just say NO to Lloyds kids. And Chase. If they tell you how and when you can spend your money - close your account immediately. Don't give them that power, it's your money. Lloyds can get in the bin where they belong, I'm embarrassed to be an account holder

Edit - I have closed my account. The transactions were belatedly allowed again but the damage has been done. Sorry. Just like Chase, you can't be the police of people's money, in fact, it is a privilege for you to hold it, since it earns interest. This is just wrong. I have no interest in complaining. I am warning other people. Do not open an account with this bank! If they can block 1 payment they can block them all.

9 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Craig. Thank you for your feedback. I'm sorry to hear you're disappointed and that you've decided to close your account.
I'm really sorry to hear about your experience.

This isn't the level of service we aim to provide.
Please allow one of our complaint managers to look into this further for you. You can complete our online complaints form by copying and pasting this link into your browser: https://www.lloydsbank.com/contact-us/how-to-complain.html

Thanks
Nandu

Rated 3 out of 5 stars

The id process was difficult because it…

The id process was difficult because it kept saying use a darker background and I had it on the darkest background possible other than that it was an easy process I’m happy

9 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Aaron. I'm sorry to learn that you experienced difficulties during the ID verification process, particularly with the repeated prompts to use a darker background. We appreciate how frustrating that can be when you've already followed the instructions as closely as possible. Thank you for the positive review.

Please allow one of our complaint managers to look into this further for you. You can complete our online complaints form by copying and pasting this link into your browser: https://www.lloydsbank.com/contact-us/how-to-complain.html

Thanks
Pritesh

Rated 4 out of 5 stars

Slightly mixed experience

Today’s renewal of the account was very easy, especially after advice from staff at Lloyds Worcester branch. It is just irritating that before, I had received such poor, incorrect advice from the chat line, both AI and actual human.

3 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi, I'm pleased to hear that renewing your account was straightforward and that the team at our Worcester branch were able to provide helpful advice and support throughout the process.

However, I'm sorry to learn that your earlier experience with our chat service, both automated and adviser-led, left you feeling frustrated due to receiving incorrect information. We appreciate you bringing this to our attention.

Thanks
Pritesh

Rated 1 out of 5 stars

Bad service …from rude staff

I have just closed my account in southport because off the rude staff in there and also because off the waiting times to be served
And now I've complained on here they got back to me saying it was disappointing heating about your comment ? It isn't a comment it's the truth

3 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi, I'm sorry to hear about your negative experience at our Southport branch. We understand how frustrating it can be to experience long waiting times, and we're particularly disappointed to hear your comments regarding the service you received from our staff.

Please allow one of our complaint managers to look into this further for you. You can complete our online complaints form by copying and pasting this link into your browser: https://www.lloydsbank.com/contact-us/how-to-complain.html

Thanks
Pritesh

Rated 5 out of 5 stars

We visited our local hub at Woodhouse

We visited our local hub at Woodhouse, and were able to complete everything we set out to do with the help of the very supportive Anna.
No need to visit the town centre!

9 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Karen. I'm delighted to hear that your visit to the Woodhouse Banking Hub was such a positive one and that Anna was able to help you complete everything you had planned. It's wonderful to know that Anna provided such supportive service and made the process straightforward for you. Thank you for your kind feedback.

Thanks
Pritesh

Rated 5 out of 5 stars

Incredible service

I visited the branch today and was greeted by Tiffany. Her customer service was absolutely fantastic. She was friendly, knowledgeable, and clearly very experienced (although her youthful appearance makes that hard to believe!).

I needed to update my address, and Tiffany explained that this could be done online. Unfortunately, I didn’t have my phone with me for her to show me how to do it through the app, and as I was already in the branch, I preferred to get it sorted there and then. She was extremely helpful and introduced me to another lovely member of staff, who I believe was called Sarah.

Sarah was equally friendly and professional. She helped me update my address using my bank card, PIN, and driving licence, and also explained that I could have completed the process online, which I’ll definitely remember if I move again in the future.

During our conversation, Sarah asked whether I was currently renting or had a mortgage. I explained that I’m renting at the moment but hope to buy a property within the next year or two. She took the time to explain some of the options that Lloyds may be able to offer and what steps I would need to take to prepare. I found this information very helpful.

Sarah also checked whether I had contents insurance for my new home, which I thought was a thoughtful touch, as many people may not realise how important it is.

Overall, I received outstanding service from both Tiffany and Sarah. They were friendly, professional, knowledgeable, and genuinely helpful throughout my visit. A credit to the branch and to Lloyds. 10/10 service!

9 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Jane. I'm happy to hear about the outstanding service you received from both Tiffany and Sarah during your visit to the branch.

It's wonderful to know that Tiffany gave you such a warm welcome and took the time to explain your options for updating your address, while ensuring you received the support you needed. We're equally pleased that Sarah was able to help complete the update and provide clear guidance on how to manage this online in the future.

What makes your feedback especially rewarding is hearing how Sarah went beyond your original request by taking the time to discuss your future homeownership plans and explain the mortgage options that may be available to you. Helping customers understand their choices and feel more confident about their financial future is something we're passionate about. It's also great to hear that her advice regarding contents insurance was helpful and thoughtful. Thank you for the positive review.

Thanks
Pritesh

Rated 5 out of 5 stars

Wonderful customer service

Lindsey at Lloyds Bank in Bury St Edmunds was extremely kind and helpful when I visited the bank today. Nothing was too much trouble for her, she listened to my requests carefully and was very thorough while I was there.

10 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Mary. I'm happy to hear that Lindsey at our Bury St Edmunds branch provided you with such kind and helpful service. It's great to know that she took the time to listen carefully to your requests, support you throughout your visit, and ensure everything was handled thoroughly. Thank you for the positive review.

Thanks
Pritesh

Rated 1 out of 5 stars

Lloyds has just made my on line banking extremely difficult for me

I've banked with Lloyds all my working life, and have always been happy with the service, both in branch and on line.
However, the decision to withdraw some aspects of the on line banking platform has really frustrated and inconvenienced me.
For some unknown reason, the ability to name accounts has been withdrawn. I have multiple accounts and I cannot express how difficult you have now made my banking by taking away this facility. Why????
Also, Lloyds has withdrawn the quick transfer facility - I used this pretty much daily. Why????
If I had an explanation for this reduction in service I might be at least able to understand the reasoning, but nothing has been forthcoming. I am left considering my options.

9 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Peter. I'm sorry to hear that recent changes to Online Banking have left you feeling frustrated and inconvenienced.
We understand how valuable account nicknames can be when managing multiple accounts. Being able to quickly identify each account helps customers stay organised and manage their finances more efficiently, so we appreciate why the removal of this feature has had such a significant impact on your banking experience.

We also understand your disappointment regarding the withdrawal of the quick transfer facility. When a feature becomes part of a customer's daily routine, changes to the way it works can understandably be frustrating, particularly when they make everyday banking less convenient.

Please allow one of our complaint managers to look into this further for you. You can complete our online complaints form by copying and pasting this link into your browser: https://www.lloydsbank.com/contact-us/how-to-complain.html

Thanks
Pritesh

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look