Losing any piece of valuable jewelry is something that no one ever wants to go through, thankfully Jewelers Mutual exists. They made the experience endurable and worked quickly to get my fiancee's rin... See more
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I have been with JM for several years now and the experience is wonderful. We had to submit a claim a while back for my husband's band and it was super simple, we go a response within a few days (we s... See more
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Very easy and efficient process. Handled claim well and completely replaced my broken bracelet that could not be repaired. I had no out of pocket expense. Will def keep my jewelry insured with this co... See more
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I paid for repairs to my wife’s ring not realizing repairs were included in my policy. I eventually put in a claim after the fact. You guys did an investigation and reimbursed me for the full amount!... See more
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Company details
About Jewelers Mutual Group
Written by the company
Jewelers Mutual Group was founded in 1913 by jewelers, for jewelers. We started out insuring jewelry stores and businesses; then, in 1953, we added coverage for personal jewelry like yours.
Why Jewelers Mutual?
We don't insure cars or houses or fancy purebred dogs. We insure jewelry and only jewelry. 💍 💎
We are the jewelry insurance experts.
Your jewelry isn’t ordinary, so don’t settle for ordinary insurance.
Jewelry Insurance Coverage
No matter the type of jewelry you insure, it’ll be protected by our comprehensive repair or replacement coverage. Here’s what’s covered under Jewelers Mutual:
- Loss: You left your ring somewhere (like on a beach towel or restaurant). You know it’s out there but you can’t find it. It’s covered.
- Theft: We know the feeling of heartbreak when something you love is stolen. But rest assured, your stolen piece is covered.
- Damage: You hit your engagement ring on the edge of a table, and it cracks. We’ll cover that.
- Disappearance: Your jewelry could be lost, stolen or at the bottom of a lake. You may not be able to explain where it is or how it vanished. Don’t worry, that’s covered.
- Worldwide Travel: You can travel across the globe and not have to worry about wearing your favorite jewelry.
Homeowners Policy vs. Jewelry Insurance
Most homeowners insurance policies do cover jewelry to some extent. In many cases, however, your coverage is limited by:
- Limitations or exclusions on situations covered
- Requirements to use jewelry replacement companies
- Needing several estimates before settling a claim
- Coverage value limits (leaving the rest up to you)
Keep in mind, a jewelry claim filed against your homeowners policy could affect your entire policy, meaning your premium could go up or your eligibility for your entire homeowners policy could be affected at renewal.
With a Jewelers Mutual policy, one of our jewelry experts connects you with the jeweler of your choice to find the same kind-and-quality replacement. All the work is done for you behind-the-scenes by someone who specializes in fine jewelry.
Trust your home to a homeowners policy, but trust your jewelry to the jewelry insurance specialists.
Contact info
24 Jewelers Park Drive, 54956-3703, Neenah, United States
- 888-884-2424
- personaljewelry@jminsure.com
- jewelersmutual.com
4.7
Excellent
15K reviews
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Claim handler was very well informed…
Claim handler was very well informed and professional. Provided clear information and made the process simple and easy
8 July 2026
Reply from Jewelers Mutual Group
We strive to make the claims process easy, so we're so happy to hear this, Linsey!
Jewelers mutual made the process quick…
Jewelers mutual made the process quick and painless. The insurance agent was attentive and informative. She made sure i understood the process from start to finish!!!
16 July 2026
Reply from Jewelers Mutual Group
Hi Jerlene, thank you for the positive feedback! We're happy you feel comfortable with the process and if you have any further questions, don't hesitate to reach out.
Reply from Jewelers Mutual Group
Thank you for the kind words, Salvador!
Reply from Jewelers Mutual Group
We strive to make the process easy for our customers so we're happy to hear this, Joy!
Reply from Jewelers Mutual Group
Enjoy your replacement, Renee! ☺️
Easy online application
Easy online application! Competitive pricing and excellent customer service. The process was very efficient. I was glad they accepted the appraisal I already had.
27 July 2026
Reply from Jewelers Mutual Group
Hi Heather, we strive to make the process simple for our customers, so we're happy you felt it was efficient!
Jeweler Mutual Experience
From the first time that my jeweler recommended you instead of my homeowners insurance, I have been very pleased with the cost and coverage.
29 July 2026
Reply from Jewelers Mutual Group
We're so glad to hear that, Jama!
Reply from Jewelers Mutual Group
Thank you for your positive feedback, Robert!
Easy contact with you and the jewelry…
Easy contact with you and the jewelry company. Nice understanding with all.
11 July 2026
Reply from Jewelers Mutual Group
Thank you for the kind words, Lynn!
Losing any piece of valuable jewelry is…
Losing any piece of valuable jewelry is something that no one ever wants to go through, thankfully Jewelers Mutual exists. They made the experience endurable and worked quickly to get my fiancee's ring replaced. Very happy so far with how smooth the process has been.
27 July 2026
Reply from Jewelers Mutual Group
Agreed about losing a piece, but we're so happy you have been able to get a replacement quickly, Karen!
Jewelers Mutual is a great company …
I have had Jewelers Mutual Ins for years and never filed a claim. I was nervous about the process. But it turned out that it was so easy and stress free. It’s a great company that is also very easy to work with.
20 July 2026
Reply from Jewelers Mutual Group
Hi Toni, thank you so much for sharing your feedback! We're happy the experience was positive and smooth for you.
Excellent customer service
Very easy and efficient process. Handled claim well and completely replaced my broken bracelet that could not be repaired. I had no out of pocket expense. Will def keep my jewelry insured with this company and I highly recommend them!
4 July 2026
Reply from Jewelers Mutual Group
Hi Andrea, we are appreciative of those who refer Jewelers Mutual – it's one of the best compliments that we can receive! We'll strive to continue providing smooth and efficient service.
Great communication and very easy to…
Great communication and very easy to talk with. The entire process of setting up the policy, updating, and renewing was quick and painless. The price of the insurance is reasonable.
25 July 2026
Reply from Jewelers Mutual Group
Hi Chipper, we are thankful for those who choose Jewelers Mutual to protect their precious jewelry. Thank you for your kind words & loyalty!
Easy ring repair with Jewelers Mutual
Jewelers Mutual made jewelry repair easy. They recommended a local and reputable jeweler who got our ring repaired quickly. The jeweler said that working with Jewelers Mutual was great and they had already received payment by the time I picked up the ring.
24 July 2026
Reply from Jewelers Mutual Group
Hi Garrett, thank you for recommending Jewelers Mutual! We appreciate your support and trust in our services and are happy the claims process was smooth.
Solid jewelry insurer
Solid jewelry insurer! Appreciate the online portal and ease of coverage & renewal process
24 July 2026
Reply from Jewelers Mutual Group
Hi Matthew, thank you so much for the kind words! We strive to make the process easy for our customers.
It was very easy to get the insurance…
It was very easy to get the insurance online. My jeweler had given me the information I needed, and it was a very simple process
13 July 2026
Reply from Jewelers Mutual Group
Hi Debbie, we strive to make the process simple for our customers, so we're so happy to hear this!
All went well!!
All went well! Very easy and so nice that there is no deductible and no increase in premiums. I was so sad to have lost my original diamond that was there on the day I was proposed to and that was blessed on our wedding day, but it was very nice to have a full replacement
12 July 2026
Reply from Jewelers Mutual Group
Hi Samantha, while diamond loss is never fun, we're so happy you were able to get a full replacement so you could get back to wearing your piece!
Easy to obtain coverage
Very easy to obtain the proper amount of coverage and the cost of insurance was proper.
21 July 2026
Reply from Jewelers Mutual Group
Hi Steve, we appreciate your positive feedback!
The process was very quick and easy
The process was very quick and easy. They came highly recommended from the jeweler I purchased the ring from. Looking over the policy, it looks far better than insuring under my homeowners policy.
20 July 2026
Reply from Jewelers Mutual Group
Hi Brandon, we appreciate you and the kind words! Never hesitate to reach out if there's anything you need.
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