Very easy to understand. All information was available and clear. Options for add-ons were clear and precise as to cost per month and the annual total. The total breakdown of inclusions/exclusions of... See more
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We’ll protect your property, inside and out… in minutes
Our customers have saved money and set up their home insurance online, even if they've had insurance problems in the past.
Specialist home insurance for a wide range of circumstances
We're experts at insuring people who want to build or buy a unique property, renovate, rent a home or leave it unoccupied. We can cover people who travel a lot, run a business from home or even collect rare treasures. We protect people who love living in a listed building, having a view of a river or sunbathing on a flat roof. We cover listed, non-standard construction, second and holiday homes, homes rented on airbnb, customers with lodgers, landlords, customers with past convictions or financial difficulties, larger homes with more than 6 bedrooms, childminders and many more!
Immediate online quote in most cases, even for very complex circumstances
We quote for a wider set of circumstances online than any other insurance provider in the UK.
Get your home insurance quote now
Useful extra cover included
Benefit from Basic Legal Expenses and Home Emergency cover included in your policy, included in your policy as standard.
Speak to our call centre team if you have questions
We understand that you are bound to have some questions, especially if your property or the way you use the property is classed as a bit unusual. Please call our team, we’re here to help. We're available on the phones until 8pm on weekdays and on Saturday mornings.
5 Star rated policies
Homeprotect home insurance policies are 5-star rated by Moneyfacts.
24hr Home Emergency line
If the worst should happen, call our dedicated team anytime. We’ll explain what information we need from you and we'll explain what happens next.
What we don’t cover
We also think it’s important to be clear on.
Please note that we don't cover homes outside of the UK, damage caused gradually, or by wear and tear, or by failure to fix a known issue, faulty design or poor workmanship or theft, vandalism or accidental damage caused by a paying guest. Find out more details of what is and isn’t covered in our policy booklet
To find out more, please visit: www.homeprotect.co.uk
CI Tower, KT3 4HG, New Malden, United Kingdom
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 100% of negative reviews
Typically replies within 24 hours
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very easy to do and clear to understand,had follow up email but no rushing me to comit

Reply from Homeprotect
Emma was very thorough and knowledgeable a credit to the company!

Reply from Homeprotect
The online application was easy.
I did need to use live chat to confirm a few details and they were extremely thorough and helpful.

Reply from Homeprotect
Very straightforward and easy to purchase. Quick transaction. Price is also very reasonable.

Reply from Homeprotect
Very easy to understand, very easy to use even for a dinosaur like me! No hidden extras, clear and precise

Reply from Homeprotect
Only place we could find unoccupied home insurance and could do it online!

Reply from Homeprotect
steer clear of Home protect AXA
my first claim in over 40 years of buying home insurance and not cheap over £500 smashed my laptop with the reclining chair even tried to get it fixed myself couldnt so made a claim
been told only had the basic cover how can it be basic over £500 it should be covered under items less than £1500 not itemised but they say not i will have to refer this to trading standards i think is is a absolute con
25/7/2026 reply i have filed the claim on line on the home protect claim form and called the claim office I closed the recliner onto it i even took it to a repair shop firstto pay for it my self could not fix it now because i didnt itemise its not covered even though items under £1500 are covered ?
over 40 years not a claim 1st claim not covered WOW!!
Home protect AXA came back asking for details even though I had completed all the claim online
I have not had any contact since the disgusting decision by this company
How they get out of paying
Now the 28/7/2026
I have called today no one knows about trust pilot review called the claims team customer service they have no idea someone has contacted me from home protect AXA
Up date 12;49 28/7/2026
Home protect utter wasters
as you can see i had to chase them ref there request for information so they can help thats just a scam to get something on trust pilot they just repeated what was said earlier i had a basic policy for £500 !!!! it did not cover the laptop who has a desktop in 2021

Reply from Homeprotect
1) Their website is down, I cannot access my documents which I need to send to the mortgage company.
It doesn't look great in 2026 when a company's IT is down during business hours.
UPDATE:
2) When I could eventually access my policy documents, they had failed to send me a letter confirming that I had renewed my policy at that time. This meant I was unable to prove buildings insurance was in place to my mortgage lender which meant a delay to that process required me to contact Homeprotect.
Thankfully Ayanda was very efficient and sorted out the problem quickly on the call and the letter was issued, but I should not have had to chase in the first place and waste my time on the phone with them.

Reply from Homeprotect
Called to discuss the end of my insurance due to financial difficulty. The adviser was sympathetic and understanding and gave the best possible advice.

Reply from Homeprotect
Renewed at premium acceptable to us consumers.

Reply from Homeprotect
Great cover and price went down the following year too

Reply from Homeprotect
Very pleased with the way the call was conducted. Helpful advice and professional manner. Very impressed

Reply from Homeprotect
I used your chat option before deciding on who to use for my insurance. Nisha was very helpful

Reply from Homeprotect
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