Geoffrey Insurance Reviews 

18,445
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 292 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently found the online process and website very easy to use, making arranging insurance simple and straightforward. Many also appreciated the helpful and professional staff, often highlighting competitive prices and efficient service, leading to high satisfaction with the company's offerings. However, some people were dissatisfied with customer service, finding staff unhelpful or unprofessional. Others experienced communication issues, a lack of clear explanation, or unexpected price increases upon renewal or policy changes.

What people talk about most

Service

Reviewers highlight ambiguous aspects of service, with many expressing extreme dissatisfaction. Customers... See more

Price

People report ambiguous experiences with price, with many customers expressing dissatisfaction over high... See more

Customer service

Clients share ambiguous opinions on customer service, with many reviewers expressing significant frustration... See more

Staff

Users describe ambiguous interactions with staff, with many reviewers expressing frustration over rude,... See more

User experience

Consumers find the user experience to be positive, with many describing it as simple, easy to understand, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

One of the best insurers I’ve been with. Communication has been great and everything has been no-nonsense and easy to navigate. I’ve decided to move on this year but only due to price comparisons. It... See more

Company replied

Rated 4 out of 5 stars

Thanks for adjusting my NCD after a drawn out resolution for an incident last year. Took a couple of calls before I got the right person. 1st operative said it couldn't be adjusted. So tried again.... See more

Company replied

Rated 4 out of 5 stars

Following a very unpleasant experience with various call handlers I received a call from the service recovery team. Spoke with a very knowledgeable lady, Leanne, who listened and actually made me fee... See more

Company replied

Rated 5 out of 5 stars

A really great and helpful car insurance provider. You don’t realise until you have an accident how much you need a good insurance company to help you manage everything. Geoffrey Insurance were fantas... See more

Company replied


Company details

  1. Insurance Agency
  2. Auto Insurance Agency

Written by the company

Geoffrey Insurance Services (formerly Chaucer Direct) is an online motor insurance company, dedicated to providing car and pet insurance at competitive prices. We aim to provide drivers with the lowest insurance prices and the best service in the business.

Written by the company


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

18K reviews

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4.3

All reviews

(18,445)

290 reviews in the last 12 months

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Rated 1 out of 5 stars

I am extremely disappointed with the…

I am extremely disappointed with the service I have received from Geoffrey Insurance.

I renewed my car insurance policy in March, and the policy documentation clearly stated that the cancellation fee would be £60. Recently, I purchased a new vehicle and contacted Geoffrey to update my policy. However, I was informed that they would not insure my new vehicle simply because it is brand new.

As Geoffrey has refused to provide cover for my new vehicle, I find it unfair that I am being charged not only the £60 cancellation fee but also an additional three months’ premium and a further charge of approximately £40, which has not been clearly explained to me.

I feel that I am being unfairly penalised for a situation that is entirely outside of my control. I did not choose to cancel my policy without reason; rather, Geoffrey has declined to insure my replacement vehicle, leaving me with no option but to seek insurance elsewhere.

8 June 2026
Unprompted review
Geoffrey Insurance logo

Reply from Geoffrey Insurance

Hi Jurate,

I'm so sorry to hear about the frustrating experience you've had with your policy change. It's completely understandable that you feel unfairly penalised, especially when you simply wanted to update your cover for a new vehicle.

We always want our pricing and terms to be clear, so it’s disappointing that these extra charges haven't been properly explained to you. We'll be in touch with you to see how we can help look into this situation and get it sorted out.

Leanne

Rated 1 out of 5 stars

Absolute rip off company

Absolute rip off company
Increased my insurance from 24 to 46 per month after changing car,even though not much difference in car
Then charged 25 on top for the privilege
Rip off Britain in full mode

2 June 2026
Unprompted review
Geoffrey Insurance logo

Reply from Geoffrey Insurance

Hi,

I'm sorry to hear you were unhappy with the cost to amend the vehicle on your policy with ourselves and the cost to cancel. Please email your policy details over to social@geoffreyinsurance-bisl.co.uk so we can look into this further for you.

Kirsty

Rated 5 out of 5 stars

Really straight forward no waiting ages…

Really straight forward no waiting ages in a phone queue waiting for an adviser was all sorted out Really fast and I was covered A++ highly recommended

22 May 2026
Geoffrey Insurance logo

Reply from Geoffrey Insurance

Hi Matthew,

Thank you for taking the time to review us five-star for your customer service experience!

Vicky

Rated 1 out of 5 stars

Customer service is terrible ,

26 May 2026
Unprompted review
Geoffrey Insurance logo

Reply from Geoffrey Insurance

Hi Josh,

Thank you for taking the time to leave your review.

I am sorry to hear that you have found your customer service experience to be lacking; that's definitely not the experience that we want for our customers.

Please send your policy details to us at social@geoffreyinsurance-bisl.co.uk and we will be happy to see if we can help.

Vicky

Rated 1 out of 5 stars

Geoffrey

Geoffrey, car insurance is one of the worst companies to go with.I had one accident since I was with this company.I should have had ten years now. but I have now got one years, no claims bonus.So please do not go with this company ever

25 April 2026
Unprompted review
Geoffrey Insurance logo

Reply from Geoffrey Insurance

Hi Mr Wakefield,

I'm sorry to hear you were unhappy with your number of years' No Claims Discount after a claim. Please can you email your policy details over to social@geoffreyinsurance-bisl.co.uk so we can discuss this further.

Kirsty

Rated 1 out of 5 stars

Biggest scammers they put you on…

Biggest scammers they put you on automatic insursnce renewal charge you much more than the best price on the market and then charge You £25 plus a the days insurenced to cancel will not be using them again.

22 May 2026
Unprompted review
Geoffrey Insurance logo

Reply from Geoffrey Insurance

Hi Yassin,

I am really sorry to hear that you were not happy with your renewal price and the support that you received when you called to query cancelling the policy.

I will check all available options for the price that we have renewed at and contact you to discuss these further.

Vicky

Rated 1 out of 5 stars

A complaint put right

Called today to cancel my policy as I have a new car.
The initial conversation was to my horror but after escalating to the complaints team, Kirsty took over with a swift resolution and to be honest, after giving a 1 star at the beginning, I would try and raise that to a 5. But the 1 star is locked in.
Kirsty, you’re entire approach and management is superb.

21 May 2026
Unprompted review
Geoffrey Insurance logo

Reply from Geoffrey Insurance

Hi Kirsty,

I'm sorry to hear you were unhappy with the cost to cancel the policy with ourselves. We do try and make our fees and charges clear before any payments are made. I apologise if this wasn't the case. We will be in touch to assist you with your policy cancellation.

Kirsty

Rated 1 out of 5 stars

Disgraceful

No words can do justice as to how bad this insurer is. They charge an extortionate fee to cancel insurance policy, the staff are very rude over the phone and really unclear. Even if they give you the cheapest quote it is definitely not worth insuring yourself with this joke of a company.

18 May 2026
Unprompted review
Geoffrey Insurance logo

Reply from Geoffrey Insurance

Hi Stu,

Thank you for your review. I am sorry to hear you have had a bad experience. We would like to discuss this with you further and address your concerns but we are unable to locate your policy. Please send your policy number to social@geoffreyinsurance-bisl.co.uk and we will be in touch.

Thanks, Rachael.

Rated 5 out of 5 stars

Excellent service by Vicky

Thank you to Vicky for sorting out a new policy for me. Great service by her.

5 May 2026
Unprompted review
Geoffrey Insurance logo

Reply from Geoffrey Insurance

Hi Paul,

We’re really sorry to hear about your experience and understand why this situation has left you feeling frustrated. A change in vehicle can sometimes significantly affect the price of a policy, as premiums are based on a range of factors including the car’s insurance group, value, and risk profile. However, we appreciate that such a large increase and your interaction with our team have caused concern.

We will be in touch to look at options available.

Vicky

Rated 5 out of 5 stars

Brilliant service

Brilliant service

1 May 2026
Geoffrey Insurance logo

Reply from Geoffrey Insurance

Hey Jenny,
Thanks so much for your kind words! We’re really glad you had a great experience, if you ever need anything, we’re here to help.
Rachel

Rated 5 out of 5 stars

Is my first time to be covered by this…

Is my first time to be covered by this insurance but from the application up to the time I have secured cover it was easy process price was reasonable from other quotations I received I believe I am on the right people or organisations thank you keep it up

30 April 2026
Geoffrey Insurance logo

Reply from Geoffrey Insurance

Hi Said,

Thank you for sharing your experience! We're really pleased to hear that your first time getting cover with us was smooth and straightforward. It's great to know you found the process easy and our pricing competitive compared to other quotes.

Leanne

Rated 1 out of 5 stars

The most disgusting

The most disgusting, annoying, frustrating, repetitive, incompetent bunch of time wasting idiots that I have ever come across. As I am trying to deal with this problem, i am so angry, that i am again writing this review on this BS company. I am 1h45mins on trying to change a vehicle on the policy. After speaking with 3 people, all being as incompitent as each other and simply just hanging up the call because they cant do the job. Obviously i am left frustrated. I am picking up my new car at 5 and I cannot get it insured. You are an insurance company, what is it that you find difficult about insuring vehicles? You should be shut down, you should not be a business. You cannot frustrate people like this. I could come in without any training and do better job and give better service than your people are giving now. Absolutely atrocious. You deserve a zero rating.

30 April 2026
Unprompted review
Geoffrey Insurance logo

Reply from Geoffrey Insurance

Hi Saqib,

Thank you for taking the time to share your feedback. I’m really sorry to hear about your experience and the frustration caused while trying to update your policy—especially given the time-sensitive nature of collecting your new vehicle. This is not the level of service we aim to provide.

We understand how stressful this situation must have been, and it’s concerning to hear about the difficulties you faced and the way your calls were handled. Your feedback is important and will be taken seriously.

So we can look into this further, please could you contact us at social@geoffreyinsurance-bisl.co.uk with your details? Our team will review your case and work to put things right. Thank you.
Rachel

Rated 5 out of 5 stars

Phone support from Angel was great

I bought a new car and wanted to move my current policy over to it. Sadly their underwriters didn't cover my new car, which is a big one to be fair. I spoke with Angel on the phone, she went through everything with me, was super helpful. The whole process of getting my NCD, cancelling the policy, working out the early termination charges etc was entirely painless and very well explained. I will miss these guys as insurers! They were the cheapest around, answered the phone when you needed to call, and the one time I had to speak with someone I got someone great. Thanks Angel! We've all had customer support experiences are that are mid, but today was friendly, professional, and concise: much appreciated.

25 April 2026
Unprompted review
Geoffrey Insurance logo

Reply from Geoffrey Insurance

Hi Peter,

Thank you so much for your kind review regarding the service received from Angel! It's fantastic to hear how much she was able to help you!

Kirsty

Rated 1 out of 5 stars

Set all my policy up and a week later…

Set all my policy up and a week later got an email to say my pass date was wrong on my application so they were cancelling my policy and I was going to be charged a cancellation fee and an arrangement fee all because of a slight error! Refused to insure me

24 April 2026
Geoffrey Insurance logo

Reply from Geoffrey Insurance

Hi Nick,

I'm sorry to hear you are unhappy with the recent communication you received regarding the cancellation of your policy. I have passed your concerns over to the complaints team to investigate further for you.

Kirsty

Rated 5 out of 5 stars

Very nice I like it

Very nice I like it

20 April 2026
Geoffrey Insurance logo

Reply from Geoffrey Insurance

Hey,

Thank you for taking the time to leave us your five-star review!

Vicky

Rated 1 out of 5 stars

Good online portal- appalling cancelation fee price

I am on my second year of insurance with Geoffrey and then purchased a new car. On checking they couldn’t give me a competitive quote so went with another provider. The online portal for documents etc is very good but I needed to talk to someone about either amending or canceling the current policy. (Last Friday) the chat was unavailable and I have poor signal on my mobile at home. So tried again tonight chat working…. But the quote given was extortionately high…. I had to pay a £60 cancellation fee and a £25 fee for something else…………..really annoying ! really disappointed that they couldn’t give an existing customer a better quote, and the fees are way to much. Who can afford £85 to cancel a policy 😡🤯it’s pure greed. Someone has to push a button , file some paperwork they are sitting there being paid to take calls, give quotes and amend policies how does that cost more to cancel a policy. I will never go with Geoffrey insurance again even if it’s the cheaper quote next time ! Blooming skint now -it’s financially tough out there now and the fat cats are defo getting fatter out of unnecessary fees!

20 April 2026
Unprompted review
Geoffrey Insurance logo

Reply from Geoffrey Insurance

Hi kelly,

We’re really sorry to hear how frustrating this experience has been for you, especially at a time when costs are already a concern. We appreciate you coming back to share such detailed feedback.

When changes like a new vehicle are made, premiums can sometimes increase significantly depending on the car, risk factors, and underwriting criteria. We understand, though, how disappointing it is when a loyal customer isn’t able to receive a competitive quote.

In terms of the cancellation and associated fees, these are outlined within the policy terms and help cover administrative and underwriting costs. That said, we hear your concerns about the level of these charges and how they’ve impacted you, and we’ll make sure this feedback is passed on.

We would really like to look at your individual circumstances further. Please send your policy details to us at social@geoffreyinsurance-bisl.co.uk

Vicky

Rated 5 out of 5 stars

Thank you very much

Thank you very much, much appreciated.

8 April 2026
Geoffrey Insurance logo

Reply from Geoffrey Insurance

Hi Musa,

Thank you for taking the time to leave us your five-star review!

Vicky

Rated 1 out of 5 stars

Massive Increased Renewal

Been with them for a while, not made any claims yet renewal increase from £52 to £67, not given any reason. Terrible customer service

16 April 2026
Unprompted review
Geoffrey Insurance logo

Reply from Geoffrey Insurance

Hi Naomi,

I am so sorry to hear that you are not happy with this year's renewal offer.

If you contact customer service at the number given on your renewal, they will be happy to review both your coverage and your premium. Alternatively, you can send your policy details. to us at social@geoffreyinsurance-bisl.co.uk and we will be happy to help.

Vicky

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