I have the month to month insurance with Genki. I went to hospital and had mri and some other tests. I claimed the next day and were paid within 24 hours. So impressed

I like the monthly billing that can be canceled when home.

Generally positive experience. No warning insurance was coming to an end, just an email saying it's ended, so worth having that in mind!

Simply a wonderful group of people who helped me when I needed them… a great insurance company that is operated by a great group of people

I have been using Genki since 2024 and always paid my invoices, due to a payment error they've just decided to completely cancel my policy instead of reaching out to me first. I told the agent (Jets) that I've never received any emails about this and he just kept sending me AI responses. I'm very disappointed and actually wanted to upgrade to Genki native. But they've lost another customer. Guess it's not for nothing that people on Reddit hate this company so much.

*EDIT*

@Pedro, nice story but I did not receive this email it might have been send but it's not in my spam neither in any other folder. So please explain where this email is?

Best quality of communication and clarity, on both website and emails.

Very handy to use.

Still didn't have to try their refundings though.

First time using this service , checked reviews and all seemed good. Booked insurance online , then contacted via chat using watts app and spoke with jet and ricardo. Both were awesome and responded quickly and answered all my questions . Only feedback I would give is to business into system the ability to book to a specific end date as could be easy to forget to cancel and be charged when insurance e is not required but otherwise excellent app and staff arrive was top notch

All good very easy to have an overview

Very easy and straight forward experience! Definitely better than other options I tried in the past, so highly recommended.

Very comprehensive responses to questions. Made my options easy to understand!

We did the traveler insurance for 3 months in Brazil and it worked great. Had a small emergency and ended up in the hospital, and the claim and payment process was pretty smooth and quick. Will definitely be using them again for future international travels.

Good website - Very easy administration - Great value.
Will definitely use on my next extended trips

I've been using Genki Explorer for more than a year but until recent times hadn't made any claims.

However, recently I got sick in Thailand and decided to visit a doctor. I just found the one with best reviews on Google Map and headed there.

Got diagnosed, prescribed antibiotics and other medication. The bill was ~220 EUR. At the same day I've filed the claim with Dr Walter and upload documents from the clinic.

Just after 8 days my claim was approved for ~170 EUR (because of 50 EUR deductible). They just approved it right away, without unnecessary questions or delays – a big plus.

But payment process took much longer. They answered sometimes once per week, first sent me a Revolut form with bank details even if I told them to transfer to my Wise. After Revolut form didn't work out, after few weeks they reached out again and asked for Wise payment link.

The entire process took almost 2 months and many back-and-forth emails but finally they paid it. So happy to recommend them, these guys are legit.

Our family was insured for over a year, and we had one instance where we required the insurance's assistance. The insurance was very responsive and very helpful, covered the entire hospitalization, and we will be happy to return once we start our travels again.

I bought health insurance with Genki. It was mid-range coverage and was easy to sign up for and cancel. I never had to use it, thankfully; however, I am not sure how easy it is to claim.

The folks at Genki Insurance are the best. They assisted me with questions and problems, quickly and politely. Thank you so much.

Claim processed in less than 24h with an understanding and flexible approach

I don't write many reviews. I am beyond impressed with the service Genki offers. I've used other insurance companies in the past, and the claims process is long-winded; it almost puts you off claiming.

My experience with Genki has been the complete opposite. I uploaded my medical reports and bills, and within minutes, the claim was processed and paid.

You have restored my faith in insurance products!

thanks, international