Fluent Money Reviews 

9,736
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Evaluating 1,899 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the professional and friendly staff who provide excellent service, making complex processes easy and stress-free. People frequently highlight the exceptional customer service, noting clear communication, regular updates, and prompt responses throughout their journey. However, some customers also noted issues with communication, experiencing delays in receiving updates and needing to chase for information themselves. A few people mentioned unreturned calls and unfulfilled promises for callbacks, leading to wasted time and frustration.

What people talk about most

Staff

People report positive experiences with staff, highlighting their helpfulness, efficiency, and... See more

Service

Customers consistently note positive experiences with service, describing it as fantastic, professional, and... See more

Customer service

Consumers find customer service to be positive, with many reviewers highlighting the helpfulness,... See more

User experience

Users describe positive interactions with the user experience, often highlighting the ease and... See more

Response time

Clients share positive opinions on response time, with many reviewers highlighting prompt communication and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I had a complex situation that required a lot of negotiation between Fluent Money and the proposed lenders. Nick and Joseph at Fluent Money worked imcredibly hard and kept me informed of every step a... See more

Rated 5 out of 5 stars

Fluent provided an excellent service. Lewis & Shannon were most helpful in helping me find a new mortgage deal, something I had never done before, they made it easy and were able to explain everything... See more

Rated 5 out of 5 stars

Fantastic and professional service from start to finish. Hayden and Annie were so helpful through the whole process, from obtaining a mortgage for us to sorting out life and home insurance. So pleased... See more

Rated 5 out of 5 stars

From start to completion the staff and in particular David went that extra mile to ensure we achieved a product that met our needs. Professional, friendly people who care deeply for their customers.... See more


Company details

  1. Financial Institution
  2. Finance Broker
  3. Insurance Broker
  4. Mortgage Broker

About Fluent Money

Written by the company


Find out more
Founded in 2008, as a secured loan broker originally - since then, our product offering has grown exponentially and Fluent Money is now the UK’s fastest growing, specialist finance broker. We provide expert advice on a range of fantastic products, including:

• Secured loans

• Mortgages

• Equity release

• Insurance

• Bridging loans


Find out more

At Fluent we have built fantastic relationships with our extensive panel of lenders, we’re often able to access exclusive rates that other high street lenders may not. This means our customers are provided with the best rates and deals available to them.

We do the hard work for you, support you throughout your application and track the latest rate changes, to ensure you’re taking advantage of the best interest rates.

At Fluent, we pride ourselves on offering a 5 star customer service. Our innovative app, MyFluent, ensures that our customers are able to stay up to date with the progress of the application, keep in contact with case managers and can communicate with them 24/7. Quick and easy ID verification is also available via the MyFluent app, meaning cases progress at a faster pace, without the need to post important documents.

Follow us on social media and stay up to date with all things Fluent!

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Contact info

4.9

Excellent

TrustScore 5 out of 5

10K reviews

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4.9

All reviews

(9,736)

1,843 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Not a good start

Not a good start , try to reach them is impossible , they called me multiple times obviously when I was at work , on my day off I rang back few times, no response . I received a call back and stay on the line for 10 minutes answered multiple questions about my flat . After I passed this step, I spoke with an adviser which seems competent however he stated he will call me back today before 18:00 , obviously didn’t happen . And the fact they don’t reply to the negative feedback doesn’t seems they care about customer . Half an hour on the phone for nothing such a waste of my time . Avoid .

7 July 2026
Unprompted review
Rated 5 out of 5 stars

First class service from all at Fluent Money

First class service from all at Fluent Money after I was introduced to them by my financial advisor. Particular mentions for Joe and Chantelle who dealt with me at different stages of the process and were prompt, professional and friendly at all times.

7 July 2026
Unprompted review
Rated 5 out of 5 stars

Fluent provided an excellent service

Fluent provided an excellent service. Lewis & Shannon were most helpful in helping me find a new mortgage deal, something I had never done before, they made it easy and were able to explain everything clearly making the process very simple and I am happy with the deal I am on. Many thanks.

7 July 2026
Unprompted review
Rated 5 out of 5 stars

Fantastic and professional service from…

Fantastic and professional service from start to finish. Hayden and Annie were so helpful through the whole process, from obtaining a mortgage for us to sorting out life and home insurance. So pleased we used Fluent Money. We would highly recommend them.

6 July 2026
Unprompted review
Rated 5 out of 5 stars

⭐⭐⭐⭐⭐ Absolutely fantastic service from…

⭐⭐⭐⭐⭐ Absolutely fantastic service from start to finish!

I recently bought my second home and couldn’t have asked for a smoother experience. From the very first introduction, Andrew was incredibly helpful and professional. He took the time to understand my needs and put me in touch with the right person to move things forward.

Then I was supported by Hayden, who was simply brilliant. He explained every step clearly, answered all my questions patiently, and kept me updated regularly — even when things got a little busy. He made the whole process feel stress-free and took away any uncertainty I had.

The whole team is friendly, reliable, and really goes the extra mile to get things done right. I’d highly recommend them to anyone looking for a mortgage provider and I’m especially grateful to Andrew and Hayden for making this such a positive experience.
Thank you!

6 July 2026
Unprompted review
Rated 5 out of 5 stars

Mortgage renewal

Fluent Money Assisted me in a Mortgage renewal with my current provider, the transition was smooth and providedme with thebest possible renewal rate. Thanks for the service. Recommended.

5 July 2026
Unprompted review
Rated 5 out of 5 stars

I found dealing with Robert and Jessica…

I found dealing with Robert and Jessica very easy. They were helpful, polite and quick to act. Communication was very good and it helped having a messaging app that was picked up quickly for any of my queries. Thank you very much, you made was an unusual and stressful situation for me, as easy as it could be.

3 July 2026
Unprompted review
Rated 5 out of 5 stars

Friendly and on top of your mortgage

Friendly, efficient and great mortgage broker. Alex Townrow and his case manager Callum Denton were very helpful, and informed me step by step about the progress of my remortgage via phone and their useful app which recorded all communications.
I would really recommend them.

1 July 2026
Unprompted review
Rated 5 out of 5 stars

Fantastic service

Great, easy service. Kept well informed the entire way through. Lewis Mayoh from the out set was incredibly knowledgeable and helpful, well informed and easy to talk to. From accepting the offer Rhea Houlker handled the whole process seamlessly and kept us well informed all the way through. Highly recommend

4 July 2026
Unprompted review
Rated 5 out of 5 stars

Professional & prompt

From initial contact to execution, all members of the team were attentive, knowledgeable and professional. Cannot recommend highly enough.

3 July 2026
Unprompted review
Rated 5 out of 5 stars

Excellent support and ongoing customer service

Initial conversation with Fluent Money was extremely productive and supportive. We agreed a mortgage product and I was kept up to date with regular weekly contact and exception support from the team. This is my second mortgage arranged through Fluent Money and I wholeheartedly recommend them and their high level of customer service. Great value for money.

3 July 2026
Unprompted review

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