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Review summary

Based on reviews, created with AI

Most reviewers were somewhat happy with their experience overall. Many customers appreciate the flexibility of weekly payments, finding it convenient for managing their budget. They often highlight the wide selection of products available and the ease of the ordering process. Several people also commend the friendly and courteous customer service, noting that issues with items are resolved promptly. The option for early payoff, especially within 90 days, is frequently mentioned as a positive aspect, allowing consumers to avoid higher costs. However, some people were dissatisfied with the payment structure, particularly when extending beyond 90 days, as the total cost can significantly increase. A few other people also felt that reaching customer service could be difficult at times, and some experienced issues with order verification and unexpected account changes. There were also concerns raised about billing discrepancies and issues with order fulfillment.

What people talk about most

Product

People report ambiguous experiences with products. Many consumers appreciate the wide selection of items,... See more

Payment

Reviewers mention ambiguous feedback about payment. Many customers report unauthorized charges, hidden fees,... See more

Customer service

Clients share ambiguous opinions on customer service. Some customers report positive experiences,... See more

Order

Reviewers highlight ambiguous aspects of order. Some customers report quick and easy ordering processes, with... See more

Price

Customers consistently note ambiguous experiences with price. Some reviewers report being charged multiple... See more

Based on these reviews

Rated 4 out of 5 stars

Easy plans,weekly payments makes it easy on the pocket. I enjoy reviewing all the items available to lease/purchase.

Company replied

Rated 5 out of 5 stars

If you'd like to buy something but do not have the cash available, this is a great alternative to using a high interest credit card. 90 days same as cash. You are able to return the merchandise if nec... See more

Rated 5 out of 5 stars

Flexshopper is a win win. You pick out the item you want & you know how much it is going to cost you weekly. Rent to own it. Merchandise can be returned should you find yourself struggling due to unf... See more

Rated 5 out of 5 stars

I love shopping on Flexshopper I have ordered so many things the payment process is easy they have greet customer service . They literally have Anything your looking for I’m Amazed each time i browse... See more


Company details

  1. Money & Insurance

Information provided by various external sources

FlexShopper provides a flexible and easy way for you to get the furniture, electronics, appliances and other popular brand name goods with affordable, weekly payments.


Contact info

3.3

Average

TrustScore 3.5 out of 5

950 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 25% of negative reviews

Typically replies within 1 week

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Rated 2 out of 5 stars

Says I’m approved but when i click on…

Says I’m approved but when i click on the shop now button it won’t let me shop even when im logged in

16 March 2025
Unprompted review
FlexShopper logo

Reply from FlexShopper

Thank you for your review, and we’re sorry to hear you’re having trouble shopping after being approved. We know how frustrating it can be when the ‘Shop Now’ button isn’t working as expected, and we appreciate you letting us know.

We’d like to figure out what’s going on and get you shopping as soon as possible. Could you please share your contact details by calling (855) 353-9289 or emailing help@flexshopper.com? Our Customer Service team will look into your account and help resolve this for you. Thank you for your patience—we’re here to assist!

Rated 1 out of 5 stars

I borrowed $1500 for tires and some…

I borrowed $1500 for tires and some maintenance on my car. Five months later I have paid over $1000 and they say I still owe $1200. This means that their interest rate on this is approximately 70%. The customer service is rude and told me they didn't have my agreement and couldn't send it to me so I told them that since there was no agreement that they could not charge my card anymore. Magically she found it. This kind of practice should be illegal. 70%!!!! Please don’t write the generic comment to call you. That’s a standard blurb to try and make people think you care. You don’t care when you’re charging people 70% and skirting the law by renaming this deal. I called you three times. I emailed you a revocation of charging my card. Your people were rude. You’ve ignored my email. You can call me.

10 March 2025
Unprompted review
FlexShopper logo

Reply from FlexShopper

Thank you for your review, and we’re so sorry to hear about your frustration with the payments on your $1,500 lease for tires and maintenance, as well as your experience with our customer service. We understand how upsetting it must be to feel unclear about your balance and agreement, and we appreciate you bringing this to our attention.

We’d like to review your account and address your concerns. Could you please share your contact details by calling (855) 353-9289 or emailing help@flexshopper.com? Our Customer Service team will look into your lease details, clarify what’s happening with your payments, and assist you from there. Thank you for your patience—we’re here to help resolve this for you.

Rated 1 out of 5 stars

Poor service and bad deception

Well where too start, Ishould have checked with BBB that was my first mistake, second was actually believing the company. So I had placed an order on a laptop and gave me the option to pick it up at my local Best Buy the next day, so far it’s been a week and no computer, forget trying to chat it always hangs up I found a number on the BBB website that’s the number you want for all potential customers to use cause you will trust me.after a few days I went to Best Buy to get an update I had a Best Buy for business order number but the store or corporate could not find any info, so I was told by Best Buy and flex lease that and was told to wait 48-72 hrs and I did, I called again today and still best buy has no record of anything. Then when I asked about the buy today pick up tomorrow on the site I was told that’s if you go to the store and buy it without using the flex shopper app lol. I asked why is it then advertised on the site and they had no answers. So now I’m gonna give it another week then contacting Amy bank but a heads up, find different options besides flex lease.

1 March 2025
Unprompted review
FlexShopper logo

Reply from FlexShopper

Thank you for your review, and we’re truly sorry to hear about the delays and confusion with your laptop order. We understand how frustrating it must be to expect a next-day pickup at Best Buy, only to still be waiting a week later with no clear answers—especially after reaching out multiple times. We appreciate you sharing this with us.

We’d like to investigate what’s gone wrong with your order and get this resolved for you. Could you please share your contact details by calling (855) 353-9289 or emailing help@flexshopper.com? Our Customer Service team will dive into this, coordinate with Best Buy if needed, and ensure you get the support you deserve. Thank you for your patience—we’re committed to making this right.

Rated 1 out of 5 stars

Charging me over 5000 for a 1800 car problem.

I had $1800 worth of car work done. The car repair company referred me to Flexshopper due to not being eligible for an in store credit card (the only other leasing option outside of cash or personal credit). Flexshopper sent me a lease to pay them over $5000 on a $1800 lease. $5000! And the car eventually died a few months later anyways due other issues that would have cost me an additional 5000. I will never use them or that auto repair shop again. Complete waste of time and incredibly predatory.

25 September 2024
Unprompted review
FlexShopper logo

Reply from FlexShopper

Thank you for your review, and we’re so sorry to hear about your experience with the lease for your car repairs. We understand how upsetting it must be to face a $5,000 lease for an $1,800 repair, only to have the car fail later on. We appreciate you sharing this with us—it’s feedback we take seriously.

We’d like to review your lease details and see how we can assist you. Could you please share your contact details by calling (855) 353-9289 or emailing help@flexshopper.com? Our Customer Service team will look into what happened and work to address your concerns. Thank you for your patience—we’re here to help.

Rated 1 out of 5 stars

Deceptive

Horrible. They approve you on the website and send you an email stating your approved and how much your approved for. You then spend your time browsing their site for the product you're looking for, try to check out, only for them to suddenly change their mind and tell you you're not approved. Wasted my time. Got my hopes up for nothing. Ridiculous. They don't need to be sending emails to people saying they are approved if they are not. And I double checked, there is no fine print ANYWHERE in the email that says anything about it not being the final decision.

28 February 2025
Unprompted review
FlexShopper logo

Reply from FlexShopper

Thank you for your review, and we’re so sorry to hear about the frustration you felt after being initially approved and then unable to check out. We know how disappointing it can be to spend time shopping only to hit a roadblock, and we appreciate you letting us know.

We’d like to review your situation and help get this sorted out for you. Could you please share your contact details by calling (855) 353-9289 or emailing help@flexshopper.com? Our Customer Service team can assist you from there. Thank you for your patience—we’re here to make this right!

Rated 1 out of 5 stars

Does not even work no text ever is sent…

Does not even work no text ever is sent during check out and new agents ever available it’s a joke.

27 February 2025
Unprompted review
FlexShopper logo

Reply from FlexShopper

Thank you for your review, and we’re sorry to hear about the issues you’ve faced during checkout and with our support. We understand how frustrating it must be when texts aren’t sent and help isn’t readily available—we appreciate you letting us know.

We’d like to assist you and resolve this as soon as possible. Could you please share your contact details by calling (855) 353-9289 or emailing help@flexshopper.com? Our Customer Service team will look into this for you and get it sorted out. Thank you for your patience—we’re here to help!

Rated 1 out of 5 stars

I am extremely disappointed with my…

I am extremely disappointed with my experience with FlexShopper. Their customer service is unacceptable, and their billing practices are highly questionable. I discovered that I was being overcharged, with my payments not adding up correctly. Even after making a payment, my remaining balance would somehow increase instead of decrease, which is completely unacceptable.

I strongly advise others to avoid this company and not make the same mistake I did by using their services. Their lack of transparency and poor customer support make them one of the worst companies I have ever dealt with.

18 February 2025
Unprompted review
FlexShopper logo

Reply from FlexShopper

Thank you for sharing your feedback, and we’re deeply sorry to hear about your disappointing experience with FlexShopper. We take your concerns about billing and customer service seriously, and we understand how frustrating it must be to see your balance increase unexpectedly. We appreciate you bringing this to our attention.

We’d like to investigate this matter thoroughly and make things right for you. Could you please provide us with your contact details by reaching out to (855) 353-9289 or help@flexshopper.com? Once we have that, our Customer Service team can review your account and address these issues promptly. Thank you for your patience—we’re committed to resolving this for you.

Rated 1 out of 5 stars

Impossible bank verification

After at least 20 attempts to verify my banking information with Chirp, there were 20 failed attempts. Each time I get an error message saying "Error, we're unable to process your request at this time, please contact FlexShopper. I spoke with customer service and he said I'll need another link. I've used at least 20 different links. There is no other way to verify this information. A true dead end

12 February 2025
Unprompted review
FlexShopper logo

Reply from FlexShopper

Thank you for your review, and we’re so sorry to hear about the trouble you’ve experienced verifying your banking information. We understand how frustrating it must be to face repeated errors, and we’re here to help get this resolved.

To assist you further, we’d love to review your account and provide a solution. Could you please share your contact details with us by calling (855) 353-9289 or emailing help@flexshopper.com? Once we have that, our Customer Service team can step in to assist you promptly. We appreciate your patience and look forward to fixing this for you!

Rated 1 out of 5 stars

LOAN SHARKS

I don’t like to ever say what I will and won’t do but if I can help I will NEVER use this service again. They are no better than LOAN SHARKS !!!!!!

9 February 2025
Unprompted review
FlexShopper logo

Reply from FlexShopper

Thank you for sharing your feedback. We’re sorry to hear that your experience didn’t meet your expectations. If there’s anything we can do to address your concerns or clarify any details, please don’t hesitate to reach out to us at (855) 353-9289 or help@flexshopper.com. We appreciate your input and the opportunity to assist you.

Rated 2 out of 5 stars

Paid off my item and was still charged…

Paid off my item and was still charged a payment after the fact. I contacted them and was told they could not issue a refund or it would initiate a new payment schedule. I don't buy that. Beware, if you pay off your item, wait until before or after your payment due date.

31 January 2025
Unprompted review
FlexShopper logo

Reply from FlexShopper

Thank you for sharing your experience, and we’re sorry to hear about the unexpected charge after paying off your item. We understand how frustrating this must be, and we appreciate your feedback.

If you still have concerns or need further clarification, our team would be happy to review your account and assist you. Please reach out to us at (855) 353-9289 or help@flexshopper.com so we can look into this further. We appreciate your patience and the opportunity to help.

Rated 4 out of 5 stars

Rocky start, but problem was fix

I sign my lease Jan 23 and the took payment one and payment two. I did not think nothing about it because, I get paid every two weeks. Until Jan 31, I get a email saying thank you for you second payment. That not me second payment it's my third. I call the billing line and they told me they only see two payments. Send me a picture of my bank statement. I send them one and they tell me they did not receive the email. I send the email four times and they still did not receive it. Then told me I need to depute the chargers to my bank. Thank you for resolve the issues.

29 January 2025
Unprompted review
FlexShopper logo

Reply from FlexShopper

Thank you for sharing your experience, and we’re very sorry for the frustration you’ve encountered with your payments. We understand how concerning it is to be charged an extra payment and to struggle with getting the issue resolved.

Our team would like to review this matter further and ensure your concerns are properly addressed. Please contact us at (855) 353-9289 or help@flexshopper.com so we can assist you directly. We appreciate your patience and the opportunity to make this right.

Rated 5 out of 5 stars

Life savers!!!

I have used Flexshopper now four times. They have saved me for Christmas one year when my roof fell in and didn’t have the money to get my kids anything for Christmas. You may have to pay extra but it’s worth it. It’s affordable payments and they have sooooo many items. I will continue to use them as long as they let me.

30 January 2025
FlexShopper logo

Reply from FlexShopper

Thank you for sharing your experience! We're so glad FlexShopper was able to help during a challenging time and that you've found the payments affordable and the selection extensive. Your support means a lot, and we appreciate your loyalty. We look forward to continuing to serve you! Happy shopping!

Rated 5 out of 5 stars

Excellent service and innovation

Excellent service. Easy to purchase rather paying full fee, i can buy any product in installments

30 January 2025
Unprompted review
FlexShopper logo

Reply from FlexShopper

Thank you for your feedback! We're glad to hear you found the service excellent and that the installment option makes purchasing easier. We appreciate your support and look forward to serving you again. Happy shopping!

Rated 5 out of 5 stars

Everyone was an awesome help every step…

Everyone was an awesome help every step of the way.

26 January 2025
FlexShopper logo

Reply from FlexShopper

Thank you for your feedback! We're so glad to hear that you had a great experience and felt supported every step of the way. If there’s anything else we can do for you, don’t hesitate to let us know. Happy shopping!

Rated 1 out of 5 stars

This company is unprofessional and I…

This company is unprofessional and I will never make this mistake again. I’ve leased before through Acima they are quick no nonsense waiting for this and that it’s either yes or no. This company tells me I’m approved I order the site tells me I can pick up in store the next day. Next day comes no email nothing then the next then the next so finally I call and they tell me I’m being verified. So I’m like verified I signed the lease you already charged my card guys? Why would you do all that and not have me verified so she goes on to tell me they call the bank they do this they do that and I quickly said cancel this lease yal sound like a rent a center company. A joke!! Don’t do it.

26 January 2025
Unprompted review
FlexShopper logo

Reply from FlexShopper

Thank you for sharing your feedback, and we’re sorry to hear about the frustrating experience you’ve had. We understand how upsetting it is to encounter delays and miscommunication, especially after being charged and signing a lease. The additional verification process should be clear and seamless, and we apologize that this was not your experience.

Our team would like to review your account and address your concerns. Please contact us at (855) 353-9289 or help@flexshopper.com so we can provide further assistance. We appreciate your feedback and the opportunity to improve.

Rated 1 out of 5 stars

Waste of time with a POS company

Waste of time with a POS company. Will approve your purchase and you pay the initial payment for your ordered product, then deny you days later.

17 January 2025
Unprompted review
FlexShopper logo

Reply from FlexShopper

Thank you for sharing your experience, and we’re very sorry to hear about the frustration this has caused. We understand how disappointing it must be to have your order approved and then later denied after making an initial payment.

Our team would like to investigate what happened and ensure your concerns are addressed. Please contact us at (855) 353-9289 or help@flexshopper.com so we can review your account and assist you further. We appreciate your feedback and the opportunity to make things right.

Rated 2 out of 5 stars

Great place for payments customer service is awful

This site was great for first purchase. I wanted to make another still have credit on the account and for some reason I can’t progress through the checkout keeps saying something went wrong try again. Talked to support 3xs and got no where but to email the same address that hasn’t responded back in 3 weeks. So frustrating. Their customer support is awful. The first purchase was quick and easy not sure wth is going on now.

24 January 2025
Unprompted review
FlexShopper logo

Reply from FlexShopper

Thank you for sharing your experience, and we’re sorry to hear about the frustration you’ve encountered with your second purchase. While we’re glad your first experience went smoothly, we understand how disappointing it is to face issues with checkout and a lack of response from customer support.

Our team would like to review your account and help resolve the issue promptly. Please reach out to us at (855) 353-9289 or help@flexshopper.com so we can assist you further. Your feedback is important, and we appreciate the opportunity to make things right.

Rated 1 out of 5 stars

crooks !

crooks !! I’m paying $2000 for something that cost $900. in this economy, this is a major loss for me who can afford to pay $1000 for nothing. I’m so pissed that when I signed up at my tire shop, they didn’t go over the terms and conditions with me.

15 March 2024
Unprompted review
FlexShopper logo

Reply from FlexShopper

Thank you for sharing your feedback, and we’re sorry to hear about your frustration. We understand how concerning it can feel to discover the total cost of your lease, especially in a challenging economy. We strive to ensure all terms and conditions are transparent, but we regret that they were not clearly communicated to you at the time of signing.

If you’d like, our team can review your account and go over your lease agreement to clarify any details or explore potential options. Please reach out to us at (855) 353-9289 or help@flexshopper.com so we can assist you directly. We appreciate your feedback and the opportunity to address your concerns.

Rated 1 out of 5 stars

I was “approved” in December 2024…

I was “approved” in December 2024 placed an order for an item I paid my initial fee signed the agreement only to find out the item was out of stock so I canceled the agreement. Now I go to place a new order only to be told I’m not approved but I have $1000 that I’m approved for what a bunch of jokers and it took them two weeks to update my current address what a waste of time.
Update:
Now I applied again got approved for the same amount and now they are saying fraud alert and they can’t identify me. My last time dealing with these people and customer service is so rude after I called in today then I get denied what a bunch of clowns Give me back my down payment and forget yall

18 January 2025
Unprompted review
FlexShopper logo

Reply from FlexShopper

Thank you for sharing your experience, and we’re sorry to hear about the frustration you’ve faced. We understand how disappointing it is to deal with canceled orders, conflicting approval information, and delays in updating your account details.

Our team would like to review your account and clarify the situation to help resolve this issue. Please reach out to us at (855) 353-9289 or help@flexshopper.com so we can assist you further. Your feedback is valuable, and we appreciate the opportunity to address your concerns.

Rated 4 out of 5 stars

I’d give them 5 stars but the products…

Id give them 5 stars but the products bought usually take longer to receive than stated.

17 January 2025
FlexShopper logo

Reply from FlexShopper

Thank you for your feedback! We’re glad to hear you’ve had a positive experience overall, but we apologize for the delays in receiving your items. Your input about delivery times is valuable, and we’ll share it with our team as we work to improve. If there’s anything else we can do to make your experience even better, let us know. Happy shopping!

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