Very positive experience again for our remortgage. Nothing too much trouble and always on hand to answer questions. Thanks to Lawrie and Megan for all their work in getting us the best deal and keepin... See more
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About FirstMortgage
Written by the company
For over 25 years, we've helped people make confident decisions about their homes with fee-free, impartial mortgage advice. Whether you're buying your first home, moving, remortgaging or exploring buy-to-let options, you'll have dedicated experts by your side every step of the way.
With access to over 10,000 mortgage products and smart technology that helps us search the market quickly and thoroughly, we focus on finding the option that's right for you and your circumstances. No jargon. No pressure. Just clear advice from people who take the time to understand your goals.
And because we're here for more than a single transaction, our support doesn't stop once the paperwork is complete. We're here with you through every move, milestone and moment of your homeownership journey.
Our advice is always free, and it's backed by our Mortgage Promise. If you receive a better mortgage offer elsewhere than the one issued by the lender we recommended and applied to on your behalf, we'll pay you £500.
First Mortgage. Here for you.
Free Mortgage Advice
Written by the company

- First Mortgage are one of the UK’s longest established mortgage brokers and have been providing free impartial mortgage advice for over 25 years. To experience our award-winning service for yourself, please get in touch!
'Best in Market' Mortgage Promise
With over 10,000 mortgages available, we find the right one for you, guaranteed!

Contact info
30 Walker Street, EH3 7HR, Edinburgh, United Kingdom
- 0345 603 1525
- enquiries@firstmortgage.co.uk
- firstmortgage.co.uk
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Replied to 6% of negative reviews
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We had a great experience with first…
We had a great experience with first mortgage. As first time buyers the entire process seemed very overwhelming and stressful. However when we spoke to Jennifer Duffy she made us feel completely at ease and lead us through the full process. I think using first mortgage as a service is a no brainer and couldn’t recommend them enough.
First Mortgage Broughty Ferry (10/10)
Me and my partner were recommended this branch by family from the great service they received when buying their first home.
We went to Lisa and Andrea at The First mortgage Broughty Ferry Branch To move onto a new fixed rate. We received an amazing service all around and cannot recommend them enough. The communication and information was consistent throughout the process keeping us informed and up to date on the best rates available. When our new rate comes to end we will be back definitely.
I had a fantastic experience with First…
I had a fantastic experience with First Mortgage at the Leith branch and couldn’t recommend them highly enough. The whole process was made so much easier thanks to the excellent service and support I received throughout.
Kenny and Kirsty were both absolutely brilliant. They were friendly, professional, knowledgeable and always happy to answer any questions I had. They kept me updated throughout the process and made what could have been a stressful experience feel straightforward and manageable.
I really appreciated how approachable and supportive they both were, and I always felt like I was in safe hands.
I would definitely recommend them to anyone looking for help with their mortgage.
Great service
Joanne and Kirsty made the whole process really easy. Joanne gave sound advice regarding products and kept us up to date at all times. Both Joanne and Kirsty were easy to reach either by phone or email. All in all the process was highly efficient and stress free. Highly recommend.
Great customer experience
Great customer experience. My mortgage broker was excellent in his service and very knowlegable. Took time to explain the process to me and provided informed advise which help me in decision making.
Very happy with service provided
Top service
Top service, completed last month and all went smoothly from initial mortgage offer right through to the end, they made regular check-ins throughout the process to put your mind at ease and gave plenty of referrals for other parts of the first-time buying experience if you're stuck or unsure. Would definitely recommend, it's actually a no-brainer considering they are free to use.
Thank you especially to Fern, Simeon and Liam for their help throughout.
Excellent service from Fern and the…
Excellent service from Fern and the First Mortgage team
I had a very positive experience with First Mortgage throughout the purchase of my first home. Fern was very helpful, professional and supportive throughout the mortgage process.
There were a number of stages and changes during the purchase, including a change to the agreed property price which required my mortgage offer to be amended. Fern and the team helped deal with the lender and kept the process moving so that everything could be completed successfully.
As a first-time buyer, there were times when I needed clarification or reassurance about the process, and Fern was always approachable and willing to assist with my questions.
I am very happy to have now completed the purchase of my home and would like to thank Fern and everyone at First Mortgage who helped make it possible.
I would happily recommend their service to other first-time buyers.
Lucky Utowhare
Poor from start to finish. Avoid
Poor customer service, poor communication and completely misleading. We had a poor experience from start to finish with this company. They appear sound and serious but do not be fooled. Avoid them completely. In particular, we had a poor experience with Oliver Andresen, Barry Rummings and Miguel Somoza. Oliver in particular failed to get back to us in good time for weeks on end. Always scheduled a call with us to basically tell us our application had not progressed. Every single call was useless. His colleagues were also totally unhelpful. This went on for several weeks. It got to the point where we were chased repeatedly by the estate agents and our solicitors about whether the property purchase was still proceeding because we were waiting for details from Oliver and the first mortgage team. Thankfully we found a significantly better broker who doesn't miss any detail and is committed to seeing your purchase close successfully. Read the low reviews and believe them. Do not fall for the 5* ratings, they are likely fluffed up. In the end, we were pushed to raise a formal complaint with this company and had to wait till the end of the next day for a below poor response from oliver despite the escalation. In any line of business, escalations should be treated as a priority and replied to within an hour at least confirming receipt. Poor all around and would never recommend. Avoid!
It was a wonderful experience
It was a wonderful experience. Scott and Anna's was really helpful through out the processes
Scott explained us the process and provided us the confident which we required
This was an amazing and excellent experience working with Scott
Thanks
The first morgage advicers Joanne…
The first morgage advicers Joanne O'connell and David Murray are really good in there work they made sure everything went well even when there was little challenge ,they were able to get a solultion. Kudos to tlhis Team
Great to work with
I’ve used them twice now first when buying my first house and now for my first remortgage. They have been great made the whole process really easy and kept me up to date with what was going on. Dominic and Nicola were were really nice to work with. I will be using them again next time
Abby & Sharon were a great help in…
Abby & Sharon were a great help in getting our mortgage fixed for a length of time that suited us! Will be asking for their help with mortgages in the future!
Positive remortgaging guidance
I have had really positive experience of First Mortgage in Corstorphine with assistance from John Elliot and Anna McIntyre. each appointment has been helpful and efficient and I have already recommended them to a family member.
Good service
Good service, a lot of recommendations and explanations, fast application.
Great experience
I first went to the Dunfermline Branch 2 years ago for my first mortgage and then again for my remortgage this year. Everyone I came in contact with - from Kevin Hamill, who processed my first mortgage, to Kelly Strachan and Victoria Hunter, who provided support with my remortgage - was incredibly professional and knowledgeable and gave me clear advice without making me feel pushed towards any one option. With their friendly approach they made me feel very comfortable and I would absolutely recommend First Mortage!
🏡 Excellent Service from Start to Finish
We had a wonderful experience with First Mortgage during the purchase of our first new home. Their service was excellent from start to finish and, most importantly, made what could have been a very stressful process feel completely smooth and stress-free.
Joanne and Frazer were outstanding throughout. They handled our case professionally, efficiently and with great care, while always being friendly, approachable and happy to help whenever we had questions.
We really appreciated their support, communication and personal attention throughout the whole process. We would highly recommend First Mortgage to anyone looking for a professional, friendly and reliable mortgage service.
Thank you, Joanne and Frazer, for making our first home purchase such a positive experience! 🏡❤️
First Time Buyer
In the first few meetings I worked with Stacy, she was exceptionally organised and had all things prepared for me ahead of every meeting. She answered every question and email with time and care and I trust that she found the best offer for me. Later I worked with Nicole, who organised everything behind the scenes and helped me to move into my property within 8 weeks.
Incredibly Fast and stress-free mortgage offer
Hi Damian Perrie/Joanne O'Connell,
Thank you very much for getting mortgage offer so very quickly. Based on my observation Damian is very knowledgeable and experienced. He collected all the information and document's require for the application from me and my wife. He spent time on our case over weekend and came back to us very quickly with products from different vendors that suits to our needs and briefed us of the products. We have called him few times to get clarification for our queries. He is very assertive and clarified all our queries with patience. His guidance and advise made smoother in choosing the right product . We have received the mortgage offer in a week from the day of submission and we were delighted and surprised to get the offer so quickly. This now really helps us a lot in planning and executing our next steps with sufficient time and with little or no pressure.
Joanne is so very helpful with her guidance for the documentation and application process. She is very approachable and swift in responding to our calls/emails.
Thank you Damian and Joanne for all your help and support throughout the process. Ramesh and Lakshmi
Great service, thank you
We had an unusual mortgage application but Razwana and the team from Livingston were extremely professional, kept in touch with us and were so helpful in getting us through. Razwana went above and beyond, no hesitation to highly recommend them.
A big thank you for Carrie and Paul for…
A big thank you for Carrie and Paul for helping and sorting me out with my purchase of my flat! Delightful to comunicate and get all the essential information. Def recomend!
Diana
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