Experian Reviews 93,984

TrustScore 4 out of 5

4.1

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Reviewers had a great experience with this company. Many customers praise the service for its ability to significantly improve credit scores by recognizing regular bill payments, which is often described as a free, easy, and straightforward process. People appreciate the immediate impact on their scores and the convenience of turning everyday payments into credit-building opportunities. Reviewers also value the ability to freeze and unfreeze their credit files for security and peace of mind. However, some people were dissatisfied with the payment connection process, finding it less than successful and experiencing difficulties linking bank accounts. There were also mentions of frustration with the website navigation and the presence of multiple advertisements. A few customers reported negative experiences with customer service, noting an inability to speak with a real person and a lack of helpful responses to their issues.

What people talk about most

User experience

Customers consistently note positive experiences with user experience, often praising the ease of use and... See more

Payment

Customers had ambiguous experiences with payment. Many reviewers appreciated the ability to boost their... See more

Service

People report ambiguous experiences with service. Many customers praise the service, highlighting its... See more

Website

Reviewers mention ambiguous feedback about the website. Some customers found it great, easy to navigate, and... See more

Customer service

Reviewers highlight ambiguous aspects of customer service. Many consumers express frustration and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

It may be easy for younger people, but I have trouble navigating the site. It took a couple of tries to get my bank account linked, and then the next day I got an email that said I needed to do it aga... See more

Company replied

Rated 4 out of 5 stars

In the last 2 years, I retired (totally, this time), sold my house, and moved to another state. By removing the mortgage on my Credit History and adding another credit card, my Credit Rating took a "... See more

Company replied

Rated 4 out of 5 stars

I'm still waiting for you to connect my monthly rent credit from my Wells Fargo account. I sent in a detailed request and it has not been added as of yet, nor have I heard back from you concerning th... See more

Company replied

Rated 4 out of 5 stars

This makes it easy to manage the boost in your credit score... Just by managing the companies that report to the credit score system. You can actually keep track of your credit score as long as you... See more

Company replied


Company details

  1. Credit Reporting Agency
  2. Credit Bureau

About Experian

Written by the company

Experian US is committed in helping consumers to protect, understand, and improve their credit by offering a host of free products to access your credit report and credit score, along with credit monitoring and boosting your credit scores. Our customer service is dedicated to answering your questions and responding to your needs, and to help ensure your satisfaction with our products and services.

For consumers in other countries, please visit our global contacts page.


Contact info

  • 475 Anton Blvd, 92626, Costa Mesa, CA, United States

  • experian.com

4.1

Great

TrustScore 4 out of 5

94K reviews

5-star
4-star
3-star
2-star
1-star

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy to work with

20 April 2026
Experian logo

Reply from Experian

Hi Otoniel.  We're delighted to hear that you found your membership to be user-friendly. It's important to us that our products meet your expectations, and we appreciate your feedback. Thanks. -Moneake

Rated 5 out of 5 stars
Experian logo

Reply from Experian

Hi there.  We're delighted to hear that you are enjoying your membership and found it easy to manage your credit freeze. It's important to us that our products meet your expectations, and we appreciate your feedback. Thanks. -Moneake

Rated 5 out of 5 stars
Experian logo

Reply from Experian

Hi Michael. We appreciate you taking the time to share your feedback. We're delighted to hear that you are enjoying your membership, however, we are sorry that we didn't meet all of your expectations. Ensuring our customers have a positive experience is very important to us and we've passed your comments along to the appropriate teams. Thanks. -Moneake

Rated 2 out of 5 stars

You keep changing the way I have to…

You keep changing the way I have to sign in, and it’s exhausting. I don’t use this site often enough to justify the amount of frustration this causes. Please stop shifting the login flow.

1 April 2026
Experian logo

Reply from Experian

Hi Clare, thank you for taking the time to leave a review. We understand your frustration and are sorry to hear that you experienced difficulties accessing your account. We know it can be inconvenient when the sign-in process changes, and we apologize for any disruption this may have caused. Providing a positive experience for our customers is very important to us. We truly appreciate your feedback and have shared your comments with the appropriate teams. -Moneake

Rated 2 out of 5 stars

Experian is such a LARGE DIFFERENCE IN…

Experian is such a LARGE DIFFERENCE IN CREDIT SCORES!!

1 May 2026
Experian logo

Reply from Experian

Hi there. Thank you for the review. We understand the concern with your credit scores and are sorry that we didn't meet all of your expectations. Credit scores are calculated based on the information in your credit report. Please note that credit scores can vary depending on the scoring model used (examples: FICO® or VantageScore®).

Your credit scores can also differ from bureau to bureau because creditors are not obligated to report to the credit bureaus, so the information on all 3 reports may differ. We use the FICO® 8 as part of our website/lenders but other websites may be providing you with a different score due to them using a different scoring model and/or different scoring range. There are also several helpful articles in our Help Center on the Experian® website for further education about credit reports, scores, and bureaus. I hope you found this information useful. Thanks. -Moneake

Rated 3 out of 5 stars

Not easily found to initiate

Not easily found to initiate. Sign in to web keeps throwing random errors. Really needs some work!

10 October 2025
Experian logo

Reply from Experian

Hi Ronald. Thank you for your review. We understand your frustration with your recent experience, and we’re sorry to hear that you had difficulties managing your credit freeze. We appreciate your feedback and will make sure it’s shared with the appropriate teams.

We know how important it is to be able to manage your freeze easily. This feature is available on both our free and paid memberships. You can access it by logging in and navigating to the “Credit” tab, then selecting “Experian CreditLock.” Once on that page, please scroll all the way down to locate the “Manage Security Freeze” option. I hope this information helps. Thanks. -Moneake

Rated 5 out of 5 stars

It is an excellent policy that protects…

It is an excellent policy that protects the interests of customers.

1 May 2026
Experian logo

Reply from Experian

Hello Ru. We're happy to hear that our policy meets your expectations and effectively protects customer interests. Thank you for your positive feedback! -Vivian

Rated 5 out of 5 stars

EASY

It’s easy to freeze and still blocks any credit hits. Notifications regarding your account are immediate.

1 April 2026
Experian logo

Reply from Experian

Hi Kaleigh. We're happy to hear that you find it easy to freeze your account and that it effectively blocks credit hits. We appreciate your feedback regarding the immediate notifications about your account. -Vivian

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look