Desjardins Group Reviews 

202
TrustScore 1.5 out of 5

1.4

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Review summary

Created with AI, based on recent reviews

Looking at 51 reviews, most reviewers were let down by their experience overall. Consumers frequently expressed deep frustration regarding unhelpful customer service agents, excessively long phone hold times, and repeated difficulties when attempting to get various insurance claims properly resolved. Reviewers additionally shared experiencing severe problems involving unexpected payment deductions, unintended account withdrawals processed without proper notifications, and sudden frustrating account lockouts. Some reviewers were happy with the dedicated branch staff who genuinely tried hard to assist clients. Certain consumers also noted that specific local team members and financial advisors consistently provided wonderful integrity and welcoming service during their branch visits.

What people talk about most

Service

Customers had negative experiences with service, consistently reporting disappointment and frustration.... See more

Customer service

Customers consistently note negative experiences with customer service, reporting absolute frustration with... See more

Payment

Reviewers highlight negative aspects of payment and transactions, consistently reporting frustration with... See more

Claim

Consumers find claim experiences deeply frustrating and consistently negative. Reviewers report excessive... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Waste of time. I completed all of the paperwork to transfer my funds out of desjardins and they never sent me my RRSPs or notified me that I still had RRSPs with them. When I called to correct the iss... See more

Rated 1 out of 5 stars

Pathetic customer service department. Did not notify of the auto payment bouncing and without notifying recharged the account again. This time received notification stating that there were 2 trials to... See more

Rated 1 out of 5 stars

One of worst worst companies I have had to deal with in my life !!!! Put you on hold for hours and hours on end !!!also lie saying they can’t cancel a transaction you do from your own account with you... See more

Rated 1 out of 5 stars

I had been a loyal customer for 5 years of travel insurance. When an eye surgery occurred on vacation they simply stalled and refused to pay. They believe that the amount (I only claimed the surgery a... See more


Company details

  1. Bank
  2. Financial Consultant
  3. Insurance Agency

Information provided by various external sources

The Desjardins Group is a Canadian cooperative that is the largest federation of credit unions in North America, and is counted among the World's Strongest Banks according to the Banker magazine.


Contact info

1.4

Bad

TrustScore 1.5 out of 5

202 reviews

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1-star

No history of asking for reviews

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1.4

All reviews

(202)

78 reviews in the last 12 months

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Rated 1 out of 5 stars

Worst insurance company

Worst insurance company that i never had in my life. If you think of buying insurance. Think of the others, 100% dont buy insurance to desjardins group.

6 December 2023
Unprompted review
Rated 1 out of 5 stars

Terrible

Terrible, just terrible. Rigid, uptight institution does not accomodate customers like larger banks. Very poor customer service, they treat you like a number not a human. I tried to cash a cheque in my name so I could pay staff at work (they get paid cash). Id been cashing this same cheque no problem for 5 months. All of a sudden right before christmas a manager decides not to unfreeze the cheque today, right before everythings closed for xmas and right before my staff need to buy for their families. If this was never an issue why not just give me a warning and make an exeption just so I can not ruin xmas for everyone? I was told they wouldnt help me and I was spoken to so aggressively. Plus I was told Id get a call from another manager to resolve it and never did. Had no choice but to withdraw all my own money to pay the staff in time. Closed it down and went with CIBC. The first thing I ask, can you cash a cheque at the teller for 4000 without freezing? She goes.. its in your name?? I dont see why that would be a problem....

Thats what I thought. Do not bank with Desjardins. They really do not care about you or your livelihood.

18 December 2023
Unprompted review
Rated 1 out of 5 stars

Terrible customer service

Terrible customer service - arrogant staff - agents very difficult to understand due to heavy accents.
Getting a new Visa that’s administrated in BC so I can at the very least communicate clearly with the agents.
I’m a senior whose card was declined because I booked an Air B&B ??
I was left abandoned with no money and no explanation - it’s not right in anybodies world to do such a thing to a senior with no warning and no acceptable reason for such action - shame on the way this Quebec Company treats Canadians - take your business out of Quebec!

14 November 2023
Unprompted review
Rated 1 out of 5 stars

BEWARE

Absolutely Fu@king Unacceptable! Worse customer service.....No Excuses....How they cannot apparently put or Add HSBC to there payee list for Desjardins financement..... If they were as reputable as they claim .... Explain to me how it's impossible to add a f@king Global Bank to a payee list... they just wanna rape the customer to profiteer Max interest..... Absolutely 💯 Do Not take a loan out from this SHAM

31 May 2023
Unprompted review
Rated 1 out of 5 stars

If I could negative stars I would

If I could negative stars I would. Good luck getting any of your bonus dollars out of their program. Their "agents" just direct you to an email and the response to any emails is to just phone their customer services numbers (which redirects back to the email). Someone will tell you a supervisor will call within 24-48 hours but you will never get a call. Long story short, you'll never get your bonus dollars out of them. Would not recommend, the worst customer services experience I've ever had.

29 September 2023
Unprompted review
Rated 1 out of 5 stars

TERRIBLE HORRIBLE BANK!!

TERRIBLE HORRIBLE BANK!!
They lost my money and won't do anything about it.
This is the worse bank ever.
Never ever loan with them!!
4 months ongoing and they won’t recover the money.

27 July 2023
Unprompted review
Rated 1 out of 5 stars

Poor Customer Service and Unilateral Credit Limit Reduction

I recently had a deeply unsatisfactory experience with Desjardins. They abruptly decreased my credit limit without any prior notice, leaving me in a difficult financial situation. To make matters worse, they also cut my financing limit without warning, adding unnecessary stress to my financial planning.

Their customer service is uncooperative, with no access to speak to managers or higher-level representatives. It seems they have implemented a policy that restricts any meaningful resolution or assistance. Even when I spoke to Jenny, who claimed to be an analyst supervisor, she was unable to provide any substantial help and merely read information off her screen, lacking the ability to address my concerns.

I expected better from a credit card company that prides itself on serving its customers. However, their actions have demonstrated a complete disregard for customer satisfaction and financial well-being. Their lack of transparency and the inability to rectify issues have left me feeling frustrated and disheartened.

I strongly advise against choosing Desjardins as your credit card provider. There are undoubtedly more reliable and customer-oriented options available in the market. Save yourself the trouble and seek out a company that values its customers and provides exceptional service.

17 July 2023
Unprompted review
Rated 1 out of 5 stars

collecting your bonus dollars? Forget it

After 5 tries to collect my Bonusdollars and talking hours to incompetent agents from Desjardins,(They even told me to visit one of their banks , those that don't exist in BC!!) I went to my Credit Union in Nanaimo who got me this Visa card. the manager tried to help me but ended up shaking her head after having the same problems I had and spending a half hour talking to Desjardins agents ,wasting our time !
She was sorry not being able to help me, but asked me to wait a month or so, changes were coming up with Desjardins. I looked at a site about worse credit cards online, Desjardins seems to win that one easy! Yes, I agree, One star is way to much !!

30 May 2023
Unprompted review
Rated 1 out of 5 stars

If I could give 0 stars I would

If I could give 0 stars I would. Terrible online system. Was given my info to login to my online paystubs, frist time loging in got locked out and told
I can’t use an old password…literally impossible.. also no way for first time user to get any help, only way is to email and wait. Cant believe they let the system run that bad. Terrible company. Worst service I’ve had in a long time, maybe ever. Will be telling everyone about this.

25 May 2023
Unprompted review
Rated 1 out of 5 stars

Representatives will harass you to…

Representatives will harass you to subscribe to their services "au nom du peuple québécois", even call you to ask why you're dealing with other banks like a jealous ex. Because their interests are better, they leave me tf alone and usually notice me when the interests change drastically? I only ever get ripped off from them, deal with other banks whenever you can.

17 May 2023
Unprompted review
Rated 1 out of 5 stars

Called to make an account

Called to make an account, they were supposed to call me bavk within a day, they never did. Everyone i spoke to was french and seemed disappointed/uninterested to help once i asked to speak english. do they know english is Canada's main language. people in Quebec are in their own little world and look down on everyone, I have no clue why...

21 April 2023
Unprompted review
Rated 1 out of 5 stars

Fraud countless times

I have experienced fraud countless times with Desjardins. I have never received any calls from them letting me know about the frauds. They do not reimburse amounts claimed over 3 months...so i lost money, too. I do not recommend Desjardins to anyone!

1 April 2023
Unprompted review
Rated 1 out of 5 stars

People aren't Stupid

Was considering joining. Then saw the commercial where they pretend to talk to an insurance policy.
No way I deal with people who think everyone is stupid.

2 March 2023
Unprompted review
Rated 1 out of 5 stars

This is a money-stealing organization…

This is a money-stealing organization supported by the Quebec government...

I had only a credit card from Desjardins because I bought furniture from a store by finance. Unfortunately, I could not make payments directly in Desjardins branches as I did not have a chequing account (in my opinion, because I did not make monthly unnecessary payments for a chequing account). I wanted to pay, but they said there was a limit on payment and extra, I should pay fees for paying my credit in Desjardins.

This is the most stupid "financial store"...

31 December 2022
Unprompted review
Rated 1 out of 5 stars

Oh my…

Oh my! Never putting any money into a bank account here again! They blocked my card and entire online banking account days before Christmas! After shopping and unlocking my security limit they still had security mesures apply.1 hour on the phone, 2 hours of shopping with a 3 year old resulted in me looking like a complete idiot at the cash when I noticed mu account has been CLOSED (closed as in no more online access either) a second time in the same day! This is not professional at all! How embarrassing for them… and I heard only bad stories, but this confirms it all. Regret buying my house with them! Horrible management.

14 December 2022
Unprompted review

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