Credit One Bank Reviews 

Rare these days to get a card that actually does what it advertises. Great experience thus far.

I had 3 cards the oldest 10 YEARS! These people never give credit increases w/o charging you! They charge monthly fees on all cards. I relieved myself of them and paid them off in full. They never got one late payment out of over 200 pmts. But just to back stab people who cancel them they put on your credit file you paid 77% of your payments on time hoping to kink a deal with another bank. Imagine 660 late payments!!!!!! Who are they kidding? My credit clearly states not one late payment ever! But they throw that out to try and slander you. They don’t say any 30-60-90 latest just 77% of payments were on time . Liars , and scammers! Run don’t walk from these people.

Thanks a million Credit One Bank, the Birthday wish today made my 86th. Birthday complete. Really happy to be an account holder again, very anxious to do some happy spending with my new card. I am a very happy customer, and really appreciate my new credit card. Many thanks, Harold M. Piggott AR. 6/20/2026 17:22 hours. Very Happy Senior Veteran, USMC. and US. Army, Oh, forgot Navy Reserve when I was 46.

This company is an amazing, they care about their customers. This company provides great opportunities for their customers to have the ability to fix their financial needs. I truly appreciate how they look at every situation individually. I have had great experiences with this company.

Great experience

Please keep your eye out for a legal communication from my lawyers.

I have been a customer of credit one bank whom uses the American Express Logo and number but does not offer American Express customer service or experience. I was charged $433.97 from a previous company whom I closed an account back on October of 2025. This company went from Priority Meds to RXPros effective April of 2026. On April 24, 2026 they initiated and fraudulently charged my account $443.97, I contacted CreditOne customer service explained my situation. I told them I had closed the account and that I did not authorized the charge. Now, this company charged me, never rendered service, of mail any merchandise to me. I filled a claim and CreditOne investigated for three days and found in the interest of RXPros and denied my claim claiming the charge was valid. Now, keep in mind that I have not received a product, have been charged, and yet my claim denied. Now, American Express would have never complied with the merchant unless they verified I authorized the charge or that I received the product. This company carries the American Express logo, but they are not American Express, so if thinking about this card, look at a more reputable credit card company, this one is a big fraud!

I never experienced such rude and inexperienced customer service representatives, with no kne to talk to when any issue arises

Easy process, and painless. Was able to complete everything in less than 10 minutes.

Got easily approved and card was sent in a timely manner. Online setup was easy.

The only problem i have with the card is after using the ATM it doesn't want to work for hours

They are very considerate and treated you good even during your though time.

I'm still learning the program it's great thanks

They have been stealing money from. Me double payments also I turn the card off and they double tap my card immediately after paying the bill in full...

It was fast and the activation was easy and the money was available right a way

Good service

Just opened the account.
So I am still in learning stages.
I am sure it will go well.
Will know more in about a couple of weeks.
Could lower the yearly fees a bit.

Horrible company. Take advantage of people trying to re-establish credit. It will take hours of your life navigating the crazy uninformed rules they suddenly change, There is no American call center only foreign and they are very hard to understand. Go to a credit union to to build your credit You wll regret using these people.

They don't allow autopay, so this is how they get you with fees. I pay my credit cards off every month but i hadn't used this card in months an a yearly fee went on i didn't know about - I paid it and the late fee and then the customer servive agent didn't speak english and got confused and when I called to set up auto pay she said she closed the account as they have no auto pay - she barely spoke english and I had a horrid time understanding her - plus I never asked to close my account - I literally pay the bill off every month but it was such a nightmare I decided to just keep the account closed. I called back and got someone who spoke English, and she said the previous agent had closed the account and then asked if I wanted to reopen it - I didnt want the hassle - I hadn't used the card for 7 months and always pay it off on time so I am not their ideal client anyway - they only m ake money on people that don't pay their bills because of the interest.