Credit Engine Reviews 2,214

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 956 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent user experience, describing it as easy, straightforward, and quick. Many people praise the service for its efficiency and the clear, understandable communication provided. The staff and customer service are consistently commended for being helpful, patient, professional, and knowledgeable, making customers feel well-informed and supported. However, some people were dissatisfied with payment issues, reporting unexpected charges to their bank accounts. These customers mentioned money being deducted that they did not recall authorizing, sometimes months after an initial interaction, and expressed concerns about the company retaining their card details.

What people talk about most

User experience

Reviewers mention positive feedback about user experience, highlighting the platform's ease of use and... See more

Service

Customers had positive experiences with service. Many reviewers praised the excellent and efficient service,... See more

Staff

Users describe positive interactions with staff. Customers consistently praise the staff for being helpful,... See more

Customer service

People report positive experiences with customer service. Many customers praise the helpfulness and... See more

Payment

Clients share negative opinions on payment, with many reporting unexpected charges from their bank accounts,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Within a blizzard of emails and texts, unknown to me CE set up an account and deducted money from my bank. However when I spotted it and contacted them (which you will not be surprised to hear is extr... See more

Company replied

Rated 4 out of 5 stars

I’ve just signed up with them, and the person I spoke to was very helpful. He walked me through the forms and explained everything as we filled them out. I would recommend Credit Engine to anyone who... See more

Company replied

Rated 4 out of 5 stars

It was straight forward few details and done within about 5 mins 👌🏻 may be even less wasnt watching the clock

Company replied


Company details

Written by the company

Credit Engine was set up to help UK consumers who are struggling to access credit, to understand their credit profile and find credit products that work for them. Whether you have an issue with your credit file you need help with, or want to understand what’s affecting your ability to get credit, we can help. Our team of credit experts are on hand to help you understand what lenders see when making lending decisions. Get a personalised action plan with tips and tasks to help you manage your credit score. With daily updates and 24/7 access to your credit report, you can track your progress towards a healthier credit profile. Try us free for 14 days, membership is £19.99 per month thereafter. You can easily cancel online at any time. If you cancel within your free trial you will not be charged.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 98% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

5 stars

amazing 🤩 loved the experience

15 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Charlotte,

Thank you so much for your feedback!

We're thrilled to hear you loved the experience 🤩

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

I had a good experience with Credit…

I had a good experience with Credit Engine. The process was simple and easy to understand. The application was quick, and I received updates on time. It helped me manage my credit better. I would recommend it to others looking for a straightforward credit solution

1 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Surya,

Thank you for the excellent five-star review!

We're so pleased to hear that you had a good experience with Credit Engine and that you found the process simple, quick, and easy to understand.

Helping our customers manage their credit better is exactly what we aim for.

Kind regards,

The Credit Engine Team

Rated 4 out of 5 stars

Issue resolved

I had issue with a charge that I didnt expect
They were able to help and lovely customer service

15 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Ousmane,

Thank you for your time today; I am pleased we were able to resolve the issue.

Please do not hesitate to contact us if we can be of any further assistance.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Love it it’s great

Love it it’s great

14 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Amanda,

Thank you so much for your 5-star review!

We're thrilled to hear that you love it and find it great.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Good

It was helpful

14 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Zoe,

Thank you for taking the time to share your 5-star feedback!

We're glad to hear that you found our service helpful.

Kind regards,

Rated 5 out of 5 stars

Vsry nays Very helpful

Vsry nays Very helpful, I liked it.

14 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Ayhan,

We are delighted to hear you found our service very helpful and liked it.

Your feedback means a lot to us!

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Person was very imformative and…

Person was very imformative and articulate

13 April 2026
Credit Engine logo

Reply from Credit Engine

Thank you for taking the time to share your feedback!

We are delighted to hear that you found our person to be very informative and articulate.

Kind regards,

The Credit Engine Team

Rated 2 out of 5 stars

Didn’t receive any loan

Didn’t receive any loan, just got passed around in circles between different lenders. The process was confusing and didn’t lead anywhere. Also left me worried about potential fees despite not getting anything. Wouldn’t recommend.”

12 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Jessica,

I would like to speak with you to discuss this further.

Please could you provide us with some more details using the link that's been emailed to you from Trustpilot?

You can also contact us via the contact form on our website.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

really good

really good! amazing experience

12 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Livvia,

Thank you for taking the time to share your positive 5-star review.

We're thrilled you had an amazing experience!

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Absolutely amazing!!

12 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Bobbie,

Thank you so much for your kind 5-star review!

We're thrilled to hear you had an "Absolutely amazing!!" experience.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Brilliant service

Brilliant service, easy help for live chat. Easy to use

10 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Joanne,

Thank you for your fantastic 5-star feedback!

We're so pleased to hear you found our service brilliant. We strive to make the experience as seamless as possible.

Your positive review means a lot to our team!

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Quick and easy to cancel

11 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Rocco,

Thank you for your 5-star feedback!

We're pleased to hear that the cancellation process was quick and easy for you.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

I found credit engine extremely helpful…

I found credit engine extremely helpful and easy to use, my whole application took less than 10 minutes and would happily recommend it to friends and family.

11 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Colin,

Thank you for your fabulous 5-star review!

We are delighted to hear that you found Credit Engine extremely helpful and easy to use, and that your application was completed so quickly.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

They were very helpful

They were very helpful

11 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Zoe,

Thank you for a nice 5-star review!

We're delighted to hear that our team was very helpful.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

It was a good experience.

It was a good experience for the time being but I already viewed my credit score on another platform. It was also easy to cancel my subscription and I wasn’t charged!!

11 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Camila,

Thank you for a great 5-star review.

We're glad to hear that you had a good experience and found the cancellation process easy.

We understand you'd already checked your score elsewhere, but we appreciate you giving us a try!

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Great company easy to understand

Great company easy to understand

10 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Romina,

Thank you so much for your 5-star review!

We're glad we could be helpful.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Easy navigation

Easy navigation

9 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Thank you for your 5-star feedback!

Kind regards,

The Credit Engine Team

Rated 1 out of 5 stars

Didn't even sign up to this website but…

Didn't even sign up to this website but some how manage to get most of my details and try to take money out of my account. No customer support service apart form login an issue via email not happy .. stop try to take money out my account

9 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Gavin,

I would like to speak with you to discuss this further.

Please could you provide us with some more details using the link that's been emailed to you from Trustpilot?

You can also contact us via the contact form on our website.

Kind regards,

The Credit Engine Team

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