Cover-More Travel Insurance Reviews 

260
TrustScore 3 out of 5

3.2

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Review summary

Created with AI, based on recent reviews

Considering 107 reviews, most reviewers were somewhat happy with their experience overall. Consumers generally find the online claim process quite straightforward, appreciating the attentive staff who readily assist with documentation and guide them through the necessary requirements. Many people mention that their requests were successfully processed and fully paid out within a reasonable and acceptable timescale. However, some reviewers were not happy with severe communication delays, noting that getting updates can take several months and emails are frequently ignored. Others also highlighted frustrating encounters with unhelpful customer service representatives, poor phone support, and unexpected claim rejections that left customers disappointed.

What people talk about most

Claim

Users describe ambiguous interactions with claim, noting that while some experienced quick and efficient... See more

Service

Consumers find service to be ambiguous, with highly mixed reactions regarding their experiences. Many... See more

Customer service

Customers consistently note ambiguous experiences with customer service, reflecting a wide range of differing... See more

Response time

Reviewers highlight ambiguous aspects of response time, as customer experiences vary significantly. Many... See more

Staff

Reviewers mention positive feedback about staff, highlighting that team members are prompt, professional, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

To Cover More On our recent trip 11th October 2025, on a 15 day European River Cruise we were unfortunately asked to disembark half way through due to low water levels.we were left to our own de... See more

Company replied

Rated 4 out of 5 stars

We had booked travel to Africa but I had a stroke on 23/8/25 and was unable to travel for health reasons, made the claim to Covermore and the full amount of the claim less the $250 Excess was paid in... See more

Company replied

Rated 4 out of 5 stars

I sprained my leg while travelling in Japan. It took a few days for the pain to get unbearable as I kept walking with out resting my leg. My foot was swollen and I could not walk at all. I was taken b... See more

Company replied

Rated 4 out of 5 stars

I had some difficulty with the claims process, specifically in dealing with the assessor who failed to respond to questions, and argued that they had repeatedly tried to resolve the issues by telephon... See more


Company details

  1. Money & Insurance

Written by the company

Get a FREE Cover-More travel insurance quote in 30 seconds. Trusted by 18 million travellers worldwide ✓ Easily compare plans ✓ Receive instant cover ✓


Contact info

3.2

Average

TrustScore 3 out of 5

260 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 70% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

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3.2

All reviews

(260)

110 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Prompt response!

While it was tedious to gather doctors reports and complete the paperwork process (totally understandable) Covermore were prompt to respond and approve our claim.

22 March 2025
Unprompted review
Cover-More Travel Insurance logo

Reply from Cover-More Travel Insurance

Hi Christine,
Thank you for taking the time to leave a review and share your experience with Cover-More.
All the best,
Carol

Rated 5 out of 5 stars

I am impressed

I am impressed with the speed, ease and professionalism that my claim was handled with.

26 March 2025
Unprompted review
Cover-More Travel Insurance logo

Reply from Cover-More Travel Insurance

Hi Mariana,
Thank you for taking the time to leave a review and share your experience with Cover-More.
All the best,
Carol

Rated 5 out of 5 stars

Quick claim refund

I was impressed with their quick response and received my money back quickly. This was great because my flights cancelled before our trip so we had to pay extra flight and room in different city plus lost our money in hotel already booked. Great to get our money back with no fuss

19 March 2025
Unprompted review
Cover-More Travel Insurance logo

Reply from Cover-More Travel Insurance

Hello Rosie,
Thanks so much you for your kind words about our service and for taking the time to share your experience of Cover-More.
All the best,
Carol

Rated 5 out of 5 stars

Fast efficient service

We made a claim for a cruise we could not board, due to Cyclone Alfred threatening to impact our home on the day of departure. We submitted the claim, were notified the claim had been received and were informed our claim had been successful, within the stated ten days.
Highly recommend Cover-More for fast, efficient service.

14 March 2025
Unprompted review
Cover-More Travel Insurance logo

Reply from Cover-More Travel Insurance

Hello Les,
Thank you for taking the time to leave a review. We are pleased to hear that our team was able to assist you through the entire claims process and wish you the best in your future travels.
Best wishes,
Carol

Rated 3 out of 5 stars

Claim was delayed

There was a delay to processing the claim as it was sent to CBA even though the forms clearly said Bankwest.Obviously some one didn’t read it properly as we received an email requesting to send it all ag.

6 February 2025
Unprompted review
Cover-More Travel Insurance logo

Reply from Cover-More Travel Insurance

Hi Lesley,
Thank you for taking the time to leave a review.
Apologies re the error that delayed your claim.
Best wishes,
Carol

Rated 5 out of 5 stars

Great customer service, and very prompt claim resolution

We've been insuring with CoverMore for a few years, and have never made a claim; until recently for cancelled flights and additional /unforeseen expenses occurred, as a result of the flight cancelation.

Submitting the online claim was easy and straightforward. The claim was reviewed as per timelines provided by CoverMore; and was approved without any fuss.

Just make sure you provide all the documentation required for CoverMore to assess your claim.

We are very happy with the service provided by CoverMore.

11 March 2025
Unprompted review
Cover-More Travel Insurance logo

Reply from Cover-More Travel Insurance

Hello MD,
Thanks so much you for your kind words about our service and for taking the time to share your experience of Cover-More.
All the best,
Carol

Rated 1 out of 5 stars

Absolutely terrible

Absolutely terrible! I honestly don’t know how Cover More Insurance is still in business. The level of incompetence here is mind-blowing. I’ve had more problems with them than I’ve had with insurance companies from third-world countries! They have no clue how to handle claims, their customer service is a joke, and don’t even get me started on their confusing policies. If you want a company that treats you like a number and makes you want to pull your hair out, then Cover More is for you. Trust me, even insurance in a third-world country is 10 times better than this. Zero stars if I could give them that.”

⸻724001020979.

F.Mosca

12 March 2025
Unprompted review
Cover-More Travel Insurance logo

Reply from Cover-More Travel Insurance

Hi F.Mosca,
We are sorry to hear of your recent experience with us and thank you letting us know.
We have sent a request for further information and one of our representatives will get in contact with you.
Best wishes ,
Carol

Rated 5 out of 5 stars

Positive claims experience

I was injured on a recent trip and contacted emergency assistance who were extremely supportive. They followed up every couple of days to see how I was doing and provided valuable information on what documents, etc I would need to make a claim. I lodged an online claim via the Cover-More website which was very user friendly. The claims team were also helpful when I had a question about one of the documents requested. The outcome was determined within 10 days. Overall a positive experience.

11 March 2025
Unprompted review
Cover-More Travel Insurance logo

Reply from Cover-More Travel Insurance

Hello Diane,
Thanks so much you for your kind words about our service, we are pleased to hear that our team was able to assist you when you needed support.
Thank you for taking the time to leave a review.
All the best,
Carol

Rated 5 out of 5 stars

I travel each year and always use…

I travel each year and always use Cover-more Travel Insurance. On the occaision of a claim I have found their on-line service to be fast and reliable. Just keep your paper work and submit it on your return. A very easy proposition if you have a scanner or pdf files.

1 April 2024
Unprompted review
Cover-More Travel Insurance logo

Reply from Cover-More Travel Insurance

Hello Ross,
Thank you for taking the time to leave a review and we are pleased to hear you found the claims online service to your satisfaction.
Best wishes,
Carol

Rated 5 out of 5 stars

Highly recommend this company

We recently used Covermore Insurance for our travel coverage, and we couldn’t be more impressed with their service. The online process was quick and easy to navigate, and the coverage options were extensive, providing peace of mind throughout our trip. When illness struck us and we needed assistance, their customer support was prompt, friendly, and efficient. I felt well taken care of, knowing I was in good hands. We highly recommend Covermore to anyone seeking reliable, trustworthy travel insurance!

21 January 2025
Unprompted review
Cover-More Travel Insurance logo

Reply from Cover-More Travel Insurance

Hello Jane,
Thank you for taking the time to leave a review. We are pleased to hear that our team was able to assist you through the entire process and wish you the best in your future travels.
Best wishes,
Carol

Rated 5 out of 5 stars

Cannot speak more highly of Covermore…

Cannot speak more highly of Covermore Travel Insurance. We had to cancel a cruise due to an unforseen medical episode. Once we placed our claim into Covermore it was immediately taken on board by them & we were kept informed the whole way through the investigation. Very professional and caring company. Well done Team Covermore & Thank you.

11 February 2025
Unprompted review
Cover-More Travel Insurance logo

Reply from Cover-More Travel Insurance

Hello,
Thanks so much you for your kind words about our service, we are pleased to hear that our team was able to assist you when you needed support.
Thank you for taking the time to leave a review.
All the best,
Carol

Rated 5 out of 5 stars

Cover more insurance was absolutely…

Cover more insurance was absolutely exceptional in help and support when we needed it, we had our flight delayed
and then cancelled which caused us the miss the departure of our Cruise from Sydney to NZ.
After consulting Cover more we made our own way to Auckland to embark the cruise
we had kept in touch with them and they were outstanding in help and support the claim was dealt with very quickly with great customer care,I always use cover more for insurance and will always use them.

1 February 2025
Unprompted review
Cover-More Travel Insurance logo

Reply from Cover-More Travel Insurance

Hello Robert,
Thanks so much you for your kind words about our service, we are pleased to hear that our team was able to assist you when you needed support.
Thank you for taking the time to leave a review.
All the best,
Carol

Rated 4 out of 5 stars

Happy to Recommend CoverMore insurance

We had to cancel our cruise because of an unexpected family member’s serious illness. CoverMore have definitely honoured our contract after a thorough review. Not unexpected when claiming any insurance. This was a very unexpected and costly cancellation and we are very relieved that we took out travel insurance
I’m happy to recommend CoverMore travel insurance.

31 October 2024
Unprompted review
Cover-More Travel Insurance logo

Reply from Cover-More Travel Insurance

Hello Jacqui,

Thanks so much you for your kind words about our service and for taking the time to share your experience of Cover-More.

Best wishes,
Anita

Rated 5 out of 5 stars

Stolen jewellery. I had my gold necklace snatched from my…

I had my gold necklace snatched from my neck whilst oversea. I had a police report to verify this and was able to prove ownership. Covermore were prompt in covering my claim within their allotted time frame.

18 February 2025
Unprompted review
Cover-More Travel Insurance logo

Reply from Cover-More Travel Insurance

Hello Marlene,
Thanks so much you for your kind words about our service and for taking the time to share your experience of Cover-More.
We wish you the best in your future travels.

All the best,
Anita

Rated 5 out of 5 stars

Great travel insurance and hassle free claim process

I recently took cover-more travel insurance for our Australia trip. I had a small incident and claim process was super easy, all online and hassle free.
Claim was accepted within in 10 days and resolution provided. The Claim manager was super helpful.
I would highly recommend it, gives a peace of mind and would buy again for our next trip. Thanks Cover-more team.

28 January 2025
Unprompted review
Cover-More Travel Insurance logo

Reply from Cover-More Travel Insurance

Hello Sandy,
Thanks so much you for your kind words about our service, we are pleased to hear that our team was able to assist you when you needed support.
Thank you for taking the time to leave a review.
All the best,
Carol

Rated 5 out of 5 stars

Claimed luggage delay

Claimed luggage delay, provided documents and claim was assessed and process in a timely manner.
Process was simple and easy.

11 February 2025
Unprompted review
Cover-More Travel Insurance logo

Reply from Cover-More Travel Insurance

Hello,
Thanks so much you for your kind words about our service, we are pleased to hear that our team was able to assist you when you needed support.
Thank you for taking the time to leave a review.
All the best,
Carol

Rated 5 out of 5 stars

They lived up to my expectations

I was recommended to use CoverMore by a friend who is a retired travel agent. So glad i did, as i needed to claim for lost flights, trains and accommodation due to snow closing an airport. They paid my claim without fuss and promptly, with Sam being both professional and polite. Don't risk traveling OS without insurance and based on my experience CoverMore was great. - PJ

7 February 2025
Unprompted review
Cover-More Travel Insurance logo

Reply from Cover-More Travel Insurance


Hello P.J,
Thank you for taking the time to submit a review and share your experience.
At Cover-More we seek to provide a high level of service to all our customers so it is wonderful to hear that you are pleased with the service you have received. We always hope you have a great trip but should something go wrong, we’re here to help!
We hope to be able to assist you with all your travel insurance needs in the future.
Best wishes,
Carol

Rated 5 out of 5 stars

Outstanding Support and Hassle-Free…

Outstanding Support and Hassle-Free Claims Process!

During a recent trip overseas, my wife and I unexpectedly fell ill. Navigating healthcare in a foreign country can be stressful, but the cover-more made the entire experience seamless. From the moment we reached out for assistance, their support team was responsive, compassionate, and extremely helpful in guiding us through the process of accessing medical care.

Once we returned home, we were equally impressed with the claims process. Submitting our documents was straightforward, and our claim was processed quickly without any unnecessary delays or complications. It was a huge relief to know that we were covered when we needed it most.

We are incredibly grateful for the excellent service and peace of mind provided by our travel health insurance. This experience has reinforced our confidence in our coverage, and we wouldn’t hesitate to recommend covermore to others.

Brenton & Sharon 30 day trip to EU

5 February 2025
Unprompted review
Cover-More Travel Insurance logo

Reply from Cover-More Travel Insurance

Hello Brenton and Sharon,
Thanks so much you for your kind words about our service, we are pleased to hear that our team was able to assist you when you needed support.
Thank you for taking the time to leave a review.
All the best,
Carol

Rated 5 out of 5 stars

Our bags were delayed for two days…

Our bags were delayed after a long and gruelling trip from Australia to Croatia via the US. We were forced to buy some additional clothing to cope with the change in climate and also get some of life's essentials.

CoverMore accepted our claim for Delayed Luggage Expenses without question or delay. The online claims process was easy to navigate and a delight to use. Well done CoverMore

14 January 2025
Unprompted review
Cover-More Travel Insurance logo

Reply from Cover-More Travel Insurance

Hello Steven,
Thank you for taking the time to leave a review. We are pleased to hear that our team was able to assist you through the entire claims process and wish you the best in your future travels.
Best wishes,
Carol

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