Cash Train Reviews 2,691

TrustScore 2 out of 5

1.8

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Rated 1 out of 5 stars

There should be a 0 star option for this company. Absolutely appalling and of no help or compassion at all. Nothing but lies and false hope. Just another company advertising what you want to see and... See more

Rated 1 out of 5 stars

Absolutely the worst company I’ve dealt with. After providing every document they requested, I’ve been stuck going back and forth with the same repetitive emails. It’s been over two weeks and still no... See more

Rated 1 out of 5 stars

Rude and so unprofessional my niece applied for a loan with them she provided absolutely everything they asked for and then when they were taking a ridiculously long time to get back to her to complet... See more

Rated 1 out of 5 stars

I think Cash Train are terrible with their customer service. Multiple documents requests, 7 day processing time and they shouldn’t be allowed to operate as they prey on Centrelink clients. I think P2... See more

Company details

  1. Non-Bank Financial Service
  2. Financial Consultant

Written by the company

Cash Train has helped hundreds of thousands of Australians get fast cash when they need it. They offer loans of from $200 to $8,000. The application can be made online or in any of our 12 branches and takes minutes to complete. To qualify for a Cash Train Loan , You need to be; over 18 an Australian resident


Contact info

1.8

Poor

TrustScore 2 out of 5

3K reviews

5-star
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1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

Hasn’t replied to negative reviews

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Rated 1 out of 5 stars

Approved my $1000 loan but had many…

Approved my $1000 loan but had many issues throughout in which there communication is shocking dont expect a response as they won't email back and if you call they can barely speak English and are of no help... appreciate the approval but I just finished paying it back and definatly won't be using them again stay away!

7 August 2025
Unprompted review
Rated 5 out of 5 stars

Excellent Services. Highly recommended!

I don't know about the rest of you esp those putting 1-2 Stars and all that. my experience with Cash Train was excellent. Remember like any short loan agents, you have to get your credit rating right. I had a couple of defaults in my file but I still got the short term loan that I was after. Remember its not a free money scheme! I read some comments elsewhere from folks complaining of Cash Train asking many questions. well if what you provided is too good to be true, and doesn't add up. what do you expect?
I had a very good experience with CT especially with the one in Goodna (QLD). give them a call if you have issues. you will talk to a real human (not robot/AI) within 5 mins maximum.

24 July 2025
Unprompted review
Rated 1 out of 5 stars

Discusting company and customer service

Absolutely a waste of time always asking for more information which they already have. If they going to have several people doing one application then those several people need to read everything before asking for information given 3 times already. Absolutely discusting customer service.

11 July 2025
Unprompted review
Rated 1 out of 5 stars

I applied for a loan with cash train…

I applied for a loan with cash train and didn’t finish it I didn’t even submit my income statement which is needed to process the loan application! Even know I didn’t finish the application they started taking out $25 from my bank account each week for 6 weeks before I noticed then when I called them about it they couldn’t not tell me anything as I never received the loan but am paying for it and they told me pay the last two payments and I can apply again I did this and they won’t approve my loan wtf steal my money and then then don’t help me court action it is

11 April 2025
Unprompted review
Rated 1 out of 5 stars

Thay are ripe offs scum bags do not…

Thay are ripe offs scum bags do not borrow money from them there scams dishonest i will be repeating them to consumer affairs and financial obsman just been diagnosed with limpma cancer stage 3 there scams. Loan 250 paid 88 x2 and 339 over 400 dollars scum bags

21 March 2025
Unprompted review
Rated 1 out of 5 stars

These guys are useless

These guys are useless. After 3 days still haven't got a response. I sent through my statements for the second time. I am worried they will sell my details to india

26 February 2025
Unprompted review
Rated 1 out of 5 stars

Appalling organisation who threatens…

Appalling organisation who threatens and bullies you. They provided a fraudulent loan in my name and I am trying to fix it and they refuse. I have gone to AFCA and the ACCC for assistance but their compliance person is just awful. Shame on you cash train, the fraud you commit and the threats that you email to people.

12 February 2025
Unprompted review
Rated 1 out of 5 stars

Disgusting company

Disgusting company. Wouldn't recommend them at all. Definitely give them a miss and there " give everyone a go" is so far from the truth. Wish I could give them no stars

29 January 2025
Unprompted review
Rated 1 out of 5 stars

Predatory lenders

Predatory lenders. They blatantly go against Australian consumer and finance laws, if you contact them and ask for a payment plan due to hardship they'll simply refuse. I have all proof which I will be taking further through the legal system.

20 January 2024
Unprompted review
Rated 1 out of 5 stars

IF I COULD GIVE ZERO OR EVEN MINUS I…

IF I COULD GIVE ZERO OR EVEN MINUS I WOULD. THE MOST UNPROFESSIONAL COMPANY I HAVE EVER DEALT WITH. HAVING YOU JUMPING THROUGH HOOPS FOR 3 DAYS GETTING STATEMENTS FOR EVERYTHING - QUESTIONING EVERY CENT THAT COMES IN OUR OUT OF YOUR ACCOUNT - EVEN ASKED WHY I HAD WITHDRAWN $50 FROM AN ATM - WANTED TO KNOW WHAT I USED IT FOR!
DISCUSTING BEHAVIOUR FOR EVERY PERSON I HAD THE MISFORTUNE OF DEALING WITH - ESPECIALLY THE GLENROY BRANCH

10 December 2024
Unprompted review
Rated 1 out of 5 stars

Absolutely appalling service

Absolutely appalling service. They tried to scam me and blame me for money I didn't owe. And no matter how many times I explained on the phone and email that I disagreed with the conditions of the dishonour fees (because it was the company's actual fault), they ignored everything I had to say. They couldn't even paraphrase my assertions on the phone, because they're only focused on stealing money that I didn't owe! They also went back on their words a few times. They are absolute fraudsters.

In the end, I told them I'd pay the rest of my loan, and even offered to pay a $25 dishonour fee for a single payment I missed. They refused to accept my offer and tried to charge me extra money because apparently giving them four days notice that I'm changing bank account isn't enough time!

25 October 2024
Unprompted review
Rated 1 out of 5 stars

Worst loan place

Worst loan place. They make you wait 2 - 3 days, ask you for more details and then just disapprove your application while your half way through getting extra details for them.
I recommend any other place than this.

9 September 2024
Unprompted review
Rated 1 out of 5 stars

I have spoken to various staff members and have been lied too

I have spoken to various staff members from the cash train branch in cairns. Apparently that’s who was looking after my loan application which I applied online on the 12th of August. I felt like I had been lied to by multiple staff members from the cairns branch who kept telling me that some one from there office would call me. I have called them every day sometimes twice a day, same story as the previous staff member.Today is the 16th of August and no one from cash train has called me to let me know the outcome or the reason why. I am very upset and disappointed that I have wasted my time and phone calls trying to resolve this issue with my loan application. I will inform my friends and family members not to use cash train as they constantly lie and disrespect their customers. Ohh yeah they do not call you back when they say someone from our office is going to call you back. I do not know how they can run a business like that, I’m sure they must lose alot of business and customers. Ain’t that the truth. I have sent cash train an email asking them to cancel my application for the loan as I will take my business elsewhere.

16 August 2024
Unprompted review
Rated 1 out of 5 stars

Garbage company with Garbage people

5 days of waiting to be told to check emails for application updates that never arrived.
20 minute plus wait time in queues to be hung up on. this happened 4 times over the course of the final 2 days (3 of those times were in a row on the last day) so yeah, 60 mins of crap hold music for nothing. That was it for me. I abandoned the application and went elsewhere got hooked up in an hour. My lesson learned.
Company used to be good but is now TRASH. service is TRASH.
Save your time. ZERO STARS!

2 August 2024
Unprompted review

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