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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, helpfulness, and friendly demeanor, often highlighting specific agents for their exceptional service and clear communication. Many people found the overall service to be efficient and easy, leading to successful refinancing of loans with better rates and lower monthly payments. However, some customers also noted issues with payment processing, mentioning technical faults or being charged twice. A few other people also felt that there were discrepancies between the initial quotes for loan rates and the actual offers after credit checks, sometimes resulting in higher rates than expected.

What people talk about most

Staff

Clients share positive opinions on staff. Many reviewers praise the staff for being friendly, knowledgeable,... See more

Service

Customers had positive experiences with service. Many reviewers praised the professionalism, efficiency, and... See more

Customer service

Customers consistently note positive experiences with customer service. Reviewers frequently praise the... See more

Payment

Consumers find payment to be ambiguous. Many reviewers report positive experiences, highlighting lower... See more

Price

Reviewers highlight ambiguous aspects of price. Many customers report positive experiences, such as securing... See more

Based on these reviews

Rated 5 out of 5 stars

The customer service, above all else, was impeccable. Haley K. worked with my crazy schedule and found funding that decreased my payment and added some extra warranty, which is necessary when your ca... See more

Company replied

Rated 5 out of 5 stars

Alberto Romero worked with me through the whole process of refinancing my vehicle and I couldn't have been more blessed to have one as courteous and attentive as he.Alberto was most patient and answe... See more

Rated 5 out of 5 stars

Amber was the perfect agent to handle my questions. She resolved every issue that I had and was able to help me cancel some unwanted add ons for my car loan. She saved me $5000 and a world of worry. S... See more

Rated 5 out of 5 stars

Had an amazing experience! They tested my car for multiple issues, answered my questions, showed me options for replacement parts, and installed it for me. 10/10 would recommend.

Company replied

Rated 5 out of 5 stars

Well 1st if all my agent Joey...his professionalism took away the feeling of chatting with a stranger....from day one he came off as as friend trying to help another friend save some money 💰 and... See more

Rated 5 out of 5 stars

The person who worked with me was great, responsive, and easy to work with. However, the lender was delayed in funding the loan (not the company's fault, but the lender), which complicated the process... See more

Company replied

Rated 1 out of 5 stars

Tried to get me to sign up for an auto refinance loan that would have cost me ~$5k over the life of the loan versus what I was paying currently. My payment per month would have been reduced by $20 but... See more

Rated 5 out of 5 stars

Rebecca was so helpful in getting my loan refinanced. The process was easy and effecient and she kept in contact with me every step of the way. She was able to save me hundreds of dollars a month and... See more

Rated 5 out of 5 stars

The ease with which we completed the process of my refinancing was genuinely a surprise. I would have no qualms about using this company again in the future.

Rated 5 out of 5 stars

I am very pleased in the professionalism, friendly, and efficient service finding me a financial institution to take on my Refi Loan. Travis you were a great help and very patient with my phone taggin... See more

Company replied

Rated 5 out of 5 stars

Auto pay is bar-none the best service I have used when refinancing a car interest payment low and my agreement came with perks if I get another car I know where I’m going

Company replied

Rated 5 out of 5 stars

Im pretty happy with autopay, I lowered my car payment almost 200 dollars. Which i will now use to put on the principle. The reps I spoke to were very friendly and helpful, lexy was her name she was a... See more

Company replied

Rated 5 out of 5 stars

The experience with autoplay has been exceptional. I had my doubts because I had never heard of this company and it came on my website through Experian. Every aspect of my refinancing for my automobi... See more

Rated 5 out of 5 stars

It was great experience. Solomon was terrific. No hassle, very knowledgeable I would recommend to anyone.

Rated 5 out of 5 stars

Second time I have used Autopay. Great experience…very helpful…competitive rates! I know where I’m going in the future the next time I need to re-fi!

Rated 5 out of 5 stars

Joey Robinson has been amazing! I refinanced my auto loan and he made everything smooth and simple and handled everything perfectly. He was able to get me a better rate and lower monthly payment. High... See more

Company replied

Rated 5 out of 5 stars

Hayley was phenomenal. She provided accurate information and was very helpful. She responded quickly and was very professional.

Company replied

Rated 4 out of 5 stars

Caiden my agent took great care of me she made the whole thing quick and easy recommend them if you want to refinance or make a new purchase

Rated 4 out of 5 stars

They did a terrific job getting my truck refinanced, however, I didn't get the rate they were telling me i was pre-qualified for.

Rated 1 out of 5 stars

Autopay has a very deceptive and misleading business practice. Over the past three years, they checked my credit score multiple times after presenting what appeared to be attractive refinance... See more

Rated 4 out of 5 stars

Working with Garrett P. was a true pleasure. He provided wonderful customer service and clear communication. The only reason I have 4 stars was because my credit received multiple hard inquires on it.... See more

Rated 5 out of 5 stars

The staff met our needs and it was extremely easy and they explained each step along the way. Would recommend to anyone.

Rated 5 out of 5 stars

My Agent, Josh L., was awesome! He got me probably my best car refinance ever! Lowered my monthly payment, lower APR, and it included GAP, extended warranty, and money back for a possible total loss... See more

Rated 5 out of 5 stars

This is the first time trying to refinance my truck loan and Bryce was excellent. We were told everything that was needed I got it all uploaded, then meet with a notary 2 days later finished the pap... See more

Rated 5 out of 5 stars

Rebecca was amazing going through the process of refinancing my car loan. The process was effortless and the communication throughout the process was top notch!

Company replied

Rated 2 out of 5 stars

They made it very hard to finalize the deal. Then after finally agreeing on the interest I signed all the paperwork for the first deal & everything was supposed to be all done on my part. Then I get a... See more

Rated 5 out of 5 stars

I had tried to refinance my current high auto loan with my current lender and 2 others with no success just because I am now retired. I have always had an excellent credit history until now. Anyway,... See more

Rated 5 out of 5 stars

Rick made my refinance a smooth transition. Great to work with .thanks !

Rated 1 out of 5 stars

My experience refinancing through AutoPay was unnecessarily frustrating and disorganized. Their team repeatedly pressured me for immediate responses, sometimes with multiple follow ups in a s... See more

Rated 5 out of 5 stars

Loren was great and handled my refinancing quickly. Answered all of my questions and got my transaction done in a few days

Company replied

Rated 5 out of 5 stars

Jennifer has been great and was well-prepared to make sure we got all of the information together to make the refinance quick and easy.

Rated 5 out of 5 stars

I knew the interest rate on my car was too high so I decided to refinance. Less than 24 hours after starting the process with Autopay I was offered refinancing at almost half my old rate. The paperwor... See more

Rated 5 out of 5 stars

Dimitri was very patient and helpful. He found funding to lower my payments. He was very easy to work with. I would recommend him and Autopay to others.

Rated 5 out of 5 stars

Dominick was great to work with. He went above and beyond to get everything just rite for me and in the end it was even better than I had hoped for. He got my rate lower and everything processed quic... See more

Rated 5 out of 5 stars

Great attention, great attitude, quick response. Even after been approved, they keep been really helpful and informative Joseph agent 5 stars service. The only thing will say is their phone in... See more

Rated 4 out of 5 stars

The rate advertised was higher than the rate I was given. I was still able to lower my car payment overall. I'm not upset of the decision made. It was still worth switching.

Rated 5 out of 5 stars

Helping us refinance our truck has been the easiest thing we've ever did with autopay! They have been so responsive with any questions and helped the process go so smoothly. If you're planning to ref... See more

Rated 5 out of 5 stars

This was my first time refinancing and the gentleman stayed with me through the whole process helping me even when it was clear I was completely lost. In the end his calmness and patience made the who... See more

Company replied

Rated 5 out of 5 stars

Just the ease and professionalism that was happening the whole way through.

Rated 5 out of 5 stars

Enid was very attentive and was able to answer every single question I made within few minutes. I'll definitly recomend her and autopay to anyone else looking for a car refi. Thanks Enid for your... See more

Rated 5 out of 5 stars

The customer service was great of Joe Spaglione was wonderful. He walked us through everything and made sure we understood it. Everything was handled quickly and efficiently. I would definitely recomm... See more

Rated 5 out of 5 stars

Both Ryan and Amber from Autopay made refinancing my car loan quick and painless. Everything was communicated clearly and I received responses to my questions immediately.

Rated 5 out of 5 stars

I worked with Nikole with Autopay. She was very helpful and answered all of my questions. I would definitely recommend Autopay. The process was fast and simple. If you are looking to refinance, look n... See more

Rated 1 out of 5 stars

Do not deal with company. They provide you with false information regarding the APR and monthly mortgage. They send you mail and the deal looks awesome, but in reality you are wasting your time, af... See more

Rated 1 out of 5 stars

I had a very disappointing experience with AUTOPAY. I initially reached out to them after reviewing financing options through Credit Karma, where the terms looked reasonable and aligned with my... See more

Rated 5 out of 5 stars

Amber Feldman was extremely helpful and pleasant. She handled my concern quickly and efficiently and I was very pleased with the overall transaction.


Company details

  1. Vehicles & Transportation

Information provided by various external sources

AUTOPAY provides direct-to-consumer financing and refinancing for individuals looking for the best financing terms and a no-hassle transaction.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

972 reviews

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Replied to 55% of negative reviews

Typically replies within 2 weeks

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Rated 5 out of 5 stars

Auto-Pay when you want Exceptional customer service

I had a wonderful experience with Amber Feldman, Customer Success Representative II. She was incredibly helpful, professional, and always maintained a pleasant demeanor. Amber demonstrated remarkable product knowledge and even anticipated my questions before I had the chance to ask them. Her exceptional service made a significant impact on my experience.

13 April 2026
Unprompted review
Rated 1 out of 5 stars

The old Credit Karma switcheroo

Everyone has a similar story here. We saw some appealing rates advertised on Credit Karma and thought “what the heck, I’ll apply and see what they can do for me.” Whatever they show you on Credit Karma is complete bull, even with perfect credit, you will be quoted a rate similar or worse than what you already have. Complete waste of time, don’t waste your money too.

3 April 2026
Unprompted review
Rated 5 out of 5 stars

Five Stars Isn’t Enough for Mariaisabel!

I had the absolute pleasure of working with Mariaisabel Alvarado, Loan Specialist at The Savings Group, Inc., and I cannot say enough wonderful things about her. She initially assisted me with refinancing my vehicle and offered an incredible rate along with a very manageable payment and extended warranty options. Unfortunately, due to unexpected title issues, we weren’t able to move forward with the loan at that time.
However, over the course of several days, Mariaisabel remained in consistent communication with me, always patient, kind, and professional. Her dedication and willingness to help never wavered. Because of the trust she built, I decided to reach back out to her to purchase an extended warranty—and I am so glad I did.
She provided me with an outstanding warranty option that exceeded my expectations. Beyond her knowledge and professionalism, what truly sets Mariaisabel apart is her personality. She is warm, genuine, and incredibly easy to talk to—so much so that I felt like I had made a new friend by the end of the process.
Mariaisabel Alvarado is a true asset to The Savings Group, Inc. Her level of customer care, integrity, and enthusiasm deserves to be recognized in the highest way possible. I am deeply grateful for her help and would highly recommend her to anyone.
Thank you, Mariaisabel, for going above and beyond! You've made a friend for life.

10 April 2026
Unprompted review
Rated 5 out of 5 stars

Refinance Auto Loan

I worked with Nikole with Autopay. She was very helpful and answered all of my questions. I would definitely recommend Autopay. The process was fast and simple. If you are looking to refinance, look no further.

9 April 2026
Unprompted review
Rated 5 out of 5 stars

Getting excellent customer service. …

Alberto Romero worked with me through the whole process of refinancing my vehicle and I couldn't have been more blessed to have one as courteous and attentive as he.Alberto was most patient and answered my many calls as he walked me through all the steps. Without him I would not have gone through the process. Thank you so so much Alberto. I want everyone to know that you are wonderful in assisting people to realize their goal.

9 April 2026
Unprompted review
Rated 1 out of 5 stars

I had a very disappointing experience…

I had a very disappointing experience with AUTOPAY. I initially reached out to them after reviewing financing options through Credit Karma, where the terms looked reasonable and aligned with my expectations. However, once I contacted them to move forward with the loan, the numbers changed completely.

The APR, monthly payment, and overall loan terms they presented were significantly different from what I had originally seen. This felt misleading and untrustworthy from the start.

What made the situation worse was that they attempted to pressure me into accepting additional services as a condition for approving the loan. When I declined these add-ons, I was told that my application would be canceled. This felt extremely unprofessional and coercive.

Overall, my experience with AUTOPAY was frustrating and disappointing. I would not recommend them based on the lack of transparency and the pressure tactics used during the process.

8 April 2026
Unprompted review
Rated 5 out of 5 stars

Simple and Quick.

They made it very easy. Carene was very helpful and friendly. She did great work. Took care of the process quick and found a great loan company to refinance. Definitely worth going through.

8 April 2026
Unprompted review
Rated 5 out of 5 stars

Fully recommend

From the beginning, they were prompt and communicative. They took care of the whole process with just a few requests for documentation from me. Definitely recommend!

2 April 2026
Unprompted review

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