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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, helpfulness, and friendly demeanor, often highlighting specific agents for their exceptional service and clear communication. Many people found the overall service to be efficient and easy, leading to successful refinancing of loans with better rates and lower monthly payments. However, some customers also noted issues with payment processing, mentioning technical faults or being charged twice. A few other people also felt that there were discrepancies between the initial quotes for loan rates and the actual offers after credit checks, sometimes resulting in higher rates than expected.

What people talk about most

Staff

Clients share positive opinions on staff. Many reviewers praise the staff for being friendly, knowledgeable,... See more

Service

Customers had positive experiences with service. Many reviewers praised the professionalism, efficiency, and... See more

Customer service

Customers consistently note positive experiences with customer service. Reviewers frequently praise the... See more

Payment

Consumers find payment to be ambiguous. Many reviewers report positive experiences, highlighting lower... See more

Price

Reviewers highlight ambiguous aspects of price. Many customers report positive experiences, such as securing... See more

Based on these reviews

Rated 5 out of 5 stars

The customer service, above all else, was impeccable. Haley K. worked with my crazy schedule and found funding that decreased my payment and added some extra warranty, which is necessary when your ca... See more

Company replied

Rated 5 out of 5 stars

Alberto Romero worked with me through the whole process of refinancing my vehicle and I couldn't have been more blessed to have one as courteous and attentive as he.Alberto was most patient and answe... See more

Rated 5 out of 5 stars

Amber was the perfect agent to handle my questions. She resolved every issue that I had and was able to help me cancel some unwanted add ons for my car loan. She saved me $5000 and a world of worry. S... See more

Rated 5 out of 5 stars

Had an amazing experience! They tested my car for multiple issues, answered my questions, showed me options for replacement parts, and installed it for me. 10/10 would recommend.

Company replied

Rated 5 out of 5 stars

Well 1st if all my agent Joey...his professionalism took away the feeling of chatting with a stranger....from day one he came off as as friend trying to help another friend save some money 💰 and... See more

Rated 5 out of 5 stars

The person who worked with me was great, responsive, and easy to work with. However, the lender was delayed in funding the loan (not the company's fault, but the lender), which complicated the process... See more

Company replied

Rated 1 out of 5 stars

Tried to get me to sign up for an auto refinance loan that would have cost me ~$5k over the life of the loan versus what I was paying currently. My payment per month would have been reduced by $20 but... See more

Rated 5 out of 5 stars

Rebecca was so helpful in getting my loan refinanced. The process was easy and effecient and she kept in contact with me every step of the way. She was able to save me hundreds of dollars a month and... See more

Rated 5 out of 5 stars

The ease with which we completed the process of my refinancing was genuinely a surprise. I would have no qualms about using this company again in the future.

Rated 5 out of 5 stars

I am very pleased in the professionalism, friendly, and efficient service finding me a financial institution to take on my Refi Loan. Travis you were a great help and very patient with my phone taggin... See more

Company replied

Rated 5 out of 5 stars

Auto pay is bar-none the best service I have used when refinancing a car interest payment low and my agreement came with perks if I get another car I know where I’m going

Company replied

Rated 5 out of 5 stars

Im pretty happy with autopay, I lowered my car payment almost 200 dollars. Which i will now use to put on the principle. The reps I spoke to were very friendly and helpful, lexy was her name she was a... See more

Company replied

Rated 5 out of 5 stars

The experience with autoplay has been exceptional. I had my doubts because I had never heard of this company and it came on my website through Experian. Every aspect of my refinancing for my automobi... See more

Rated 5 out of 5 stars

It was great experience. Solomon was terrific. No hassle, very knowledgeable I would recommend to anyone.

Rated 5 out of 5 stars

Second time I have used Autopay. Great experience…very helpful…competitive rates! I know where I’m going in the future the next time I need to re-fi!

Rated 5 out of 5 stars

Joey Robinson has been amazing! I refinanced my auto loan and he made everything smooth and simple and handled everything perfectly. He was able to get me a better rate and lower monthly payment. High... See more

Company replied

Rated 5 out of 5 stars

Hayley was phenomenal. She provided accurate information and was very helpful. She responded quickly and was very professional.

Company replied

Rated 4 out of 5 stars

Caiden my agent took great care of me she made the whole thing quick and easy recommend them if you want to refinance or make a new purchase

Rated 4 out of 5 stars

They did a terrific job getting my truck refinanced, however, I didn't get the rate they were telling me i was pre-qualified for.

Rated 1 out of 5 stars

Autopay has a very deceptive and misleading business practice. Over the past three years, they checked my credit score multiple times after presenting what appeared to be attractive refinance... See more

Rated 4 out of 5 stars

Working with Garrett P. was a true pleasure. He provided wonderful customer service and clear communication. The only reason I have 4 stars was because my credit received multiple hard inquires on it.... See more

Rated 5 out of 5 stars

The staff met our needs and it was extremely easy and they explained each step along the way. Would recommend to anyone.

Rated 5 out of 5 stars

My Agent, Josh L., was awesome! He got me probably my best car refinance ever! Lowered my monthly payment, lower APR, and it included GAP, extended warranty, and money back for a possible total loss... See more

Rated 5 out of 5 stars

This is the first time trying to refinance my truck loan and Bryce was excellent. We were told everything that was needed I got it all uploaded, then meet with a notary 2 days later finished the pap... See more

Rated 5 out of 5 stars

Rebecca was amazing going through the process of refinancing my car loan. The process was effortless and the communication throughout the process was top notch!

Company replied

Rated 2 out of 5 stars

They made it very hard to finalize the deal. Then after finally agreeing on the interest I signed all the paperwork for the first deal & everything was supposed to be all done on my part. Then I get a... See more

Rated 5 out of 5 stars

I had tried to refinance my current high auto loan with my current lender and 2 others with no success just because I am now retired. I have always had an excellent credit history until now. Anyway,... See more

Rated 5 out of 5 stars

Rick made my refinance a smooth transition. Great to work with .thanks !

Rated 1 out of 5 stars

My experience refinancing through AutoPay was unnecessarily frustrating and disorganized. Their team repeatedly pressured me for immediate responses, sometimes with multiple follow ups in a s... See more

Rated 5 out of 5 stars

Loren was great and handled my refinancing quickly. Answered all of my questions and got my transaction done in a few days

Company replied

Rated 5 out of 5 stars

Jennifer has been great and was well-prepared to make sure we got all of the information together to make the refinance quick and easy.

Rated 5 out of 5 stars

I knew the interest rate on my car was too high so I decided to refinance. Less than 24 hours after starting the process with Autopay I was offered refinancing at almost half my old rate. The paperwor... See more

Rated 5 out of 5 stars

Dimitri was very patient and helpful. He found funding to lower my payments. He was very easy to work with. I would recommend him and Autopay to others.

Rated 5 out of 5 stars

Dominick was great to work with. He went above and beyond to get everything just rite for me and in the end it was even better than I had hoped for. He got my rate lower and everything processed quic... See more

Rated 5 out of 5 stars

Great attention, great attitude, quick response. Even after been approved, they keep been really helpful and informative Joseph agent 5 stars service. The only thing will say is their phone in... See more

Rated 4 out of 5 stars

The rate advertised was higher than the rate I was given. I was still able to lower my car payment overall. I'm not upset of the decision made. It was still worth switching.

Rated 5 out of 5 stars

Helping us refinance our truck has been the easiest thing we've ever did with autopay! They have been so responsive with any questions and helped the process go so smoothly. If you're planning to ref... See more

Rated 5 out of 5 stars

This was my first time refinancing and the gentleman stayed with me through the whole process helping me even when it was clear I was completely lost. In the end his calmness and patience made the who... See more

Company replied

Rated 5 out of 5 stars

Just the ease and professionalism that was happening the whole way through.

Rated 5 out of 5 stars

Enid was very attentive and was able to answer every single question I made within few minutes. I'll definitly recomend her and autopay to anyone else looking for a car refi. Thanks Enid for your... See more

Rated 5 out of 5 stars

The customer service was great of Joe Spaglione was wonderful. He walked us through everything and made sure we understood it. Everything was handled quickly and efficiently. I would definitely recomm... See more

Rated 5 out of 5 stars

Both Ryan and Amber from Autopay made refinancing my car loan quick and painless. Everything was communicated clearly and I received responses to my questions immediately.

Rated 5 out of 5 stars

I worked with Nikole with Autopay. She was very helpful and answered all of my questions. I would definitely recommend Autopay. The process was fast and simple. If you are looking to refinance, look n... See more

Rated 1 out of 5 stars

Do not deal with company. They provide you with false information regarding the APR and monthly mortgage. They send you mail and the deal looks awesome, but in reality you are wasting your time, af... See more

Rated 1 out of 5 stars

I had a very disappointing experience with AUTOPAY. I initially reached out to them after reviewing financing options through Credit Karma, where the terms looked reasonable and aligned with my... See more

Rated 5 out of 5 stars

Amber Feldman was extremely helpful and pleasant. She handled my concern quickly and efficiently and I was very pleased with the overall transaction.


Company details

  1. Vehicles & Transportation

Information provided by various external sources

AUTOPAY provides direct-to-consumer financing and refinancing for individuals looking for the best financing terms and a no-hassle transaction.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

972 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 55% of negative reviews

Typically replies within 2 weeks

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Rated 5 out of 5 stars

Professional, Responsive, and Easy to Work With”

If I could give Sarah more than five stars, I absolutely would. From start to finish, she made what I expected to be a stressful refinance process feel completely smooth and effortless. She didn’t just “do her job” — she went above and beyond at every step.

Sarah answered every single question I had with patience and clarity, never making me feel rushed or overlooked. Her responsiveness was next-level — quick, consistent, and always informative. No matter the time or concern, she made sure I felt confident and fully understood everything that was happening.

What truly sets her apart is how much she genuinely cares. She wasn’t just focused on closing a deal — she was looking out for my best interest, both now and in the future. That level of dedication, honesty, and forward-thinking is rare.

She was flexible with my situation, understanding of my needs, and made adjustments to ensure everything worked in my favor. It felt like I had someone in my corner the entire time, not just an agent handling paperwork.

If you’re looking for someone who is knowledgeable, reliable, responsive, and truly invested in helping you succeed, Sarah is the one you want. Hands down one of the best experiences I’ve had — I wouldn’t hesitate to recommend her to anyone.

1 April 2026
Unprompted review
Rated 5 out of 5 stars

The Best

I recently worked with Autopay to refinance my vehicle, and the experience was exceptional from start to finish. I worked with their team from March 19th through April 1st, and they truly went above and beyond to ensure I got the best deal possible. Not only did they successfully save me money on my monthly payments, but they also took the initiative to identify several items the dealership had overcharged me for. They managed to secure refunds for those costs, which was an incredible bonus I wasn't even expecting. If you are looking for a team that is professional, thorough, and genuinely looks out for your financial best interests, I highly recommend Autopay. They made a complex process feel seamless and rewarding!

19 March 2026
Unprompted review
Rated 5 out of 5 stars

Joey Robinson has been amazing

Joey Robinson has been amazing! I refinanced my auto loan and he made everything smooth and simple and handled everything perfectly. He was able to get me a better rate and lower monthly payment. Highly recommend!

1 April 2026
Unprompted review
AUTOPAY logo

Reply from AUTOPAY

Hi there Melissa. Thank you so much for leaving such a wonderful review! We hope that you'll think of us again if you ever need our services in the future!

Rated 5 out of 5 stars

Rebecca was amazing going through the…

Rebecca was amazing going through the process of refinancing my car loan. The process was effortless and the communication throughout the process was top notch!

1 April 2026
Unprompted review
AUTOPAY logo

Reply from AUTOPAY

Hi Casey! Thank you so much for the glowing review! This is exactly the experience we hope to provide to all our customers, and we're glad Rebecca took such good care of you.

Rated 5 out of 5 stars

Fast, easy and efficient

Loren was great and handled my refinancing quickly. Answered all of my questions and got my transaction done in a few days

18 March 2026
Unprompted review
AUTOPAY logo

Reply from AUTOPAY

Hi there. Thank you so much for the great review!

Rated 5 out of 5 stars

I am very pleased in the…

I am very pleased in the professionalism, friendly, and efficient service finding me a financial institution to take on my Refi Loan. Travis you were a great help and very patient with my phone tagging.

27 February 2026
Unprompted review
AUTOPAY logo

Reply from AUTOPAY

Thank you for taking the time out of your day to leave us such a wonderful review. We are glad Travis took such good care of you!

Rated 5 out of 5 stars

Hayley was phenomenal

Hayley was phenomenal. She provided accurate information and was very helpful. She responded quickly and was very professional.

21 March 2026
Unprompted review
AUTOPAY logo

Reply from AUTOPAY

We're so happy to hear that Hayley gave you such great service. Thanks for the lovely review!

Rated 5 out of 5 stars

Had an amazing experience

Had an amazing experience! They tested my car for multiple issues, answered my questions, showed me options for replacement parts, and installed it for me. 10/10 would recommend.

31 March 2026
Unprompted review
AUTOPAY logo

Reply from AUTOPAY

Thank you so much for the great review!

Rated 5 out of 5 stars

Auto pay is bar-none the best service I…

Auto pay is bar-none the best service I have used when refinancing a car interest payment low and my agreement came with perks if I get another car I know where I’m going

5 March 2026
Unprompted review
AUTOPAY logo

Reply from AUTOPAY

We really appreciate you taking time out of your day to leave such kind words and a great review! We look forward to working with you again in the future!

Rated 5 out of 5 stars

This was my first time refinancing

This was my first time refinancing and the gentleman stayed with me through the whole process helping me even when it was clear I was completely lost. In the end his calmness and patience made the whole process easier for me to understand and prepare me for if I ever decide to refinance again.

31 March 2026
Unprompted review
AUTOPAY logo

Reply from AUTOPAY

Hi Patrick. We appreciate you taking the time to write such kind words, and for the five-star review! We're so glad the experience went so well, and left you as informed for the future as it did!

Rated 5 out of 5 stars

Steven made the process easy

Steven made the process easy. I didn't have to wait he kept me updated on where I stood. I didn't have to stay to long on the phone. I would do this again. Thank you.

31 March 2026
Unprompted review
AUTOPAY logo

Reply from AUTOPAY

Thank you Vinny, for the 5 stars! And we look forward to helping you out in the future should you ever have need!

Rated 5 out of 5 stars

Working with Travis as my loan assistant

Working with Travis as my loan specialist was an absolutely outstanding experience from start to finish. He not only secured me a fantastic interest rate, but he also made what can often be a stressful and overwhelming process feel smooth, straightforward, and completely manageable.

Travis was incredibly knowledgeable and took the time to explain every step in a clear and patient way, which gave me a lot of confidence throughout the process. He was always responsive, proactive, and genuinely cared about finding the best possible outcome for me. I never felt rushed or left in the dark—he made sure I understood everything and felt comfortable with each decision.

What really stood out was how easy he made everything feel. From paperwork to communication, Travis handled it all with professionalism and efficiency, removing the usual stress that comes with securing a loan. I truly felt like I was in good hands the entire time.

I highly recommend Travis to anyone looking for a reliable, knowledgeable, and supportive loan specialist. He goes above and beyond, and I couldn’t be happier with the experience and results!

25 February 2026
Unprompted review
Rated 5 out of 5 stars

Great attention, really good experiencia

Great attention, great attitude, quick response. Even after been approved, they keep been really helpful and informative
Joseph agent 5 stars service.
The only thing will say is their phone in general, sometimes sound wasn't clear, but all information was give by text and email.
Thank you

1 February 2026
Unprompted review

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