App Reservecreditcard Reviews 

This is a card you shall not want. When you call they act like they don’t know what’s going on, they have no clue at all once I finally get the card I will not activate it I will simply close it out

Been waiting 4 months for my card. Everytime talk to someone they say next week, next week. This is definitely a scam. Do not recommend at all. Pissed right off.

I applied for the card and they said I was approved for $300. Then they told me I needed to send in $35 for my card to be sent out. It didn’t come so I called them and they told me I need to send another $60 to them. I got a response then stating my my card will come with 7-10 business days. The people took my $95 and I have not received a card. This is over 3 weeks. I can’t get through to anyone when I call. These people are scammers and they are the worse. Please do not send your money to these liars and scammers. It’s so unfair you have these liars not being punish. I advise you all to report them if it happen to you. Don’t apply they will take your money.

I received my card today .They tell you to activate on app then they direct you to call a number to finish activation.After multiple calls to reach a representative they then try to get you to agree to a credit monitoring service for $195 ,I declined the offer then they lowered it to $149 ,I declined that also .My card was then activated immediately billing me a $75 annual fee which left my available credit $225 .

I applied and paid my fees over a month ago. I never received the card. I would chat with them almost daily and their response was always the same. “Sorry for the delay thank you for your understanding”. One agent even lied and said it was in transit about two weeks ago. Today I asked for a refund and they actually complied and cancelled my application. The agent said the refund should arrive in your account in three to five days. I told her I hope it doesn’t take as long as your card does. This company sucks.

I ordered the card Memorial weekend after makin 2 payments now here it is the end of June and I still haven’t received it and when I tried to call it tell me to enter my card number but I don’t have a card to enter and that’s the only option that the have when you call there’s no option for customer service the email that they’re using says it doesn’t exist and the chat link never open up to start a chat

Scamming ass people very convenient there never any reps to activate a card

Yep, they got me too. Paid the activation fees and finally received the card about 2 months later. But now I cant activate it. Since when do you receive a card in the mail and cant activate it until you speak to an agent whos NEVER there? WOW. they really got me too. Dont do it!
Dont get try to even get this card!

I been waiting for a month and never got my card and I’m still waiting. I want a refund and I calling the Better Business Bureau on them.

SCAM artists!! Took my 90.00 and I never got a card!!

I waited over a month. They said 10 to 14 business days. Didn’t happen. Not even close. I kept calling. Three times a day. Every day. Used the chat, too. Twenty-one days. Not one live person. Incredible.

Then I looked at the reviews. Suddenly, everything made sense.

So I filed a dispute with my bank. Best decision I made.

Here’s the amazing part. At 3:34 a.m., my bank confirmed they received the dispute. At 3:35 a.m., one minute later, I got an email saying my account was canceled and my fees were being refunded.

One minute. Think about that.

Apparently, when a bank gets involved, things move very, very quickly.

If you’re still waiting, don’t wait forever. Get your money back. File the dispute if you have to. It’s amazing how fast problems get solved when the money starts going the other direction..

Paid the fees 95.00 and waited and waited... no card. After 25 days I call, asked for a refund, sensing a scam. Still haven't recieved the refund , total SCAM

Just got an email this morning they canceled the card for no reason. After waiting a month.

The worst ever never got my card atleast I called for the cancel to get my refund and they had THE NERVE to say you won’t be able to reapply I said NO PROBLEM

don't pay any program fees you give them 35$ then 65$ then you get your card and there's no agents available to activate it for you no matter how many times or days you call, 100% scam

Extremely long wait to receive card(2 months), hard to get card activated( 4 days of trying, still no results) waiting to receive my activation and program fee refund

Worst credit card company I've ever dealt with. Paying the upfront fee's wasn't a problem, it was the exceptionally long delay receiving the card. And getting conflicting responses as to its arrival time. After finally getting the card, I'm still unable to activate it. An agent is never available to assist when I call, and currently it's been three days waiting a return call.

Sent application on May 6. Was told card had been mailed and would arrive May 27-29. No card came and each time I contacted customer service they assured my card had been sent. I read customer reviews and found out they some other company charged 195 to activate the card. I sent an email asking for my card to be cancelled and a refund. My refund came the next day. This has been the worst customer service I have ever dealt with. Applied for a different card, no fees and it arrived 5 days later. This card is a joke and a rip off. If you know anyone who has applied tell them to cancel, it's not worth it.

Yeah they lie. I paid the fees they asked for on 5-7 and still never received a card.
You reach out to customer service and you get the same bullshit excuse from every agent.
So, don't waste your time. They are a bunch of lying crooks.

Scam. Paid fees, never received a card. It’s been over 2 months and whenever I do get in contact with someone, they all say 7 to 10 days. It’s been over $60. I contacted classaction.gov and told them everything to get a class action lawsuit going against them, I encourage everyone to do the same. Let’s sue these bastards.