App Reservecreditcard Reviews 

Do not give reserve direct card any of your information. They took money out of my account, never sent me. The card never opened a credit card and then tried to tell me they were going to send me a check for my refund after I called them complaining that I haven’t gotten any information or the card after over two weeks. They’re scammers I’m reporting them to the Better Business Bureau live with the Attorney General in the Department of financial services. To not give these people any of your information.

ITS A SCAM NEVER RECEIVED MY CARD SO NI CALLED AND THEY SAID I WILL RECIEVE IT IN A WEEK .SO A WEEK LATER STILL NO CARD SO I GO LOOK ONLINE AND IT BSAYS MY CARD WAS NOT APPROVED AND A CHECKWILL BE SENT BOUT ,AND IT WILL TAKE 31 DAYS TO REFUND THE CHECK AND ANOTHER 10-15 DAYS TO RECEIVE IT. TOTTLY SCAMMERS

This is the absolute worse I paid the program fee called them for three months still no card then I’m informed the account was cancelled!!!! The worse company and the biggest scam ever horrible.

Oh yea this is a scam company. Went through the process personally. Don’t do it…They’ll take your money, decline your application, and then supposedly mail you a refund 2 months later

I got scammed like many others. According to them I was approved, I paid my program fees of $95 immediately and then after over a month of being assured it was on the way they now said they couldn't open my account and are going to refund my money. Which I have to wait another month for! I have a feeling I will not receive this check at all.

Complete scam!!! I completed my application and was accepted. Paid my program fees waited the 10 to 14 business days for my card to come. Received the card yesterday. I went to go activate the card and it showed that I was denied. What a waste of time. How do you accept someone and say congratulations have them pay the fees. We have them wait for the cards and when they go to activate the card, you say unfortunately you were deny most unprofessional company I have ever dealt with in my 32 years of living. now I have to wait 30 days for me to receive an $80 check in the mail versus them putting in the back of my card didn’t take 30 days for me to pay my program.

This company is fraud 100% fraud they took my money and never issued my card tell me my refund was coming never received it I should have been researched prior to signing them $35 and then $60 if you have a family or even if you don't do not do it it is a scam company they steal your money my bank is in the process of getting my 35 and $60 back reserve card told me via email they will be sending me $35 in a check who does that anymore it's 2026 this is some little prick he'll probably still lives in his parents basement who's running a scam do not send her harder and money to these people with this person you will not receive your card and you will not receive your money back unless your bank fights for it for you I tried to call them several times and only spoke to an agent once who used the phrase more better yes more better terrible experience I would not even consider this people be careful

Apply for the card pay the fees. The first time I called they said I should get it by the end of the week. The second time I called they said I would get it by Wednesday. The third time I called, which didn’t make sense. They said they would manually process it now I log going to check it. They’re going to refund my money of $95 to start the program. This is just a total scam and I see many other bad reviews do not apply for this card. They are bullshit. I feel they collecting people information to scam.

They just checked a bag off us for sure . Do the math . If 100k people sent 95 dollars in fees , they literally have millions in the fraudulent company . I hate that people that are on a fit income and disabled lost out on 95 dollars . Plus watch they never send the checks out. It don’t take 30 days to issue no refund. My best advice is to share on Facebook and social media for others not to do it and be scammed.

They are scammers and now instead of refunding my money the way I paid the gonna “issue a check” stay away from this company

same as everyone else. waited 2 months, got several promises of the card being on the way. logged in today and it seems im one of many, if not all potential customers, that had their account closed today. i suspect its a scam to phish for information like SSN.

After three months, received my card. Tried to activate only to see my account doesn’t exist… total scam. Reporting to BBB

If I could give zero or negative stars, I would. They take your application fee and a program fee and hope you forget. Once you start calling them on their scam, they start blocking and stonewalling you. I had to threaten to get legal counsel and involve the BBB and FBI Scam reporting to get an answer. They are still holding my money. If I don't receive a check within the promised time, I'm looking at a class action lawsuit. I most sincerely hope no one ever tries to get a line of credit with them.

Scam!!!!! Take your money and then you can’t activate the card and it will take 30 days to get a check I’m calling the bbb!

If I could give zero stars I would. Do not give your money to these people. They are a fraud. I was approved paid 95 in fees 3 months later no card sent. Many calls to customer service and them lying to me saying they were just behind. I finally said if I didn't have my card this week I wanted a refund was promised it would be sent this week. I get on there today and checked the status and it said unable to approve my card... Mind you I was already approved and paid fees. They said I would get a refund by check after a 30 days before they send the actual check. They refused to refund me back onto the original payment method was usually takes 5 to 7 days. I tried to talk to supervisors never could get a hold of anyone All I kept hearing was in this case in this case in this case over and over again from the poor guy who probably didn't even know what to say. This company is a fraud. If you do get a card from them I don't know how that works cuz I never got that far. Please don't use this company I am on a fixed income I'm disabled and they still took advantage of me they did not care so why it takes 30 days before they even mail the check I don't even know It's ridiculous It makes no sense I'm calling a lawyer to ask them about this this company needs to be shut down.

Applied, paid fees, received card in mail. When I try to activate it, it says my account can't be found. I try emailing the support email and it gets bounced back to me as undeliverable became the email address "does not exist"...what the hell do I do now?

Horrible experience. This is a complete SCAM. Paid the activation fees waited 2 months for the card. Took another month to activate the card. Tried to use it and it wouldn't work. Called and was told my application was declined and would get a refund of fees. This company should be investigated and shut down.

DO NOT SIGN UP. Filled out the application, paid all fees, then waited a month with no card. Called customer service and was told my card was on a list to be shipped out within a week. Log in to see a message saying they were not able to activate my account so they are sending me a check in the mail that will take 31 days to get here. Scum of a company.

This company took my.money for set up and program fee cost. Told me I was being impatient while waiting for my card. They then said I was no longer eligible but said they would have send me a check for the 95 bucks I spent. I guess because I kept chatting and calling them.

Over 2 months ago they took my money and never received a card I a. Filing a police report and my bank has been contacted as well not playing any mire