ambetterhealth.com Reviews 

311
TrustScore 1 out of 5

1.2

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Review summary

Created with AI, based on recent reviews

Looking at 174 reviews, most reviewers were let down by their experience overall. Consumers frequently struggle with soaring monthly prices, unexpected billing issues, and frustrating unauthorized charges on their accounts. Many people report that customer service representatives are extremely unhelpful, difficult to reach, and often struggle with severe language barriers during calls. Furthermore, reviewers repeatedly note that essential medical care, diagnostic testing, and necessary prescriptions are constantly denied by the company. Some reviewers were genuinely happy with their overall coverage and found the customer support team remarkably helpful. These satisfied consumers mentioned that their medical treatments were fully covered and appreciated the smooth assistance they received.

What people talk about most

Service

Clients share negative opinions on service, reporting widespread dissatisfaction with denied claims and... See more

Customer service

Reviewers highlight negative aspects of customer service, describing it as frustrating and difficult to deal... See more

Payment

Consumers find payment to be negative due to numerous unexpected charges, double billing, and unexpected... See more

Price

Reviewers consistently express deep frustration regarding high monthly premiums, dramatic price increases,... See more

Staff

Consumers find staff to be negative, consistently highlighting communication barriers and a lack of empathy... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Ambetter is mostly a predatory leech that is only there to gobble up federal subsidies for health plans, and do everything they can to not pay. I'm getting new bills a year later after they refused to... See more

Rated 1 out of 5 stars

Unfortunately there isn’t an option for zero stars. Horrendously inefficient with customer service. I’ve called four times to cancel. Each time they seem to sign me back up. Language barrier because a... See more

Rated 1 out of 5 stars

What is really happening here? With hundreds of 1 star reviews on their worthless app and their lack of covering ANYTHING, it sure seem that this is purposely done because nothing EVER gets fixed. I p... See more

Rated 1 out of 5 stars

I told them I did not want this insurance when I checked into it. But now it shows up as if I have and is causing problems for me getting my medication. They obviously don't care if you get your medi... See more


1.2

Bad

TrustScore 1 out of 5

311 reviews

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No history of asking for reviews

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1.2

All reviews

(311)

171 reviews in the last 12 months

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Rated 1 out of 5 stars

If I could give NEGATIVE ZERO stars I…

If I could give NEGATIVE ZERO stars I would. The WORST health insurance company EVER. Avoid. Avoid. AVOID. They gave me the runaround for an entire week from a referral I needed to see a specialist. I cancelled my coverage today! Even in this economy, I would rather have NO insurance than Ambetter. HORRIBLE!!!!!

24 July 2025
Unprompted review
Rated 1 out of 5 stars

It can't be a worse company than I'm better.

Certainly, this company is the worse of the worse. They don't even covers the most basic prescriptions for common infections, and other conditions. They have a very limited network for physicians, and they don't want to give you appointments because what they pay to doctors, if you are lucky, you can get an appointment for an specialist with a referral, two months ahead or even more.

16 July 2025
Unprompted review
Rated 1 out of 5 stars

I’m currently pregnant and was…

I’m currently pregnant and was previously added to my family’s health insurance plan. However, Ambetter removed me from the plan without any notice, despite the fact that we’ve been paying the full premium every month. When I called customer service for help, the representative was extremely rude, refused to provide a translator when I asked, and hung up on us. This is an unacceptable way to treat a pregnant woman. I’m deeply disappointed and will never recommend Ambetter to anyone.

14 July 2025
Unprompted review
Rated 1 out of 5 stars

I would give 0 stars if possible

I would give 0 stars if possible. Why does the State of Michigan allow these scam companies to continue to operate with such bad service and reviews. All I wanted was reasonably priced insurance (which they are the cheapest) but you get what you pay for, they have denied every request for imaging, and recently a stress echo test, for which I am a heart attack survivor with stents. Just plain junk insurance. I've paid over $1,300 dollars for health items and only $13 has been applied to the deductible, reason being services not authorized, it seems to be a common scam for this company.

11 July 2025
Unprompted review
Rated 1 out of 5 stars

Ridiculous Insurance Company

What a ridiculous insurance company; reps are incompetent (can hardly speak English and are set up in a hotbox somewhere overseas that reps can barely hear what I am saying), and coverage is minimal at best for premiums paid.

10 July 2025
Unprompted review
Rated 1 out of 5 stars

Absolute trash company

Absolute trash company. They don’t cover anything. Change the formulary every 3 months and lie to you just to get your premiums

9 July 2025
Unprompted review
Rated 2 out of 5 stars

Overseas customer care- INSANE!!!!!

I can't complain at all about what my insurance actually pays for at all, what I am complaining about is the fact that customer service is OVERSEAS!!!!! How on earth can you do this??? I just spent 13 min's on a call while I was at work with 2 different agents, barely able to understand them, who kept reading off their scripts rather than answer the questions I was asking. I finally said forget it and ended the call. We need americans answer our calls and understanding our questions. This is insane that health insurance would hire overseas customer service. Come on Ambetter- do BETTER!!!!!

11 June 2025
Unprompted review
Rated 1 out of 5 stars

Terrible customer service!!

Terrible customer service!!! They don’t do what they say they are going to do causing multiple phone calls for easy issues. The provider list is not updated. The website will not allow you to do what they request you do on line. Customer service does not speak in a manner in which one can understand them. Customer service never seems to have the answers needed and if you ask to speak to a supervisor they punish you by putting you on hold for extremely long periods of time.

3 June 2025
Unprompted review
Rated 1 out of 5 stars

This is the worst insurance I have ever…

This is the worst insurance I have ever seen in my life! Everyone has said oh it's a great company. My ass it is! They keep lying and denied to pay for my son's meds with a Prior Authorization saying the docs office didn't send everything over when they did! I took the fight to the Florida Office of Insurance Regulation and let them have a field day with them. I iam not the one to play with when it comes to my son and his meds at all! You get one person telling you this and another person telling you that. Man screw this.....I am going back to Florida Blue for next year!

6 June 2025
Unprompted review
Rated 1 out of 5 stars

This is the worst insurance company I…

This is the worst insurance company I have ever dealt with in my 65 years of life. Poor Customer Service, long wait times, difficulty getting problems resolved, and representatives who are unhelpful or lack the authority to address issues. Supervisors who hang up on you and people at the administration office who just don't give a darn about you.
Chyenne Gilson left me unattended while she supposedly was trying to help me for over 6 weeks in some of the worst pain I've ever dealt with in my entire life. Now tell me that's not cruel and unusual punishment. Apparently, they have a lot of complaints filed on them at the Better Business Bureau of which mine will be next. They think because I'm a 60 year old woman I'm just going to sit back and be quiet and not do anything this is the worst insurance company ever my advice to you is stay clear of them.

27 May 2025
Unprompted review
Rated 1 out of 5 stars

This is honestly the worst insurance…

This is honestly the worst insurance I've had in all my years. It's embarrassing, honestly. The customer service is dismal. It is impossible to get any real help on the line. They only have overseas call center employees who read from a script. I have tried to simply update my address several times. Even this task has proven impossible.

27 May 2025
Unprompted review
Rated 1 out of 5 stars

Avoid this scam of a company

Surprised I cant give zero star’s . My neck is in really and shape . My dr sent me for an MRI that Ambetter denied and ordered physical therapy . Well , it made it 100 times worse . Seems like this is a pattern for them.

15 May 2025
Unprompted review
Rated 1 out of 5 stars

0 stars SCAM INSURANCE

0 stars SCAM INSURANCE

Bullshit, rude customer service representatives, joke insurance , rude and unhelpful doesn't cover ANYTHING. Very insensitive & disrespectful people too such a SCAM

20 May 2025
Unprompted review
Rated 1 out of 5 stars

Pathetic, inhumane insurance company

This insurance is an absolute joke. My bf has a scheduled surgery in two weeks and without any notice they are demanding $8,450 or else his surgery gets cancelled. What kind of joke is this? What’s the point of even having health insurance? To expect anyone to just come up with that money, especially on such short notice, is not only inconsiderate but unethical. Penalizing people for needing care and being greedy is so sad. Will NEVER use Ambetter and he won’t be using this pathetic insurance anymore.

6 May 2025
Unprompted review
Rated 1 out of 5 stars

This company is God forsaken

This company is God forsaken. Customer service representative speak broken English. I am going to leave this company and just pay the IRS whatever I owe them at the end of the year. What an awful situation to wind up with them. I wish everybody luck.

6 May 2025
Unprompted review
Rated 2 out of 5 stars

Customer Service Unknowledgeable

My primary care doctor was changed without my knowledge. I was told by a customer service representative I had to keep whatever doctor the computer chose for me. I pay premium insurance each month and have seen the same doctor every year or whenever I need to. Hire more competent and knowledgeable Service Reps.

5 May 2025
Unprompted review
Rated 1 out of 5 stars

Ambetter

They have cheaper premiums because they don’t pay for nothing and they don’t approve any type of imaging if you get injured. My shoulder is so bad and I have needed an MRI for months, did physical therapy and I am even worse now. Still no approval for my MRI. It doesn’t seem smart or appropriate to order physical therapy on a shoulder that you’re not even sure what is wrong with it.

2 May 2025
Unprompted review
Rated 1 out of 5 stars

More like Scambetter

More like Scambetter. Horrible insurance company denies everything makes you go through hoops to just cover common medications with the prior authorization song and dance, my dr says they are the worst to deal with on the clinical side as well. Very poor customer service if you can even understand them correctly. Please save yourself trouble of dealing with Scambetter.

25 April 2025
Unprompted review
Rated 1 out of 5 stars

JOKE AND SCAM

Holy crap, I am spending 660 a month to be told where to go and who to see.
On top of that, just got back from the Emergency Room and the ER Dr sent in prescriptions for me. Can I fill them through my insurance? NO - I need prior authorization - ARE YOU FKN KIDDING ME?? PRIOR WHAT??
I was just there people, and a insurance company is dictating my health, rather than the Dr I just saw. Sorry y'all, (OR ME, RATHER) my ER Dr has better things to do then to send ridiculous paperwork. So I'll just pay out of pocket... AGAIN...

THIS INSURANCE IS A JOKE AND A SCAM!!!

24 April 2025
Unprompted review

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