Have been trying to unsuccessfuly create an account for months. Only way to do this is by using an online app. It just does not work. Their support assistant sends you a link to the same place which I... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
It is a pity I even had to give this appalling Bank a Star at all. Hands down, the worst banking experience of my life. Please please go elsewhere and save yourself unnecessary stress. Absolutely drea... See more
I opened a new ISA 3 weeks ago but did not appear on my digital app and the money also been taken out. I called few time and spoke with different representatives and no one gave me the satisfactory an... See more
Help with digital login. I would like to thank employee Himanga for his patience in helping me to register online at Al-Rayan Bank today. He was extremely patient and spent a lot of time explaining... See more
Company replied
Company details
Written by the company
Al Rayan Bank, the UK’s largest Sharia compliant bank, has been pioneering British Islamic banking since 2004. The Bank provides personal and commercial savings and finance accounts to customers throughout the UK and GCC. Customers' eligible deposits with Al Rayan Bank are protected by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme, up to a total of £85,000. Al Rayan Bank is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA.
Contact info
United Kingdom
- alrayanbank.co.uk
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
Replied to 77% of negative reviews
Typically replies within 1 month
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Great customer service
I had a great call with Fauzeea who really helped me sort out my internet banking issue. She was very patient and very professional.
I highly recommend her.

Reply from AlRayan Bank UK
No problems.
No problems.
Have been with Al Rayan Bank for a while and have had no issues, great service, recommended.
Miss Shazia Raza answered me when I asked re investing my savings
Miss Shazia Raza answered me when I phoned for a particular query. She convinced me to consider a very good product for investment. She was very professional, friendly and addressed my concerns till I had none.
Shazia has outstanding skills and communicate very clearly.
The exemplary service I had prompted me to to encourage my son to phone her to facilitate opening an account with AlRyan Bank as he was looking for Islamic bank to invest. He was very happy with his encounter.
I take this opportunity to say thank you Shazia. You are an asset to AlRyan Bank. Thank you again for exceptional service. I promise to get you more customers.
A sparkling Gem of an employee
I am writing this review to express appreciation for the exemplary work of Rizwan in the payments processing team at Al Rayan Bank. Over the past few days, I have had the pleasure of interacting with Rizwan. I have been consistently impressed by his professionalism, dedication, and exceptional abilities. Rizwan consistently demonstrates a deep understanding of customer needs ensuring that all transactions are executed accurately and efficiently. His attention to detail is remarkable, and he consistently goes above and beyond to ensure that all my financial needs are met and tasks are completed within a tight timeframe. Furthermore, Rizwan's positive attitude and willingness to assist has made him a valuable asset to your team. Rizwan's outstanding performance has not gone unnoticed by myself and our other family customers of Al Rayan bank. In the past I have never had such positive interactions with Al Rayan bank but Rizwans excellence and commitment to his work positively reflects on Al Rayan Bank and contributes to your overall success - especially through word of mouth. I believe that recognition is essential for motivating and retaining top talent, and I wanted to take this opportunity to commend Rizwan for his exceptional contributions. His dedication and hard work are truly commendable, and I am grateful to have the opportunity be served by Rizwan.
I spoke to Binish from Al Rayan Bank
I spoke to Binish from Al Rayan Bank. She was friendly and dealt efficiently and professionally with my query.
Extremely poor service
Extremely poor service, it'd have been better to sleep on my money than pay it into Alryan.
The returns on savings are okay, nothing special or worth the effort but its a halal service which is what we need. Their service on the other hand is really bad, bad on a world class level bad!
So Alryan are consisten, in the art of being tat ti.... their online services are slow and complicated, customer service, management and willingness to help seriously poor.
It takes forever to register for online banking, I had issues registering on my new phone so called up, the advisor told me my account was blocked now and that I'd have to write a letter and send a copy of my passport or driving licence.
I haven't got time to chase the bank, they're only available 9-5pm Mon to Friday. So this went on for a while, I called again and was told the same thing, I asked for a manager callback which was agreed but never took place.
I then wrote in asking for access to my bank account, I really needed this sorting to work out my zakat, I also asked to close my accounts and sent a copy of my driving licence.
I got a letter to say we called you but couldn't get in touch and to call us, and flippin to call mon-friday 9-5pm, when most people are working.
I eventually had the chance to call and was told that I need to send my actual driving licence or passport into to the bank by post, WTH... anyway asked for a manager call back, they agreed it'll take place 11th or 12th March 2024, never took place. Its as though they don't want to help, crappy service from the people who should be making light work of this. Its so much easier to get something sorted when you have a bank that pays you interest. Why make halal so difficult.
I'll be turning other options for halal investment and savings such as Gatehouse, and they have better returns than Alryan. Once this crappy bank has sorted my complaint I will be switching.
Gurmeet Singh very good and halpfuly…
Gurmeet Singh very good and halpfuly person i like this tour and he knows all roads.

Reply from AlRayan Bank UK
I ve been with them since 2009
I ve been with them since 2009. Whoever since last year the service degraded to a point where I Closed down my account and I can’t wait for my son to reach 16 so I do the same to his account. Too many new processes and hurdles which I personally can not tolerate so it is better to say goodbye Alrayan Bank.

Reply from AlRayan Bank UK
An excellent customer service agent.
An excellent customer service agent.
I’ve held back a star because of the ineffective AI…

Reply from AlRayan Bank UK
Top class service!
My recent attempts to register with the Al
Rayan App resulted in frustration and failure.
An email of complaint to the Bank was immediately followed by a call from Customer Service.
My complaint was listened to and dealt with patiently by Zakariv. Am now fully registered and grateful for the assistance.
Impressed!

Reply from AlRayan Bank UK
The bank's current process is a guessing game.
I submitted my application for an account with Al Rayan Bank. I received an email acknowledgement stating: "Thank you for your application to open an account with Al Rayan Bank. We will contact you shortly to complete your application." After submitting my application, I did not receive anything. I waited and waited and then decided to follow up on my application. To my surprise, the team told me they contacted me via Postal Services. I asked them where exactly your acknowledgement email says I should expect a package via postal services. They did not have a single clue. I never received anything via postal services. I also never received any emails from the bank informing me to expect a package via postal services. The final reply from the Customer Complaint Officer stated: "Please note that while the email mentioned that we would be in touch shortly, it did not specify the specific method of contact. Our current process is that we write to you, informing you of the requirements to proceed with the account opening." The bank's current process is a guessing game.
Reply from Bank: "Our standard procedure for new savings accounts is currently to send a Welcome Letter, outlining the next steps for account opening. This is referenced on our website."
This is untrue. The email I received didn't have anything about: 'outlining the next steps for account opening'.
'This is referenced on our website.' Nothing in the email said I should check the website.

Reply from AlRayan Bank UK
The customer service is unlike anything…
The customer service is unlike anything I've ever experienced. The contact centre staff are so warm, friendly, helpful and a pleasure to deal with. Justifies my decision in moving to Al Rayan Bank. Keep it up

Reply from AlRayan Bank UK
Good experience
Easy to contact. Efficient and friendly rep and so clearly understandable...this was Nasa..great, thank you.

Reply from AlRayan Bank UK
CHAPS payment issues - Resolved
Firstly there was a lack of information about CHAPS and the process for this on the website. The limited info then took me to a page that said no longer available. (My Suggestion: more information on process and timeframe).
Secondly I was told to write a letter in order to initiate the chaps process considering we are in moving towards a digitalised world. (My Suggestion: use email or app as alternative).
And finally my thanks and appreciation goes to Kiran S, from the payments and processing team for resolving my issue promptly and at a very short timeframe, constantly keeping me updated. (My Suggestion: please pass my comments and appreciation to Kirans manager)

Reply from AlRayan Bank UK
They're fraud bank dealing with fraud…
They're fraud bank dealing with fraud people, they provide very low mortgage which is supposed to be for those who have low income for the people who work at an Oil compound abroad, the landlord bought a house while he's living abroad, working abroad and not supposed to rent it as he's not allowed under the mortgage agreement, when this mater reported yo the bank with evidence in 2021 and 2022 the bank still not taking any legal actions for the buyer, and we as family of 7 members with two autistic children rented the house and was promised to live there 20 - 25 years, we were asked to leave the property after 14 months because of the landlord daughter want to come from Qatar and study in Scotland, the bank under the mortgage agreement should take the real legal actions.

Reply from AlRayan Bank UK
Incredibly disappointed
It is with a heavy heart that I write this review as normally I wouldn't want to write a negative review over those that aim to provide services aligned to my faith. However, I feel this review is very necessary in order to ensure others don't go through the same experience.
I have tried since November 2023 to open a savings account on behalf of my mother. Despite several phone calls and apologies from customer services advisors, the account has still not be opened. Letters that were supposed to arrive do not arrive. This has literally cost my mum thousands of pounds. She sold her property some time ago and was looking to invest her money in a shariah profit account. We waited patiently (2 months and counting) for Al Rayan believing they had a better reputation and history than other shariah profit accounts. It was a mistake. Had we gone for a different provider we would not have lost thousands of pounds. Very disappointed.

Reply from AlRayan Bank UK
New fixed term Deposit
I recently opened a new fixed term account and unfortunately made an error in the initial deposit Thankfully when I called the bank Ms Fozeea was very professional and quickly resolved my problem. Everything was adjusted and back dated to my original deposit date. Thank You

Reply from AlRayan Bank UK
My impressions of this bank…
My impressions of this bank.. ...
If you want :
1 slow banking
2. Strong belief in paperwork
3. Glitchy app
4. Useless Paper form Filling
5. Waiting for constant approvals..
This is the bank for you.

Reply from AlRayan Bank UK
I spoke to Selina from Birmingham
I spoke to Selina from Birmingham. What a wonderful and patient person. She was so kind and useful.
Thankyou
SB

Reply from AlRayan Bank UK
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.







