I tried to open a savings account today, but the customer service representative informed me that the bank had declined my request without providing any reason. I have accounts with a few other banks... See more
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Al Rayan Bank, the UK’s largest Sharia compliant bank, has been pioneering British Islamic banking since 2004. The Bank provides personal and commercial savings and finance accounts to customers throughout the UK and GCC. Customers' eligible deposits with Al Rayan Bank are protected by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme, up to a total of £85,000. Al Rayan Bank is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA.
United Kingdom
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Always been pleased with Al Rayan have several fixed rate accounts with them but so disappointed with the app as I only use my android which was ok it has changed recently can't log in or register to my accounts let's me register then locks me out as my accounts are all muturing will now be investing them elsewhere such a shame.

Reply from AlRayan Bank UK
Salman sir is very good and safe pilot he is very good person and he drives very careful.
I’ve been with them for several years and have always been dissatisfied with the pace of transfers, as well as glitchy app. Randomly refuses to recognise Face ID/fingerprint, rejects saved login details on my android, and even manually inputting the details keeps coming up as incorrect when I know they’re correct.
Now I cannot log in at all. Password reset sends you round in circles so I just cannot gain access to my account at all.
Once I get back in/get in contact with someone, I will be withdrawing the balance and closing the account. The banking system and app is completely prehistoric, I have a better chance of being able to get blood out of a stone than getting my own money out of my Al rayan account.

Reply from AlRayan Bank UK
i was having a problem installing the app, and zakariya
went out his way to assist me, I wish to thank him for all his patience and support.

Reply from AlRayan Bank UK
I couldn't be happier with the service I received from Fozeea on Friday. Her professionalism and dedication were evident throughout our conversation. She is a true asset to Al Ryan Bank. I am happy to give five stars to Al Ryan Bank and Fozeea!

Reply from AlRayan Bank UK
Excellent Customer Services. Attentive and supportive throughout.

Reply from AlRayan Bank UK
Spoke to Bipul Meah for over an hour today who helped me down the app and talked me through the application process. Bipul was highly knowledgeable, friendly and professional. I really felt I was highly valued by him. Bipul is an asset to Al-Rayan Bank and provided an exceptional high standard of service. Thank you Bipul

Reply from AlRayan Bank UK
Recently had communication with regards of my home purchase plan. The staff were really helpful and quick to reply. Would like to mention Sana Naveed, who explained everything very clearly, was quick to reply to my queries. She made the whole process seamless. I hope they provide further home purchase plans in the future for other people to benefit.

Reply from AlRayan Bank UK
Horrible mobile app. Extremely outdated and difficult to use. Worst user interface I've ever used.
Have not been able to log in to my account for the past few days because the app gets stuck in a login cycle.
Online banking is a joke to get setup.
Transferring funds takes ages.
Literally the only reason I opened it was because of the shariah compliance. Looking at alternatives now.
I highly recommend anyone looking at opening an account to look at alternatives.

Reply from AlRayan Bank UK
App just not working on Android devices, tried it on 3 different devices, tried deleting app reinstalling, running absolute latest software, latest version of app and nothing, it just keeps stopping - what use is a bank if you cant login to it and get your money - worst bank of all time, i will be taking this matter to the ombudsman

Reply from AlRayan Bank UK
App not working, I have removed it and reinstalled it. It is completely unresponsiveness. Tried to call Al Rayan and its impossible to get through. The automated voice service is very irritating, takes much much longer to get anything done. You say a simple instruction and it takes you somewhere else. The old system was much better, simply just typing in the account number, date or birth and pin number on the keypad.
My Al Rayan app will not open. It was fine last week. I cannot access my savings on line either as you need an authenticator app and it is not available to my Samsung A70 phone! First time I have had a problem. My Google & system software is up to date with Android 11. Other banking apps I have are working fine. I've shut down and restarted phone, I've uninstalled Al Rayan app, then reinstalled to no avail. It still won't open. Took 20 minutes to get through to Muhammad on the helpdesk. He was very patient, but could not understand why my app is faulty. He's raised an IT issue but could not tell me how long they will respond. He tried to post me a device in order to access my account via my PC, but was not allowed because I have an App!!! Finally he was given permission to post this device but, apparently it might take 2 weeks to arrive!! Exasperated and very disappointed
I had great experience with AlRayan Bank customer service representative Fozeea Jabeen.
She took her time out to help me with my account issue.

Reply from AlRayan Bank UK
App completely stopped working. Have done all the things suggested to others. Nothing. I've been with AlbRayan a number of years and they are hard work. Now others are offering better rates probably best to leave. Perhaps that's why app isn't working, lots of people removing their money?

Reply from AlRayan Bank UK
The customer service is excellent. They are very helpful with helping me log back into my app. I had a very friendly service with Bipul.
Thank you

Reply from AlRayan Bank UK
Knowledgeable. Polite. Completed the task efficiently.
Assia Ahmed helped account opening professionally made the process Easy

Reply from AlRayan Bank UK
I AGREE WITH OTHER CUSTOMERS. WORST BANK I HAD TO DEAL WITH EVER. WITHDRAWAL AND APP ARE AT SNAILS PACE. NO WITHDRWALS AFTER 4.30PM WEEK DAYS AND WEEKENDS. NEED TO BE IN LINE WITH WESTERN BANKS IN PROCESSING WITHDRAWALS. SURPRISED NO ONE HAS CONTACTED THE REGULATOR OR THE OMBUDSMEN

Reply from AlRayan Bank UK
Failure to provide my wife with a closing statement and a statement of interest received despite being asked twice by secure message ahead of closure and also by email, all unanswered. It's no use posting secure messages to an account that cannot be accessed, is it? We will try again by phone but it really would not be necessary if the bank had responded to previous requests.
Addendum: We have telephoned to request the closing statement and the certificate of profit to the date of closure. Today we receive a certificate of profit for the last tax year and no closing statement. Why is this so hard please?

Reply from AlRayan Bank UK
Dear Sirs, I would like to share my recent experience with Imran Wani. The event was triggered by the dormancy of my company's account as my letter to keep the account active was a few days outside of the 30-day grace period due to various reasons including the time lags in postal delivery. Strictly speaking, if he wanted, Imran could easily take the most hassle-free approach by playing the hard all, i.e. you were late so there is nothing he could do. Luckily for me, this is not his approach. Instead, he patiently listened to my explanation and then went back to coordinate within the bank's corporate system a number of times. After his efforts lasted about three days, my account was eventually reactivated. For me, there are two things I would like to single out for appreciate: (1) the outstanding effort by Imran to listen to the customers and be prepared to be sympathetic and accommodating; (2) in the meantime, the bank has demonstrated its effectiveness and being open-minded, Because of this, it had saved me a lot of hassles to get things back to track. Many thanks to Imran and many thanks to Al Rayan Bank!

Reply from AlRayan Bank UK
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