365 Finance Reviews 

1,131
TrustScore 5 out of 5

4.9

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 318 reviews, reviewers overwhelmingly had a great experience with this company. Consumers frequently praise the exceptionally fast and efficient funding process, noting that account managers are always extremely helpful, professional, and quick to respond to any questions. People highlight how simple and stress-free the entire application is, with clear communication making everything straightforward from start to finish. Some reviewers were not happy with the service, mentioning confusing experiences and contradictory information provided by different team members during their applications. A few customers felt ignored and experienced a lack of clear support when trying to resolve their specific funding concerns.

What people talk about most

Staff

Consumers find staff to be exceptionally helpful and professional, consistently praising individual team... See more

Service

Clients share positive opinions on service, highlighting fast and reliable funding support. Reviewers... See more

Customer service

Customers report great satisfaction and positive experiences with customer service, praising staff for being... See more

Response time

Reviewers highlight positive aspects of response time, reporting exceptionally fast turnaround and efficient... See more

User experience

Users describe positive interactions with user_experience, highlighting a quick, straightforward, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

"Flutra is amazing! I've been with 365 for seven years, since 2019, and they've been instrumental in supporting all my businesses. Whenever we've needed funding, they've been there - we've grown f... See more

Rated 5 out of 5 stars

The ease and speed of application is unmatched. As a small business owner it's really important to be able to access small loans from time to time for cash flow and operations. Having dealt with a num... See more

Rated 5 out of 5 stars

Great company always there when you need them, hassle free and on top of it all get somebody like Flutra Islami who is extremely polite and makes life easy well done to 365 for having her as part of... See more

Company replied

Rated 5 out of 5 stars

Matt Brentley was our contact and I have to say from start to finish he was great. All information was clear and straight to the point which I really appreciate. He was quick with answers and reassure... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

Apply today and get approved within 24 hours. Repayments are flexible and based on your card sales. Our business cash advances are, fast, flexible and hassle free.

Our mission

A flexible alternative to bank loans

We pride ourselves on offering a better, more flexible alternative to bank loans. Our business cash advances come with no admin fees, hidden extras or APR's (Just one simple all-inclusive cost)

Contact info

4.9

Excellent

TrustScore 5 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.9

All reviews

(1,131)

314 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

5 star experience yet again.

Again, fantastic , quick, reliable customer service. Weronika is an absolutely brilliant employee for 365 Finance. Polite , concise and always goes above and beyond to help. From application start , to finish, to funds in bank…. Less than 3 hours!! Unbelievabley good. Thank you 365 finance and would highly recommend to all.

3 July 2026
Unprompted review
Rated 1 out of 5 stars

Very poor service

Very poor service, daily payment is not reasonable and too much to afford, if you work out the interest rate its way above the bank interest. No wonder 3 in 5 start-ups go bust. They offer quick finance for desperate businesses, but actually, the boat sinks more with this very expensive interest rate. I will never use or recommend this company again. Do your maths before you borrow. I know there will be pressing situations, as I have had, so it's best always to approach the banks.

1 June 2026
Unprompted review
Rated 5 out of 5 stars

Very good experience

Very good experience! secured funding easily.
Weronika was very attentive and she made sure I understood how the process work.

24 June 2026
Unprompted review
Rated 5 out of 5 stars

To 365fi

To 365finance
I Nadeem butt applied cash advance loan
The financial advisor mr Oliver handle my. Application in very professional manner
Get me cash sums of 40k in my Bussines account in3days
Very pleased. With. Service and. How they handle my case thanks very much again mr oliver Clayton smith
10/10 service. Highly recommended

17 June 2026
Unprompted review
Rated 5 out of 5 stars

I have worked with Fred Upjohn to…

I have worked with Fred Upjohn to secure funding for numerous clients over the years of our partnership. He is always back professional in his work and brilliant in securing the best offers in double quick time. Hope we can continue our relationship with Fred and 365 Finance

10 June 2026
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look