YNAB Reviews 

Using ynab had helped me to feel more confident financially. There have bedn a few issues with bznk connections and ynab staff have bern very helpful and responsive.

YNAB is hands down the best budget software I've ever come across online. It takes a bit to learn if you are unfamiliar with zero-based budgeting but, once you have the hang of it, you will never want to use anything else!! Thank you YNAB for putting the effort in to make this a really, really great program!!

This is the first budgeting app I've used and I love how flexible the categories and amounts are! I have a flexible income and it's always been tough for me to figure out how to divvy up things ahead of time b/c I don't know what my income is actually going to be until after I've earned it. YNAB's flexibility makes it easy for me to shore up money in one category, but easily pull from it for unexpected expenses if I need to. This is my favorite part. I also love the cute "Heard It From Hannah" playlist on youtube and all the set-up videos designed to help people use it as effectively as possible. The one criticism I'd have is that it's a steep learning curve to start. But it's been well worth it for me!

Love the structure and understanding this app brings to my finances! Yes it's an investment, but a good one to make if you care for financial stability :)

It's a bit complicated to get a grasp
but once it's running , it's a very reliable app
I can trust my money will be there for when I need, even if it's something I'm planning to buy 5 years ahead

Best app!! Ever in the world for budget.

YNAB is an amazing app. It allows my wife and me to plan how we use our money and enables us to reach our goals. I recommend it to anyone who wants to take control of their finances!

Changed my way of seeing and handling my income. Allowed me to save for once a year type expenses and to move money from one category to another each month as my expenses varied.

I’ve been using YNAB for about 1-1/2 years. I actually renewed a subscription so that’s says something.

Once you get the hang of it, it’s a miracle worker in helping you look at your money differently and thus handle it more efficiently. It is worth every penny and I’ve managed to save much, much more than the cost of the subscription.

The education that is available is also priceless. And it’s done well and with a sense of humor and with real life scenarios.

Most helpful app I have ever used, and the only one pretty much I feel is well worth keeping. Thank you, YNAB!

YNAB is very insightful. It helps me know where my money is going and how much I’m saving.

YNAB has changed our finances. It makes budgeting so easy!

Amazing product. I know where money are spent and I can make informed decisions on budget. It’s brilliantly easy to use

It's a BUDGET, quit trying to avoid what it is. Stop adding so many weird changes. Don't lay off large waves of staff. Stop alienating the customers you have by trying to appease everyone. You're on the way to tanking this company, there's even subreddits for alternatives because of all of the poor decisions you're making. Please, for the love of God, stop enshittifying your structure!

YNAB has changed our family’s life. Albeit, a big learning curve, knowing where our money is and what it’s allotted for has given us so much freedom. The app is seamless which makes it easy to track daily if I want to.

I kicked and screamed when I was told we were going to use a budget instead of my regular planning list. Flash forward 5 years later and I still love ynab, it has made my life so much better. I highly recommend it!

We started using YNAB just over a year ago by recommendation of great friends. We totally had to flip the way we thought of our paychecks, but seeing how we can set aside money little bits at a time and watching it grow makes paying things like annual bills stress-LESS rather than stress-FUL like they used to be. We also never imagined that we would buy a new house and were able to do so many things like travel etc without going into credit card debt. Thank you YNAB and our special friends for making money management so much easier!!!

I've been using YNAB for a year, and it's made my life so much easier, and even gotten my family through rough circumstances that would have only been made worse without the clarity and insight that YNAB provides into personal finances. I couldn't imagine going without it these days because the efficiency and transparency it has provided has made keeping everyone in the loop a breeze!

Good value for money for what can be a life-changing tool. There is always a little controversy when YNAB change things, but that just speaks for what an key tool it is in budgeting and personal finance.

Great app helped me to transform my family finances and ensure we could make informed decisions about how much to spend on which things.

It really transformed my relationship with money. I am now way more confident in my spending and saving. It has retired my brain to think about where my money is going and I am no longer making impulsive decisions.