Fast and smooth service… only small negative impact on the approved loan is high risk interest rate. They need to reduce the high interest rates for repeat customers. Overall, it helps emergency funds... See more
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About Xact
Written by the company
WE’LL HANDLE IT… TOGETHER.
Why the Xact Loan?
- We’re available online any time to help you get an approval day or night
- You can rest assured your digital security and identity will be protected whenever you use our services
- We offer access to free credit monitoring
- Our Pocket360 account/loan management tool makes managing your loan easy
- Xact’s Finance Academy blog for free financial education is always available
Installment Loans
When life goes in one direction and your financial situation goes in another, it can be hard to figure out the right path forward. In situations where you need to borrow large amounts of money and you need flexible, longer-term payment options, an online installment loan could be the best solution for you.
Personal installment loans are a way to pay for life's necessities rather than using or applying for a credit card or taking out a payday loan. They offer borrowers the ability to pay a loan back over time and can help customers rebuild their credit. Installment loans have longer terms and come in higher loan amounts and are designed to help you build a loan that fits your needs.
People choose online installment loans because their application process is simple and easy and they may have fewer fees and expenses than some credit cards.
Regardless of whether you're dealing with a leaky roof, are being forced to meet a higher insurance deductible, desperately need a new car, or unexpectedly need help with a home renovation, installment loans online can be funded as soon as the next business day.
Visit Xact.com for more information about installment loans, to apply for a loan and more. You can count on the Xact Loan .
Our Partnership
Quill Bank and Axcess Financial partnered with a common goal of providing a financial solution that was lacking in the market to meet the needs of our customers. Xact Loan is that product.
Founded in 1993, Quill Bank, is based in Provo, Utah and has been voted into the Top 100 Community Banks (2016). Quill Bank provides secure, online lending, as part of that commitment, to ensure your personal and financial information is secure and protected.
For more than 25 years, Axcess Financial (Cincinnati, OH) has been a financial provider for real people. Axcess is proud to serve hardworking customers, who have experienced life’s toughest moments.
The goal of the partnership has always been, and will always be, to put people first. Together, they don’t just lend money- they lend a hand.
Our Commitment
Thousands of people just like you all across the country use our services every day to help get their financial situations back on track. We believe in what you’re trying to do, and we’re proud to be able to help make a difference.
Pocket360 Account Management Tool With Mobile Access
Manage your loans/account with us right from the palm of your hand, or from your desktop. You can see your current account information any time.
With P360, you’ll have access to:
- Apply for new loans
- View loan history
- Read financial education articles
Helpful Links
Contact info
United States
- xact.com
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 12% of negative reviews
Typically replies within 1 week
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It was quick and easy
It was quick and easy. Arrived next business day.
It was a really nice Process
It was a really nice Process. It was very easy to apply. It was a great experience 👍👍
I was amazed this second time around
I was amazed this second time around, it was painless and fast. Thank you Xact!
Great service
Great service! The approval process has been excellent! I will definitely recommend you to my friends.
Customer Service was very supportive.
Customer Service was very supportive.
Honesty i wasn't sure how the process…
Honesty i wasn't sure how the process would go. From the moment I began the process it was seamless easy to understand . The whole things didn't take a lot of time and I received an answer in minutes.
I was overwhelmed with bills piling up…
I was overwhelmed with bills piling up and I just made a payment on my xact account and I was given an option to refinance my loan did it in mins I was able to get the amount that fits my bills and I can pay my bills !!
Application was short and reasonable.
Application was short and reasonable.
Giselle one of the managers was…
Giselle one of the managers was absolutely wonderful.Her patience and calming attitude made it possible for me to complete what for me was a difficult process.
Outrageous interest rate
Outrageous interest rate, 215% for an installment loan.
Couldn't have been easier
Couldn't have been easier. Instructions very easy to follow. Thank you!
Repeat customer
As a repeat customer, I found application easy and handled promptly. Money there when I needed it. Evident teamwork is appreciated.
Always a seamless process
Always a seamless process and there when I need them.
XACT loan was exactly what I needed.
XACT loan was exactly what I needed.
Excellent Customer Service
The problem I had with my application was using my phone for everything. I couldn't get my code and that prevented the process. I received excellent service from the lady that helped. I loggon into my computer and the problem was resolved. She was excellent in every way!!!
Quick but long wait
Like how helpful they are. I refinance today and still waiting for the deposit.
I had a good experience with Xact,they…
I had a good experience with Xact,they are some good people.They saw that I needed help,and they helped me to get the funds I needed,I truly appreciate it too.
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