Waggel Reviews 

14,400
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 3,791 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, kind, and knowledgeable when dealing with policy questions. Consumers find the overall service remarkably efficient, noting that setting up new coverage and managing policies is extremely smooth and hassle-free. However, some customers also noted frustrations regarding unexpected price increases over time or suddenly higher monthly costs. A few reviewers expressed dissatisfaction because certain claims were turned down or experienced lengthy delays during the approval stage. People mentioned feeling stressed when trying to navigate pre-existing condition exclusions and complex reimbursement requirements.

What people talk about most

Claim

Consumers find claim experiences to be mixed, as opinions vary significantly regarding the processing times... See more

Service

Reviewers highlight positive aspects of service, noting prompt pre-authorisations and quick claims processing... See more

Customer service

Customers consistently note positive experiences with customer service, praising the team for great... See more

Price

Users describe ambiguous interactions with price, often highlighting great initial value alongside steep... See more

Payment

Customers had ambiguous experiences with payment. While some reviewers report speedy service, prompt... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Wow! Libbie is a superstar! Not often you can say dealing with insurance claims is straightfoward, informative and actually a pleasure. However, Libbie at Waggel has been incredibly patient, knowledge... See more

Rated 5 out of 5 stars

My dog requires a scale and polish. Received an estimate from the Vets and submitted a pre-authorisation claim online. Easy to complete. Provided a brief history of previous dental check-ups. The fol... See more

Rated 4 out of 5 stars

I have made my first claim for my 15 year old cat after having had to take her to an out of hour emergency vet, because she suffered from sudden blindness . It took a lot longer than expected for tha... See more

Rated 5 out of 5 stars

We had to make a claim for our dog Olly they walked us through everything nothing too much trouble lovely people to talk to as you would expect will renew next year thank you all so much


Company details

  1. Pet Insurance Company

About Waggel

Written by the company

Less stress, more love.

At Waggel, we’re just as obsessed with pets as you are - and we understand better than anyone why you want the best for them. That’s why we created a pet insurance policy that’s simple, clear and packed with everything your pet might need (and then some). No sneaky surprises, no confusing jargon - just one Lifetime policy that’s got your back from puppyhood to your pet’s golden years.

Our Lifetime pet insurance covers the big stuff like dental care, cancer and diabetes. But it’s not just about the policies. It’s about you and your pet feeling safe and supported every step of the way.

With over 15 years of insurance experience under our belts, we’re here to make sure you’re always in good hands with a personally assigned UK-based vet nurse to help manage your claims. This means you’ll never be left on hold for hours and can wave goodbye to mountains of paperwork.


Why Waggel?

We’re here to take the hassle out of pet insurance. No endless options, just one simple Lifetime policy that you can customise to fit your budget and needs. Here’s what sets us apart:

  • One policy, endless love. Our Lifetime policy covers a range of conditions and costs, from dental care to cancer.
  • No surprises, just clarity. Transparent pricing, easy-to-understand policy wording and a smooth claims process.
  • Your pet’s personal cheerleaders. You’ll have a dedicated claims handler with you every step of the way - because we know how important it is to feel supported when you need it most.
  • Giving back. We partner with charities to support dogs and cats in need because there’s nothing better than spreading the love.

Contact info

  • 1st Floor, 5 St Helen's Pl, London, EC3A 6AB, London, United Kingdom

  • www.waggel.co.uk

4.5

Excellent

TrustScore 4.5 out of 5

14K reviews

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4.5

All reviews

(14,400)

3,603 reviews in the last 12 months

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Rated 1 out of 5 stars

Trying to avoid paying a claim

Complaint ongoing. Saying that there’s a pre-existing condition when my vet has clearly stated this is not true. The verbal gymnastics going on to wriggle out of this claim is astonishing. Do they not realise that it’s bad enough owning a pet with a distressing illness without having to deal with an insurance company who are doing their best to not fulfill their legal obligations

5 August 2026
Waggel logo

Reply from Waggel

Dear Janette,

Thank you for taking the time to share your feedback. We're sorry to hear about your experience and appreciate how upsetting and stressful this situation must be, especially while your pet is unwell.

As your complaint is currently being re-reviewed, we're taking the time to gather all the relevant information, including further details from your vet where needed, to ensure we can complete a fair investigation. We'll be in touch as soon as we have everything required and are in a position to provide you with an update.

Thank you for your patience while we carry out our review.

The Waggel Team

Rated 1 out of 5 stars

Avoid at all costs

Avoid at all costs, they take four weeks to look at your claim and will do anything they can to avoid paying out, awful service they shouldn’t be allowed to trade.

5 August 2026
Unprompted review
Waggel logo

Reply from Waggel

Hi Karen,

Thank you for taking the time to leave your feedback. We're sorry to hear that you've been disappointed with your experience.

We understand how frustrating it can be when things don't happen as quickly or as expected, and we're sorry that we've left you feeling this way. We take all feedback seriously and are committed to continually improving the service we provide.

If you'd like to discuss your experience further or if there's anything we can help with, please do get in touch with our team. We'd be happy to assist.

The Waggel Team

Rated 5 out of 5 stars

It was very helpful and easy to claim…

It was very helpful and easy to claim which is good especially when you are worrying and having to go backwards and forwards to the vets and it’s great that you deal with the vets directly as well so helpful saves a lot of hassle

27 July 2026
Rated 5 out of 5 stars

Wow! Libbie is a superstar!

Wow! Libbie is a superstar! Not often you can say dealing with insurance claims is straightfoward, informative and actually a pleasure. However, Libbie at Waggel has been incredibly patient, knowledgeable and a delight to talk with. Absolutely knows the processes and systems, and what can and can't be claimed for, and informs you in the best possible way. Thank you Libbie.

4 August 2026
Unprompted review

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