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Upstart Reviews 63,703

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TrustScore 5 out of 5

4.9

Non-Bank Financial Service
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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the ease and speed of the loan application process, often noting quick approvals and rapid fund disbursement. Many appreciate the clear terms and straightforward nature of the service, finding it a hassle-free way to consolidate debt or secure personal loans. The positive user experience, fair approach, and helpful customer service are consistently praised. However, some customers mentioned that interest rates can be a bit high, and a few noted that processing fees might be substantial. A small number of people also experienced issues connecting to their bank during the application.

What people talk about most

User experience

Users describe positive interactions with the user experience, consistently highlighting the ease and speed... See more

Service

People report positive experiences with the service. Many customers praise the quick, easy, and efficient... See more

Payment

Customers had positive experiences with payment, praising the fast application and funding process, and the... See more

Price

Consumers find the pricing to be positive, with many reporting great interest rates and clear, upfront terms... See more

Response time

Reviewers highlight positive aspects of response time. Customers consistently report quick approval times,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

They are always trying to help you get a chance to let you get a up an going start you do right by paying your lian on time an they will always be there for you when you need that extra kick In life... See more

Rated 5 out of 5 stars

I get several credit card offers every couple of months and once in a while from loan companies who "dangle" supposed loan offers only to find out that there is a "catch" or very high interest rates... See more

Rated 5 out of 5 stars

Got a high approval odds on credit karma. I've been really searching for a good debt relief, low interest consolidation loan. I've seen a million, but for some reason this one spoke to me. I loved... See more

Rated 5 out of 5 stars

Upstart has a clean and easy to follow site when it comes to applying for a loan. I was looking around to see which sites I could qualify for and receive funds with a decent repayment amount. Upstart... See more

Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Car Finance and Loan Company

Information provided by various external sources

Founded by ex-Googlers, Upstart looks beyond the FICO score to assess borrowers based on work and education history. Whether you are looking to pay off credit cards, refinance existing debt or make a large purchase, Upstart personal loans can help you get the rate you deserve. Check your rate in minutes without affecting your credit score.

Contact info

4.9

Excellent

TrustScore 5 out of 5

64K reviews

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more
Rated 5 out of 5 stars

Trust Trustpilot

Trustpilot can be trusted in what they do,their loan application went well and smooth.Keep up the good work,you can even get a loan approval on a weekend,that's incredible and the APR is reasonable

25 April 2026
Rated 5 out of 5 stars

I have used Upstart for a very long…

I have used Upstart for a very long time, and they have always been friendly and professional. The loan process was very easy to understand, and I was able to do it from the comfort of my own computer.

25 April 2026
Rated 5 out of 5 stars

Everything was so easy

Everything was so easy! I finished my application in about 10 minutes. I’m happy that not only do I have a lower interest rate, but there’s no penalty for paying it off sooner AND I should be getting my funds within the next 1-2 business days. I feel so relieved and confident about my financial future. Thank you upstart!

25 April 2026
Rated 5 out of 5 stars

This is my second loan with Upstart

This is my second loan with Upstart. They are fast at approving your loan, and the loan is deposited into my checking account. Very friendly when I've had to reach out. Definitely recommend them!

25 April 2026

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