UBL UK Reviews 

920
TrustScore 3.5 out of 5

3.4

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Rated 3 out of 5 stars

Enquiries through their Customer Service desk are painful, they seem to read the first line and then make their own mind up as to what you are asking. This results in having to send multiple emails to... See more

Company replied

Rated 3 out of 5 stars

Website not easy to use - info on account not clear enough Via secure messages - said they had sent e-mails that I didn’t receive about ISA maturing (not in junk folder) - they then signed me up f... See more

Rated 3 out of 5 stars

Opening an ISA account was easy and straightforward and offered a good rate of interest. However from there on the online ISA account is a little cumbersome and doesn’t have much useful information ot... See more

Company replied

Rated 4 out of 5 stars

UBL offer attractive interest rates and a broad range of savings accounts - both ISA and non ISA. The process of opening an account via the website was reasonably easy and straightforward for an old f... See more

Company replied

Company details

  1. Bank

Written by the company

UBL UK are a retail Bank operating in the UK with a Head office and Branch in London Mayfair. We are members of the Financial Services Compensation Scheme and provide a range of conventional products and services. UBL UK and United Bank UK are the trading names of United National Bank Limited. United National Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The company is registered in England & Wales and its Registered Office is at 2 Brook Street, London, W1S 1BQ. The company registration number is 4146820.


Contact info

3.4

Average

TrustScore 3.5 out of 5

920 reviews

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3.4

All reviews

(920)

36 reviews in the last 12 months

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Rated 5 out of 5 stars

Easy to set up account and a very…

Easy to set up account and a very useful app

6 December 2024
UBL UK logo

Reply from UBL UK

Dear Brian,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 4 out of 5 stars

It took longer to set up than I…

It took longer to set up than I expected and haven’t yet received the certificate but no other problems

6 November 2024
UBL UK logo

Reply from UBL UK

Dear Christine,

Thank you for leaving us a 4 star review!

You can view your confirmation statement online through our digital banking platform. Simply log into your account, select the account you would like to view, select the ellipsis (...) , and then select documents.

Kind regards,

Customer Engagement Team
UBL UK

Rated 4 out of 5 stars

Seem to be Top rates offered fixed ISA's

Was easy to open the account on-line and transfers done within days user friendly and straight forward , I have a slight issue using the app to now access my account , but will ring there helpful customer line to find out what I need to do, but all in all easy to recommend.

11 November 2024
UBL UK logo

Reply from UBL UK

Dear Customer,

Thank you for leaving us a 4 star review! We are happy to hear that you are pleased with the service you have received from us.

With regards to the issues you are facing accessing your online account, please contact Complaints@ubluk.com and we can arrange for one of our customer service agents to give you a call at a time that is convenient for you.

Regards,

Customer Engagement Team
UBLUK

Kind regards,

Customer Engagement Team
UBL UK

Rated 4 out of 5 stars

New Account

Account easy to set up.

6 December 2024
UBL UK logo

Reply from UBL UK

Dear Denise,

Thank you for leaving us a 4 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

Easy!

Easy to open the account through the UBL app. Good communication re transfer of existing ISA. Couldn’t have been easier.

25 October 2024
UBL UK logo

Reply from UBL UK

Dear Niel,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 3 out of 5 stars

Easy to open account but not so easy to manage account.

Opening an ISA account was easy and straightforward and offered a good rate of interest. However from there on the online ISA account is a little cumbersome and doesn’t have much useful information other than enabling confirmation that your funds are still there. Not wholly put at ease that money is safe.

17 October 2024
UBL UK logo

Reply from UBL UK

Dear Annette,

Thank you for taking the time to review us on Trustpilot. We would like to assure you that we have taken your feedback on board.

You can view your confirmation statement online through our digital banking platform. Simply log into your account, select the account you would like to view, select the ellipsis (...) , and then select documents.

If you require any further assistance, please do not hesitate to contact Complaints@ubluk.com.

Kind Regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

Easy to set up app and easy to use

Easy to set up app and easy to use

15 November 2024
UBL UK logo

Reply from UBL UK

Dear Trevor,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 2 out of 5 stars

Had to chase

After submitting my application, I had to contact them as the account wasn't opened. It transpired they had lost/misplaced my application and therefore nothing would have happened if I'd not chased them. Apart from that the opening was fine.

24 October 2024
UBL UK logo

Reply from UBL UK

Dear T N Holmes,

Thank you for taking the time to provide us with feedback on Trustpilot.

We are sorry to hear that you were experiencing difficulty applying for an account. We would like to assure you that we have forwarded your feedback to the relevant department.

Kind regards,

Customer Engagement Team
UBL UK

Rated 4 out of 5 stars

A little problem entering DOB but…

A little problem entering DOB but seeing past reviews it did not take me by surprise and I was able to work around it

1 November 2024
UBL UK logo

Reply from UBL UK

Dear Robert,

Thank you for leaving us a 4 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 4 out of 5 stars

I’m very pleased with my UBL ISA

I’m very pleased with my UBL ISA. Opening it was 90% straightforward but (of course) I had a few questions about process. While these were answered promptly I had a sense the responses were somewhat perfunctory (as in “close it quick and move on”). I don’t mind this but it tends to form a transactional relationship rather than the “valued customer” feeling.

22 September 2024
UBL UK logo

Reply from UBL UK

Dear Lulu,

Thank you for leaving us a 4 star review! We would like to assure you that we have taken your feedback on board regarding our customer service as we are always looking for ways to improve.

Kind regards,

Customer Engagement Team
UBL UK

Rated 3 out of 5 stars

I found the website Neolithic

I found the website Neolithic! I note there are 2 apps that can be downloaded so maybe I chose the wrong one!

30 November 2024
UBL UK logo

Reply from UBL UK

Dear Alibongo,

Thank you for taking the time to review us on Trustpilot. We would like to assure you that we have taken your feedback on board to help us improve our digital banking services.

Kind regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

Easy and no hassle

Easy and no hassle.
Used customer service once and found them very helpful and knowledgeable.
App could do with more refinement

6 November 2024
UBL UK logo

Reply from UBL UK

Dear Anthony,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 3 out of 5 stars

UBL Account Opening Experience

Opening a UBL cash isa was more difficult than it should be after several attempts & discussions with UBL I decided to try my laptop rather than my iPad and this worked!
So on balance had I used my laptop from the off, it would have been simple enough, however, at no point did UBl state that there were issues using an iPad!

30 October 2024
UBL UK logo

Reply from UBL UK

Dear Stuart,

We are sorry to hear that you were experiencing issues when applying for an account through our Digital Banking Platform. We would like to assure you that your feedback is important to us and we have raised your feedback to the relevant department as UBL UK are continuously looking for ways to develop.

Regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

Very patient and understanding staff…

Very patient and understanding staff when we were all dealing with another bank.

11 November 2024
UBL UK logo

Reply from UBL UK

Dear Customer,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

A good,easy to use website

A good,easy to use website,and a very competitive interest rate on they're products.

29 November 2024
UBL UK logo

Reply from UBL UK

Dear Mason,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 4 out of 5 stars

Happy Customer

UBL offer attractive interest rates and a broad range of savings accounts - both ISA and non ISA. The process of opening an account via the website was reasonably easy and straightforward for an old fool like me and any difficulties I encountered were if no own making. I am still in my early days with UBL but am pleased to call myself a happy customer.

6 November 2024
UBL UK logo

Reply from UBL UK

Dear Andrew,

Thank you for leaving us a 4 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 4 out of 5 stars

I highly recommend UBL Bank.

Very smooth and effective from account opening,transfer to completion.

14 October 2024
UBL UK logo

Reply from UBL UK

Dear Kiyarash,

Thank you for leaving us a 4 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 4 out of 5 stars

Relatively easy to transfer in money…

Relatively easy to transfer in money from other ISA’s.
The app makes it easy to keep track of your money

25 November 2024
UBL UK logo

Reply from UBL UK

Dear Derek,

Thank you for leaving us a 4 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

Easy to open

I felt opening my 1 year Fixed Rate Cash ISA was very straightforward and the interest rate being offered was extremely competitive competitive

26 September 2024
UBL UK logo

Reply from UBL UK

Dear Martin,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

Very straightforward

Very straightforward, good communication as / when needed. Only invested as yet not transferred out of the account

15 November 2024
UBL UK logo

Reply from UBL UK

Dear Alison,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

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