True Traveller Reviews 

3,347
TrustScore 3.5 out of 5

3.6

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Review summary

Created with AI, based on recent reviews

Considering 34 reviews, most reviewers were somewhat happy with their experience overall. Many customers appreciate the quick and straightforward claims process, with payouts often received within hours of submission. Reviewers frequently praise the helpful and professional nature of the support team during their travels and trip planning. People note that the policies offer competitive quotes and make arranging long term coverage easy. Some reviewers were not happy with claim denials, stating that they were left with significant unexpected medical or travel expenses. A few people also experienced communication difficulties and unresponsive support when trying to resolve urgent issues. Others mentioned frustrations regarding strict policy conditions and a lack of transparency during medical screenings.

What people talk about most

Claim

Consumers find claim to be ambiguous, with highly mixed experiences regarding the processing of requests.... See more

Service

Reviewers mention ambiguous feedback about service, with some customers sharing highly positive experiences... See more

Payment

People report ambiguous experiences with payment, reflecting a stark contrast in consumer satisfaction. Many... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, with experiences varying dramatically depending on... See more

Price

Customers had ambiguous experiences with price. Some reviewers found quotes to be the most competitive and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Me ans my wife went trekking in Nepal. We unfortunately made a claim as my wife become ill whilst on the mountain. True traveller sorted everything quickly and made a terrible situation easily for us.... See more

Rated 5 out of 5 stars

Really impressed with True Traveller’s service. The process was smooth and my claim was paid within 2 hours. Excellent experience overall. From Emailing evidence to funds in my account. Very Impressed... See more

Rated 5 out of 5 stars

True Traveller exceeded expectations handling our son’s claim for medical expenses after an accident in Cambodia thanks to professionalism of Rron who processed the claim, Tamara Mikulicová, Jos... See more

Rated 5 out of 5 stars

It was easy to claim and also easy to send all the documents using only my phone. Additionally, they acknowledge the claim the same day, and they also fulfilled the timelines provided. 100% recommend... See more


Company details

  1. Travel Insurance Company

Written by the company

True Traveller does not pay Trustpilot for reviews. While 96% of our Trustpilot reviews are rated 4 or 5 stars, our overall TrustScore is negatively impacted because we no longer use Trustpilot’s paid review services, including actively requesting customer feedback through their platform. Unfortunately, Trustpilot permits anonymous submissions and will not remove reviews even when we can provide evidence that they were not written by genuine customers. On one occasion, we were compelled to take legal action against Trustpilot following the defamation of a member of our staff. However, such actions are not feasible on a regular basis due to the significant costs involved. For verified and authentic feedback from real customers, we encourage you to visit our review pages on Google or Reviews.co.uk, where all reviewers are confirmed as genuine policyholders. True Traveller welcomes fair, balanced, and constructive feedback. However, we do not engage with or endorse anonymous or unfounded claims.


Contact info

3.6

Average

TrustScore 3.5 out of 5

3K reviews

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No recent history of asking for reviews

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3.6

All reviews

(3,347)

33 reviews in the last 12 months

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Rated 5 out of 5 stars

Didn’t Expect My Claim to Be This Easy

I’ve been using True Traveller for long-term insurance outside the EU (in Canada), and I’ve already had a chance to try it out. Luckily it wasn’t anything serious, but the whole process was super quick and easy.

I hurt my shoulder on a Tuesday, and on Thursday morning I went to see a doctor just to be sure. He checked it, said I didn’t need any extra tests, and I left with just an invoice and a receipt.

That same evening I submitted the claim, uploaded the documents, wrote what happened, and the next morning the money was already in my account.

I still have over half a year left on this insurance and hopefully I won’t need it again, but if I do, I know I can rely on them. So honestly, I can recommend True Traveller with no hesitation.

14 November 2025
Unprompted review
Rated 5 out of 5 stars

Thank you true traveller!

Me ans my wife went trekking in Nepal. We unfortunately made a claim as my wife become ill whilst on the mountain. True traveller sorted everything quickly and made a terrible situation easily for us. I’ll be using true traveller again

1 November 2025
Unprompted review
Rated 1 out of 5 stars

AVOID - Will use any excuse to avoid paying

After being advised to use True Traveller for my 'once in a lifetime' holiday it was the worst decision I have made that has lost me thousands of pounds. I was no longer able to travel due to civil war breaking out and the security level increasing to ''essential travel only'' the day my flight landed. Because I technically could have still gone as it was classed as ''travel but with extreme caution'' a few hours before when my flight left the UK I have been told my claim is invalid and I will get zero back. The ridiculous thing is if I had gone it would have cost them a lot more having to repatriate me back home. I would avoid at all costs and certainly as an experienced traveller would never use again.

1 November 2025
Unprompted review
True Traveller logo

Reply from True Traveller

At The True Traveller, our Traveller Plus policies include cover if the UK Foreign Office (FCDO) changes its advice for a destination to Red – Do Not Travel. This means travellers can cancel and claim if the FCDO advises against all travel to a specific country or region.

In this situation, there had been an election in Tanzania which led to some protests and unrest. A nationwide curfew was announced by the local authorities on 29 October. Importantly, the FCDO did not advise that British nationals should not travel. Instead, they advised “British nationals are advised to shelter in place, adhere to the curfew, monitor local media, follow the advice of the local authorities, and stay away from all demonstrations, rallies, and large crowds.”

Throughout this period, the FCDO’s official travel rating for Tanzania remained Green, meaning they were not advising against travel.

On 3 November, the FCDO changed its advice to Amber – advise against all but essential travel, due to temporary issues such as fuel shortages, some ATMs running out of cash, and internet outages. This did not affect the validity of any True Traveller policies for customers already travelling or due to travel.

By 7 November, the FCDO removed the warning and Tanzania returned to Green.

Civil War never broke out.

The customer contacted us on 30 October, the day before they were due to travel. As the FCDO advice was still Green, we explained that cancelling at that time would not be covered by their policy. Had the FCDO changed the advice to Red, a Traveller Plus policy would have allowed them to claim.

The customer then chose to cancel their trip, and their claim was unfortunately declined because the FCDO had not advised against travel.

We are genuinely sorry that the customer felt unable to travel - no one likes to cancel a much-anticipated trip. However, at the time, the FCDO had not issued a Do Not Travel warning for Tanzania, and their policy would have provided full cover had they gone ahead with their plans.

As with all travel insurance providers, policies cannot cover cancellations based on personal choice or concern alone.

The True Traveller Team

Rated 1 out of 5 stars

It is useless!!

It is useless!!
It does not cover anything about travel. It covers you only in case of a terrible accident, paying for repatriation (but you really need to have a super bad accident). It doesn't provide any cover for flight connections or delays (DELAYS ONLY OVER 12H!).
Moreover, if you live in Switzerland, it is completely useless, because you can do a complementary healthcare insurance with LaMal that, for just 5CHF (Groupe Mutuel Mundo), covers you abroad (repatriation as well). In this way, you avoid spending 300CHF for True Traveller Policy and you are covered within the LaMal (ps.: the healthcare coverage would be even higher with LaMal as Switzerland is the second country after the US with the most expensive healthcare).

Switzerland's Private Liability Insurance covers loss of baggage (or other personal belongings) and personal liability abroad. The only cover remaining is natural disaster (not very useful in general) and disability (a coverage that you should have even for when you are in your home country and not just for when you are travelling! So, if you care about it, better think about Life Insurance!).
Such so, as everything is already covered by other Swiss Insurances (that you would have done already), it is better to avoid True Traveller!!!

10 November 2025
Unprompted review
True Traveller logo

Reply from True Traveller

Hello Mr Marone

Yes, you spoke to one of our consultants this morning.

Travel insurance covers missed departure in your country of residence, so if the train is late, the bus breaks down, or even if a domestic flight is delayed, there’s cover for that. What travel insurance doesn’t cover though is missed international flight connections, as they’re covered by the airlines themselves if the flights are on the same e-ticket. If you have booked separate tickets, which it appeared you have done, then if you miss your connection, then you’re on your own.

We do state this clearly on our website, and sure, it can be cheaper booking “low-cost flight to low-cost flight”, but with a 2-hour connection in Winter, it’s a big risk to take.

As for insurance add-ons of CHF5 per month on the basic Swiss health insurance, LAMal, we really can’t comment on that as we’re not that insurer. But it isn’t travel insurance, so it won’t cover baggage, cancellations, personal liability, cash cover, passport & visa expenses, accidental disability or travel catastrophe.

True Traveller

Rated 1 out of 5 stars

Very unhappy

They've been perfectly happy to insure me over the last couple of years but as soon as I mentioned a medical condition (gallstones) they will no longer renew my insurance.

28 October 2025
Unprompted review
True Traveller logo

Reply from True Traveller

Hi there,

To protect the medical confidentiality of our customers, we’re unable to comment on the specific details of this case.

However, when someone declares a new or serious medical condition, we may not be able to continue providing cover. In such situations — as is standard across the insurance industry — we refer customers to the MoneyHelper website, which offers a directory of specialist insurers who may be able to assist.

The link is https://www.moneyhelper.org.uk/en/everyday-money/insurance/use-our-travel-insurance-directory

That is exactly what occurred in this instance.

We’d also like to note that while we don’t actively use Trustpilot as our review platform, it has become increasingly common for us to receive 1-star reviews from individuals we were unfortunately unable to insure, often due to medical or age-related reasons — even though we have directed them to suitable alternative providers.

The True Traveller Team

Rated 2 out of 5 stars

Waste for money if trekking in Nepal

A complete waste for money of you are trekking in Nepal.

€300 for the insurance, plus €900 excess of you need heli evac. Not worth it at all as a helicopter evac only costs €2500... you'd be essentially paying half it if you need it, defeating the purpose of insurance. Would you get house insurance if you had to pay half the cost of the house when you claimed?

Although, they do respond quickly so its not 0 stars.

10 October 2025
Unprompted review
True Traveller logo

Reply from True Traveller

Hi

Thanks for your feedback — we understand how stressful these situations can be.

Helicopter rescues in Nepal vary in cost depending on altitude and location, but a straightforward rescue is usually around US $4,000, with hospital treatment from about US $500.

The excess for breathing difficulties is in place to help prevent fraudulent cases, which sadly do occur in Nepal. Most insurers apply a similar excess for this reason. There’s no excess for musculoskeletal injuries, though.

In your case, the rescue was cancelled at your request, and no additional costs were charged. For perspective, our largest case in Nepal this year cost over US $58,000.

We hope you’re feeling better now, and wish you safe travels ahead.

Warm regards,
The True Traveller Team

Rated 5 out of 5 stars

Absolutely fantastic service.

Well pick me up and dust me down. What fantastic service.
I needed to attend a clinic whilst in Khao Lak Thailand on the 20/10/25.
On the morning of the 21/10/25 I submitted my claim. 8 hours later the money was in my account.
Service other insurance companies may want to aspire to
Thank you Lesia and True Traveller.

21 October 2025
Unprompted review
Rated 1 out of 5 stars

Age discrimination?

True Traveller insurance was highly recommended to me - I was highly disappointed to be told that as an over 65 year old I am too old to be offered an insurance policy. As someone who regularly takes part in ocean sailing and mountain walking I do not consider myself ready for a 'golden oldies' cruise or a beach recliner yet! Come on True Traveller, how about rising above algorhythms and providing some individual service???
Thanks for your reply - but still not impressed. People don't stop adventuring just because they reach x number years of age.

22 June 2025
Unprompted review
True Traveller logo

Reply from True Traveller

Hi,

As clearly stated on our website, our policies are specifically designed for backpackers and adventure travellers, and we only insure up to age 66. We are not a provider for more senior travel insurance — there are other companies who specialise in that, and we make no attempt to hide it.

Also, for the record, we do not use Trustpilot. They don’t even tell us who leaves these anonymous “reviews”, which makes it impossible for us to address anything properly. If you want to see genuine, verified feedback from real customers, please check Google Reviews or Reviews.io instead.

— True Traveller

Rated 1 out of 5 stars

Only suitable for very young and minimum risk customers

Tried to get a quote but they do not offer to anyone over 65 pre retirement age and were unable to find anyone that did they stated after I completed all my information..
This is surprising as many do ! A five second glance on google would have revealed hundreds !

12 October 2025
Unprompted review
True Traveller logo

Reply from True Traveller

Hi there,

Thank you for your comment. As we specialise in travel insurance for adventure travellers and backpackers, our policies are available to those aged up to 65. For travellers aged 66 and over, we always recommend visiting goodtogoinsurance.com, who are experts in providing cover for more mature travellers and those with pre-existing medical conditions.

Please note, this is a regulatory requirement and not something we can change.

We’re aware that Trustpilot sometimes hosts inaccurate or non-genuine reviews, which is why we don’t actively use their platform. If you’d like to see verified feedback from our genuine customers, you can find independent reviews on Google Reviews or Reviews.io.

Kind regards,
The True Traveller Team

Rated 1 out of 5 stars

I won't use True Traveler again

Paid out hundreds for my insurance to cover my trip to Nepal to get specific coverage for Everest Base Camp. Due to circumstances out of my control, I wasn't allowed to board my flight to Nepal. True Traveler said they couldn't help and refused to cover any cancellation fees. Do not book with them, find another insurance without as many loopholes that will actually help you.

11 September 2025
Unprompted review
True Traveller logo

Reply from True Traveller

Hi there,

Thank you for reaching out.

Our cancellation cover applies before your trip begins and is designed to protect you in situations where you might need to cancel, such as illness, a close family member becoming ill, redundancy, a travel companion falling ill, jury service, and many other circumstances.

However, there are certain exclusions listed in the policy—situations that insurers do not cover. One of these is when an airline refuses boarding (unrelated to overbooking), typically due to passport issues or government-imposed travel restrictions.

We’re proud to pay out on over 95% of all claims we receive. Unfortunately, in cases where the policy clearly states an exclusion, like this one, we’re unable to approve the claim.

We truly understand this can be disappointing and are sorry we couldn’t help on this occasion.

The True Traveller Team

Rated 5 out of 5 stars

Easy, straighforward and reliable

It was easy to claim and also easy to send all the documents using only my phone. Additionally, they acknowledge the claim the same day, and they also fulfilled the timelines provided. 100% recommended.

11 September 2025
Unprompted review
Rated 5 out of 5 stars

Excellent

First of all, the client is assigned a person so you feel you have personal attention. It's very human.
The efficient & speedy way, the claim is attented to.

14 August 2025
Unprompted review
Rated 5 out of 5 stars

TrueTraveller is one of the few…

TrueTraveller is one of the few companies that will offer cover if you've already started travelling i.e you're not starting and ending your trip in the UK. Their people on the phone are really friendly and helpful and when I needed to make a change to my policy on a Sunday morning, I emailed in my change and they sorted out the issue within an hour.

Great service and will definitely be using them again.

27 July 2025
Unprompted review
Rated 2 out of 5 stars

Hope you love middlemen

Their insurance in underwritten by Axa and then further subcontracted out to other insurance companies in the country you are visiting.

To get any info or medical treatment organised you have to go through about 5 layers of middlemen to make anything happen, and then work your way back up the chain to make a claim.

Very poor service all round.

17 March 2025
Unprompted review
True Traveller logo

Reply from True Traveller

Hey Brian,

AXA Assistance is a worldwide assistance company with more than 400 employees across 39 countries, but they can't be everywhere, so they do partner with local trusted companies in some places.

You mainly interacted with AXA Assistance, and you submitted your reimbursement claim to TT at 9:30 this morning, which was paid into your bank before noon.

I’m really sorry if you feel like you’ve been let down.

True Traveller

Rated 5 out of 5 stars

A rose between many thorns

Never write reviews but came here to say True Traveller are honestly so good. Have been with them for a few years for various different working holiday visas and had to file a few different claims. Their site makes it so easy and their team are so efficient, everything settled super easy.

13 June 2025
Unprompted review
Rated 5 out of 5 stars

Fast, hassle free medical cover

I recently made a claim with True Traveller for a giardia stomach bug I caught in Thailand, which required multiple medications to treat. I was amazed by their efficiency... they responded the same day I submitted the claim, and the money was in my account just hours later, covering all the medication and doctors fees! The entire process was quick and easy, all done on my mobile with no hassle.

Having used other insurers in the past that made claims difficult and seemed reluctant to pay out, True Traveller has been the complete opposite experience. Their service is fast, straightforward, and reliable. I highly recommend them for anyone looking for trustworthy travel insurance, that will actually pay out on your medical claims. 10/10!

9 June 2025
Unprompted review

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