Standard Chartered Reviews 

187
TrustScore 1 out of 5

1.1

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Review summary

Created with AI, based on recent reviews

Considering 40 reviews, most reviewers were let down by their experience overall. Consumers frequently experienced unfair charges, unexpected late payment fees, and sudden blocking of cards or accounts without prior warning. People noted that financial transactions and money transfers are often delayed, blocked, or completely stuck while dealing with rigid policies. Some reviewers were not happy with the unhelpful customer service teams, long waiting times, and completely unresponsive phone helplines. Consumers also mentioned that branch staff provided confusing guidance, avoided written confirmations, and failed to resolve genuine concerns properly. Reviewers described the overall banking atmosphere as deeply frustrating and unprofessional, leaving many feeling entirely unsupported.

What people talk about most

Payment

Reviewers mention negative feedback about payment processes, reporting that credit cards are frequently... See more

Service

Customers consistently note negative experiences with service, highlighting a severe lack of accountability... See more

Customer service

Customers had negative experiences with customer service, highlighting slow responses, rudeness, and... See more

Customer communications

Consumers express deep frustration with contact methods, highlighting significant difficulties in reaching... See more

Staff

People report negative experiences with staff, describing service agents as slow, rude, and unhelpful.... See more

Reviews shaping this summary

Rated 1 out of 5 stars

The most pathetic, unethical bank I have ever dealt with. I have long relationships with many banks in four different Countries, I have never seen a bank behave as unethically as Standard Chartered i... See more

Rated 1 out of 5 stars

Given the absolutely ridiculous and pathetic reason for charging me PURCHASE INTEREST of Rs1, 523.34 and a corresponding GST of Rs274.20 for a shortfall of Rs0.01(1 paise) in the payment of my dues,... See more

Rated 1 out of 5 stars

Singapore site . Mobile app doesn’t work properly to enable overseas card usage.. I wrote 3 messages on it . Never responded. I rang their phone number for 24 hour service , went through the options... See more

Rated 1 out of 5 stars

Worst Service.First time ever missing a payment — and Standard Chartered immediately charges a late fee with zero flexibility. Tried to appeal for a waiver, but was met with a flat rejection. No un... See more


Company details

  1. Bank
  2. Financial Consultant
  3. Non-Bank Financial Service

Information provided by various external sources

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Contact info

1.1

Bad

TrustScore 1 out of 5

187 reviews

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1.1

All reviews

(187)

35 reviews in the last 12 months

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Rated 1 out of 5 stars

Pathetic Service

I dont know why i cannot give 0 stars to these guy cz i have called on 17 feb and been told that my card will be activated withing 5 to 7 working days.
Now today they told me 5 times that we will try to expedite your request and you will be able to use it. Mr Faraz from support told me after 5th call that i am not able to use my card for 2 months but non of previous colleagues of him mentioned about it and ask me to rate the call.
Pathetic service i am sure i will never use them again.
0 STARS.

1 March 2023
Unprompted review
Rated 1 out of 5 stars

Their internal employees leak your sensitive data…

Their internal employees leak your data to fraudsters i got scammed. I was trying to cancel credit card from so long they never replied so I posted it on twitter their official twitter support told me to give contact number after 2 days.

I got the call they were very much professional as they know every process they told me that they are SC Credit card cancellation department but they turned-out to be fraudsters and scammed me for Rs 79900. But the shocking is how fraudsters got to know that i have applied for CC cancellation how they got my number.

i also doubt that whole standard chartered bank is responsible for this they want their customers to cancel their Credit cards. thatswhy they dont even reply

I reported to bank immediately even filed complaint to police but now bank is saying you are responsible you have to pay debt.

I was shocked now i am liable to pay that scam amount i am helpless.

7 November 2022
Unprompted review
Rated 1 out of 5 stars

Worst bank ever

I am very disappointed in the services that your telephone assistant offered. I called you months ago because of my credit card being stolen and somebody used it for like 5 transactions in few minutes. The reply I got at that time is those are pending transactions so nothing you can do but only offered to re-issue a new card for me.

At that time, I explained clearly that I am not in Hong Kong so I don’t want you to send the new card right away. Your assistant said that it’s fine and just call you back for a new card when I came back in December.

I do so a few days ago and the new assistant told me that I need to reapply the card myself as it has been two months since the card was cancelled. I was very confused because NO ONE tell me about it in the first call.

Also with the news saying that many people have their SC cards details being stolen recently, I should really consider not using you anymore.

26 December 2022
Unprompted review
Rated 1 out of 5 stars

Shockingly bad service

I hold their top tier credit card, I spent a very hefty amount and yet they levied a huge annual fee. Upon requesting to waive off the fee on spends, I was fortunate enough to speak with the most rude and patronizing customer service agent ever. I have emailed them 2 weeks back and no response yet, in addition there has been another fee reasons I don't understand. In summary so far:
1. their service is really bad
2. unprofessional agents
3. really slow banking application, slowest among the competitors so far.
4. bizzare fees are charged at different times with no explanation.
5. IVR is broken, it will put you on a loop for entering DOB etc over and over again.

26 December 2022
Unprompted review
Rated 1 out of 5 stars

So much technology and No common sense

i sent a simple email asking their advice to foreclose my Loans. They took 4 working days to say they need another 2 working days and my resolution is in progress. After 6 working days they advised me to contact customer care telephone numbers for a solution.
In the first place, I wrote to them because I could not access their customer care numbers

22 December 2022
Unprompted review
Rated 1 out of 5 stars

Avoid at all costs - Horrible policies of this bank

We have a business account with them - In Malaysia

Its soooo bad. Anyone considering setting up with them - I strongly recommend you dont.

Here are examples of issues that cause us pain regularly
1. They send sms's whenever there is suspicious looking charges. We need to reply a response to tell them its not suspecious. I live abroad and thus don't have a local phone nr, and they cannot send sms's to foreign numbers (unbelievable for a bank in 2022). So the sms goes to oblivion, and my card gets blocked.

2. Their opening hours for the customer hotline is only until 6pm and is closed all public holidays (surreal that they cant spend a +2000 dollars extra per month to have someone from customer service on duty for public holidays and after 6pm, as they do for their private banking customer service hotline)
- This means whenever I'm in Europe (often), I need to stay up until late in the night, or wake early morning to call them to open up the account again...

This is just some examples of the "lack of logic" the people optimizing and creating processes, in that bank putting in place...

Step up... Your industry is getting disrupted.. You need to fix the experience the people paying you have..

18 November 2022
Unprompted review
Rated 1 out of 5 stars

Worst customer service

Worst customer service. I ordered a credit card a month ago. While ordering the card I told the representative named Sazia that I need the card at my new address. She assured me that I will get the card at the new address. But... After 5 days I got a call from the dispatching company that they are delivering the card to an old address which is bizarre. Since that time I am calling the support department and they are giving me the runaround. I haven't received my card. I wish I could give them 0 stars.

16 November 2022
Unprompted review
Rated 1 out of 5 stars

Customer Escalation team very bad…

Customer Escalation team very bad service the name customer care executive Rabiba they have no sense of how to talk about the Customer & not be resolved the complaint. She behaviour very very roods she told me apko jo krna hai wo kro mai apka case nhi resolve krungi aur bola ki hm aese hi yeah kaam krte hai. Very disappointed Delhi Ncr branch

11 November 2022
Unprompted review
Rated 1 out of 5 stars

Very unprofessional behavior and tone

Worst bank becoz of staff and manager, i spoke to abiani she was escalation team manager i have seen first time in my life such a rude lady and weird tone. I curse on this bank everyday and i would never recommend anyone to go with SC. It's having lot of issues; Bad service, miscalculation, fraud and scam transactions charges. Etc etc

#Looters #Scammers #Fraud #Worthless #Rude #Useless

10 October 2022
Unprompted review
Rated 1 out of 5 stars

Bad bank all around

Bad all around. Bad app. Bad support. Bad online banking. Bad policies. Lots of spam emails about irrelevant nonsense. Horrible back. Do not recommend

5 September 2022
Unprompted review
Rated 1 out of 5 stars

I trusted Standard Chartered Hong Kong…

I trusted Standard Chartered Hong Kong bank's advice on long term investments for 27 years bit found that when I needed to cash in these investments that the investment managers at the bank's head offices in Central Hong Kong were obstructing rather than helping. I would not recommend this bank.

30 May 2022
Unprompted review
Rated 3 out of 5 stars

NRO Account in Delhi

This bank uses the most popular Core banking system so I receive transaction advices (albeit in wrong date order), statements are also good and a 1,000 times better than all the other Indian banks. However customer services are pathetic! I sometimes receive a phone call or text msg from my relationship manager when I reply he is always on the train or doesn't reply. Two years ago I contacted this individual, all I receive is a text "I will call you tomorrow, but tomorrow never comes. If I call him he doesn't pick up the phone. I guess customer service from most Indian banks is dreadful but since this is a foreign bank surely a well paid member of staff could phone tomorrow (that tomorrow never comes).
If you want copies of Whatsapp messages I can certainly provide them. I also buy SCB shares from time to time so I think maybe I should take up this matter by attending an AGM in London.

12 April 2021
Unprompted review

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