Spot on Mortgages Ltd Reviews 274

TrustScore 5 out of 5

5.0

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Rated 5 out of 5 stars

Superb mortgage advice from a guy I actually trust. Ian really knows this business and his advice has been excellent; got us a really good deal in a difficult market. Spot on mortgages were recommen... See more

Rated 5 out of 5 stars

Ian is our go to for everything to do with mortgages. He arranged our first ever mortgage (including explaining things like fixed and variable rates etc to us as new homeowners with no clue!) and has... See more

Rated 5 out of 5 stars

We have used Spot On Mortgages for many years now. Ian is professional, approachable and knowledgeable; all of which have been essential as we’ve negotiated the enormous subject of ‘mortgage lending’... See more

Rated 5 out of 5 stars

Amazing service as always. We have used Ian's advice and guidance to inform our mortgage decisions for years. He is honest, trustworthy and knowledgeable, offering a range of options and helping us t... See more

Company details

  1. Money & Insurance

About Spot on Mortgages Ltd

Information provided by various external sources

Spot On Mortgages offer free* mortgage advice in Bristol, Gloucester, Somerset & surrounding areas.

* We are paid commission received from the lender for arranging the mortgage on your behalf.

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Spot On Mortgages Ltd is an Appointed Representative of TenetLime Ltd.

Spot On Mortgages Ltd is registered in England & Wales under reference: 07774662. Registered office: 120 Phoenix Way, Portishead, Bristol, North Somerset, BS20 7JX.


Contact info

5.0

Excellent

TrustScore 5 out of 5

274 reviews

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Rated 5 out of 5 stars

Fantastic all round advice, service and support

Superb mortgage advice from a guy I actually trust. Ian really knows this business and his advice has been excellent; got us a really good deal in a difficult market.
Spot on mortgages were recommended by a friend, and we recommend them to literally everyone! The process was smooth and simple, all the technical jargon was clearly explained and we'll use them again for sure.

1 November 2025
Unprompted review
Rated 5 out of 5 stars

Ian is an absolute star

Ian is an absolute star. We would definitely recommend Ian to all our friends and family. We didn’t have a clue where to start buying our first home, he advised us all the way through to our completion. Very patient with all my questions. Now thanks to him we have our home. Thanks for being so patient and explaining everything to us. Ian you’re a top guy!

14 October 2025
Unprompted review
Rated 5 out of 5 stars

We used Spot on Mortgages to get a…

We used Spot on Mortgages to get a mortgage for our new house. As first-time buyers Ian was fantastic at guiding us through the process, explaining all of our questions and being with us every step of the way. Thank you Ian!

18 June 2025
Unprompted review
Rated 5 out of 5 stars

Perfect service from start to finish

Ian was unbelievably helpful from start to finish with the process. As a first time buyer he went the extra mile to ensure that I knew my options, provide me with all the necessary details and have me coming away feeling confident and that I was dealing with a professional who cares. I'd recommend Ian in a heartbeat to anyone.

17 June 2025
Rated 5 out of 5 stars

Many years of support

We have used Spot On Mortgages for many years now. Ian is professional, approachable and knowledgeable; all of which have been essential as we’ve negotiated the enormous subject of ‘mortgage lending’. He listens well to what we highlight as our needs and then finds us just what we need. We certainly have appreciated Ian’s advice and wouldn’t hesitate to recommend him to friends and family.

6 May 2025
Rated 5 out of 5 stars

Spot on mortgages

Spot on mortgages have always been Spot on!
I have been with spot on mortgages for the past 18 years. They have always found the best mortgage. They have given Great advice and always there to speak to if any problems arise.

20 May 2025
Rated 5 out of 5 stars

Thank you for making what would…

Thank you for making what would naturally be a stressful experience so simple. We appreciate how at ease Ian made us feel with fantastic knowledge and a great sense of humour. The mortgage was set up quickly and Ian was accommodating in ensuring it suited our needs. We have already recommended him to a friend and will contact Ian again ourselves in the future.

Thanks again, Abbie & Jamie.

24 February 2025
Unprompted review
Rated 5 out of 5 stars

Great experience as a First Time Buyer

As a first time buyer, Ian at Spot On Mortgages made the whole process as easy as possible. Hugely knowledgeable and available to answer all my questions, and supportive when the buying process became difficult at times. Would recommend to all, and will confidently use services again when needed. Thank you!

13 March 2025
Rated 5 out of 5 stars

Great Service!

As a first time buyer I had little knowledge on what mortgage would be best for me or the process I was about to engage in. Ian was extremely helpful and made it a stress free process for me. He was quick to reply and offered expert advice.
Ian definitely made the whole process a breeze and I will definitely be recommending to any friends needing to get a mortgage or re-mortgage.

14 March 2025
Rated 5 out of 5 stars

Exceptional Service and Expertise!

I had an outstanding experience working with Ian from Spot on Mortgages Ltd! From start to finish, they provided expert guidance, clear communication, and unwavering support throughout the mortgage process. Their knowledge and professionalism made what could have been a stressful experience feel smooth and effortless. They took the time to understand my needs, found the best options available, and ensured I felt confident in every decision. I highly recommend Ian to anyone looking for a reliable, knowledgeable, and dedicated mortgage advisor!

5 February 2025
Rated 5 out of 5 stars

Ian was incredibly and helpful with his…

Ian was incredibly and helpful with his time in taking us through our mortgage experience, especially as we were first-time buyers. Ian explained everything very clearly, and was on top of comms. I would have no hesitation in recommending Ian and Spot On Mortgages.

1 November 2024
Unprompted review
Rated 5 out of 5 stars

Remortgage …

Would highly recommend Spot on Mortgages, ive been using them for years now Ian has always got us the best deal for our remortgages and he makes the whole process tress free.

8 November 2024
Rated 5 out of 5 stars

Ian is our go to for everything to do with mortgages, we would always recommend him!

Ian is our go to for everything to do with mortgages. He arranged our first ever mortgage (including explaining things like fixed and variable rates etc to us as new homeowners with no clue!) and has helped us find new deals whenever needed, including in less than ideal economic situations. He's always very patient and clear when explaining our options and makes sure we understand the various factors at play. He always follows up to make sure we're happy or to ensure the process goes smoothly. We would (and have!) thoroughly recommend him to anyone who needs any mortgage advice.

8 November 2024

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