Police Mutual Reviews 

535
•
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 204 reviews, reviewers overwhelmingly had a great experience with this company, consistently praising the exceptional level of support. Customers frequently point out that the staff members are extremely knowledgeable, polite, and genuinely dedicated to solving any customer inquiries. People also appreciate the smooth user experience, noting that updating policies or securing new coverage is remarkably quick and straightforward. However, some reviewers were not happy with certain policy pricing, mentioning that annual renewal quotes could occasionally become quite expensive. A few other people also felt that specific administrative procedures, unexpected coverage limitations, or strict terms caused notable frustration during their journey.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, noting that consumers experience exceptional satisfaction when... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting the professional, helpful, and... See more

Service

Reviewers mention positive feedback about service, frequently highlighting exceptional professionalism,... See more

Price

Users describe positive interactions with price, frequently highlighting very reasonable rates and... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the website as very easy... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Exceptional service. Efficient. Staff very helpful, knowledgeable and listen to the customers needs. Every single person we have ever spoken to at PM have been absolutely lovely. Friendly, courteous.... See more

Company replied

Rated 5 out of 5 stars

Outstanding Customer service. Had a little wait on the phone before I spoke to Sue Stott. What a lovely lady very helpful and courteous and went out of her way to assist me with my enquiry about addi... See more

Company replied

Rated 5 out of 5 stars

Went through my usual annual troll of comparing insurance companies. Best value for best cover etc. Got it down to 2 including police mutual. Both about the same price. I contacted them to clarify a... See more

Company replied

Rated 5 out of 5 stars

Have had the genuine pleasure of speaking to police mutual customer services twice over the last few years as power of attorney for my parents. 1st to cash in their savings , 2 nd to adjust house insu... See more

Company replied


Company details

  1. Money & Insurance

Written by the company

Financial services exclusively for serving or retired Police Officers, Staff and your families


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

535 reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 90% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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4.7

All reviews

(535)

203 reviews in the last 12 months

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Rated 5 out of 5 stars

Keith was very helpful and informative

Keith was very helpful and informative
Answering all my questions

1 December 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your kind review.

We're pleased to hear Keith provided you with a helpful and informative service.

Rated 5 out of 5 stars

I needed to make an amendment to my car…

I needed to make an amendment to my car insurance. Was put through to Sue, who was exceptionally helpful, & knowledgeable about a range of options. Her personality shone through and it was really easy to make the changes. Her advice on related matters was also very useful. Surely dealing with insurance should not be this fun or easy!

28 November 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for taking the time to share your experience. We are pleased to hear that Sue provided exceptional assistance and demonstrated extensive knowledge while guiding you through the available options.

Rated 5 out of 5 stars

I spoke to Keith who was really kind…

I spoke to Keith who was really kind and lovely. He made the experience very easy to understand and was able to answer all my questions. Absolutely fantastic guy.

28 November 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for sharing your feedback. We are pleased to hear that Keith provided clear explanations and answered all your questions, making the process straightforward.

Rated 5 out of 5 stars

Excellent customer service

Excellent customer service

24 November 2025
Police Mutual logo

Reply from Police Mutual

Thank you, Mr McCreadie, for your five star review. Your feedback means a lot to us.
We're so pleased you were happy with the service you received.

Rated 5 out of 5 stars

Keith Marchant was extremely friendly and professional

Keith Marchant was extremely friendly, professional and so helpful. Based on the discussion we had and the new information which Keith gave me, regarding the annual cost of the policy to be reduced, enabled me to renew the home insurance policy.
Keith is an asset to Police Mutual.

27 November 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for sharing such lovely feedback.
We're so pleased you received a professional and friendly service from Keith when renewing your home insurance policy.
We'll pass your kind comments on to Keith.

Rated 5 out of 5 stars

Keith was efficient

Keith was efficient, friendly and took care of my query without fuss or bother. He explained clearly each step of the process. First class service.

27 November 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback! We're thrilled Keith provided clear, friendly and efficient service. We'll share your comments with him.

Rated 5 out of 5 stars

Motor vehicle insurance renews

As always the call was answered swiftly by a knowledgeable member of staff;
renewal car insurance handled seamlessly
Thank you

25 November 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

We’re pleased to know your experience was seamless and that our team could assist promptly. Thank you for sharing your feedback

Rated 5 out of 5 stars

Great company very helpful

Great service really helpful agent thanks keith

24 November 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your review!
We will share your kind words with Keith - they'll mean a lot to him.

Rated 5 out of 5 stars

Cheaper than last year

Police Mutual was cheaper than my renewal quote and cheaper than my insurance last year, all for the same cover. I could have got it slightly cheaper with comparison sites but with companies I had never heard of. As a retired police officer I would expect a good service should I ever need it.

20 November 2025
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback!
We're glad you found our cover competitive and appreciate your confidence in us to deliver great service should you ever need it.

Rated 5 out of 5 stars

Premiums far cheaper than comparable quote.

The price was much lower than the well known company I had been with. The cover was identical as far as I could see, including 60 days unoccupied to cover holidays. The quotation was easy to complete online.
A very polite gentleman called me back to confirm that I had no problems.

18 November 2025
Police Mutual logo

Reply from Police Mutual

Thank you for your review Mr and Mrs Camp.

We're delighted you found our premiums competitive and the cover matched your needs. It's great to hear the process was easy and that our team provided helpful support.

We're always here if you need anything.

Rated 5 out of 5 stars

Brilliant Service

Fantastic service I have been with this company for over 40yrs. Kieth was brilliant, down to earth and he quoted me Happy. He searched for the best product for me and even got my monthly payments down. Why do I stay loyal here? Because of Real people to talk to who care. I will always be a customer here. A big Thank You Kieth he couldn’t have done more.

21 November 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your wonderful feedback and incredible loyalty over the last 40 years, Mr Erskine.

We're thrilled to hear that Keith provided such a positive experience and was able to find the best cover for you whilst reducing your monthly payments down too.

We will share your kind words with Keith - they'll mean a lot to him.

We look forward to supporting you for many more years!

Rated 5 out of 5 stars

Kieth was professional

Kieth was professional, courteous and efficient. He made the process go smoothly and without any problems whatsoever

21 November 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback.

We're thrilled Keith made the process smooth and straightforward.

Rated 5 out of 5 stars

Went through my usual annual troll of…

Went through my usual annual troll of comparing insurance companies. Best value for best cover etc. Got it down to 2 including police mutual. Both about the same price. I contacted them to clarify a couple of on line points and Sue Cavanan answered. Very helpful, very polite, extremely patient ( problems with reception) and humorous. Better cover and cheaper so didn't bother going back to the other company. Signed up there and then.
Was tempted to ring her back and ask for a date!

17 November 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for sharing your experience. It’s great to hear that Sue provided such excellent service—helpful, polite, patient, and humorous

Rated 5 out of 5 stars

Keith was great

Keith was great, very easy & efficient

14 November 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you. I’m pleased to hear Keith made things easy and efficient for you.

Rated 5 out of 5 stars

A great experience

Very easy to talk to and very helpful and knowledgeable. Bit of a problem my end as my phone was a bit muffled so I had a little difficulty hearing at times but Rebecca was very patient and explained everything

12 November 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for sharing your feedback. I’m really glad Rebecca made things easy and explained everything clearly.

Rated 5 out of 5 stars

Good experience in renewal of car insurance

I managed to get through straight away to a very helpful agent Rebecca White .The whole process was very efficient and straight forward .The e-mail conformation was sent to me within ten minutes .

13 November 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your great review.

We're so pleased you had a positive experience when renewing your car insurance and that Rebecca's assistance was prompt and efficient.

Rated 5 out of 5 stars

Really efficient and friendly

I was able to speak to a real person (Keith) who answered my questions and arranged for a new policy.

10 November 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thanks for your feedback.
We're so pleased you received efficient and friendly service when arranging your new policy.
We'll pass your kind words on to Keith.

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