Premium Merchant Funding Reviews 59

TrustScore 2 out of 5

2.2

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Rated 1 out of 5 stars

Worst company ever, they use a fake number to dial you. Then there is a guy in the back ground telling the guy on the phone what to say, and I can hear him being rude. I requested to be taken off the... See more

Rated 1 out of 5 stars

Gabe Anbeh at PMF had me apply and said I would get a response to my business application in 24 hrs. That was a week and a half ago and he doesn't return my calls or emails requesting the status of my... See more

Rated 1 out of 5 stars

Was told we were approved for a term loan that can fix our high debt payments we are in but will only give it to me if i accept a scam MCA. Caught me totally off guard the guy seemed like a good perso... See more

Rated 1 out of 5 stars

Our small business had a cash-flow issue. I was contacted by Joseph Heres at PMF, he offered a solution that included a short-term cash influx via MCA, which came with high daily payments. This, he... See more

Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Finance Broker
  4. Financial Consultant
  5. Loan Agency

Information provided by various external sources

​Premium Merchant Funding provides a broad array solutions for small businesses, including merchant cash advances, business loans, credit repair and more...


Contact info

2.2

Poor

TrustScore 2 out of 5

59 reviews

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Replied to 20% of negative reviews

Typically replies within 1 month

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Rated 1 out of 5 stars

Joe Melman is a con artist

Joe Melman is a con artist. Stay away if you value your money.

14 February 2025
Unprompted review
Premium Merchant Funding logo

Reply from Premium Merchant Funding

We take this type of feedback seriously and are sorry to hear you feel this way.

Accusations like this are concerning and not reflective of the standards we hold our team to. If you had a negative experience with anyone at our company, including Joe, we’d like to understand what happened and address it appropriately.

Please reach out to us directly at help@pmfus.com so we can review the situation and take any necessary action. We are committed to transparency, professionalism, and doing right by our clients.


PMF Compliance Team

Rated 1 out of 5 stars

Just look for banks for lending do not use a loan broker

Was told we were approved for a term loan that can fix our high debt payments we are in but will only give it to me if i accept a scam MCA. Caught me totally off guard the guy seemed like a good person then does that. They just want to make money they could care less about the health of your business they will watch it burn to the ground if it means they can get paid. That's what happens when you're a loan broker its essentially working for the devil you give struggling business owners scam MCA loans to go into more debt that just make their financial situation worse to ruin lives and businesses.

22 December 2024
Unprompted review
Rated 5 out of 5 stars

Christopher Moore Made A Difference

I am a Doctor who operates 6 different practices and alway have use for additional capital. I was referred to Christopher Moore at Premium Merchant Funding by a long time friend. Christopher made the process to secure additional capital very easy and wired me $1.2 Million with in 48 hours. I'm still very grateful for his help & I recommend if you need financial results give him a shot. Email him at cmoore(at)pmfus.com and give him a shot. Hope this helped everyone who's looking into additional capital.

3 September 2024
Unprompted review
Rated 5 out of 5 stars

PMF LLC

Ben Arnold over at PMF has been my go-to guy for funding for the past 5 years. Appreciate all you do Ben!

12 July 2024
Unprompted review
Rated 1 out of 5 stars

Received a Strong Offer - Then they Ghosted Me

Their agent called me. I could have used the funding so I was receptive and I gave him ALL of the financial paperwork that I was asked to give. Then he said I was approved for a $500,000 10yr term loan at an 11.5% rate. Then a day or two later he said he was able to get me approved for a $600,000 term loan. I was excited and spent many hours over the weekend planning on how to use those funds. Then he ghosted me. And when I finally caught up with him days after his last positive communication he said the funding was not available. It really sounds like they just have a lot of cold-callers who do not know what they are doing. They will make promises that they can not deliver on. I would avoid them.

9 July 2024
Unprompted review
Rated 5 out of 5 stars

Hunny made the experience so easy and…

Hunny made the experience so easy and fast. Was very helpful and explained things I did not understand. She is exceptional and very knowledgeable in what she does. I would definitely use these guys again.

22 February 2024
Unprompted review
Rated 1 out of 5 stars

DO NOT TRUST THIS COMPANY

DO NOT TRUST THIS COMPANY. NO ETHICS. JUST PREDATORS. They did our ERC filings. One of our quarters did not get accepted by IRS. When I called to let them know they said they would be contacting IRS for conference call. Let me go 6 months without any work on their part then out of the blue they called again wanting to pick up where they dropped the ball. At that point I was so upset that I did not want anything to do with them. Very unprofessional-calling from various unknown numbers. Then, just like that threatened legal action and then just pulled their fee from our bank. Regardless of their work or lack thereof.

22 February 2024
Unprompted review
Rated 1 out of 5 stars

DO NOT TRUST THIS COMPANY!

Our small business had a cash-flow issue. I was contacted by Joseph Heres at PMF, he offered a solution that included a short-term cash influx via MCA, which came with high daily payments. This, he assured me, would be then paid off with a longer-term loan that would consolidate all our debt into on affordable monthly payment. I moved forward on this solution. Turned out, he couldn't (or didn't try to) get the longer-term consolidation loan for me, so now I'm stuck with high daily payments on a very expensive MCA. He completely screwed our little company and will no longer respond to my attempts to reach him.

1 February 2024
Unprompted review
Rated 1 out of 5 stars

Shiti company that's somehow legal.

PMF is the perfect example of John Oliver's quote: "Shiti company that's somehow legal."I was receiving texts and calls almost every other day, after a couple of weeks I decided to see what they can offer and gave them my email. When I saw the logo on their website the first thought that came up was Stratton Oakmon from the Wolf of Wall Street. Reading the reviews here I saw that I'm not the only one. all of the 5-star reviews are fake/ not from real customers. if you go on Amazon to read any reviews of a product/service I GUARANTEE you will not find any company that has only 1star and 5-star reviews!

10 August 2023
Unprompted review

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