Petplan Reviews 

20,905
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 1,142 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the incredibly straightforward and efficient claims process, noting that veterinary payouts are handled promptly without any unnecessary fuss or delay. People also highlight the exceptional overall support and truly compassionate communication provided by the team during difficult veterinary situations. Some reviewers were not happy with the rising costs, explaining that annual insurance premiums increase significantly over time for loyal pet owners. A few other people also felt that customer service could be unhelpful or slow when handling unexpected policy queries and disputed claims.

What people talk about most

Claim

Customers had positive experiences with claim processes, often noting that every claim has been paid promptly... See more

Service

Users describe positive interactions with service, highlighting how easy and stress-free the claims process... See more

Price

Reviewers mention ambiguous feedback about price, noting that while some consumers feel the rates are fair... See more

Payment

Customers consistently note positive experiences with payment, highlighting that claims are often settled... See more

Customer service

Consumers find customer service to be ambiguous, with experiences widely varying from highly frustrating to... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Our dog recently had to be put to sleep. It was difficult making the decision to even claim but the out of hours costs and choice of a sedative etc meant losing him had cost a fortune. PetPlan were am... See more

Company replied

Rated 5 out of 5 stars

Petplan have been incredibly supportive when I lost my 9 year old bunny who had to make quite a few visits to the vet recently before she reached end of life. As they do not normally insure new rabbit... See more

Company replied

Rated 5 out of 5 stars

We have had a number of policies over the years for pets and most recently our 16.5 year old lab who sadly passed away. We had to leave a holiday early to come back and deal with things and lost money... See more

Company replied

Rated 5 out of 5 stars

We have been with Petplan since we got our dog at 5 months (she is now 12) and I honestly cannot fault them. I don't think I would ever insure with anyone else. Yes, they are probably more expensi... See more

Company replied


Company details

  1. Pet Insurance Company

Information provided by various external sources

Established over 40 years ago, Petplan is the UK's No.1 pet insurance provider, offering comprehensive pet insurance, including Covered For Life® policies for dogs, cats and rabbits. Discover more on our website petplan.co.uk.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

21K reviews

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4.4

All reviews

(20,905)

1,089 reviews in the last 12 months

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Rated 5 out of 5 stars

Petplan provided such peace of mind

Petplan provided such peace of mind. Having insured both my dogs for 13 years with them I new when my dog had an extreme reaction to a post operative medication and needed 2 extra days in hospital I could agree to the treatment not having to worry how I would find the extra £1,500. The vets were comfortable to proceed too as they new Petplan are an excellent insurer for claims and payments. I didn't have a choice on my dogs treatment she needed the care otherwise she wouldn't be with us. I could concentrate on getting her home and caring fur her to full recovery because Petplan was there for us when we needed them the most.
I recommend Petplan.

26 April 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi,

We're happy to hear that we provided peace of mind during a stressful time. It's wonderful knowing we could help you focus on your dog's recovery. Thank you for recommending us!

Thanks, Becky - The Petplan Team

Rated 5 out of 5 stars

Payed my claim in full with no fuss and…

Payed my claim in full with no fuss and the whole process was worry free

1 May 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Susan,

We're so happy the claim process was worry-free and your claim was paid in full. We appreciate you taking the time to leave us feedback!

Thanks, Becky - The Petplan Team

Rated 5 out of 5 stars

Petplan are a company to be trusted.

Petplan are a reliable company , that pays out claims without fuss. When you visit the referral vets they trust Petplan to pay for the treatment , which means i dont have to pay up front which is vital for larger claims. My lovely boy has ongoing health issues which requires constant medication for the rest of his life. I never have to worry about whether I can afford it .Petplan are there to support us. In fact without Petplan My special boy would not be here living his best life. Thank goodness he was insured from a puppy. Something i would recommend everyone to do.

6 May 2026
Unprompted review
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Reply from Petplan

Hi Julia,

We appreciate you sharing your positive experience! It's wonderful knowing we can provide reliable support and direct payments for your pet's ongoing care. We're so glad we can help you provide your special boy with his best life.

Thanks, Becky - The Petplan Team

Rated 5 out of 5 stars

Choosing Petplan is easily the best…

Choosing Petplan is easily the best decision I’ve made for my dog. Their plans are straightforward, the pricing is fair, and I finally have peace of mind knowing I’m covered if the unexpected happens. It’s a huge relief to focus on my pup’s health instead of worrying about the bill. Highly recommend!

6 May 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Polina,

We're delighted to hear that you feel secure with our coverage for your dog! Knowing our plans provide peace of mind is wonderful. Thank you for recommending us!

Thanks, Becky - The Petplan Team

Rated 5 out of 5 stars

Just had a claim made for my cat to…

Just had a claim made for my cat to PetPlan by my Vet. claim was dealt with professionally between vet & PetPlan. Payment was sorted between them without intervention by myself. Would recommend PetPlan as a supplier of Pet insurance. Well worth it.

23 April 2026
Unprompted review
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Reply from Petplan

Hi David,

We appreciate you recommending us. We're happy to hear that your cat's claim was handled professionally between the vet and us, and that payment was sorted smoothly.

Thanks, Becky - The Petplan Team

Rated 1 out of 5 stars

Enough is enough

I have been with Pet Plan since 1978 and it has covered my five Siamese cats. I now have only one cat and he has just turned 14. The premiums jumped 15% this year and 16% the year before. My current quote is £1,083 up from £919 last year. I never made a claim last year but there is no acknowledgement of this in the price. Because of Solo's age I have to pay £115 excess plus 20% of the remaining bill so a cost of £1,000 would mean a pay out of only £708. I would be so much better off if I had just saved the money spent on the premiums. The insurance does not cover vaccinations but if Solo was not vaccinated then the insurance would be invalidated. Pet Plan is an absolute rip-off and relies upon pet owners being willing to pay almost anything for their pets' health. I can afford to pay should Solo fall ill but how many pet owners are in this lucky position? Imagine a pensioner on a basic income being asked to pay £90 per month for one cat. Their only option might be to have their beloved pet euthanised -not covered on my policy by the way!

I have cancelled my policy. Too many hedge fund owners and not enough independent vets and insurers.

6 May 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Linda,

We appreciate your long-term patronage since 1978. We acknowledge your concerns regarding the premium increase for Solo, especially given his age and the policy's excess. Although we wouldn't cover any illness that could have been vaccinated against if a pet wasn't vaccinated, we would still cover any other conditions that are unrelated to this, so vaccines aren't essential to have insurance with us. We also do cover euthanasia is recommended by the vets relating to an illness/injury.

Thank you for leaving your feedback and I'll share it with our team.

Thanks, Becky - The Petplan Team

Rated 5 out of 5 stars

First time claim was processed really…

First time claim was processed really quickly haven’t had policy long but my kitten developed an infection after being dressed which meant an emergency trip over night to vet petplan dealt with everything and paid me within days they are great would highly recommend petplan for pet owners

1 May 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Christine,

We're happy to hear that your first claim was processed quickly and efficiently. It's great to know we could assist with your kitten's unexpected infection and provide prompt payment. Thank you for recommending us!

Thanks, Becky - The Petplan Team

Rated 1 out of 5 stars

A WASTE OF MONEY AND TIME

Wow what a really big let down!
Pet plan are a waste of money and waste of time. Im absolutely horrified that my £1300 vet bill got rejected, I kept pet plan up to date with paper work and phone calls, from the beginning of April however they were just not interested in helping me with my claim what so ever. I’m now having to scrape the funds together myself, by selling all my items such as jewellery I own, and taking big lump sums out of my pay checks for the next two months, that would of ordinarily been for food and bills. I am now currently looking for a new quote of insurance that will actually help us.
What was even worse when I went to cancel my insurance with pet plan on the phone the lady said my next payment was coming up soon, before I could even cancel the direct debit at my end, pet plan nicked £60 out of my bank. Really unprofessional and cheeky. DO NOT RECOMMEND, a bunch of money grabbers.

5 May 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi,

We're very sorry to hear about the rejection of your claim and the difficulties you experienced. We appreciate you bringing this to our attention. So that we can look into what has happened and advise, can we ask you to email social@petplan.co.uk with your policy number and full name.

Thanks, Zen – The Petplan Team

Rated 5 out of 5 stars

Great pet insurance

Easy to fill in forms good communication and claim paid. Good value for money and peace of mind that my pet can have the treatment needed.

14 April 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Kathleen,

We're so glad to hear that you found the forms easy to complete and that you were happy with the communication and claim payment. It's great to know you have peace of mind!

Thanks, Zen – The Petplan Team

Rated 5 out of 5 stars

Always reliable to sort out bills…

Always reliable to sort out bills direct with the vet

5 May 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Paul,

We're happy to hear that we can always be relied upon to sort out bills directly with the vet. Thank you for your positive feedback.

Thanks, Zen – The Petplan Team

Rated 5 out of 5 stars

have never claimed before and was a…

have never claimed before and was a little anxious of who did what and when. The vet Flynn was referred to in Runcorn were extremely helpful and did a direct claim to you. All the stress and worry was taken away by your professional and considerate manner settling the vet bill

20 April 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Trish,

We're happy to hear that the direct claim process was helpful and alleviated your concerns. It's great to know our professional approach made settling the bill easier for you, and I hope Flynn is on the mend!

Thanks, Becky - The Petplan Team

Rated 5 out of 5 stars

This was my first ever claim & the…

This was my first ever claim & the whole process was so easy to do, especially as it was with 2 different vets - 1st with the emergency vets then my own vets practice. Both claims were settled very quickly. I am highly satisfied.

5 May 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Jane,

We're happy the claim process was easy, even with two vets involved. It's great to know both claims were settled quickly, and you're highly satisfied.

Thanks, Becky - The Petplan Team

Rated 5 out of 5 stars

You get what you pay for.

I do believe you get what you pay for.
The policy fee for my precious dog is pretty pricey, but the cover I receive is worth every penny and gives me complete peace of mind.
Great communication always and a fast payment from my recent claim ... a quick, smooth and very simple experience and completely stress free!
Thank you.

5 May 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Karenjay,

We appreciate your feedback. It's wonderful knowing our policy offers comprehensive coverage, providing you peace of mind. We're glad our communication was great and the claim was paid quickly and easily!

Thanks, Becky - The Petplan Team

Rated 2 out of 5 stars

Service at the roadside?

I phoned and asked how their claim process works, how the money is refunded if the claim is successful. The lady I spoke to, whilst polite enough, went through all the policy details, then asked if there was anything else she could help with? So, we started again. It was also very hard to hear what she was saying as I believe she was outside by a road somewhere. Doesn't install faith. Lets see what happens

5 May 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Fran,

We appreciate you bringing this to our attention. We are sorry the information wasn't clear and that the call quality was poor. We'll review this to improve our service and ensure clarity in our claim process explanations. Thanks for your feedback.

Thanks, Becky - The Petplan Team

Rated 5 out of 5 stars

Petplan - Buzby

Petplan has been marvellous over the past 10 years for my Dog Buzby when he hasn't been well. Petplan are easy to contact all you do is pay a monthly insurance and you pay the vet (unless it is £500 or over Petplan will pay the vet directly) after you pay the vet you either fill in the form online or ask the vet to fill ìn for you. After Petplan has dealt with the claim they will pay the money into your bank account. It usually takes around 7-10 days. (If over £500 you can ask Petplan to pay the vet direct) Petplan is the best insurance because everything is straight forward with them and they pay if your animal is older than 10 years where other insurances don't always pay out

5 May 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Julie,

We're happy to hear that Petplan has been marvellous for Buzby over the past 10 years. It's great to know our straightforward process, including direct vet payments and coverage for older pets, has been beneficial. We appreciate you sharing your positive experience.

Thanks, Becky - The Petplan Team

Rated 5 out of 5 stars

Very straight forward service

Very straight forward service, all working together, between PetPlan, our Vet and us - Thank you.

Having this backup, of the whole team, has made the ownership of our very active and supportive friend, Polly Dog, so much easier in that we know, that with everyone’s help, we can source the knowledge and advice to provide the proper level of care for our dog whenever it is needed. This comes at a cost but that cost to date is very worthwhile. Thank you all.

5 May 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Allen,

We're happy to hear that our service, in conjunction with your vet, is straightforward and beneficial. Knowing we can support Polly Dog's care brings us joy, and we appreciate your recognition of the value we provide.

Thanks, Becky - The Petplan Team

Rated 5 out of 5 stars

Excellent service

Excellent service, fast,great communication,easy done through vets. My cat has continuous medication,long term. Payment iscfast

4 May 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Tracey,

We're happy to hear that you had an excellent experience with our fast service and great communication through your vet. We appreciate your feedback regarding your cat's long-term medication needs.

Thanks, Becky - The Petplan Team

Rated 5 out of 5 stars

I haveExtremely satisfied customer. I have been with Perplan for over 23…

I have been with Perplan for over 23 years and have always received excellent service. My. only concern is the cost of living generally because this insurance is so important to me. for my dogs wellfarfe, and so I have to try to continue to afford it in the lifetime of my much loved dogs, which they are still in my care.

4 May 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Linda,

We appreciate your many years with us! We recognize your concern about the cost of living and the importance of ensuring your dogs' continued well-being. We value your feedback.

Thanks, Becky - The Petplan Team

Rated 5 out of 5 stars

They do everything well .Best pet…

They do everything well .Best pet insurance we have used and we have had cats for many years .

24 April 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Arthur,

We're happy to hear that our pet insurance has been the best for your cats over the years. We appreciate your positive feedback very much!

Thanks, Becky - The Petplan Team

Rated 2 out of 5 stars

Extortionately expensive but good customer service and claims process.

I have been a customer of PetPlan for over a decade, insuring my two cats who are of no specific breed. I have had occasion to claim just once, for a potential dental issue with one of the cats which turned out to be nothing and just a cleaning was required.
During the last 12 years or so the annual price has increased threefold.
Don't get me wrong, I expect to pay more as my pets age but the latest price increase has left me frustrated and feeling that they are now just taking advantage. For context, PetPlan's renewal quote is higher than my car insurance for a 2.2l SUV - and I only have a provisional license!
I will most likely continue with PetPlan for the duration of the lives of my pets for the sole reason that their customer service and claims process aren't too bad. If and when I have new pets however, I will think twice about using PetPlan - they are extortionately expensive and frankly poor value for money, especially when your pet reaches 10 years old. I would, in hind-sight, been considerably better off saving the equivalent of their policy premiums instead.

4 May 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Steve,

We appreciate your long-term custom and your feedback. We acknowledge your frustration regarding the price increases as your cats age. You are more likely to claim on your pet insurance than car insurance, which is why the price will be more as there is a higher risk involved. We will review your comments relating to the price.

Thanks, Becky - The Petplan Team

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