Personal Touch Kent Reviews 

136
TrustScore 5 out of 5

4.9

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Rated 5 out of 5 stars

Neil, Kelly and the team have been fantastic throughout the whole process. They managed to get us a mortgage offer swiftly and were there for us when we needed help. Would 100% recommend using them an... See more

Company replied

Rated 5 out of 5 stars

Luis was absolutely fantastic from start to finish. He was friendly, approachable, and always happy to answer any questions we had. As first-time buyers, we really had no idea what we were doing,... See more

Company replied

Rated 5 out of 5 stars

Neil has been absolutely incredible! He went through everything with us in such detail but kept it light and fun so the whole process wasnt overwhelming. He made sure we were understanding each ste... See more

Company replied

Rated 5 out of 5 stars

We had a fantastic experience with Neil from start to finish. He was incredibly helpful through what can be a pretty stressful process, always quick to answer questions and explain everything clea... See more

Company replied

Company details

  1. Mortgage Broker
  2. Financial Consultant

Written by the company

We are Independent Whole of Market Mortgage Brokers and can help you source a competitive mortgageremortgage deal for your own home or buy-to-let properties. We will guide you through the home-buying process; whether you are a first time buyer, home mover, first time buyer or an experienced landlord. We can also assist if you are self employed. We will ensure that you are fully informed throughout your mortgage journey. Our Brokers able to give advice on Life Assurance, Critical illness and Income Protection Insurance for individuals and businesses too. Secured loans, Bridging Finance, Commercial Finance and Buildings/Contents Insurance. We are able to offer a fully holistic approach referring our clients onto our recommended conveyancers, surveyors and will writers. We offer various levels of service from over the phone advice to home/office visits. A MORTGAGE IS SECURED AGAINST YOUR HOME, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. We normally charge a fee for mortgage advice, however this will be dependent on your circumstances. Our typical fee is £295.00. Personal Touch Kent is a trading name of PTK Ltd which is authorised and regulated by the Financial Conduct Authority FCA No. 754672. PTK Ltd t/a Personal Touch Kent acts as a credit broker not a lender. Please note The Financial Conduct Authority do not regulate Wills, Commercial Funding or most Buy to Let Mortgages.


Contact info

4.9

Excellent

TrustScore 5 out of 5

136 reviews

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4.9

All reviews

(136)

27 reviews in the last 12 months

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Rated 5 out of 5 stars

Fantastic experience

Neil, Kelly and the team have been fantastic throughout the whole process. They managed to get us a mortgage offer swiftly and were there for us when we needed help. Would 100% recommend using them and will be next time we re-mortgage.

9 July 2026
Unprompted review
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Reply from Personal Touch Kent

Thank you so much for your kind words! It was an absolute pleasure helping you secure your mortgage, and we're delighted to hear you had such a positive experience.

We really appreciate you taking the time to leave us a review. We look forward to helping you again when it's time to remortgage. Until then, we wish you all the very best in your new home!

Rated 5 out of 5 stars

Luis was absolutely fantastic from…

Luis was absolutely fantastic from start to finish. He was friendly, approachable, and always happy to answer any questions we had. As first-time buyers, we really had no idea what we were doing, but Luis explained everything clearly and kept us informed throughout the whole process.

He sorted out our mortgage application as well as all of our insurances, making what could have been a stressful experience feel straightforward and manageable. Nothing was ever too much trouble, and we always felt supported.

We really appreciate everything Luis has done for us and wouldn’t hesitate to recommend him to anyone looking for a mortgage advisor. Thank you so much, Luis!

12 June 2026
Unprompted review
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Reply from Personal Touch Kent

Thank you very much Amy for your kind feedback. We’re delighted to hear that Luis made the process smooth and clear for you as first‑time buyers. We are pleased you felt supported throughout, and we truly appreciate your recommendation. Wishing you all the best in your new home.

Rated 5 out of 5 stars

Fantastic experience

We had a fantastic experience with Neil from start to finish. He was incredibly helpful through what can be a pretty stressful process, always quick to answer questions and explain everything clearly.

He was really easy to deal with, kept us updated every step of the way, and took the time to understand exactly what we were looking for. Most importantly, he managed to secure the exact mortgage deal we were hoping for.

We wouldn't hesitate to recommend them to anyone looking for a knowledgeable, responsive and genuinely supportive mortgage broker. Thanks again for making the whole process so straightforward!

25 June 2026
Unprompted review
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Reply from Personal Touch Kent

Thank you for your wonderful feedback. We’re delighted to hear Neil made the process clear, stress‑free, and straightforward, and that he secured the exact mortgage deal you were hoping for. We truly appreciate your recommendation and your trust in us.

Rated 5 out of 5 stars

Excellent services

Luis has been excellent from the very beginning, very patient and thorough, provided best advices to us. Highly recommend.

24 June 2026
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Reply from Personal Touch Kent

Thank you so much for your kind words and recommendation. We are glad that Luis could help throughout the process. Wishing you all the best, and please don't hesitate to reach out if you need anything in the future.

Rated 5 out of 5 stars

A hero of mortgage advisors

Luis of personal touch Kent is amazing !!! I had been mucked about by a differant company for over 6 weeks and was still left without a mortgage I could afford, with only 6 weeks left. I contacted Luis on Friday late afternoon and by wednesday the folling week Im signing a mortgage deed. He was truly amazing, he thought outside the box to solve my perticular problem found me a suitable mortgage and got it all done within 5 days. Through all this he was very quick to respond to my emails and always answered the phone with a happy voice and nothing was to much truble. Infact it felt like he was just sitting there waiting for my questions and right across a weekend. I would have absolutly no hesitaion in recomending Luis to anyone. If you Luis or your boss is reading this you are a star !!!

17 June 2026
Unprompted review
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Reply from Personal Touch Kent

Thank you so much for your wonderful review. We're delighted to hear about your positive experience with Luis.

We understand how stressful it can be when a mortgage application doesn't go to plan, especially when you're working to a tight deadline. It's fantastic to hear that Luis was able to find a solution that met your needs and guide you through the process so quickly.

Your kind words about his responsiveness, dedication, and positive attitude mean a great deal to us. Luis takes great pride in helping clients achieve their goals, and we're thrilled that his hard work made such a difference for you.

Thank you for placing your trust in Personal Touch Kent and for taking the time to share your experience. We'll be sure to pass your feedback on to Luis and the wider team. We wish you all the very best in your new home.

Rated 5 out of 5 stars

Absolutely incredible service

Neil has been absolutely incredible! He went through everything with us in such detail but kept it light and fun so the whole process wasnt overwhelming. He made sure we were understanding each step and explained the next so we had options.
We managed to get a better offer on our house and Neil happily re-did all of the paperwork with our bank so quickly and got us another great deal.

Thank you so much to him and Kelly, they have been an absolute pleasure

11 June 2026
Unprompted review
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Reply from Personal Touch Kent

Thank you so much for your wonderful review! We’re delighted to hear that Neil made the process clear, enjoyable, and stress-free while guiding you through every step.

We’ll be sure to pass your kind words on to both Neil and Kelly — they’ll really appreciate them. Thank you again for trusting us to support you through such an important journey, and we wish you all the best in your new home!

Rated 5 out of 5 stars

I can’t recommend PTK highly enough

I can’t recommend PTK highly enough. From the very beginning, they guided us through every step of the process, from providing clear mortgage information right through to securing full application approval. They made what could have been a stressful experience feel straightforward and well-managed.

On top of arranging our mortgage, they also took care of our home and life insurance, giving us complete peace of mind that everything was properly covered. Their professionalism, responsiveness, and attention to detail were excellent throughout.

We’re extremely pleased with the service we received and would happily recommend them to anyone looking for reliable and supportive specialist mortgage advice.

20 May 2026
Unprompted review
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Reply from Personal Touch Kent

Thank you Chloe for your very kind and thoughtful feedback. We really appreciate you taking the time to share your experience with PTK. Its been a pleasure to work with you and Eddie

Rated 5 out of 5 stars

Great service and timely turnaround

Great service and timely turnaround. Thanks for all your help

28 April 2026
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Reply from Personal Touch Kent

Thank you so much for the kind feedback. We are really glad the service and turnaround met your expectations. It was a pleasure helping you, and we are here if you need anything else.

Rated 5 out of 5 stars

First class, Saint-like service.

Right from the very first phone call with Neil and his team, the service has been absolutely superb. As a first-time buyer they helped me secure a mortgage and made the whole process stress and problem free. What really stood out was the personal and tailored approach, taking the time to listen to and understand my situation. Their professionalism and communication was fantastic throughout the process. I would highly recommend Personal Touch Kent to anyone looking for a mortgage advisor.

27 February 2026
Unprompted review
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Reply from Personal Touch Kent

Thank you so much for your kind words and for taking the time to leave such a wonderful review.

It was an absolute pleasure helping you with your first home purchase, and we’re delighted to hear that Neil and the team were able to make the mortgage process smooth and stress-free for you. We always aim to provide a personal and tailored service, so it’s great to know that this stood out during your experience with us. Of course Saints fans do always get preferential treatment!

Your recommendation means a great deal to us, and we wish you every happiness in your new home. If we can help with anything in the future, please don’t hesitate to get in touch.

Rated 5 out of 5 stars

Exceptional Customer Service

Neil and the team have been exceptionally helpful in helping us sort everything out for our mortgage. We’ve worked through a number of different scenarios with different properties and they’ve always managed to find the right solution, fully recommend.

17 March 2026
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Reply from Personal Touch Kent

Thank you so much for your kind words. Neil and the team will be delighted to hear this. They work incredibly hard to make the mortgage process as smooth as possible, so it’s great to know their support made a difference. We really appreciate the recommendation.

Rated 5 out of 5 stars
Personal Touch Kent logo

Reply from Personal Touch Kent

Thank you so much for your kind words! We’re delighted to hear that you found our service friendly and helpful. It really means a lot to us, and we truly appreciate you taking the time to share your experience. We look forward to helping you again in the future!

Rated 5 out of 5 stars

I honestly cannot recommend Luis highly enough

I honestly cannot recommend Luis highly enough. Luis came highly recommended to me by a family member, who he had already helped secure two mortgages for. After working with him myself, I can see why she recommended him so strongly.

He has been absolutely incredible throughout my Right to Buy mortgage process. My case has not been straightforward at all, the Right to Buy journey can be complex in itself, and there has been delays and issues at the seller’s end, which made it a long road. Despite all of this, Luis has been nothing short of exceptional.

From start to finish, he has gone above and beyond to support me. His communication has been outstanding, he always keeps me informed, responds quickly, and takes the time to explain everything clearly. Whenever challenges arose, Luis always had a solution and worked tirelessly to keep things moving forward.

What really stands out is not just his professionalism, but the kind of person he is. He is patient, caring, genuinely supportive, and you can tell he truly wants the best outcome for his clients. Having someone like Luis in your corner during such an important process makes all the difference.

I am incredibly grateful for everything he has done to help me. I already know that when I look to purchase another property in the next 18 months, Luis will be the first person I call.

I would highly recommend both Luis and Personal Kent to anyone looking for a mortgage broker. Truly a 5-star service from start to finish.

13 March 2026
Unprompted review
Personal Touch Kent logo

Reply from Personal Touch Kent

Thank you so much for taking the time to share such an incredible review. It truly means a lot.

Supporting you through each step and making sure you always felt informed and reassured was a priority, and I’m really glad that came through.

Knowing that you would come back to me for your next purchase is one of the greatest compliments I could receive.

Thank you once again for the 5‑star feedback — it’s truly appreciated.

Rated 5 out of 5 stars

I can highly recommend Neil at PTK if…

I can highly recommend Neil at PTK if you are looking for a mortgage advisor. He made the process very straightforward, explains everything and lovely to chat to! 😃

6 March 2026
Unprompted review
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Reply from Personal Touch Kent

Thank you Ellie, its really kind of you to write such a lovely review.

Rated 5 out of 5 stars

Great Mortgage Broker-Luis

Luis helped secure a corporate BTL mortgage for an auction property within a very limited timeframe as well as, re-mortgage residential with best rates for my circumstance. Professional, knowledgeable, strategic and high level thinker which really comes in beneficial. Really goes above and beyond to deliver, I'm very glad to have found a firm that delivers great service and is reliable.

6 February 2026
Unprompted review
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Reply from Personal Touch Kent

Thank you Jessica what a fantastic review! We are so pleased you had such a positive experience and really appreciate that you have taken the time to give us feedback

Rated 5 out of 5 stars

Smooth Experience - 100% Recommend PTK!

Brilliant experience had with PTK! Luis has been fantastic and supported us throughout the whole process! As first time buyers, myself and my partner were pretty clueless to be honest, but Luis is very patient and always explained things clearly, sometimes more than once so that we understood! We always had lots of questions to ask, and were seeking reassurance (to the point that I felt like a pest), but Luis was very responsive and nothing was ever too much. We felt like we built up a rapport, that we weren’t just clients. Overall, we are extremely happy with the service received!

3 February 2026
Unprompted review
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Reply from Personal Touch Kent

Thank you, Shan — what a lovely review. It was great to see you asking lots of questions throughout the process; it’s such an important way to make sure our clients feel informed and confident every step of the way. Congratulations on buying your first home!

Rated 5 out of 5 stars

Anyone looking for a mortgage broker?

Anyone looking for a mortgage broker?

I can recommend Neil and his company. I'm a first time buyer and needed everything explaining. I've had my hand held through the whole process and mortgage agreement came through in a week.

There were lots of options suggested to me to suit my personal circumstances and all offers were a better deal than what the bank was offering.

Just like the company name suggests, they offer a personal touch and shared my excitement when the offer on the house was accepted.

14 January 2026
Unprompted review
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Reply from Personal Touch Kent

Hi Angela, what a lovely review - thank you. Neil has been in this business for many years but still gets excited for his clients especially those like yourself who are setting up home for the first time.

Rated 5 out of 5 stars

Neil is very helpful and has been…

Neil is very helpful and has been helping me with securing various mortgages over the years. I always get an efficient and friendly service from PTK and would highly recommend it.

15 January 2026
Unprompted review
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Reply from Personal Touch Kent

Thank you Lin for taking the time to leave us a review. We really appreciate it.

Rated 5 out of 5 stars

Excellent

Nothing but good things to say about Neil and his team. Professional, conscientious & always available when you need them. I am happy to endorse them

7 January 2026
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Reply from Personal Touch Kent

Thank you James. Its very kind of you to leave us such a glowing review.

Rated 5 out of 5 stars

Thoroughly recommended

Luis was outstanding throughout the entire process of buying our first home and coordinated the entire process seamlessly. He is extremely knowledgeable and provided excellent support when any questions came up - we truly can't thank him and the team enough.

20 November 2025
Unprompted review
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Reply from Personal Touch Kent

Hi Oliver we are so pleased you had such a positive experience and very grateful for your kind review.

Rated 5 out of 5 stars

Mortgage experience

Excellent experience from start to finish. Luis has been supportive throughout, and no question is off limits. Brilliant all-round! Can highly recommend.

19 November 2025
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Reply from Personal Touch Kent

Thank you Ross we really appreciate you leaving a review and are so pleased you felt well looked after.

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