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Perfect Pet Reviews 

17,028
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 4,624 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the dedicated staff for being exceptionally polite, knowledgeable, and genuinely helpful during phone calls and policy inquiries. People appreciate the efficient customer service, finding that representatives provide smooth support and clear guidance when managing accounts or renewals. Some reviewers were not happy with the claim process, noting that final payouts were often lower than expected or rejected due to historical veterinary notes. Consumers also mentioned that dealing with unexpected medical policy limits, deductions, and communication delays caused significant frustration during difficult times. Others felt that the coverage terms were not always clear regarding what expenses would actually be covered.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, consistently describing team members as exceptionally helpful,... See more

Customer service

Consumers find customer service to be positive and consistently report helpful, reassuring experiences with... See more

Service

Reviewers mention positive feedback about service, noting that policies are sorted quickly in a matter of... See more

Claim

Customers had ambiguous experiences with claim processing, highlighting a stark contrast in service quality.... See more

Price

Clients share ambiguous opinions on price, with many finding initial quotes affordable and staff helpful in... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Ellie was very helpful. It would be very useful to explain on the portal login that no capital letters can be used in your email. Most phones/pcs will default to a capital letter at the start even if... See more

Company replied

Rated 5 out of 5 stars

This young man, Will, was absolutely excellent. His advice was sound and he was very helpful. I had been unable to access my online account which he helped with and I was immediately able to get in af... See more

Company replied

Rated 5 out of 5 stars

Called to discuss renewal, love the call back option, saved me waiting on the phone. Really nice gentleman, softly spoken and very happy to help me with my renewal quote and policy query, he even mana... See more

Company replied

Rated 5 out of 5 stars

Charlotte, was very helpful over the phone. I called regarding a claim I was making and she talked me through the process of filling out the form and was very knowledgeable. Charlotte was extremely po... See more

Company replied


Company details

  1. Pet Insurance Company

About Perfect Pet

Written by the company


Visit Perfect Pet

We Speak Pet

Understanding your pet and choosing the right cover for them isn’t always easy.

Perfect Pet are pet-loving people, here to make insurance choices simple, whatever your budget.

Choose from a range of policies that come with vet-backed tools and support to guide you through the decisions that count.


Insurance your pet would choose

Policies at great value for you and your sidekicks by people that understand pet health and what it takes to get them better.

Understand your pet’s needs

When your pet asks for help, rapidly check symptoms online and get 24/7 instant video vet advice to help you to get them back on their paws.

No surprises

No digging for hidden fees: interest-free monthly plans, a low £90 excess and direct vet payments.

Fetching good times

Save big on prescription medications and preventative healthcare treatments, plus unleash great pet discounts to keep tails wagging.


Join the Perfect Pet pack today for award-winning insurance that speaks your pet’s language.

Visit Perfect Pet

Multi Pet Discount: Policies must be purchased direct and at the same time. Accident Only policies are excluded from the multi-pet discount offer.

Moneyfacts 5 Star rating applies to Elite Extra Plus dog insurance.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

17K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 96% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.6

All reviews

(17,028)

4,348 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I would absolutely recommend

When I first took out this policy 12 months or so ago I then saw a couple of poor reviews and thought the worst. First dealing with the company 6 months into the policy for the removal of a cancerous lump on my French Bulldog's hand and everything went as planned (albeit a few items that were capped and I did have to pay extra for such as £11 over the limit for 'waste disposal'!) The last two weeks of my policy before renewal and my boy became very unwell, he had an overnight stay and meds in his last week and when he went in for emergency surgery 24 hours before the end of his policy I received the heart breaking phone call there was nothing the vets could do :-( Speaking to my vets a couple of days later re. the £2000 ish bill they told me as it was the end of my policy his insurers wouldn't pay out, it was what it was and I was paying the money regardless. I have to say when I called PP I was overwhelmed with the care and compassion I felt from the lady on the phone, she was absolutely lovely and said to go ahead and put the claim in which I did. In the meantime I had a lovely handwritten card through the post saying sorry for my loss, today the money has landed in my bank. Honestly this has been seamless for me. I really appreciate the kindness I've had from the team. I wouldn't think twice to use PP again.

17 August 2026
Unprompted review
Perfect Pet logo

Reply from Perfect Pet

Hi Clare, thank you for taking the time to leave this review.

We were all so sorry to hear of his passing. We are glad to hear that our agent was able to help you through this difficult situation and that you were handled with the care and compassion that we pride ourselves on.

We will be sure to pass your kind words back to the agent you spoke to.

Rated 5 out of 5 stars

Great Customer Service

Patrick was extremely helpful and answered all my queries perfectly

9 September 2026
Unprompted review
Perfect Pet logo

Reply from Perfect Pet

Thank you for your review Amy.

Rated 5 out of 5 stars

Great customer service

Great customer service - Easy to speak with someone and advisors have good knowledge level.

9 September 2026
Unprompted review
Perfect Pet logo

Reply from Perfect Pet

We are glad to hear that our agents were able to assist you Will. Thank you for taking the time to leave a review.

Rated 5 out of 5 stars

Fast response

Wasn't on hold for long and James dealt with my request quickly & efficiently.

9 September 2026
Unprompted review
Perfect Pet logo

Reply from Perfect Pet

We are glad to hear that James was able to help you in a quick and efficient manner Mary.

Rated 5 out of 5 stars

Great customer service and support

James and the other member of staff I spoke to were incredibly helpful and so kind. What is a stressful situation they made me feel at ease.

9 September 2026
Unprompted review
Perfect Pet logo

Reply from Perfect Pet

Thank you for your kind words Robbyn, we are glad to hear that our agents were able to help and make you feel at ease during a stressful situation.

Rated 5 out of 5 stars

Great customer service 👍

Emily was very friendly, polite and helpful. She was also very informative about my policy and managed to get me a reduced renewal quote. Thank you!

9 September 2026
Unprompted review
Perfect Pet logo

Reply from Perfect Pet

Thank you for your review Susan.

Rated 5 out of 5 stars

Great online chat

Online chat today was very quick and helpful. Answered my query and gave me more info than I actually asked for but was greatful for. Sent me a link for a claim form which again I didnt ask for but I do need so saved me time.

9 September 2026
Unprompted review
Perfect Pet logo

Reply from Perfect Pet

We are glad to hear that our livechat team were able to assist you. Thank you for your review Helen.

Rated 5 out of 5 stars

Very helpful personable and efficient…

Very helpful personable and efficient service when speaking to someone about a query. They could not have been more helpful and really put my mind at ease. I have been with them for 4 years and would recommend perfect pet highly. Thank you for continuing to look after my dog.

8 September 2026
Unprompted review
Perfect Pet logo

Reply from Perfect Pet

Thank you for taking the time to leave a review. We are glad to hear that our agent was able to help.

Rated 1 out of 5 stars

If you do nothing else, read the one-star reviews

If I could give this company zero stars, I would.

I lost my dog to cancer in January. My claim was eventually paid in full, along with compensation, but only after I referred the matter to the Financial Ombudsman Service. The entire process took six months and added enormous upset to an already devastating time.

The staff I dealt with were polite and quick to offer scripted condolences for the loss of my pet. However, I received no meaningful apology for the incorrect decision to decline my claim, the distress that decision caused, or the fact that I had to escalate the matter before the company finally put things right. There has been no acknowledgment that they got it so badly wrong.

Max died aged 12.5 after being diagnosed with cancer. The company initially declined my claim on the basis of a supposed pre-existing condition of arthritis. More than three years earlier, I had taken him to the vet with a limp that disappeared after one week of Metacam. He required no further treatment and was never diagnosed with arthritis. Quite how that justified declining a cancer claim remains beyond me.

I appealed. Astonishingly, the company doubled down and claimed that Max also had a pre-existing condition relating to cancer. Their apparent evidence was an earlier vet appointment for a lump. The "treatment" was Piriton for a suspected insect bite.

In other words, they searched through years of veterinary records and used an isolated limp and a suspected insect bite to argue that my dog’s fatal cancer was pre-existing. Yet after the matter reached the Financial Ombudsman Service, the claim was settled in full and compensation was paid.

Losing a much-loved family pet is painful enough. Having to spend six months fighting an insurer over a wrongly declined claim made that experience significantly worse. Pet insurance is supposed to provide reassurance, but at the worst possible time, my experience with this company was the exact opposite.

Before trusting this company with your pet’s cover, read the one-star reviews carefully and consider how much confidence you would have in them if you ever needed to make a claim. Based on my experience, I would not recommend them under any circumstances.

19 August 2026
Unprompted review
Rated 5 out of 5 stars

The lady I spoke to was extremely…

The lady I spoke to was extremely competent and helpful. Went above and beyond with her help and advice.

8 September 2026
Unprompted review
Perfect Pet logo

Reply from Perfect Pet

We are glad to hear that our agent was able to assist you on your recent contact Catherine. Thank you for taking the time to leave a review.

Rated 5 out of 5 stars

Emily was amazingly polite

Emily was amazingly polite, helpful and a pleasure to speak to. Thank you for all of your help today!

8 September 2026
Unprompted review
Perfect Pet logo

Reply from Perfect Pet

We are glad to hear that Emily was both helpful and a pleasure to speak to. We will be sure to pass your kind words back to Emily for you Abi.

Rated 5 out of 5 stars

Will was amazing

Will was amazing, very informative and understanding was great to ask questions and was clearly given answers and support! Perfect pet is honestly amazing!

8 September 2026
Unprompted review
Perfect Pet logo

Reply from Perfect Pet

This is wonderful to hear Summer, thank you for taking the time to leave a review.

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