Pen Underwriting Reviews 

199
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Evaluating 103 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the responsive support team and the incredibly quick turnaround times for handling daily inquiries. People note that the staff are exceptionally helpful, friendly, and knowledgeable when dealing with insurance renewals and policy details. Consumers frequently state how easy it is to communicate and collaborate with the underwriters to achieve the best possible outcomes. Though some customers experienced frustrating delays or rejections regarding their insurance payouts and claims handling. A few people also mentioned that response times from advisors were occasionally slow, leading to additional chasing. Some reviewers felt that communication during specific disputes could be improved to better support clients.

What people talk about most

Response time

Customers report extremely positive experiences with response times, noting fast and efficient communication... See more

Service

Reviewers mention positive feedback about service, noting quick, efficient, and knowledgeable responses via... See more

Staff

Reviewers highlight positive aspects of staff, consistently describing team members as exceptionally... See more

Customer service

Users describe positive interactions with customer service, noting that queries by email and phone are... See more

Claim

Clients share ambiguous opinions on claim experiences, ranging from praise for quick turnarounds and helpful... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Pen u/w are easy to deal with. Always able to speak with an underwriter by email or telephone and if no joy the BDM is happy to help and point you in the right direction. Competitive rates and helpf... See more

Rated 5 out of 5 stars

Renewal and new business enquiries are dealt with promptly and enthusiastically. Expectations are communicated well from the outset which makes our work with clients easier. Good range of insurance pr... See more

Rated 5 out of 5 stars

I find the underwriters at Pen very proactive and supportive in retaining existing business, but also to win new business. Always looking at ways to work together to achieve the best outcome for the... See more

Rated 5 out of 5 stars

Pen are always very responsive, happy to help when reviewing premium/excesses/covers and are always there to support. I would recommend Pen Underwriting to any of my claims in respect of coverage and... See more


Company details

  1. Insurance Company

Written by the company

Pen is one of the UK’s leading MGAs with a bold vision to become a £1.75bn GWP underwriting and distribution business.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

199 reviews

5-star
4-star
3-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 66% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.7

All reviews

(199)

103 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Gabbie couldn't have been more helpful

Gabbie couldn't have been more helpful in resolving a potentially tricky cancellation situation involving a transferred policy / multiple brokers. Quickly resolved without hassle to a satisfying conclusion for all parties.

26 February 2026
Rated 1 out of 5 stars

Shocking and horrible 3rd party agents

Shocking and horrible 3rd party agents. They are not the actual insurers however they get paid commissions. Avoid any home insurance from this company even if it’s free of charge.

12 February 2026
Unprompted review
Pen Underwriting logo

Reply from Pen Underwriting

Thanks for sharing your feedback. We’re sorry you didn’t get the experience you expected.
We’d appreciate the opportunity to look in to this further for you. Could you email your policy details to feedback@penunderwriting.com?

Rated 5 out of 5 stars

Amazing !

The Pen Team are always so helpful and efficient
They offer a wide range of products
Special Thanks to Gabbie & Georgina 😘

18 February 2026
Rated 5 out of 5 stars

Lapsing renewal for client

Gabbie was most helpful with dealing with this case and was quick and efficient with her response. Made it very easy to communicate with and recommend people to deal with her if anything needs resolving

12 February 2026
Rated 5 out of 5 stars

Great Partnership

Consistently approachable and supportive, they collaborate with us rather than opposing us, focusing on finding solutions instead of creating barriers. It truly feels like a partnership between two businesses working together to achieve the best outcomes for our customers.

11 February 2026
Rated 5 out of 5 stars

Proactive & Supportive

I find the underwriters at Pen very proactive and supportive in retaining existing business, but also to win new business. Always looking at ways to work together to achieve the best outcome for the client.

19 November 2025
Rated 5 out of 5 stars

Pen u/w are easy to deal with

Pen u/w are easy to deal with. Always able to speak with an underwriter by email or telephone and if no joy the BDM is happy to help and point you in the right direction. Competitive rates and helpful knowledgeable team. Helped me out on few cases

11 November 2025
Rated 1 out of 5 stars

Worst insurance company

Incredibly poor company. Any substantial claim and they refuse to pay out citing whatever reason they can - in the case of the current claim they are literally lying to get out of paying out a genuine escape of water claim from a burst pipe, stating that it was due to failed silicon and then refusing to ensure the property in future stating it wasn't as described. Absolute useless company and strongly suggest you do not touch them with a barge pole

10 November 2025
Unprompted review
Pen Underwriting logo

Reply from Pen Underwriting

Thanks for sharing your feedback. We’re sorry you didn’t get the experience you expected.
We’d appreciate the opportunity to look in to this further for you. Could you email your policy details to feedback@penunderwriting.com?

Rated 5 out of 5 stars

Great Service

Pen are always very responsive, happy to help when reviewing premium/excesses/covers and are always there to support. I would recommend Pen Underwriting to any of my claims in respect of coverage and claims service.

31 October 2025
Rated 5 out of 5 stars

A great partner to work with

We have been working with Pen Underwriting as a strategic partner for some time and find them to be proactive and innovative in their approach with a wide product range supported by knowledgeable staff

30 October 2025
Unprompted review
Rated 5 out of 5 stars

Keep up the good work

Renewal and new business enquiries are dealt with promptly and enthusiastically. Expectations are communicated well from the outset which makes our work with clients easier. Good range of insurance products and services that seem to fit the demands and needs of most of our core clients and prospects.

30 October 2025

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