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Payment Assist Reviews 

11,216
•
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 1,940 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently note how quick and straightforward the application process is, allowing them to get approval within minutes. Consumers love the simple and convenient payment plans, which make handling unexpected vehicle repair costs much more manageable. People also appreciate the helpful staff and friendly support team who are always ready to assist with any questions. However, some people mentioned experiencing long wait times when trying to reach customer support or getting in touch by phone. Some reviewers also noted encountering minor technical difficulties with online forms or dealing with unexpected complications during their transactions.

What people talk about most

Payment

People report positive experiences with payment plans, noting that the application process is extremely... See more

Service

Customers expressed great satisfaction with the service, highlighting its quick, streamlined, and stress-free... See more

User experience

Users describe positive interactions with user experience, highlighting the application process as quick,... See more

Staff

Clients share satisfaction on staff, noting that the team is friendly, professional, and easy to deal with.... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting that representatives are always... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We needed a windscreen replacement - Payment Assist were brilliant - no hassle, instant approval, 9 monthly payments with no interest - what's not to like. Thank you Payment Assist. You made all the... See more

Company replied

Rated 5 out of 5 stars

The documents came in thick and fast but all I had to do was click ‘sign’ and I got a confirmation (more emails😂) to say it was done. You can’t sign the same document twice which was helpful when I w... See more

Company replied

Rated 5 out of 5 stars

Payment assist is an Excellent company which will help you with no issues at all, they have helped everytime when i need them, I really dont know what I would do without them and customer supprt are... See more

Company replied

Rated 5 out of 5 stars

My car went in for service and mot only to fail as it needs a new sub frame and it not cheap and can only get from manufacturer. So the garage put me onto payment assist and with thought any issues o... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. also in
  3. Car Finance and Loan Company

Written by the company

At Payment Assist, we believe looking after your car and staying safe on the road, shouldn't mean worrying about how you'll pay for it. Whether it's an unexpected repair, a service, new tyres or an MOT, we're here to help make essential vehicle maintenance more manageable. Since 2013, we've helped more than 1.5 million customers spread the cost of their garage bills with straightforward payment options designed to give people more choice and greater peace of mind. We work alongside thousands of trusted garages and dealerships across the UK, making it easy to arrange a payment plan at the point you need it most. Our application process is simple and transparent. We'll always explain your options clearly, so you can make the decision that's right for you. Trust is at the heart of everything we do. As an FCA-regulated finance provider, we're committed to treating every customer fairly, communicating honestly and supporting responsible lending. We know that needing vehicle repairs is rarely planned, which is why we focus on making the experience as straightforward and stress-free as possible. Every review on this page helps us learn, improve and celebrate the moments when we've made a real difference. If you've used Payment Assist, we'd love to hear about your experience. Your feedback helps future customers make informed decisions and helps us continue to raise the standard of service we provide. Thank you for placing your trust in Payment Assist.


Contact info

4.8

Excellent

TrustScore 5 out of 5

11K reviews

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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 97% of negative reviews

Typically replies within 24 hours

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4.8

All reviews

(11,216)

1,795 reviews in the last 12 months

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Rated 5 out of 5 stars

I have used the Payment Assist option 3…

I have used the Payment Assist option 3 times now.
Fast efficient service with an easy option to settle my account early if I so wish.
Completion of forms online quick and easy with a decision given in moments
Responsible company clearly explaining if you are capable of meeting the payments agreed.

1 September 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Kevin,

We're pleased you've consistently found the process fast and efficient, from completing the application online to receiving a decision in moments.

Thank you for your continued support and for taking the time to share your experience.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Got an unexpected bill from halfords…

Got an unexpected bill from halfords and been able to split the bill really helps

1 September 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Paul,

Unexpected car bills are never ideal, so we're glad Payment Assist helped make things a little easier when your bill came along.

Thank you for taking the time to leave a review.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Excellent efficient and easy to…

Excellent efficient and easy to understand very good highly recommended

1 September 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi there,

Keeping things simple and easy to understand is a big part of the service we aim to provide. We're delighted you found your experience with Payment Assist efficient and straightforward, and it's fantastic to know you'd recommend us.

Thank you for your support and for taking the time to leave a review.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Quick and hassle free

It was a quick and hassle free experience using the service. Made sure to check i could afford the repayments without hurting my credit score. The initial deposit was low/affordable and the payment plan was well spaced oit and sub-divided into reasonable monthly repayments, making a good payment plan. I would certainly use it again.

1 September 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi there,

We're pleased you found the whole experience quick and hassle-free, with manageable monthly repayments that worked well for you.

It's also fantastic to hear you'd be happy to use Payment Assist again. Thank you for taking the time to share your experience.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

It's great to have peace of mind…

It's great to have peace of mind regarding any issues that may arise (hopefully not) and really easy to set up.

1 September 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Wade,

Having that extra peace of mind when unexpected costs come along can make all the difference.

We're glad you found Payment Assist so easy to set up and that knowing the service is there if you need it has given you some reassurance.

Thank you for taking the time to leave a review.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Great service! Recommend

Honestly one of the best things, especially in these times where everything is expensive and you have unexpected things to pay.
I needed to pay for car service, new tyres and brakes.

It is hassle free. I might dare to say that it is even better than Klarna.

I would recommend to anyone!

1 September 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Donnie,

Unexpected car bills can quickly add up, particularly when servicing, tyres and brakes all come at once.

We're delighted that Payment Assist helped make those costs more manageable and that you found the whole experience hassle-free.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

I am happy with the way payment assist…

I am happy with the way payment assist calculate my balance account,,the staff are so helpful & clearly explain every details. Thank you!

1 September 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Edita,

We're delighted that our team took the time to explain your balance clearly and answer any questions you had along the way.

Thank you for taking the time to leave a review.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

The opportunity you offered me helped…

The opportunity you offered me helped me a lot with my financial planning. I really appreciated and i will recommand anyone to you. Thank you very much.

2 September 2026
Unprompted review
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Reply from Payment Assist

Hi Holly,

It's great to hear that Payment Assist has made such a positive difference for you and helped make your financial planning a little easier.

Thank you for your kind words and for recommending Payment Assist to others, we really appreciate it.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Hassle free

So easy to apply absolutely hassle free and very convenient if you don't have all the money at the one time couldn't recommend enough

31 August 2026
Unprompted review
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Reply from Payment Assist

Hi there,

Being able to spread the cost when you don't have the full amount available upfront is exactly what Payment Assist is designed for.

We're glad you found the application simple, hassle-free, and convenient when you needed it.

Thank you for your recommendation and for taking the time to leave a review.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

interest free

interest free , re payments spread over 10 months ,no hassle no long application forms , uk call centre , i mean simple whats not to like ??

1 September 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Brian,

Making an unexpected bill easier to manage without adding interest or unnecessary hassle is exactly what Payment Assist is designed for.

We're glad you found the process simple and that spreading the repayments over 10 months worked well for you.

Thank you for taking the time to leave such positive feedback.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Tent box payments Easy to set up no hassle will use these…

Easy to set up no hassle will use these again for sure

10 October 2025
Unprompted review
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Reply from Payment Assist

Hi Paul,

We're glad you found everything easy to set up and, most importantly, completely hassle-free. Knowing you'd choose to use Payment Assist again is fantastic feedback to receive.

Thank you for taking the time to leave a review.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Excellent service

Excellent service, efficient, professional and kept well informed

1 September 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Sandra,

We're pleased you found the whole experience efficient and professional, and that you were kept well informed throughout.

Thank you for taking the time to share your experience.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Quick and easy application have used…

Quick and easy application have used before excellent service.

29 August 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Anne,

There's no better endorsement than choosing to use Payment Assist again. We're pleased to hear you've returned to us and that once again you found the application quick and easy to complete.

Thank you for your continued support and for describing the service as excellent, we really appreciate it.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Very easy to use

Very easy to use, no interest applied so it makes payment less stressful.

29 August 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi there,

Making payments feel a little less stressful is exactly why Payment Assist is here.

We're pleased you found the service so easy to use and that being able to spread the cost interest-free made things more manageable.

Thank you for taking the time to share your experience.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Payment assist

The process was so easy and it only took minutes to complete everything, I am really pleased with your service, thankyou

29 August 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Phil,

We're delighted that you found the whole process easy to complete and that it only took a matter of minutes from start to finish.

Thank you for your kind words about the service and for taking the time to leave such positive feedback.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Good quick and made the burden of the…

Good quick and made the burden of the bill less.

29 August 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi there,

Helping to take some of the burden out of an unexpected bill is exactly what Payment Assist was designed for.

We're glad you found the process quick and that spreading the cost made things that little bit easier.

Thank you for taking the time to leave a review.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Amazing idea

Amazing idea, more people will get their car serviced knowing they can spread the cost. If there's something extra that needs to be done they will have the money to cover it because of this option.

Easy to apply, easy to use and will recommend highly.

27 August 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Chenella,

What fantastic feedback, thank you! We're delighted to hear that Payment Assist is a useful option for managing the cost of car servicing and any unexpected work that may be needed.

Thank you for your recommendation and for taking the time to share your experience.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Quick and easy process money collect…

Quick and easy process money collect exact date given really happy thanks

26 August 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Sharon,

We're really pleased to hear you found the Payment Assist process quick and easy. It's also great to know your payments were collected exactly when expected, making everything straightforward and hassle-free.

Thank you for taking the time to share your experience.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

This is a life saver for me…

This is a life saver for me financially.To get my car through it's MOT was expensive.Without payment assist this wouldn't have been possible.Thankyou.Superb.

29 August 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Greg,

It's fantastic to hear that Payment Assist made such a difference in getting your car through its MOT.

Unexpected motoring costs can be difficult to manage, so we're really pleased we were able to help make the expense more manageable for you.

Thank you for your kind words and for taking the time to share your experience.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Great service, will use again!

Using Payment Assist to pay Halfords for my MOT/Service was quick and easy, allowing me to pay in instalments, which I really needed. Great service, will use again!

28 August 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Sue,

We're really pleased to hear that Payment Assist made paying for your MOT and service at Halfords quick and easy. Being able to spread the cost into manageable payments when you need it is exactly what the service is designed for, so it's great to know it helped.

Thank you for your kind words, and we're delighted to hear you'd use us again.

Best wishes,
Payment Assist

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