PaydayUK Reviews 

7,656
TrustScore 5 out of 5

4.8

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

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Review summary

Created with AI, based on recent reviews

Considering 1,557 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention how remarkably fast and simple the online application process is, with money often transferred directly into their personal bank accounts within minutes. People genuinely appreciate the clear terms, professional support, and highly efficient service when they urgently need quick financial assistance to cover unexpected bills. However, some customers also noted minor hurdles during their experience, such as facing technical difficulties entering card details, experiencing initial hesitation about the online platform, or receiving a loan decline before being successfully offered alternative options by various brokers.

What people talk about most

User experience

Users describe positive interactions with user_experience, highlighting a straightforward and efficient... See more

Service

Reviewers highlight positive aspects of service, consistently praising the exceptionally fast payouts and... See more

Payment

Consumers find payment experiences to be fast, highly efficient, and reliable. Reviewers consistently report... See more

Response time

Reviewers express great appreciation for the extremely fast response times and rapid decisions. Consumers... See more

Website

Customers consistently note positive experiences with website, describing the layout as very easy to navigate... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Very simple forms to fill out - I completed them on the website on my phone. My application was reviewed within an hour of submission, where I was then phoned to confirm some details. After re-submi... See more

Company replied

Rated 5 out of 5 stars

I had requested a loan to help pay for bills that I otherwise wouldn’t have been able to afford to pay right now and this could’ve caused issues for me. I had previously been denied by other lenders... See more

Company replied

Rated 5 out of 5 stars

I was in a financial predicament and didn't know what to do. I found PaydayUK and thought it might be a good solution. Easy quick and very professional company sorted out my situation easily within an... See more

Company replied

Rated 5 out of 5 stars

The application was really easy to fill in, easy to follow steps to finish, and a lovely lady phoned and carried out further finishing up details and very quickly too. And then I was sent the completi... See more

Company replied


Company details

  1. Loan Agency
  2. Non-Bank Financial Service

About PaydayUK

Written by the company

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Representative 91% APR.

All loans are subject to affordability checks and our criteria.

Written by the company

Trustworthy
We have been helping our customers online since 2004
Responsible
We are authorised and regulated by the Financial Conduct Authority. Registration number 921539
Customer Focused
We're always here to help and have a dedicated team available to assist you with any enquiries

Contact info

4.8

Excellent

TrustScore 5 out of 5

8K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 93% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.8

All reviews

(7,656)

1,496 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great

Used this website as I was really struggling temporarily.
Great help

16 July 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

The process was so quick and easy to…

The process was so quick and easy to use. The money was transferred to my account within minutes. Will definitely use again if needed.

16 July 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Fast and easy

Fast and easy. Thank you

16 July 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

give you surprise

surprise survice so good

16 July 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Awesome

Really good one

14 July 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Very good service.

14 July 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Brilliant

Brilliant, quick and easy

11 July 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 1 out of 5 stars

Be careful

Be careful submitting your details on here. I was declined for a loan through payday uk but was immediately offered other loan options from different brokers. Since I did my eligibility check through them I have been bombarded with phone calls, texts and emails from different brokers. I have had told these people to remove my details from their systems as I am not interested and I am sick of these callls yet they still keep coming through no matter how many times I block them. This was a cause from giving my details to paydayuk. Other people have also reported the same issue on here. A lot of reviews are invited by paydayUK, so don’t be fooled.

13 July 2026
Unprompted review
PaydayUK logo

Reply from PaydayUK

Hi Nikita. Thank you for taking the time to leave a review. As advised in our email, the 4 applications that you submitted were approved by lenders. It is our understanding that the calls you received were from the lenders to finalise your loan. We do not sell customer information

Rated 5 out of 5 stars

It was good and quick

It was good and quick

14 July 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

The application process was quick and…

The application process was quick and straightforward, and I received my £600 loan without any hassle. Everything was explained clearly, and the funds arrived when promised. Overall, I had a smooth experience and would recommend Payday UK to anyone looking for a simple and reliable short-term loan.

14 July 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

The company is amazing for helping out…

The company is amazing for helping out with a loan really needed it till payday Thanks very much would recommend you guys to anyone

12 July 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

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