While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, professionalism, and positive attitude, making interactions pleasant and productive. Many people highlight the outstanding customer service, noting that agents go above and beyond to resolve issues efficiently and with a personalized approach, often exceeding expectations. However, some customers expressed dissatisfaction with certain aspects, such as difficulties with payment processing, issues with accessing funds, and slow response times from customer service. A few people also mentioned experiencing unhelpful interactions with some representatives or encountering problems with account management and transferring money.

What people talk about most

Staff

Customers consistently note positive experiences with staff. Many reviewers praise the helpfulness and... See more

Customer service

Reviewers highlight positive aspects of customer service, with many praising specific agents like Kyle... See more

Payment

People report ambiguous experiences with payment. While some customers praise the ability to access wages... See more

Service

Users describe ambiguous interactions with service. Many reviewers report negative experiences, citing... See more

Response time

Customers had ambiguous experiences with response times. While some reviewers praised quick and efficient... See more

Based on these reviews

Rated 4 out of 5 stars

Please notice date of first experience. Problem not solved until 11-18-25. Way too long! Mrs. Valerie Shaw and Mr. Greg Peterson were very helpful to me and I appreciate them very much. Your other cus... See more

Company replied

Rated 4 out of 5 stars

Valarie shaw was awesome at costumer service, when there was a problem that she herself couldnt solve she talked to her team and found a solution for me. Went above and beyond to help me. Was very pat... See more

Company replied

Rated 5 out of 5 stars

I spoke with Felix this afternoon and he went way above and beyond trying to help me get set up and answer all my questions until I had everything figured out. Told me he would stay on the phone as lo... See more

Company replied

Rated 5 out of 5 stars

Waller Lee helped resolved my issue after everyone kept pushing it off saying they can’t do anything but He actually helped me and i’m so glad that i kept calling and ended up with him as my last hel... See more

Company replied


Company details

  1. Business to Business Service

Written by the company

Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. Employees love Payactiv because it eliminates the expensive between-paychecks toll of payday loans, bank overdrafts and late fees. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Payactiv is the winner of the Innovative Payments Association’s Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. It is also the provider of Earned Wage Access to Walmart and the only EWA Program with an approval order from CFPB. In 2020, Payactiv released a short film titled, "We Heard You." Learn more at www.payactiv.com.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

They have taken money from my account…

They have taken money from my account and no one has reached out to me. This is the 2Nd time in 2 months. They have bad customer service.

16 April 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Kim, we regret the inconvenience. To help resolve your issue, please email us your details, including your employer's name, employee ID, and mobile number, to support@payactiv.com. Be sure to include "App Reviews" in the subject line.

Rated 1 out of 5 stars

Absolutely terrible

Absolutely terrible. I switched employers and had to jump through multiple hoops. It was finally sorted after a month, or so I thought. I went to transfer money and was charged the service fee, but the money never went in. The customer service was excruciating. They are completely helpless and offer nothing of substance. All because I changed employers.

9 April 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Raymond, we highly regret the inconvenience. Our team will reach out to you soon and get your issue resolved as soon as possible.

Rated 5 out of 5 stars

10/10 amazing fast service!!

10/10 amazing fast service!!

3 April 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Melina, thanks for taking the time to rate us. It helps us to keep going and deliver the best. Have a blessed day.

Rated 1 out of 5 stars

rude towards customers.

Paid for support and received some of the most dismissive service I’ve experienced. The first representative didn’t even allow me more than 30 seconds to explain my issue before abruptly ending the conversation.

When I reconnected, I was assisted by Nicolas F., who was equally unhelpful. After I asked to end the session so I could leave feedback, he immediately terminated the interaction himself and marked it as ‘no additional questions needed.

Ending a paid support session the moment a customer mentions feedback is not just unprofessional, it reflects a complete lack of accountability. This service felt rushed, dismissive, and not worth paying for. I would strongly advise others not to rely on it.

29 March 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Jake, we regret the inconvenience. To help resolve your issue, please email us your details, including your employer's name, employee ID, and mobile number, to support@payactiv.com. Be sure to include "App Reviews" in the subject line.

Rated 5 out of 5 stars

Kyle howard was amazing and helped me…

Kyle howard was amazing and helped me do what I needed to do 😃

27 March 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Carey, thanks for taking the time to rate us. It helps us to keep going and deliver the best. Have a blessed day.

Rated 5 out of 5 stars

Overwhelming

As overwhelming and as many times I had to do Chats for month. There are 2 wonderful Agents that assisted me 10 Stars to Rita (Forgot her last name initial) and Brent T. They went above and beyond. Having real conversation and not copy and paste response. Great Job You Two.

25 March 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi there, thank you so much for letting us know how you feel about Payactiv. That's such a boost for all of us at Payactiv. You have an incredible day! :)

Rated 5 out of 5 stars

He was very helpful through the setup…

He was very helpful through the setup and he deserves a raise!

25 March 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Jay, thanks for taking the time to rate us. It helps us to keep going and deliver the best. Have a blessed day.

Rated 5 out of 5 stars

The dispute investigation arm of…

Update: spoke to them and they explained dispute teams are not customer facing team:

The dispute investigation arm of payactiv doesn’t communicate very well, and even though I’ve emailed them several times regarding my dispute, and even started a complaint on their official BETTER Business Bureau page. I am forced to continue going through a route of online profiles such as trustpilot, BBB, Reddit, and I will continue to do so until I receive some sort of communication and my provisional credit from Payactiv for a case of obvious fraud on my UKG Wallet Payactiv Card.

19 March 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi, we highly regret the inconvenience. Our team will reach out to you soon and get your issue resolved as soon as possible.

Rated 5 out of 5 stars

Amazing Experience

He was very helpful and quick with helping me fix my issue! Great service!!!

21 March 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi, we are always looking to improve the experience for our users, and really appreciate the feedback.

Rated 5 out of 5 stars

Made my day/week/month/year

Kyle was super helpful and knowledgeable. Helped me directly and efficiently to getting logged in to my account and I couldn't be more thankful. Very professional and courteous, all of my needs are taken care of because of his efforts. Thank you Kyle

20 March 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Jacob, we are glad to hear that Payactiv is helping you the way we intended it to. Have a lovely day ahead. :)

Rated 5 out of 5 stars

Kyle helped me with all of my of my…

Kyle helped me with all of my of my problems and explained everything perfectly. A weight lifted off of my shoulders

19 March 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Thank you for providing your valuable feedback. Please reach out to us at support@payactiv.com, if you have any suggestions. We would love to hear from you. Have a blessed day.

Rated 5 out of 5 stars

Kyle Howard deserves a solid 5 out of 5…

Kyle Howard deserves a solid 5 out of 5 stars for his outstanding customer service with Payactiv support.
I’m giving Payactiv support 5 out of 5 stars thanks to the excellent customer service I received from Kyle Howard. I was having a frustrating problem linking my employer in the app, which meant I couldn’t properly connect my account or access my wages. Kyle took the time to listen, walked me through each step, and quickly identified what was causing the issue. He clearly explained what needed to be updated, helped get my employer properly linked, and made sure everything was working before ending the call. Because of his patience, professionalism, and follow‑through, my account is now fully set up with my employer and I feel confident continuing to use Payactiv.

13 March 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Donald, thanks for taking the time to rate us. It helps us to keep going and deliver the best. Have a blessed day.

Rated 5 out of 5 stars

Kyle was a Great Customer Service…

Kyle was a Great Customer Service Representative!!!⭐⭐⭐⭐⭐

12 March 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Stephaine, we are glad to hear that Payactiv is helping you the way we intended it to. Have a lovely day ahead. :)

Rated 5 out of 5 stars

Donald Milo is the first worker to…

Donald Milo is the first worker to actively and completely change the game for this company for me. He had the intelligence, knowledge and patience to see that my problems are being cater for. I’m grateful to him and I think he deserves a raise. Thank you Milo.

11 March 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Lucy, It is delightful to hear such positive words and it’s always a pleasure to serve our users. Thanks for your feedback.

Rated 1 out of 5 stars

Complete lack of communication when…

Complete lack of communication when changes to your EWA are made. These apps will also get you into trouble when relied on too heavily. Not worth it, and you can't transfer money off your Payactiv Card to an external bank account. Ultimately closed this account along with the bank card.

27 February 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi, we sincerely apologize for the inconvenience we may have caused and are here to help. Kindly share your details, including your Employee ID, and Mobile number at support@payactiv.com, mentioning "App Review" as a subject. We will get your issue resolved on a priority basis.

Rated 5 out of 5 stars

Brent T was very helpful and patient.

Brent T was very helpful and patient.

2 March 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Rose, It is delightful to hear such positive words and it’s always a pleasure to serve our users. Thanks for your feedback.

Rated 5 out of 5 stars

Setting Up A New Account.

I hadn't had a PayActiv account in about 5 years, I was trying to reactivate my old account for my new employer but it wasn't working. I contacted support via email and support instructed me to call customer service. I did and Jared Lee is the service agent that assisted me. Jared was absolutely fabulous! He was very patient and stayed on the line with me to ensure that my new account was up and ready to go. So I had a great experience and my issue was resolved quickly and professionally. Thank you Jared Lee!

1 March 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Felicia, we are glad that you like our app. That's such a boost for all of us at Payactiv. You have an incredible day! :)

Rated 2 out of 5 stars

Non American Customer Service

For a company whose office is in Nashville TN, NO ONE who answers calls sounds anything like some in Tennessee. The ones who answer don't listen.

I was finally able to resolve my issue. However, my experience with calls I received from Payactiv regarding verification, then calls to CSR resulted in very poor clarity and even when you stated it to the representative, the result was the same.

All representatives were nearly impossible to understand except the final one I reached, who resolved my issue.

Requests during calls to escalate my call to a United States based representative were ignored or denied, and I believer one person lied when I asked if she was based in the United States.

Because my issue was resolved, my rating goes from 1 to 2 stars. Payactiv needs to address their customer service. Cutting corners does not make customers happy when calling.

22 February 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi there, thank you for your review. If you have any suggestions on how we could improve and enhance your user experience, please don't hesitate to share them with us at support@payactiv.com. Have a blessed day.

Rated 5 out of 5 stars

Thanks Jaredlee for your assistance…

Thanks Jaredlee for your assistance today I really appreciate it.

20 February 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Jessica, thank you for your feedback and the 5-star rating. If you have any suggestions, please write to us at support@payactiv.com. We would love to hear from you!

Rated 5 out of 5 stars

The bestess

Very helpful and resolved my issues quickly and very nice.

18 February 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Gregroy, thanks for taking the time to rate us. It helps us to keep going and deliver the best. Have a blessed day.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look