OneFamily Reviews 

4,475
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Considering 574 reviews, reviewers had a great experience with this company. Consumers consistently highlight the extremely knowledgeable and polite team members who provide thorough guidance and ensure that everyday interactions are easy to understand. Many users mention that setting up new accounts, transferring funds securely, and accessing trust funds are remarkably fast, simple, and efficient processes. However, some customers also noted frustrating technical glitches on the website, awkward navigation issues, and persistent difficulties with the online login process. A few other people also felt that they experienced excessively long phone wait times when attempting to reach customer support or encountered unexpected delays with withdrawals.

What people talk about most

Customer service

Consumers find customer service to be positive, highlighting effective communication and helpful staff.... See more

Payment

Clients share ambiguous opinions on payment, with some consumers reporting fast and efficient transactions... See more

User experience

Customers had positive experiences with user_experience, frequently describing the process as quick,... See more

Staff

Reviewers highlight positive aspects of staff, frequently describing customer service representatives as... See more

Service

Reviewers mention ambiguous feedback about service, with opinions heavily divided on their experiences. While... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Honestly the nicest guy ever, after multiple, multipleeeee emails and confusion on my part, Charlie sorted the issue an kept professional courteous and positive throughout.. At nearly 40, nicest guy... See more

Company replied

Rated 5 out of 5 stars

When my mum lost access due to forgotten details, they were really helpful in getting her back into my and my sister's account/child trust funds. Then when it was handed over to me, my options were so... See more

Company replied

Rated 5 out of 5 stars

Lara was so helpful, patient and thorough explaining everything to me today during our phone call about my child's trust fund & also set me up with a junior ISA for my other son. Nothing was too much... See more

Company replied

Rated 5 out of 5 stars

Annie was so unbelievably helpful I got through really quickly on the phone and Annie sorted my queries and more. She was attentive, personable and kind and I have such confidence in her. thank yo... See more

Company replied


Company details

  1. Financial Institution

About OneFamily

Written by the company

OneFamily is a customer-owned financial services company that provides lifetime ISAs, stocks and shares ISAs, junior ISAs, child trust funds, bonds and over 50s life cover.

We have nearly 1.6 million customers and 49 years’ experience of providing accessible, affordable products to help people make the most of their money.

Our Inspiring Better Futures vision is driven by doing the right thing for our customers, colleagues and communities. Whether it’s supporting our customers with education grants, investing in our colleagues’ wellbeing and development, or giving back to our communities through volunteering and charity partnerships, our vision is at the heart of what we do.

Our working hours are 09:00am-17:00pm Our Customer Service working hours are 09:00am-19:00pm.

If your review requires a response, we will contact you within 24 hours.

Visit our website


Contact info

4.1

Great

TrustScore 4 out of 5

4K reviews

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4.1

All reviews

(4,475)

572 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

I requested my trust fund as a cheque…

I requested my trust fund as a cheque and I havent received it

3 May 2026
OneFamily logo

Reply from OneFamily

Hi Miah

Thanks for sharing your experience with us.

I'm sorry you haven't received your cheque yet. Cheques usually take 7-10 working days to arrive but this may vary depending on Royal Mail delivery timeframes in your area.

If you don't receive your cheque within 10 working days, please call us on 0344 8 920 920 so we can cancel and reissue this for you.

Thanks

Shauna
Customer Relationship Team

Rated 5 out of 5 stars

Great products

They are great looked after my daughter money and it was super fast withdrawal

27 April 2026
OneFamily logo

Reply from OneFamily

We're happy to hear you had a good experience with us and the withdrawal was super fast. Thank you for your positive feedback!

Claire
Customer Relationship Team

Rated 5 out of 5 stars

My service…

From deciding what to do to receiving my money the service was quick easy and very professional. Thank you

3 May 2026
OneFamily logo

Reply from OneFamily

We're happy to hear that our service was quick, easy, and professional. Thank you for your positive feedback; we appreciate it a lot!

Claire
Customer Relationship Team

Rated 5 out of 5 stars

Simple and easy to withdraw money

Simple and easy to withdraw money, they made a mistake when registering my account as they spelt my name wrong but they were quick and polite when fixing it. Overall good and easy experience!

26 April 2026
OneFamily logo

Reply from OneFamily

We're glad withdrawing money was simple. We apologize for the error during your account registration, and we're glad it was fixed quickly. Thank you for your feedback!

Claire
Customer Relationship Team

Rated 5 out of 5 stars

Easy withdrawal

Easy withdrawal, can now afford to learn to drive!

22 April 2026
OneFamily logo

Reply from OneFamily

We're happy to hear that you had an easy withdrawal experience. We wish you all the best in learning to drive!

Claire
Customer Relationship Team

Rated 5 out of 5 stars

Hi I haven't had my cheque through yet…

Hi I haven't had my cheque through yet thanks

1 May 2026
Unprompted review
OneFamily logo

Reply from OneFamily

Dear Corey

Thanks for your review and I'm sorry you haven't received your cheque yet.

Please could you send an email with your policy number to customer.relations@onefamily.com so we can look into this for you?

Many thanks

Chloe
Customer Relationship Representative

Rated 5 out of 5 stars

Quick and easy

23 April 2026
OneFamily logo

Reply from OneFamily

We're glad you found our services quick and easy, thanks for your positive feedback.

Claire
Customer Relationship Representative

Rated 5 out of 5 stars

it was really good

it was really good, quick and easy, and they had great communication through emails

30 April 2026
OneFamily logo

Reply from OneFamily

We're glad you found our service quick and easy! It's great to know our email communication met your needs. Thank you for your positive feedback.

Claire
Customer Relationship Team

Rated 4 out of 5 stars

Onefamily child trust fund

Bit confusing at first but once sorted had all my money go to the right places

23 April 2026
OneFamily logo

Reply from OneFamily

We're happy to hear that your money went to the right places. We appreciate your feedback regarding the initial confusion and will use it to improve.

Claire
Customer Relationship Team

Rated 5 out of 5 stars

Lara was great to speak with

Lara was great to speak with, very clear in answering any questions I had.
Talked me through the process for my daughter to access her own account and sent on the information.
A more than pleasant experience.
Thank you very much Lara.

29 April 2026
Unprompted review
OneFamily logo

Reply from OneFamily

We're happy to hear that you had a pleasant experience. We appreciate you taking the time to share your feedback and we're glad the information provided was helpful in accessing the account.

Claire
Customer Relationship Team

Rated 1 out of 5 stars

appalling "customer service"

we are attempting to make a claim under their terminal illness policy, i have never had to deal with such a difficult company who have shown zero compassion to our family and my father who is terminally ill.
i completely understand and expect them to undertake checks to confirm we arent lying but they are doing everything by post, this is taking weeks, weeks which my father simply does not have and apparently this is my fault for not supplying an email address for his consultant despite their own form not asking for nor having any space for me to offer this information
call centre wont allow you to talk to team that deal with terminal illness claims and you also arent allowed to escalate your call to a manager. they take your comments on board then 3 days later write to you. why are they still writing to people when they have my email and phone number and everyone knows royal mail is almost on its backside with post taking weeks to get to anyone.
i was given a complaints email address yet still no response, pitiful
i think they are hoping that the delay they are causing means my father will pass away and the paperwork will be easier for them if i provide a death certificate.
appalling no other word for the level of service we have been given

28 April 2026
Unprompted review
OneFamily logo

Reply from OneFamily

Dear Tracy

Thanks for your review, and I'm sorry for the difficult experience you've had with this process. This isn't the level of service we aim to provide.

We've raised your concerns and will be in touch to discuss this with you shortly.

Many thanks

Chloe
Customer Relationship Representative

Rated 1 out of 5 stars

Dear OneFamily,

Dear OneFamily,

I am writing to raise a concern regarding the recent payment from my Child Trust Fund.

I was informed that I would receive £1,514.32; however, the amount paid into my account was £1,498.39. This is a shortfall of £15.93, and I would like clarification on why the full promised amount was not paid.

Could you please review this and explain the discrepancy? I would also appreciate it if any outstanding amount could be paid as soon as possible.

Thank you for your time and assistance.

Kind regards,Aaron Cameron

29 April 2026
OneFamily logo

Reply from OneFamily

Dear Aaron

Thanks for your review and for raising your concerns with us. I'm sorry the value you received from your Child Trust Fund is less than you expected.

I've sent you an email letting you know we're investigating this for you.

Many thanks

Chloe
Customer Relationship Representative

Rated 1 out of 5 stars

Bordering on fraudulent Impossible to…

Bordering on fraudulent Impossible to get hold of and antiquated messaging service.My daughter requested a full withdrawal over 3 weeks ago and still no funds in her regular savings account. 3 weeks lost interest and counting…..Bank transfers are instant and this has left a very tarnished image of the product and a highly disappointing start to my daughter’s financial independence. It seems I’m not alone and this is not a trivial amount of money. Mild concerns of the fund’s financial health with current market conditions, if you are struggling to release withdrawal requests? I see that you have enough complaints to trigger the FCA to investigate. Not a great image for the portfolio manager to have to explain.

28 April 2026
Unprompted review
OneFamily logo

Reply from OneFamily

Dear Euan

Thank you for your review, and I’m sorry for the delay your daughter experienced in receiving her funds. I understand how disappointing and concerning this has been.

Thank you for taking the time to speak with me. I hope we can resolve this for you and your daughter as quickly as possible.

Many thanks

Chloe
Customer Relationship Representative

Rated 5 out of 5 stars

Very easy to transfer his money into…

Very easy to transfer his money into account and made good interest over the years to get a lump some of money when he turned 18 definitely recommend

11 April 2026
OneFamily logo

Reply from OneFamily

We're happy to hear that transferring funds was easy and that the account earned substantial interest over the years. We appreciate your recommendation!

Claire
Customer Relationship Team

Rated 5 out of 5 stars

Made my money safe in the account trust…

Made my money safe in the account trust them

24 April 2026
OneFamily logo

Reply from OneFamily

We're happy to hear that you trust us to keep your money safe. Thank you for your confidence in our services!

Claire
Customer Relationship Team

Rated 5 out of 5 stars

Excellent Service

Had a couple of accounts with OneFamily, excellent friendly customer service every time and my recent transfer was done so easily and quickly.

27 April 2026
Unprompted review
OneFamily logo

Reply from OneFamily

We're happy to hear that you've consistently received excellent and friendly customer service! We're also glad your recent transfer was completed quickly and easily. Thanks for your positive feedback.

Claire
Customer Relationship Team

Rated 3 out of 5 stars

Savings

The fact it’s an interest rating savings is amazing but from what I read if I wanted to put it in an isa I could only take it out for a house and if I needed it for emergencies I couldn’t get the money out

26 April 2026
OneFamily logo

Reply from OneFamily

Hi Paige

Thanks for your review.

Lifetime ISAs are designed to save for your first home or retirement, so the government charge 25% for any withdrawals made before the age of 60 that aren't for a house purchase.

We also have a Stocks and Shares ISA available which you can withdraw from without being charged, but you also don't have to reinvest your money.

Please contact us on 0344 8 920920 if you have any further queries about this.

Many thanks

Chloe
Customer Relationship Representative

Rated 5 out of 5 stars

easy to access

easy to access, easy to log in, money withdrawn and in my bank within a couple of days. overall great experience, thank you!

26 April 2026
OneFamily logo

Reply from OneFamily

We're happy to hear that you found our platform easy to use and that you received your funds quickly. Thank you for your positive feedback; we appreciate it!

Claire
Customer Relationship Team

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