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Ollo Credit Cards Reviews 

1,805
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 802 reviews, reviewers overwhelmingly had a great experience with this company, often praising the card as fantastic and easy to use for rebuilding credit or starting a credit journey. Customers consistently highlight the top-notch customer service, describing it as professional, helpful, and quick to respond to inquiries. The user experience is frequently lauded, with many appreciating the efficient and user-friendly website, as well as the ease of obtaining and setting up the card. However, some people mentioned issues with payments, such as double charges leading to account freezes, or difficulties with electronic payments from their bank's bill pay service. A few other people also felt that customer service was poor, citing long holds, unhelpful responses, and problems with duplicate transactions or unexpected card declines.

What people talk about most

User experience

Consumers generally report a positive user experience, highlighting the ease of use and user-friendly design... See more

Payment

Clients share ambiguous opinions on payment, with some reviewers praising the ease and speed of payments,... See more

Product

Reviewers highlight positive aspects of the product, particularly its utility for credit rebuilding and its... See more

Customer service

People report positive experiences with customer service, highlighting helpful, professional, and kind... See more

Service

Users describe positive interactions with service, highlighting prompt responses to questions and good... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This card is fantastic. I used it recently overseas and there was no issue at all. No Af. No Ftf. No late fees. Nothing to dislike about it. Even with fair credit. My score around 665. Fico. It i... See more

Company replied

Rated 5 out of 5 stars

Great card for rebuilding. No annual fee plus it gives you rewards. Love the app and how easy and user friendly it is. Customer service is top notch. Payments post quickly.

Rated 5 out of 5 stars

Card arrived on time. Notified it was delivered. Better interest rate than others and good starting credit line. Easy app and simple to pay. 05/26.

Rated 5 out of 5 stars

Really love this card, I can earn cash rewards. Only reason I am not using it a lot is because it is a small credit line compared to my other cards. Would go against my credit score.

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

We are a credit card company that puts you first. With straightforward products, no-nonsense tools and 24/7 US-based support, we’re here to help you build your future, starting today.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

2K reviews

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Asks customers to review

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4.4

All reviews

(1,805)

812 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very professional

Very professional, I don't have any problem. Only what thing I don't understand how to use the rewards. That's it, I love my card. Thank you!

21 June 2026
Ollo Credit Cards logo

Reply from Ollo Credit Cards

Thank you so much for your feedback.

If you have any questions about the rewards, please feel free to contact us at 833-845-2200.

Rated 5 out of 5 stars

You have always provided Excellent…

You have always provided Excellent Customer Support

22 June 2026
Ollo Credit Cards logo

Reply from Ollo Credit Cards

Thank you so much for sharing your feedback with us, Karen. We take great pride in our customer service and are so happy to hear that we met your expectations.

Rated 2 out of 5 stars

General

We had a fraud claim that took way too long to resolve and is still not resolved.

20 May 2026
Ollo Credit Cards logo

Reply from Ollo Credit Cards

Thank you for sharing your experience, Randal. We take all feedback seriously, as we strive to improve our customers’ experiences. If you're still in need of assistance, please reach out to us at 833-845-2200 so we can help!

Rated 5 out of 5 stars

Very easy to use website

Very easy to use website. One time using customer service was good. Love the settings you can do with card. The first 6 months %free was great. With my upto date payments. You increased my Aviable balance. Just in time for a roadtrip.

22 June 2026
Ollo Credit Cards logo

Reply from Ollo Credit Cards

Thank you for sharing your feedback, Joseph!

Rated 2 out of 5 stars

No credit increase after several months of on time payments.

Have made on-time payments for more than 6 months but no credit increase yet. The other card I have with a different company has given me 2 increases (not requested by me) in the same time frame.

That being said I prefer that card over Ollo card.

22 June 2026
Ollo Credit Cards logo

Reply from Ollo Credit Cards

Hi Angie. Merrick Bank reviews accounts on a regular basis for credit line increases. If your account qualifies, the credit line may be increased. If you have further questions, please call us at 833-845-1900 for assistance. We're happy to help.

Rated 5 out of 5 stars

Follow has helped me get my credit…

Follow has helped me get my credit score back up.

22 June 2026
Ollo Credit Cards logo

Reply from Ollo Credit Cards

We’re so glad to hear that our credit program has made a positive difference for you and helped improve your credit score. Thank you so much for sharing your feedback with us, Renee.

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