nesto mortgages Reviews 

354
TrustScore 4 out of 5

3.9

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Rated 1 out of 5 stars

I would rate lower if i could. wasted my time and effort. Asked for documents that were irrelevant. I already have mortgage with RBC secured and NESTO argued needed more info Also did credit check to... See more

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Rated 5 out of 5 stars

Me and my wife can only speak with the biggest gratitude towards Elisha Salazar in the way he handled our mortgage from the beginning until it was paid off. He helped us during Covid when we were sic... See more

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Rated 5 out of 5 stars

I had a great experience with Nesto. When we wanted to make changes to the mortgage, E.D. Salazar, a Senior Mortgage representative, made the entire process easier by fully explaining what needed to... See more

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Rated 5 out of 5 stars

Its my second time using Nesto and I had a good experience both times. This time, I worked mostly with Karun Khanna and he was really patient, quick to respond and truly helpful along the whole proces... See more

Company details

  1. Mortgage Broker
  2. Mortgage Lender

Written by the company

At nesto, we’re on a mission to offer a positive, empowering and transparent property financing experience, simplified from start to finish.


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3.9

Great

TrustScore 4 out of 5

354 reviews

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3.9

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(354)

34 reviews in the last 12 months

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Rated 1 out of 5 stars

Unfortunately a very very poor…

Unfortunately a very very poor experience. I submitted every document they required and because my renewal was up in the same month they wouldn't even entertain the idea of submitting an application. The agent on the phone cut me off several times and when I asked if we could just try and see if a response would coming back in time. She flat out told me no and that she wouldn't. It's not worth her time. Very disappointed

11 February 2026
Unprompted review
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Reply from nesto mortgages

Hi Thalie,

This is not the kind of experience we want anyone to walk away with, and we take your feedback seriously. A renewal deadline can create tight timelines, but that should never translate into feeling interrupted or dismissed on a call.

When a maturity date is very close, there are cases where lenders will not accept a transfer application because they cannot guarantee approval and funding before the existing term ends. In those situations, the responsible approach is to be upfront about timing risk.

We are reviewing this internally. If you’re open to it, please email us at support@nesto.ca so we can look into the call and follow up directly.

We appreciate you taking the time to share this.

Rated 1 out of 5 stars

Questionnaire to nowhere

Starts right when you go to their site and it runs you through a questionnaire after which you’ll see your rate. You finish all your steps then they want your phone number and all contact info to show you the rate. Just collecting information. Seems like a scam.

10 February 2026
Unprompted review
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Reply from nesto mortgages

Hi Elias,

Thank you for sharing your feedback. We are sorry the experience felt frustrating or unclear.

We ask for contact information so our mortgage experts can give you a call and provide an accurate, personalized rate based on your specific details. Mortgage pricing depends on factors like property value, down payment, location, credit profile, etc and we want to make sure the quote reflects real eligibility,

We are absolutely not a scam, and protecting personal information is something we take very seriously. If you would like to connect, we would be happy to walk you through the process and answer any questions. There is never any obligation.

Rated 5 out of 5 stars

First time homeowners

Great staff, was nice having one person of contact to walk me through the process. Great only system and great rates

22 January 2026
Unprompted review
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Reply from nesto mortgages

Hi Chris 👋

Thank you so much for the 5 stars, and congratulations on becoming a first-time homeowner. That is a big milestone.

If you ever have questions down the road about renewals, refinancing, or just how your mortgage works, we are here to help.

Enjoy your new home.🏡

Rated 5 out of 5 stars

Best Mortgage Lender

had a great experience with nesto from start to finish. The process was clear, well organized, and much easier than I expected. I was especially happy to get the best rate available, which made a big difference for me.

My advisor, Karun, was amazing,knowledgeable, responsive, and always took the time to explain things clearly and answer my questions. I never felt rushed or pressured, and communication was excellent throughout. Overall, nesto made what can be a stressful process feel straightforward and manageable. I would absolutely recommend them.

15 January 2026
Unprompted review
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Reply from nesto mortgages

Hi there 👋

Thank you for such a thoughtful and detailed review! We’re thrilled to hear that your experience with nesto was smooth from start to finish and that securing the best available rate made a real difference for you. Karun will be especially happy to know his knowledge, responsiveness, and clear explanations helped make the process feel straightforward instead of stressful. Providing clear communication without pressure is exactly what we strive for. We truly appreciate the recommendation and are grateful you chose nesto for your mortgage.

Rated 5 out of 5 stars

Expert handling of a complex file under a tight deadline!

I had an exceptional experience with nesto, and I highly recommend them to anyone looking for a competitive rate combined with elite service.

We were dealing with a complex mortgage file that included a legal name change and a specific paper trail for USD deposits. While other lenders might have struggled with these complexities, the team at nesto handled everything with total professionalism.

William Paulon was a fantastic advisor and advocate early on. He took the time to personally explain the lender's requirements and successfully negotiated more manageable closing conditions, which removed a massive amount of stress from our plate.

George Georgoulis then took the lead as our processor to bring us across the finish line. His attention to detail was incredible; he navigated the manual verification of our documents with precision and ensured our file was fully instructed for our Dec 30th closing, despite the tight holiday timeline.
The level of transparency, advocacy, and communication from both William and George turned a difficult process into a total success. If you want a lender that actually works for you and can handle unique situations effortlessly, nesto is the way to go!

17 December 2025
Unprompted review
Rated 5 out of 5 stars

My experience with Nesto was EXCELLENT

My experience with Nesto was EXCELLENT. Thanks . Special for Jeff so the attention for give me solutions was GREAT. Jeff will be Manager soon
I honestly about this review. Nesto improved regarding employee.
First Jeff provided the information update, answer my question any time, provide the solution any problem. I think Jeff is the best Nesto Employee. Congrats to Nesto for have the employee lake him. THANKS Jeff, THANKS Nesto.

15 December 2025
Unprompted review
Rated 5 out of 5 stars

Amazing experience

Elischa was extremely communicative and responded very quickly. He explained everything clearly and concisely and answered any and all questions that I had. The process was extremely smooth and easy and an overall great experience.

3 December 2025
Unprompted review
Rated 5 out of 5 stars

First time home buyer, fully satisfied.

Nesto made the process as Easy as possible. First time home buyer with only basic knowledge. Pre approval was fast and easy. And once our offer was accepted, the team worked fast to help us get everything ready on time. Would absolutely recomend.

30 September 2025
Unprompted review
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Reply from nesto mortgages

Hi Cody 👋

We’re thrilled to hear your first home-buying experience with nesto was smooth and stress-free. Buying your first home can feel like a big step, and it’s great to know our team helped make the process simple, clear, and on time. Congratulations on your new home and thank you for recommending us! 🏡

Rated 5 out of 5 stars

My mortgage Brokers Jeff and Nav were…

My mortgage Brokers Jeff and Nav were amazing! Not only secured mortgage for us well in time, they went above and beyond to continually follow up and assure disbursement happens on time for closing! Thanks Guys, Keep Up the Good Work!!

23 September 2025
Unprompted review
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Reply from nesto mortgages

Hi Sandeep 👋

Thank you so much for the 5-star review! We’re thrilled to hear Jeff and Nav made your mortgage experience such a smooth and stress-free one. Their dedication and proactive follow-up truly reflect how we care for our clients every step of the way. We’ll be sure to share your kind words with them, they’ll be so happy to know they made a difference. Congratulations on your closing! ✨

Rated 5 out of 5 stars

Incredible support as first-time buyers: caring, professional, and always available

We had a wonderful experience with Nesto on our first home purchase. Our mortgage advisor, Justine Biello, stayed in close contact with us through phone calls and emails, and she went above and beyond at every step of the process. She calmed our worries, made us feel comfortable asking questions, and walked us through the breakdown of our mortgage package and the next steps. Her patience and dedication helped ease the stress of purchasing our home.
What truly stood out was the time and care Justine put into ensuring that all of our documentation was prepared and ready when needed. We also had the pleasure of working with mortgage processor Suzanne Brunel, who was equally supportive, friendly, and insightful in guiding us through the final steps of the process.
Even with a tight timeline, both Justine and Suzanne prioritized our experience. Their kindness, strong communication, guidance, and expertise made us feel heard, supported, and at ease throughout.
We wholeheartedly recommend Nesto and want to thank Justine Biello and Suzanne Brunel for making such a meaningful difference in our home-buying experience.

Normand and Maria Burke, Quebec

17 September 2025
Unprompted review
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Reply from nesto mortgages

Hi Norman & Maria 👋

Wow! Thank you so much for such a thoughtful and detailed review! We’re thrilled to hear your first home-buying experience with nesto was such a positive one. Buying your first home can feel overwhelming, and we’re so glad Justine and Suzanne helped make the journey smooth, clear, and supportive from start to finish.

Their dedication, patience, and attention to detail truly reflect what we strive for every day, empowering homebuyers with care, clarity, and confidence. We’ll be sure to share your kind words with them; they’ll be so happy to know they made such a meaningful difference. Congratulations on your new home 🏡

Rated 5 out of 5 stars

I had an excellent experience working…

I had an excellent experience working with my Nesto mortgage agent Jeffrey Liu. He was incredibly humble, considerate, and communicated in a timely manner throughout the process. From the beginning, he made sure to help us secure the best possible rate and guided us every step of the way, ensuring everything went smoothly.

I truly appreciated his professionalism and support, and I would highly recommend him to anyone looking for reliable mortgage assistance.

1 July 2025
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Reply from nesto mortgages

Hi Srinivas 👋

Thank you for sharing this amazing feedback! We’re so pleased to hear that Jeffrey provided such professional, considerate, and timely support throughout your mortgage journey. Making the process smooth while securing the best possible rate is exactly what we strive for, and we’re thrilled that he delivered on that promise. We truly appreciate your recommendation and are grateful you chose nesto!

— The nesto team

Rated 2 out of 5 stars

Clear Communication lacking

We were back and forth for months, communication was weak, requested to send documents to brokers email vs portal due to not being able to convert to pdf from jpeg was not accepted in portal, had to resend several documents we had to have someone come to the house twice for signing documents we almost were forced to re-sign current mortgage due to the lengthy process until 24hrs before due date, making things very stressful, we had to lose our tempers with the mortgage broker a few times during the process to get clarity on what was exactly needed from us many documents were sent multiple times, it was a lot of back and forth, my husband was told one thing then I was told another which confused us emails were not sent to us both the broker had my husband call our current lender to release the mortgage which they were confused by as that is not done until day of release and is up to lawyer, never had an issue in our past 3 mortgages, the mortgage broker did called my husband after the process to apologize offered a gift card for me to remove review (I have edited and sent response to NESTO) Company is from Montreal portal responses were only in French which was frustrating as we dont speak french, they removed the cost of the legal fees from our HELOC without our knowledge and before we had signed off on the documents (in the past this was always rolled into the mortgage so it came as a surprise) will see where this goes....

31 July 2025
Unprompted review
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Reply from nesto mortgages

Hello Amanda,

We’re sorry for the frustration you experienced, this isn’t the standard we aim for. We’ve opened an internal review of your file to better understand the issues with communication, document handling, and language settings. Our team will reach out if more details are needed. In the meantime, if you’d like to share additional context, please email support@nesto.ca and reference this review.

Rated 5 out of 5 stars

Excellent customer service

This company was fast, professional, knowledgable, great service! Karun and the team were awesome! Always on top of things and never made you wait. Thank you! It was a great experience and so nice to receive excellent customer service.

2 June 2025
Unprompted review
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Reply from nesto mortgages

Hi Nancy 👋

Thank you for the amazing feedback! We’re so glad Karun and the team could make the process quick, seamless, and stress-free for you. Providing fast, knowledgeable, and attentive service is exactly what we aim for and it’s great to hear we delivered. We’ll be sure to share your kind words with Karun!✨

Rated 1 out of 5 stars

I had high hopes for Nesto at the…

I had high hopes for Nesto at the beginning – they seemed helpful and responsive. Unfortunately, that ended the moment I became a client.

The service quickly turned disorganized and unhelpful. I was promised callbacks that never happened, left to chase down basic updates, and repeatedly ignored.

Nesto’s customer service operation is confusing, lacks accountability, and treats clients as if they’re disposable once signed on. Absolutely frustrating from start to finish.

Do yourself a favor and avoid Nesto. There are far more professional and reliable mortgage brokers out there.

12 July 2025
Unprompted review
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Reply from nesto mortgages

Hello Khalil,

Thank you for taking the time to share your experience. We’re genuinely sorry to hear that we fell short of your expectations — especially after a strong start. That’s not the experience we aim to provide, and we take your feedback seriously. If you're open to it, we’d appreciate the opportunity to look into what went wrong and make things right.

Please feel free to contact us at support@nesto.ca with your file number and a member of our leadership team will follow up directly.

— The nesto team

Rated 5 out of 5 stars

Nesto experience so far

So far I was dealing with George and William- both doing great job so far, explaining the steps and it was easy to communicate with them.
I will update my review when I get the mortgage and I will share my experience with them
But so far- so good.

12 July 2025
Unprompted review
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Reply from nesto mortgages

Hi Alex👋

Thanks so much for the great feedback! We’re glad to hear that George and William have made things clear and easy to navigate so far — that’s exactly what we aim for.

We’ll be cheering you on as you move through the rest of the mortgage process, and we’re here every step of the way. Looking forward to the final update !

— The nesto team

Rated 5 out of 5 stars

The best part about working with Nesto…having an attentive and caring mortgage advisor

The best part about working with Nesto was having a mortgage advisor like Karun! We especially appreciated how Karun spoke to us as though he cared about our best interests and was also very attentive to our specific needs and the details of our Nesto file. In fact, throughout this entire process of purchasing and moving into of our first home, Karun outshone any other person we dealt with along the way in terms of professionalism and friendliness! Very special thank you to Karun and a thank you to Nesto!

12 July 2025
Unprompted review
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Reply from nesto mortgages

Hi 👋

What an incredible review — thank you! We’re thrilled to hear that your experience with Karun made such a meaningful impact during such an important milestone. Buying your first home can be overwhelming, and it's wonderful to know Karun was there to make things smoother, friendlier, and more personal every step of the way.

We’ll be sure to pass along your kind words to him. From all of us at nesto, congrats on your new home, and thank you for choosing us to be part of the journey!

— The nesto team

Rated 5 out of 5 stars

Jeff Liu was amazing from the very…

Jeff Liu was amazing from the very first conversation. He was patient and attentive. Other brokers were not willing to take on the deal due to very tight timeliness and competitive rate I was looking for. He worked some serious overtime and was always there to answer my questions. Thnx

20 June 2025
Unprompted review
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Reply from nesto mortgages

Hi Nataliya 👋

We’re so glad you felt supported every step of the way! When timelines are tight and expectations are high, we love rising to the challenge and Jeff truly delivered. Thanks for trusting nesto with your mortgage, and for taking the time to share your experience. 💪

— The nesto team

Rated 1 out of 5 stars

Horrible initial customer service

I'm not sure if I just happened to get a dismissive broker at Nesto, but my experience with them has been horrible.
I was just told that Jeff C. is not willing to work with me because I won't fill out an application (I'm just after an initial ballpark number to determine who to follow up with). I'm comparing different brokers' rates and not prepared to have my credit score checked 5 times. I provided my financial information and asked for a quote based on the information given. I was refused and brushed off.
Perhaps he didn't like the prepared document I made requesting the best rates with specific questions about fees and terms.
He may have also not liked that my mortgage wouldn't have been huge. I'm guessing they make a % based on the total value of the mortgage.
FYI the 4 other brokers all took the time to answer all of my questions and provide the best rate based on my provided information.
Poor show Nesto.

15 June 2025
Unprompted review
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Reply from nesto mortgages

Hi Jules,

We sincerely apologize that your experience fell short of your expectations and that you felt dismissed by one of our team members. This is certainly not the impression we want to leave, and we understand your frustration, especially when you're trying to efficiently compare options.

We appreciate you bringing this to our attention. Your feedback is invaluable as it helps us identify areas where we can improve our service and ensure all clients feel heard and respected, regardless of their mortgage size or how they choose to approach the initial information-gathering process.

We'd like to learn more about what happened and see if there's anything we can do to address your concerns. Please reach out to our support team at support@nesto.ca.

The nesto team

Rated 5 out of 5 stars

Very upfront and beat the bank rates.

Very upfront and beat the bank rates.
Took care of everything. My advisor was great - very fast to get back to me when I had questions.

12 June 2025
Unprompted review
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Reply from nesto mortgages

Hi Paul 👋

Thank you for your kind words! We're thrilled to hear that your advisor was able to assist you promptly and effectively. Providing quick and reliable support is something we take pride in. We appreciate your trust in us and are happy to have helped make your experience a positive one!








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