Nationwide Reviews 

9,376
TrustScore 3 out of 5

2.8

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 1,501 reviews, most reviewers were unhappy with their experience overall. Many people feel that the service provided is poor, with concerns raised about automated systems failing to understand account details or providing unhelpful responses. Reviewers frequently mentioned issues with account management, such as being asked for extensive verification or experiencing problems with transactions and payment methods. There is a consistent feeling of being disregarded by the institution when raising complaints or needing assistance. However, some customers had very positive interactions, noting firsthand experiences of kindness and professional treatment from particular branch staff. A small group of consumers also mentioned receiving speedy and empathetic help from specific personnel when facing difficult situations. Conversely, a few other people also felt that some staff members were rude, poorly trained, or made personal inquiries during service interactions.

What people talk about most

Customer service

People report ambiguous experiences with customer_service, as opinions and interactions vary significantly.... See more

Staff

Consumers find staff to be ambiguous, experiencing a mix of exceptional branch service and frustrating online... See more

Service

Users describe ambiguous interactions with service, reflecting high disagreement among customers. Many... See more

Payment

Clients share negative opinions on payment, highlighting issues with blocked debit cards and unexpected... See more

Response time

Reviewers highlight negative aspects of response time, consistently reporting long delays and difficulties... See more

Reviews shaping this summary

Rated 3 out of 5 stars

The company who run your credit card know next to nothing about me and how I run my spending on the credit card. As a result they are always lowering my limit and jacking UP my charges on the way it... See more

Company replied

Rated 3 out of 5 stars

There are some really great things about banking with Nationwide but there is one massive stumbling block which they believe is a customer benefit. We are rural-based and the trip to a Nationwide i... See more

Company replied

Rated 4 out of 5 stars

Friendly, helpful staff. Unfortunately, I had not received my switch service payment into my account when I visited the branch. I find these surveys are very much a 'one size fits all' so do not... See more

Company replied

Rated 1 out of 5 stars

tried to log a simple it fault and error message. took hours. sent screenshot. eventual answer "is your browser using English" duh the screenshot showed English. totally hopeless AI type response wi... See more

Company replied


Company details

  1. Building Society
  2. Financial Institution

Written by the company

Nationwide is the world's largest building society with around 15 million members. It's one of the largest savings providers, a top-three provider of mortgages in the UK & a major provider of current accounts, credit cards, ISAs & personal loans.


Contact info

2.8

Average

TrustScore 3 out of 5

9K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 59% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

2.8

All reviews

(9,376)

2,047 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

The politeness and quickness of the…

The politeness and quickness of the young man. Who has not been there that long.

21 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

This is lovely to hear, we're pleased to her the colleague you spoke to provided great service ☺️

Rated 1 out of 5 stars

Enshittification

Nationwide used to be a great British institution, an alternative to the big corporate banks whose avarice blew up the world economy not so long ago and left all of us footing the bill: a building society that treated its members fairly and was accountable to them. Sadly this is no longer the case and Nationwide is a big bank in all but name.

It’s not the place here to recount the changes management have foisted on Naionwide in recent years, the abuse of its democratic processes or the scandal that has surrounded the eye-watering bonus payments made to multi-millionaire chief executive, Debbie Crosby.

Nor shall I describe the bureaucratic nightmare of being locked out of online access to my own accounts for months due to bizarre “money laundering” suspicions that were never substantiated or explained but quietly (and thankfully) dropped.

I only wish to relate my experience of its appalling standard of customer service and how this has declined since I joined.

Telephone customer service was once a free number you could call and get straight through to a staff member who would try to solve your problem. Now, after a tedious security process with an unreliable app, almost every call to the telephone line leaves me feeling frustrated, insulted and drained.

It’s as if staff are being trained to be unhelpful in order to deter you from phoning (so they can be laid off and their wages added to Crosby’s next bonus as “efficiency savings” perhaps?) Staff have no empathy or discretion and policies funnel you relentlessly back to Nationwide’s clunky digital services, which are often broken. Even if you specifically tell them (as I did today) that you already tried to do something online and it didn’t work you will be cajoled into rolling your boulder up that hill again.

If this is what the call centre is now, they should stop calling it “customer service” but “customer management”. It is like the person standing by the self-checkouts at Lidl who shouts at you when you scan something upside down.

And stop pretending to be different from any other soulless financial megacorp.

24 August 2026
Unprompted review
Rated 5 out of 5 stars

Horrendous experience on chat on 13-08-26. Magnificent interaction by the phone with a lady from credit card team on 25-08-2026.

I applied for a credit card on 1st Aug. After 2 weeks I've reported I hadn't received the card. They said they would send another one but still haven't received it on 24 Aug. Two days ago I received the PIN letter but not yet the card. It is almost the end of the month. In 3 days I will go on holiday and I still don't have the card! Horrendous experience by chat on 13-08-2026. Completely resolved by the phone with one of the credit card team members on 25-08-2026 around 17:30.
I would like to thank very much to this lady for her help and in the future I will use the phone for any issue and not the chat.

24 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Silvia, we're sorry to hear you haven't yet received your credit card. So we can look into this further for you, please give us a call on 03456 00 66 11 and speak to one of the team.

If you’d like to raise a complaint, you can find all the ways to do so here: https://www.nationwide.co.uk/contact-us/make-a-complaint-or-send-us-feedback/.

Rated 1 out of 5 stars

Nationwide holding money

I opened an account for my Son when he was born,(now 32), he had not used his account so the Nationwide closed it and he needed to go in and withdraw the money(he lives in Australia), spent nearly an hour of his valuable family time sorting this out in July, but the money has still not been paid. Now they won't speak to me data protection and he is 9000 miles away, it is only £71.06 not a vast amount!!!!
This happened on 13th July 2026 and still no further, just done another 40 mile round trip to chase it up but they will not speak to me (mum) at same address as they have on file.
What a joke

24 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Mel, we do need to speak to the named account holder in order to discuss anything specific to do with the account, if you or your son would like to raise a complaint about this, you can find more information on how to do so here: https://www.nationwide.co.uk/contact-us/make-a-complaint-or-send-us-feedback/.

Rated 5 out of 5 stars

Customer service

The staff at Nationwide are always extremly helpful, patient and kind, i have been with nationwide as a customer for many years and have always had very good customer service.
Thankyou!

22 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

This is lovely to read Louise, thank you for your review!

Rated 5 out of 5 stars

A quick & efficient visit.

I was dealt with straight away & efficiently & was given all the answers clearly to any questions!

21 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Thank you for sharing your experience Peter!

Rated 5 out of 5 stars

A banking service designed to help you the customer

Fantastic service. Applied for a switch from Santander. Offered a Flex account, credit card and a savings account. Local High St branches, staffed by courteous knowledgable individuals and I've never waited longer than a couple of minutes when ringing a branch. Try doing that with Santander!!
Best move for me in a long time, go for it.

27 July 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Thank you your sharing this with us, Steve, it's great to read!

Rated 4 out of 5 stars

Very knowledgable staff on branch

Very knowledgable staff on branch, just not much privacy as all enquiries dealt with by two adjacent counter staff, dealing with a long queue of people.

21 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Thank you for sharing, Rob.

Rated 5 out of 5 stars

Absolutely Fantastic building Society

Absolutely Fantastic building Society. With the Best Staff, First Class in everything. I would not move from Nationwide if you paid me as I like to see and talk to the people who look after our money and you can build a relationship with them. Which is Brilliant ⭐️⭐️⭐️⭐️⭐️⭐️⭐️25 out of 10

24 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

This is lovely to read Jimmy, thanks so much for sharing :)

Rated 5 out of 5 stars

A good company.

It is so very nice to be able to go into a branch and speak to advisor. Thankyou Nationwide for keeping branches open.

21 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Thank you for your review, Rosemary!

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look