Liberty Mutual Reviews 

3,148
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Evaluating 2,501 reviews, reviewers had a great experience with this company. Customers consistently praise the staff for their helpfulness and positive attitude, making interactions pleasant and productive. Many people highlight the exceptional customer service, noting quick responses and a clear, accommodating approach to their needs. Reviewers also appreciate the efficient service and user-friendly processes, finding it easy to navigate and manage their policies. However, some customers noted concerns regarding pricing, with premiums sometimes found to be significantly higher than competitors or increasing unexpectedly. A few other people also felt that the claims process could be slow or difficult, mentioning issues like delayed inspections or prolonged communication.

What people talk about most

Staff

Clients share positive opinions on staff, with many reviewers praising their helpfulness, politeness, and... See more

Customer service

Consumers generally report positive experiences with customer service, highlighting helpful, polite, and... See more

Service

Reviewers mention positive feedback about service, with many customers appreciating the company's efficiency... See more

Price

Customers consistently note ambiguous experiences with price, with some reviewers finding competitive and... See more

User experience

People report positive experiences with the user experience, often highlighting the ease of use and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Good customer service. Account website is easy to navigate. However, premium costs have risen so much that they have become a financial stress on my family's finances.

Rated 4 out of 5 stars

The Agent Abbey was such a great help w/ the issue we had w/the restoration co. in Ormond Beach,FL. When I told her about the dissatification w/ them she called the Restoration Co. in St Augustine. Th... See more

Rated 4 out of 5 stars

My names Odelys and I wanna talk about a worker by the name of Teresa Aske from liberty mutual who was incredibly helpful she layed out everything in a very simple matter she gave me reassurance on al... See more

Rated 5 out of 5 stars

Liberty mutual handled my claim from start to finish with efficiency and care. A storm had damaged my roof badly, in fact I needed a whole new roof. Liberty mutual worked with my contractor sent out a... See more


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Gadget Insurance Company
  4. Insurance Agency
  5. Liability Insurance Company
  6. Life Insurance Agency

Written by the company

Get a free insurance quote from Liberty Mutual - specializing in car insurance, home insurance, and life insurance.


Contact info

4.2

Great

TrustScore 4 out of 5

3K reviews

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4.2

All reviews

(3,148)

2,519 reviews in the last 12 months

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Rated 5 out of 5 stars

Convenient

Convenient, easy, professional and thorough. My experience was great. A satisfied policyholder.

12 June 2026
Unprompted review
Rated 1 out of 5 stars

Liberty Mutual will live you in ruins

My husband and I purchased a home owners policy with Liberty mutual over two years ago and have been paying monthly for the coverage they provide. Last week we found water in our finished basement and discovered a crack in our foundation. The crack was only found after the removal of all the carpeting and part of the drywall, in the area affected. Now Liberty Mutual is saying that the foundation is not covered as part of our insurance and that because water is involved the issue would fall under flood insurance. We do not have flood insurance as we are not eligible for flood insurance, we checked when we bought the house. At no point during the purchase of the plan were we told the foundation was not covered. A person should not require an advanced law degree on order to not be taken advantage of by multi-billion dollar corporations. We had an inspection of our house when we purchased it, we have done regular maintenance on the house, and even had our brick looked at, what else should we have done to keep our home habitable? We have three children under the age of five, the youngest being only two months old, and I don't know what we are supposed to do now. We thought we were protected by having insurance, but NO they only care about making money and not the lives their underhanded tactics affect.

14 July 2026
Unprompted review
Liberty Mutual logo

Reply from Liberty Mutual

We appreciate your feedback and would like to look into this matter. Please email Social@LibertyMutual.com.

Rated 1 out of 5 stars

Reckless Cancellations

Husband got 2 speeding tickets that increased my insurance payment through another company by $75, so I had him get his own insurance. A month and a half later my car overheated and I call to remove insurance from it only to find out Liberty Mutual canceled my entire auto policy instead of just removing my husband and his vehicle from my policy. It was my policy in my name only and husband was only authorized driver. The generic letter Liberty sent to cancel didn't specify a vehicle, just carelessly canceled the entire policy without questioning of this cancelation would negatively effect other vehicles or drivers. You need to ask more questions before you ruin somebody's life leaving them uninsured. Had my car caught on fire that day I'd be in a world of hurt bc Liberty Mutual is careless and doesn't ask who these cancelations will effect. Shame on you people, and customer service can't even accept any responsibility. It's a "misunderstanding" according to them.

12 May 2026
Unprompted review
Liberty Mutual logo

Reply from Liberty Mutual

Thank you for sharing your experience. We would like to look into this. Can you please email us at Social@LibertyMutual.com?

Rated 3 out of 5 stars

Good rates, but inadequate communication modes and a suckass RightTrack system

My Pluses and Minuses are below:

Pluses:

1) Liberty Mutual Auto Insurance Company offers some great auto insurance rates. I just signed up with them on June 11, 2026.
They beat out the other half a dozen of other competitive companies I compared.

2) They offer text message communication.

3) They also offer fax communication.

4) They offer chat communication.

Minuses:

1) Liberty Mutual doesn't offer regular email communication. They only have an email address for sending documents.

2) Their RightTrack phone app that monitors our driving is faulty. It records bike trips, which is totally absurd. Allstate Auto insurance and Progressive Auto Insurance offer a plug-in device that plugs right into the car under your dashboard. These specifically monitor your vehicle driving only, which is the way it is supposed to be. I suggested this to Liberty Mutual recently. I hope they will consider offering this.

3) In a recent text message, their customer service agent suggested that I call RightTrack people for inquiries. I hate business phone calls. Fortunately, the text agent provided me Liberty Mutual's fax number and I contacted RightTrack people via fax.

4) In reply to a recent fax transmission to RightTrack customer service, the agent in an email did not give me helpful information. The agent also didn't sign their name, which is cowardly in my opinion. People should be held accountable for what they say. All emails should have a Closing with an agent's name.

9 July 2026
Unprompted review

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