Lexhaminsurance Reviews 

1,820
TrustScore 3.5 out of 5

3.4

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Review summary

Created with AI, based on recent reviews

Considering 237 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently highlight the competitive pricing and mention that setting up a new policy or completing renewals online is a quick, straightforward process. Many people describe the customer service representatives as polite, highly knowledgeable, and always willing to help throughout the entire process. Some reviewers were not happy with the communication, reporting that they spent hours waiting on hold or received absolutely no response to emails. Others experienced unexpected premium increases, surprise charges, or found it extremely difficult to get in touch when they needed to make urgent policy changes.

What people talk about most

Price

Customers had ambiguous experiences with price. While many reviewers appreciated the initially cheap premiums... See more

Service

People report ambiguous experiences with service, reflecting a high level of disagreement among reviewers.... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, with experiences varying greatly among consumers.... See more

Payment

Users describe negative interactions with payment processes, consistently reporting difficulties with... See more

Customer communications

Consumers express deep frustration and dissatisfaction regarding the contact experience. Reviewers... See more

Reviews shaping this summary

Rated 3 out of 5 stars

lexham provides cheap insurance for young riders i like them. but whats ruins it, is getting in touch with them. im late on a payment and need support paying due to a situation with my banking. Ive be... See more

Company replied

Rated 3 out of 5 stars

The insurance was quick and easy to set up. The prices and the excess were very high. Especially the mandatory excess. Also there was only an option to select 'Garage' in terms of where the vehicle... See more

Company replied

Rated 3 out of 5 stars

The process was quick and easy however for a new scooter rider the price given is expensive. I know people who are charged under £500 yet I was charged nearly £2,000. Lexham are my first insurance com... See more

Company replied

Rated 3 out of 5 stars

I renewed my motorcycle insurance by telephone. This was a very frustrating experience because during the process the operator had to read out a lot of the stuff that was in the renewal letter. This t... See more

Company replied


Company details

  1. Insurance Broker
  2. Motorcycle Insurance Agency

Written by the company

Lexham Insurance is a specialist insurance broker providing motor insurance solutions since 2000. Starting as a dedicated motorcycle, scooter and moped insurance broker, we are proud to offer a wide range of insurance schemes for riders across the UK. From learner riders and commuters to delivery riders, electric motorcycles and adventure bikes, our products are designed to support a broad range of riders, vehicles and insurance needs. Over the years, Lexham has evolved from a specialist two-wheel insurance broker into a broader specialist motor insurance business. Today, our insurance services include motorcycle, scooter, motorhome, campervan, quad bike and commercial vehicle insurance. Based in Norfolk, our team supports customers across the UK. We value the feedback shared through reviews, which helps us continue to develop our products, services and customer experience.


Contact info

3.4

Average

TrustScore 3.5 out of 5

2K reviews

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3.4

All reviews

(1,820)

215 reviews in the last 12 months

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Rated 1 out of 5 stars

Extremely frustrating experience with…

Extremely frustrating experience with Lexham Insurance – appalling customer service

I sold my vehicle and have been waiting for my refund, but trying to get any response from Lexham has been incredibly frustrating.

They issued a cheque to an address where I no longer live. I have already informed Lexham that I am no longer in the country and therefore cannot physically receive or use a cheque payment. I have explained that I simply need the refund transferred to my UK bank account, yet I am still having to chase them to get this resolved.

Thankfully, they have at least stopped the original cheque, but everything since then has been unnecessarily difficult.

What I find particularly surprising is that, when I originally paid for the policy, Lexham presumably had the relevant payment/account information on record. Yet when it comes to refunding money that is owed to me, I am apparently being told that they cannot simply use the payment details or account information they already have and instead I have to go through a separate process over the phone.

If there is a legitimate reason why they cannot refund the money using the original payment method or existing account details, then they should at least clearly explain this to the customer and provide a practical alternative.

Instead, I have been left trying to sort this out while out of the country, and I am still making international calls at my own expense to try to get someone to deal with it. To make matters worse, they are not even answering the phone.

Apparently, the only way to arrange the bank transfer is over the phone. In 2026, it is frankly ridiculous that something as straightforward as changing the refund payment method cannot be requested or arranged through their own website.

I have explained the situation repeatedly. I have told them I am overseas, explained that I cannot receive a cheque, and provided the obvious solution of transferring the refund to my UK bank account. I have even gone to the trouble and expense of making international calls — and still cannot get anyone to answer and resolve the issue.

I am simply trying to receive money that is owed to me. Why Lexham has made this so unnecessarily difficult is beyond me.

The lack of communication, failure to answer calls, and complete lack of flexibility for an overseas customer is extremely disappointing.

This has been a very poor customer service experience, and based on what I have experienced, I would seriously think twice before using Lexham Insurance again.

11 August 2026
Unprompted review
Lexhaminsurance logo

Reply from Lexhaminsurance

Thank you for your review. We apologize for the difficulties you have faced when trying to reclaim this refund. We can see that you have since had contact with ourselves regarding this issue. We hope that this has resolved the issue. If you do still require assistance, please reply with a suitable time and we can arrange for an agent to call you. Alternatively, please email enquiries@lexhaminsurance.co.uk with any additional information.

Rated 1 out of 5 stars

Charged twice!

The app crashed out at the purchase payment final section, I didn’t get a notification to tell me if the purchase had been successful or not . I assumed it hadn’t been processed correctly so went through it again, where it didn’t crash and was successful this time, I received a notification to tell me it had been successful. I later checked my bank app to discover that the first transaction had also been successful and I have know been charged the full annual price of £312.14 twice. I tried to contact you last night via the contact number but was on hold for over 45 minutes until the lines closed. I have now sent you an email but will apparently have to wait up to 48hrs for a response and for my refund to hopefully processed and returned. I can’t really afford to be out of pocket and need the refund asap. Not a great start.

10 August 2026
Lexhaminsurance logo

Reply from Lexhaminsurance

Thank you for your review. We apologize for the inconvenience experienced. We have arranged for an agent to call you and discuss this as soon as possible.

Rated 5 out of 5 stars

Good communication

Good communication, easy process, value for money, being a motorcycle insurance specialist.

10 August 2026
Lexhaminsurance logo

Reply from Lexhaminsurance

Thank you for taking the time to leave a positive review.

Rated 1 out of 5 stars

Because you don’t put my insurance…

Because you don’t put my insurance online

7 August 2026
Lexhaminsurance logo

Reply from Lexhaminsurance

Thank you for your review, If you still require assistance with this, please advise of a suitable time, and we will arrange a callback for you. Alternatively, please email enquiries@lexhaminsurance.co.uk with any additional information.

Rated 1 out of 5 stars
Lexhaminsurance logo

Reply from Lexhaminsurance

We apologize for the difficulties you have faced when using our app. If there is anything we can help you with, please let us know. Alternatively, please email enquiries@lexhaminsurance.co.uk with any additional information.

Rated 1 out of 5 stars

Get what you pay for! Don’t pay out

Get what you pay for!
If you want cheap bike insurance there perfect just pray nothing goes wrong because they don’t pay out of your bike gets stolen.

1 August 2026
Unprompted review
Lexhaminsurance logo

Reply from Lexhaminsurance

Thank you for your review, I apologise for any inconvenience cause, please email the claims team on claims@marble-arch.uk for further assistance as this is not an aspect we can assist on.
Kind regards
Lexham Insurance Consultants

Rated 5 out of 5 stars

The person I spoke to on the phone was…

The person I spoke to on the phone was very thorough polite very helpful and yes I've got a great quote for my motorcycle

3 August 2026
Lexhaminsurance logo

Reply from Lexhaminsurance

Thank you for your review! This feedback will be fed back to the operator.

Rated 1 out of 5 stars

Terrible service price always go up

Would Never recommend it at all it doesn’t matter how long you stay with them the price always goes up

3 August 2026
Lexhaminsurance logo

Reply from Lexhaminsurance

We are sorry to hear you had a negative experience. If there is anything you would like us to look into, please provide additional information. Alternatively, please email enquiries@lexhaminsurance.co.uk.

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