LendingPoint Reviews 8,630

TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Looking at 85 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, professionalism, and caring approach, making the loan process smooth and understandable. Many highlight the excellent customer service, noting quick response times and efficient handling of their inquiries. People appreciate the ease and speed of the service, often receiving funds on the same day or the next. However, some customers experienced issues with payment systems and email support, mentioning difficulties with automated payment glitches and a lack of timely responses from human representatives regarding payoff amounts. A few also reported dissatisfaction with how missed payments were handled, feeling that their concerns were not adequately addressed.

What people talk about most

Staff

Customers consistently note positive experiences with staff. Reviewers frequently praise the kindness,... See more

Service

Clients share positive opinions on service, highlighting the helpfulness, professionalism, and efficiency of... See more

Customer service

Consumers generally report positive experiences with customer service. Many reviewers highlight the... See more

Response time

Users describe positive interactions with response times. Many customers praise the quick decision-making... See more

Payment

Reviewers highlight ambiguous aspects of payment. While some customers praise the ease of applying, quick... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Mr. Ronald Barber was fantastic. I needed a quick personal loan and he was extremely helpful, friendly and very professional. At almost 80 years old my computer skills are fragile. Ronald talked me... See more

Rated 5 out of 5 stars

I would like to take a moment to recognize Ronald Barber & Lending Point for putting Customer Service as their top Priority. Ronald, is a Professional Courteous & Caring individual that ac... See more

Rated 5 out of 5 stars

Ronald replied to my email inquiry but we had a difficult time connecting due to my work schedule. He was patient in playing phone tag with me and we were finally able speak, complete documents and mo... See more

Rated 5 out of 5 stars

I’m really grateful for LendingPoint because when I needed help with a huge purchase they were there to help me and my family out when everybody else shut us out. I just hated that I couldn’t stay con... See more


Company details

  1. Non-Bank Financial Service
  2. Financial Consultant

Written by the company

With a decision in seconds and access up to $36,500 as soon as the next business day, LendingPoint is leading the online direct lending industry with innovative finance solutions and superior customer service. We offer payment options that fit your unique financial situation. We look for ways to say "Yes" when traditional lenders and banks are quick to dismiss and say "No”. To us, you're more than a credit score.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

9K reviews

5-star
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1-star

Replied to 9% of negative reviews

Typically replies within 2 weeks

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Rated 5 out of 5 stars

Very Easy Process

My Sales Specialist was Mei Mei Carswell. I’d admit that I’m not tech savvy, but she walked me thru the process. She was very patient and continued to monitor to make sure that I was going the correct direction. She also informed me that I was eligible for more than what I originally requested. I was approved and the money was at my financial institution the very same day. Thanks Mei Mei sand LendingPoint.

23 January 2026
Unprompted review
Rated 5 out of 5 stars

I worked with Ronald Barber and I must…

I worked with Ronald Barber and I must admit he was professional yet courteous and very knowledgeable of the entire process. He answered all my questions fully and efficiently. I was impressed with how quickly he responded to my questions and how quickly the entire process took.

22 January 2026
Unprompted review
Rated 5 out of 5 stars

I spoke with Mei Mei Carswell today

I spoke with Mei Mei Carswell today.
She was very knowledgeable and very patient. She answered all my questions and she expedited an application and got it completed in the same day. She was very helpful and she took the time to listen and understand my needs. Thank you so much for your assistance Ms. Carswell. It is appreciated. Saturday 12/27/2025

27 December 2025
Unprompted review
Rated 5 out of 5 stars

My experience with LendingPoint

My experience with LendingPoint was very professional and easily navigated. Mei Mei Carswell was my Loan Specialist and was extremely helpful and patient in my providing the necessary documentation. Very quick decision made and confirmed. Highly recommend.

10 December 2025
Unprompted review
Rated 5 out of 5 stars

Ronald is an excellent example of…

Ronald is an excellent example of superior customer service. He has got excellent communication skills. You can feel and hear his enthusiasm for the work he does. He shows a great deal of patience. Ronald shows empathy for you but in a very professional manner. He most definitely shows representation for his company well. I also spoke with Diana. She was extremely cordial and also represents her company well. She presented herself as someone that seemed happy to be at work and help customers to achieve their goal in calling. This company appears to do a very good job in those they hire. I assume that they have found that your employees can make or break you.
Thanks Ronald and Diana
Debbie J

10 December 2025
Unprompted review
Rated 5 out of 5 stars

Worthwhile Experience

I started the process and then stopped as I was not feeling comfortable ~ later I received a phone call from Mei Mei and she talked me through the process with such calm and professionalism that I decided to take a chance. The process was very easy and efficient and I was pleased that Lending Point was there to assist me as I needed. If you are having any doubts, take that chance and move forward.

25 November 2025
Unprompted review
Rated 1 out of 5 stars

I borrowed Monty from lending point

I borrowed Monty from lending point
For almost 6 months payments were not reported to the credit bureau.
I was told by them there was a problem and they had to manually go into the each credit bureau to notify the payment.

I made payment on time but lending points notified the credit bureau. I was one month late.

I gave them the proof but I was told eventually you made the payment on time but we didn’t receive the money few days later

I’m going to take legal action but notifying the Attorny Journal office as well as the bank bureau

Please be careful borrowing money from lending point

11 November 2025
Unprompted review
Rated 5 out of 5 stars

Process was very easy

Process was very easy, Ronald was very helpful filed out the forms, sent in the documents they needed got and answer right away and got the check in my account a couple days later, highly recommend.

24 October 2025
Unprompted review
Rated 1 out of 5 stars

Lending Point was great... Until it wasn't.

4 year customer here. I apparently missed a payment over a year ago, even after checking with agents monthly by phone to be sure my account is current. Lending Point just destroyed my credit score (-45 point hit) because they changed over a year worth of "current" statuses to "30+ days late" in one shot. I asked to have my calls with agents reviewed at that they could hear verifications given that my account was current. They told me that would take about a week due to the volume of calls logged and they would get back to me. Less than 24 hours later, I am told "tough, we aren't changing it". That's piss-poor customer service. Get your loan somewhere else!

30 September 2025
Unprompted review
Rated 5 out of 5 stars

Simple and easy

The process through lending point was extremely easy I had no problems from start to finish using their app was extremely easy to navigate it was simple straightforward and when I spoke with Ronald afterwards he was a pleasure. Again he himself was straightforward the questions were easy and there was no question left unanswered. To Ronald's managers he did a fantastic job he was more than a pleasure he deserves a raise thank you for being easy to deal with and thank you for the loan as it will help me greatly

13 October 2025
Unprompted review

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