While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

Hello, my name is DALE Schwetz. I am the owner of Polo Star LLC. LenCred has been amazing for me and my business and my whole staff. Jerry Engert and his team have been fantastic!!!!! From getting fun... See more

Rated 5 out of 5 stars

I have started the process of getting a line of credit from Lencred. I spoke to a gentleman named Joel Wilson who was helpful, personable, and kind. He obviously loves what he does. He provided me w... See more

Rated 5 out of 5 stars

My experience working closely with Lencred has been nothing but stellar. When you encounter a business that does what they say they are going to do, and truly wants to get to know their client, you ha... See more

Rated 5 out of 5 stars

I’ve had two great experiences with LenCred (2016 & 2018) and its tremendous staff. My Finance Advisor, Jerry Engert, was exceptional as well as his staff Tiffany Cope. Mr. Engert was “spot on” with h... See more

Company details

  1. Non-Bank Financial Service
  2. Financial Consultant

Written by the company

LenCred helps entrepreneurs and small business owners obtain low-cost financing and assists businesses with high-cost debt to improve and/or restructure their debts to more cash-flow friendly financing that reduces interests expenses. Startups in their first 3-5 years can obtain between $25,000 - $250,000 in low-cost financing that doesn't require collateral or financials and that can be used to start, build, and grow their businesses. Established companies can get even more, all WITHOUT needing to pledge your precious collateral.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

464 reviews

5-star
4-star
3-star
2-star
1-star

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent

I highly recommend their expert services and financing options. I worked closely with Laurie and Marcus. Both are knowledgeable, qualified and trained professionals who were also very personable, easy to work with and exceptionally informative throughout the entire application process. In the end, I am very pleased with the credit financing solutions offered and would not hesitate to do business with them in the future. Kudos!

7 March 2018
Unprompted review
Rated 5 out of 5 stars

Joel was very helpful

Joel was very helpful. We are looking to grow and improve our business credit and he was very knowledgeable on how things work and how lencred could help us. He patiently answered all our questions and we truly felt he gave us all the assistance he could to get us through the 1st step. Now we are waiting for the next steps of our process. Joel was easy and pleasant to work with.

26 February 2018
Unprompted review
Rated 5 out of 5 stars

Will Recommend

I worked with Joel today. He was very friendly and helpful in answering my questions. I'm looking to start a painting company, and he told me how they go about funding startups for businesses like mine. I will recommend Joel to anyone looking for funding for business capital. Waiting on next steps to occur, but as far as initial steps go, I would recommend. He waived the credit fee after sending him my Experian credit report from Nav.com.

20 February 2018
Unprompted review
Rated 5 out of 5 stars

I worked with Joel today

I worked with Joel today. Very knowledgeable of the process and very friendly. Positive energy and very respectful. Joel provided details on next steps which is comforting especially being new to the process. I will refer Joel to other clients and indvividuals with the same goals.

14 February 2018
Unprompted review
Rated 5 out of 5 stars

Outstanding

I would recommend this company to many of my clients and friends. Jimmy was outstanding in help explaining the process and getting me the reserve I needed.

14 February 2018
Unprompted review
Rated 5 out of 5 stars

Worked with Randy Julien

Worked with Randy Julien, he was very helpful in offering information on how the line of credit processed works and what the next steps would be. He followed up with informational emails and a phone call. Very pleasant to work with! Thank you Randy for your help!

8 February 2018
Unprompted review
Rated 5 out of 5 stars

Great company to work with

Great company to work with - this was definitely an out of the box solution for my company financing woes. When I found out Tom and Jeff were from my same hometown in Iowa, I felt this option was preordained! It was a great experience and I'm glad we went this route (I had about 5 options to choose from, one of which was cleaning out my retirement accounts early). Would definitely recommend.

2 February 2018
Unprompted review
Rated 5 out of 5 stars

Joel is great to work with

Joel is great to work with. I'll be referring my clients directly to Joel, because I know he will take wonderful care of them. LenCred provides a great service for business owners looking for safe, smart, informed, and affordable access to unsecured credit lines.

1 February 2018
Unprompted review
Rated 5 out of 5 stars

Joel was very helpful and patient

Joel was very helpful and patient. He spent time to walk me through the process of acquiring a loan for our church. Taking time to make sure I understood the steps involved. I look forward to working with him and Jimmy.

1 February 2018
Unprompted review
Rated 5 out of 5 stars

A real professional.

Joel was very warm and friendly as well as professional. It was a pleasure to conduction business with him. He was clear and concise and helped me understand the entire process. I look forward to doing business with him again.

31 January 2018
Unprompted review
Rated 5 out of 5 stars

Joel was great

Joel was friendly, clear and insightful. He did a great job explaining the process and how everything works.

25 January 2018
Unprompted review
Rated 5 out of 5 stars

Dealing with Sandra today was very …

Dealing with Sandra today was very easy. I am pleased with our interactions so far. I hope we are able to build a long term business relationship. Hopefully they will be able to help me attain my dream charter fishing business goals.

25 January 2018
Unprompted review
Rated 5 out of 5 stars

Where do I start

Where do I start! Jessica is such a pleasure to work with! Every single time I speak with her she is pleasant and upbeat and she never minds taking the time to explain things to me. She is very knowledgeable and is familiar with the process inside and out. What a great and painless way to get the funds you are looking for. Lencred makes things a breeze and they are ALWAYS friendly! Thanks Lencred and thank you Jessica!

24 January 2018
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look