Healthy Pets Insurance Reviews 

3,657
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 420 reviews, reviewers overwhelmingly had a great experience with this company, often highlighting the exceptional value, competitive rates, and reliable coverage. Customers consistently praise the friendly, helpful staff who make setting up new policies, managing queries, and completing transactions completely smooth. People deeply appreciate the clear options and the user-friendly website that makes comparing different coverage levels remarkably straightforward. However, some people mentioned that annual renewal prices increased significantly over time, expressing disappointment over a complete lack of loyalty rewards. Consumers also noted unexpected policy caps, strict plan restrictions, and occasional frustration regarding poor communication or unhelpful customer support teams.

What people talk about most

Price

Customers had ambiguous experiences with price, often noting very competitive initial quotes and reasonable... See more

User experience

Reviewers highlight positive aspects of user experience, consistently noting that the website and application... See more

Value for money

Customers consistently note positive experiences with value for money, highlighting sensible prices and... See more

Customer service

Consumers find customer service to be positive, highlighting helpful and pleasant staff who explain policies... See more

Service

Reviewers express mixed feelings about the service, noting both positive and negative experiences. While some... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Have been with Healthy Pets many times over the years. Have always found them up there with the most competitive quotes for the cover provided. I do move away every year or two as with all insurance c... See more

Company replied

Rated 5 out of 5 stars

My pet has been insured with Healthy Pets since 2021. As a rescue from Crete with mixed heritage she has enjoyed a fairly untroubled intoduction to the UK. Apart from a disgnosis of Giardia in her... See more

Company replied

Rated 4 out of 5 stars

Good service. Their cat insurance policy prices are presently cheaper than many other insurers at the moment. Their customer services are easy to get hold of if I have any queries. They process clai... See more

Company replied

Rated 5 out of 5 stars

I received my new quote for my cats health insurance, but found it had increased. I phoned to query this & spoke to a really helpful member of staff. She explained why it had gone up & between us we s... See more

Company replied


Company details

  1. Insurance Agency
  2. Pet Store

Written by the company

Healthy Pets Insurance was founded in 1996 by Mark Effenberg, as Chief Executive of a pet-loving business insuring the UK's cats and dogs. Today, Healthy Pets, which was founded before Google, is an established participant in the £1 billion-plus UK pet insurance market. Based in Petersfield, Hampshire Decades on, the fact that we are a leader in online insurance and know how pet owners think gives Healthy Pets Insurance, as of 2017 part of The Ardonagh Group of companies, a distinct advantage. We talk cats and dogs, and we truly understand that pets really are members of the family. Being internet-based with a team of understanding pet specialists available over the phone, means we can offer high-quality cover at more than competitive prices. Because we are efficient, agile and specialist, and we know pets and their needs from our own experience, Healthy Pets has one of the highest renewal rates in the pet insurance industry because, in our view, whether it's the opening contact or dealing with a complex claim, we know how important it is not just to hear our customers, but to listen to every woof and meow. Mark has always been a dog owner, and it was his experiences as a "pet parent" back in the mid-1990s that caused him to establish Healthy Pets Insurance - for the simple reason that he could not find an insurer at the time who truly understood the bond between a dog and its owner, and, speaking to friends, he found it was much the case with cats too.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

4K reviews

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4.5

All reviews

(3,657)

388 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy to obtain a quote

Website was very easy to navigate
Fully explained what I was getting at each level
I was recommended by family to check and glad I did
Fantastic

3 April 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you so much for your kind words and positive feedback! We're thrilled to hear that you found our website easy to navigate and that the information provided at each step was clear. It's wonderful that your family recommended us, and we're glad you decided to check us out.

If you ever need any assistance or have questions, feel free to reach out. We're always here to help.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

Quick and easy

Easy to understand contract and good price and value for money.

12 April 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for your positive feedback! We're glad everything was straightforward and that you’re happy with the price and value. If you ever need any help or have questions, feel free to get in touch.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

Very easy to purchase via money…

Very easy to purchase via money supermarket app

16 April 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for your kind feedback! We're delighted to hear that you found the whole process very easy. If you need any further assistance or have any questions, please don't hesitate to reach out.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

The form's were easy to fill in and to…excellent value

The form's were easy to fill in and to understand

15 April 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for your feedback! We're pleased to hear that the forms were clear and straightforward for you. Should you need any further help or have any questions about your policy, feel free to get in touch.

Kind regards,

Darren @ Healthy Pets

Rated 1 out of 5 stars

DO NOT RECOMMEND

DO NOT RECOMMEND! Claim process is complicated and very lengthy-also, in our experience, often challenged. But most importantly, total disregard for our loyalty as customers of 13 yrs +!!! Insurance premium for our pet has been increased out of nowhere by a whopping 50% year on year :( citing generic costs increases. Heartbreaking that an older pet which obviously is more likely to be in need of medical attention get penalized in this way. Think carefully before putting the health of your beloved pet in Healthy Pets hands - they are very happy to take your money when the pet is young and healthy but very quick to radically increase the premium when your pet might need it the most, knowing you have no other choice than staying with them. Literally heartbreaking to think that we might not even be able to afford medical insurance anymore. Thank you Healthy Pets!!!

15 April 2026
Unprompted review
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thanks for taking the time to leave a review. I'm sorry hear about your dissatisfaction with the cots of the insurance. We would love an opportunity to look into this further and have request some contact information via Trustpilot.

Please respond to our request so we can investigate your concerns.

Kind regards,

Chris @ Healthy Pets

Rated 5 out of 5 stars

Sent a claim in for my dog 10 days ago…

Sent a claim in for my dog 10 days ago and they settled it with the vet today .so they ha very been amazing

14 April 2026
Unprompted review
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for taking time to leave a review! We're really pleased to hear that the claim for your dog was settled quickly and that you had an amazing experience with Healthy Pets.

If you need any further assistance, please don't hesitate to reach out.

Kind regards,

Darren @ Healthy Pets

Rated 4 out of 5 stars

Revised premium

Insurance cover specified at a revised premium

9 April 2026
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Reply from Healthy Pets Insurance

Thank you for choosing Healthy Pets for your insurance. We understand how important it is to have the coverage you want at a competitive price. We are happy to hear that we achieved this with you.

If you need anything in the future, please let us know.

Kind regards,

Michelle @ Healthy Pets

Rated 4 out of 5 stars

It was fairly easy to buy the…

It was fairly easy to buy the insurance. There was a difference between the product listed on Money Supermarket and the website when I clicked through but I purchased another product anyway.

8 April 2026
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Reply from Healthy Pets Insurance

Thank you for your feedback. I’m glad to hear that you found it fairly easy to buy the insurance. I apologize for any confusion caused by the difference between the product listed on Money Supermarket and the product on our website. We appreciate your understanding and are happy that you were still able to find a suitable policy.

If you have any further questions or need assistance with your policy, please don't hesitate to get in touch.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

Will take away some of the worry of health and money

I haven’t needed to call on the company’s help because I’ve only just signed my kitten up and of course I’m hoping she has a long and healthy life. This will just take some of the worry away if it ever comes to issues with her health.

12 April 2026
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Reply from Healthy Pets Insurance

Thank you so much for sharing your kind words. We're glad to hear you've just signed your kitten up and hope she enjoys a long, happy, and healthy life. We're here to support you whenever you need us, so please don't hesitate to reach out if you have any questions or concerns.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

Good value and easy to set up online…

Good value and easy to set up online application

13 April 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for your positive feedback! We're delighted to hear that you found our service good value and that the online application was easy to set up. If you need any further assistance, please don't hesitate to get in touch.

Kind regards,

Michelle @ Healthy Pets

Rated 5 out of 5 stars

Very good price

Very good price, shopped around found deal on money supermarket. Very easy to buy on line. Happy with price and excess was much better than others.

5 April 2026
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Reply from Healthy Pets Insurance

Thank you for your feedback! We're delighted to hear that you found a great price through Money Supermarket with us and that the online purchasing process was easy. It's wonderful to know that our pricing and excess met your expectations compared to others.

If you need any further assistance or have any questions, please don't hesitate to get in touch.

Kind regards,

Michelle @ Healthy Pets

Rated 4 out of 5 stars

Some advisers are helpful some are not

Received a renewal quote. Phone to say I get a cheaper quote with Healthy pets online but female customer adviser said she can’t do a quote on the phone- everything has to be done online and that I have to cancel my policy for auto renew and do the new policy myself online.
When Setting up the policy there was an error in the level of protection I needed. I phoned to get this fixed and this time the male customer adviser was able to quote me over the phone!

8 April 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for reaching out and sharing your feedback regarding your renewal quote experience.

I understand that you were initially informed by a female customer adviser that quotes could only be done online and you would need to cancel your current policy to get a cheaper quote. I also understand that when you later spoke to a male adviser, he was able to provide you with a quote over the phone. I appreciate how this inconsistency could cause frustration and confusion.

Please accept my apologies for any inconvenience caused. We aim to make the renewal process as smooth as possible, and your feedback helps us improve our service.

Kind regards,

Michelle @ Healthy Pets

Rated 5 out of 5 stars

Good communication easy to use website…

Good communication easy to use website nice to know I'm pet will be covered in times of need ..It gives me peace of mind .

9 April 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you so much for your kind words and positive feedback! We're delighted to hear that you find our website easy to use and that our service gives you peace of mind knowing your pet will be covered when needed. At Healthy Pets, we're committed to providing the best care and support for you and your furry friend.

If you ever have any questions or need assistance, please don't hesitate to reach out.

Kind regards,

Michelle @ Healthy Pets

Rated 5 out of 5 stars

Easy to use

Easy to arrange insurance. Quote was clear and easy to understand. Payment schedule was also easy to understand .

10 April 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you so much for your kind feedback. We're delighted to hear that arranging your insurance was easy and that the quote and payment schedule were clear and straightforward. If you have any questions or need further assistance with your insurance, please don't hesitate to reach out.

Kind regards,

Michelle @ Healthy Pets

Rated 4 out of 5 stars

Easy to register

Easy to register, great explanation and a great pet insurance deal

7 April 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you so much for taking the time to share your positive experience! We're delighted to hear that you found the registration process easy and the explanations clear. It's wonderful to know that you feel good about your pet insurance deal with us.

If you have any questions or need further assistance, please don't hesitate to reach out.

Kind regards,

Michelle @ Healthy Pets

Rated 4 out of 5 stars

Dog insurance

Straight forward and easy to complete

8 April 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for taking the time to share your feedback. We're delighted to hear that you found the process straightforward and easy to complete. If you have any further questions or need assistance, please don't hesitate to reach out.

Kind regards,

Michelle @ Healthy Pets

Rated 5 out of 5 stars
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for your kind feedback! We're delighted to hear that you found the process easy and the price good. If you need any further assistance with your insurance or have any questions, please don't hesitate to reach out.

Kind regards,

Chris @ Healthy Pets

Rated 5 out of 5 stars

website good and informative

website good and informative
quick and easy to sort
prices very reasonable for cover offered

5 April 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you very much for sharing your positive feedback. We're delighted to hear that you found our website informative and easy to use, and that you feel our prices offer great value for the cover provided.

If you have any questions or need further assistance, please don't hesitate to reach out. We're here to help!

Kind regards,

Michelle @ Healthy Pets

Rated 5 out of 5 stars

It was easy to follow the instructions…

It was easy to follow the instructions for renewal.

7 April 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you so much for your positive feedback! We're delighted to hear that you found the renewal instructions easy to follow. If you have any further questions or need assistance, please don't hesitate to reach out.

Kind regards,

Michelle @ Healthy Pets

Rated 4 out of 5 stars

Identical policy much cheaper if you take out new policy instead of renewing

When my renewal came through from Healthy Pets I was surprised that it had increased so much. When I did a comparison to find an alternative provider the same cover was available with Heathy Pets for £7 per month less than my renewal quote - the only drawback was I had to take out a new policy & set up another direct debit with them

28 March 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for reaching out and sharing your concerns regarding your recent renewal with Healthy Pets.

I understand that the renewal increase was unexpected, especially given you found a similar cover available directly from Healthy Pets at a lower monthly cost, albeit requiring a new policy and direct debit setup.

We aim to provide the best guidance and support when it comes to your pet insurance options. If you would like, we would be happy to assist you in reviewing your current policy details and compare them with the alternative quote you found, to ensure you are getting the best value and coverage for your needs.

If you wish to discuss this further, please reach out to our team.

Kind regards,

Chris @ Healthy Pets

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